Debt management is the consistent practice of NB Electric, and if there is no debt, you must have to set up some debts.

Investment is risky, and lending is one of the most important sources of income for banks, otherwise there is no money to pay interest to depositors. Big banks such as HSBC, Deutsche Bank and Citigroup in Hong Kong welcome NB Electric's approach, which has so many fixed assets and securities as collateral that there is almost no risk.

Part of the profit obtained from the existing business is invested in research and development, part is used to expand the market, and part is used to pay loan interest.

As for the repayment of the loan, the bank does not urge, and the charter is not urgent.

Even if they urge, they can tear down the east wall and make up the west wall, not to mention that as long as the business is in good condition, the bankers will never be stupid enough to come to the door to force debts. After all, in a sense, NB Electric is working for them and bringing them a steady stream of income.

Of course, this only applies to the big international banks that have a history of 100 years.

If we put the pressure on those domestic banks that are always affected by the policy, a single document can cut off the entire capital chain, and there is even the possibility of bankruptcy and closure.

On the flight to San Francisco, the charter thinks about the future direction of the company and the security of the entire capital chain.

Thinking that NB Electric has already shown its prominence, and the next step is to really face international giants such as Dongmenzi, CE, NBB and Japan's Matsunobu, everything can happen, he realized that he can't put his eggs in one basket, so he said sideways: "Manager You, after getting off the plane, contact Director Xia Wang, and ask him to contact Kuwait Industrial Bank, Arab National Bank, Saudi Commercial Bank and Qatar QNB Bank." In addition, colleagues in the finance department who are at home were informed to open a few accounts with Standard Chartered Bank, Hang Seng Bank and OCBC Bank in Singapore. ”

You Ruiqin is a flute. Then he reacted and said with a smile: "Okay, I'll contact them when I get off the plane." ”

After the meeting ended yesterday, John Chen, a fake foreign devil, took out a list of listed companies on the New York Stock Exchange, and the articles of association picked up a pen very casually and circled dozens of companies on the list.

The vast majority are high-tech companies such as Microsoft and Cisco, and the rest is the energy industry, and there is even a clothing retailer stock with a price of less than 40 cents per share. Pierce was worried, and couldn't help but ask in a low voice, "Zhang." Are you sure the companies on this list won't let us down? ”

For people now. The Internet is out of reach, and the "information superhighway" is just a concept, who would have thought that with the continuous development of computer technology, the "new economy" would emerge in a few years.

Smash all of Kuwait's future earnings into the U.S. stock market. It's all about starting all over again. It was normal for him to have such worries. The charter smiled and said casually, "Dear Mr. President, as a U.S. citizen. You should trust your fellow citizens. Besides, there are dozens of companies, not every one of them will be so miserable, right? ”

"Oh my God, that's over $500 million, I don't know where your confidence comes from."

"I'm not afraid, what are you afraid of?"

"I'm afraid that you will lose all your money," thinking of the financial situation at the beginning of the establishment of the Xiangjiang headquarters, Henry said solemnly: "Zhang, although I am only a shareholder of NB Electrician, and the next investment will not affect my personal interests, I still want to remind you that it is not easy for the company to develop to this point." ”

"That's why we have to keep putting pressure on ourselves, such as taking out loans."

"Haven't you ever wanted to enjoy the good life like other billionaires?"

"Buy a private jet, buy a luxury yacht, stay in a luxury hotel, go to a Michelin-recommended restaurant?" ”

Henry. Pierce nodded slightly, and said with a smile: "When the work in Kuwait is done, these are not problems." ”

"Of course it's not a problem, the point is that this kind of life is not for me. Henry, everyone has their own dreams, and I not only have my own dreams, but also carry the dreams of many people. You haven't been to Berlin and don't know how much Dr. Klinsmann and his friends expect from me. But we must be clear about what kind of vision those colleagues in the basic research laboratory, the systems engineering laboratory and the technology application laboratory have for the future. ”

"Zhang, you are not Santa Claus, let alone God, you should have your own life."

"That's my life, and I'm having fun with it."

The charter took a sip of coffee and said with emotion: "You have never engaged in scientific research, and you can't imagine what it is like for an achievement or an invention to be born from your own hands." It's like 'Wall Street addict', which many people think is a compliment, but who would have imagined that anyone would love Wall Street from the bottom of their hearts? ”

On Wall Street, investment managers over 60 years old can be seen everywhere, still studying new industries and new markets with full spirit. Senior analysts, eating a simple lunch, read a report as thick as a brick, and even forgot to swallow; Young traders are still discussing trading strategies at after-hours parties, and the smiles on their faces are so natural.

