Business class is also good, with two aisles, three rows of seats, a total of 36 seats. Dream-style interior, pink backrests, high ceilings, and a very open view.

Each seat is independent, forming a semi-enclosed oval space, with a wide distance between the front and back, and William, who is 1.83 meters tall, sits on the chair with his legs straight, and about 15 centimeters of space. A small energy-saving lamp is installed on the side of the chair to facilitate the passengers' reading. Press the button next to you to adjust the seat, and if you are tired, you can lay it completely flat, like a small bed.

There's even a 9-inch color LCD display behind each seat, as well as amenities like a speaker, control panel, and headphones. As the flight attendant just introduced, you can use it to watch nearly 100 of the world's latest releases.

9-inch color LCD!

This is a device that Apple applied to laptops last year, with a resolution of 600x400 and excellent performance, so the price of that computer is extremely high.

Business class is available, economy class is also available, not to mention first class. More than 200 seats, more than 200 monitors, how much does this cost?

With such a large space, such advanced equipment, such luxurious decoration, and such a high level of service, Zheng Wenyan, who had never taken business class or even first class during his tenure as a former senior executive of the National Commercial Bank, was secretly speechless.

Looking at everything around him, feeling the NB Airlines VIP card in his pocket, and thinking of NB Electric, a multinational group that has invested in Hong Kong, the mainland, Germany and Taiwan, and used their own invented equipment to help Kuwait extinguish the oil field fire in just four months, Zheng Wenyan suddenly remembered an idiom: Saiong lost his horse, and he knew that he was not blessed.

Because even if the China Commercial Bank did not collapse and was not liquidated, she was only one of the many executives of the Hong Kong branch of the China Commercial Bank. The academic qualifications are not high. The qualifications are so shallow. Don't say whether you can enter the decision-making level of the head office. Even being promoted to vice president of the Hong Kong branch is a distant dream.

And NB Bank, which was just incorporated this year and has not officially launched retail business, as long as she can do it, she is tantamount to the veteran of NB Bank.

"Miss, since NB Airlines is a subsidiary of NB Electric Group, why don't you put some NB Electric information here like other airlines? In my opinion, this is an opportunity to promote NB Electric, and even play a promotional video of NB Electric. ”

"I just felt that there was something different from other airlines, and Mr. Wang found out that there was no advertisement. Miss. This is the best carrier of advertising, and it should be done on the plane, and it should also be done in the VIP lounge. ”

Just as he was thinking about it, there were voices from several bosses in front of him.

The flight attendant who listened to their suggestion was a Hong Kong national, and while carefully pouring coffee for them, she smiled and said in Cantonese: "Thank you for your advice, as far as I know, before the sea trial, the company also considered the issue of advertising value-added, and held several board meetings for this purpose, but in the end it was agreed that a good and warm atmosphere should be put first." After all, not all passengers like advertising. ”

"Mr. Wang, shame on you, right?"

A boss laughed and said, "Publicity and promotion of other businesses of the NB Electric Group. It is enough to have the words 'NB Aviation'. Whether people can provide high-quality products and timely and thoughtful after-sales service can also be seen from the high-quality service of this young lady. Wouldn't it be enough to engage in a bunch of annoying advertisements? ”

A few years ago, NB Electric was still an inconspicuous small company, but now it has developed into a multinational group with assets of more than 10 billion, Mr. Wang couldn't help but sigh: "Vision determines height, pattern determines development, no wonder people have developed so well, but we have been standing still." ”

The decision-making body of the NB Electric Group is the board of directors, and the stewardess is the board of directors.

From such a small detail, Zheng Wenyan analyzed a message - NB Aviation has a lot of autonomy, and NB Electric Group does not dictate everything to its subsidiaries like other large groups.

To believe in the subsidiary is to believe in the decision-making level of the subsidiary, which is really valuable. In fact, only by fully trusting professional managers and fully listening to professional opinions can a group have a future.

Thinking of this, Zheng Wenyan became even more curious about the big boss who looked ordinary.

"William, how much do you know about NB Electric?"

"How do you ask that?"

"I'd like to know more."

William pondered for a moment, put down his headphones and smiled: "Extinguishing fires with aircraft engines, having a very high-level laboratory, and it is said that a new material that can change the whole world has been discovered, that's all, I think I know about the same as you." ”

Zheng Wenyan obviously knew less than him, her eyes flashed, and she asked suspiciously: "New materials that can change the whole world?" ”

"Didn't you watch the news? The Hong Kong Nanotechnology Forum has brought many internationally renowned scientists, including two Nobel laureates. As for which field it belongs to, I can't say clearly, maybe it's quantum mechanics, maybe it's materials physics, maybe it's materials chemistry, in short, it's very famous. ”

"Did Mr. Zhang find it?"

"It doesn't seem to be," William thought for a moment, then added, "but that doesn't affect his standing in academia, because he had made a major discovery in the field of quantum mechanics before that." It is precisely because of this discovery that the UGC has helped NB Lab to obtain government funding. ”

"What university did Mr. Zhang graduate from?"

"I don't know, I just know that he spent two years as an exchange scholar at the former East German Academy of Sciences, and he has very close ties with Germany, especially East Germany."

The Hong Kong company, headquartered in Hong Kong, has a close relationship with Germany, but it has a long way from the United Kingdom, and Zheng Wenyan is puzzled.

While speaking, a flight attendant walked up to Lin Zucheng, who was concentrating on reading the documents, from the left passage, and half-squatted down and whispered a few words. Lin Zucheng immediately stood up and greeted them, colleagues from NB Bank, "Ladies and gentlemen, Mr. Zhang invited us to go up and talk, let's go up together." ”

"Shall we all go?"

"Of course," Lin Zucheng confirmed with a smile, "he is very busy, and this opportunity is not much for us." ”

The big boss is a young man. But there is not even a single shelf. Not only approachable. Even get up to greet him. And his little jasper-like fiancée also stood up, clutching a book in her hand, and her smile overflowed with proper shyness.

"What do you drink?"

He was busier than anyone else, Lin Zucheng didn't dare to waste too much of his time, nodded slightly at the future proprietress, pointed to the small conference table in the first-class cabin and said with a smile: "Mr. Zhang, I've drunk it below, let's start." ”

"Okay."

The charter beckoned everyone to sit down. "You are all elites in Hong Kong's financial industry, and you have a wealth of experience in how to run a bank. However, NB Bank is different from any other bank in Hong Kong, but is an 'all-round bank' equivalent of a commercial bank plus an investment bank plus an insurance company plus shareholders of non-financial enterprises.

It not only operates banking business, but also operates securities