This is not seen in Hong Kong, or even in the entire Asian financial community.

Including the fake foreign devil John Chen, their biggest wish is to work hard in the financial industry for a few years, earn enough money, and then do "what they like". For them, studying finance and engaging in finance just to make a lot of money.

Wall Street bankers, analysts, traders, and fund managers work 14 hours a day, read hundreds of pages of research reports a day, make dozens of phone calls, and enter hundreds of trading orders every day, not only to deal with their bosses, not only for money, but also because they love trading.

In the words of Joseph, the newly recruited deputy manager of Wall Street Investments, "When I first started as a bond trader, I was staring at a screen 12 hours a day, following the trajectory of bond interest rate movements. I know how boring the job can be for someone who doesn't like bonds, but I like it, so I don't think it's torture at all. ”

Thinking of the guy who was crazy and staring at the TV all day watching the stock market, Henry sighed lightly, shook his head and smiled bitterly: "Joseph is a Wall Street addict, you are a technology addict, I think I should also find a dream and be an addict." ”

"Dear Mr. President, there are so many dreams waiting for you. As long as we maintain the enthusiasm at the beginning of our business, we will definitely be able to develop into one of the best companies like CE. ”

Speculating on the reconstruction of East Mark and the Gulf, two golden opportunities were seized by NB Electric, and in just a few years, it developed into a multinational company with small capital. But compared to those real international giants, all the assets combined are not as much as one business.

Only then did Henry realize the good intentions of the young man in front of him, and agreed: "Yes, we still have a long way to go, and we can't be satisfied with this. ”

The charter nodded slightly, and said step by step: "Henry, my future energy will be focused on research and development, and the company's operation depends entirely on you, so I have made drastic adjustments to the sales model, so that you can take time out to be responsible for the operation." The goal of the headquarters is clear, and within three years, each entity will be able to operate autonomously. Only in this way can we be as flexible and agile as a small company in everything we do. ”

"Like CE?"

"Well, as long as it's an advantage, we have to learn."

"What about the chairman, he won't really accompany your sister and the little guy to travel around the world next year, right?"

"Really go, this is what I promised them, and I must fulfill my promise."

Chairman Liu Siwei's importance to the company is self-evident, although major decisions are made by the person in front of him, but considering a series of negative effects that will be brought about by his shift, Henry said sincerely: "Zhang, I have communicated with Daniel, Assad and Ruan on this issue, and everyone agrees that the chairman cannot resign from all positions at once, at least in three or five years, there are still many things that need to be done by him." ”

My brother-in-law is a real Hong Kong person, and he has a natural advantage in dealing with the mainland government.

The articles of association also didn't want him to be so picky, so he pondered for a moment, then raised his head and said: "I think so too, if he is willing, then make some adjustments to the existing structure, form NB Electric Group, and ask him to serve as the chairman of the board of directors, and the CEO will be responsible for the specific affairs, which will not affect his travel around the world, nor will it affect the normal operation of the company." ”

The person in front of him has to concentrate on R&D and has no time to deal with those endless normal affairs; The presidents of the four regions have a heavy task and cannot return to serve as CEO; Chen Hao, CEO of NB Electrician, is a suitable candidate, but as the CEO of a listed company, he will have at least two years to get out.

Cao Xuming, the manager of the Ministry of Commerce, is not qualified enough, and Zhang Lin, who is studying in Germany, is even more impossible, and Henry racked his brains and couldn't figure out who could do it.

Looking at his thoughtful appearance, the charter smiled: "The CEO candidate is very important, but it is not important to the point of life and death of the company, after all, he is responsible to the board of directors." We can hire one from outside the company, which can not only solve the urgent need, but also reflect our open attitude, which will help the company develop and help improve the company's image. ”

The power is delegated to the four regional companies and the entities, with the board of directors at the top, and the functional departments such as the Ministry of Commerce, the Finance Department, the Human Resources Department, and the Preparation Department, and this CEO is really not that important.

Henry. Pierce understood as if he had been empowered, and couldn't help but smile and ask, "How about inviting a former Hong Kong government official?" No one is more suitable than them. ”

The charter smiled knowingly: "Bank executives can too." ”

"One year is enough time for him to familiarize himself with the company's operations. Zhang, you can rest assured that I will welcome him very, very well, and I will be very, very respectful of his opinion. ”

"I am convinced of that," the charter thought for a moment, adding, "This is also an opportunity to promote the company, and I believe the chairman will be interested." (To be continued......)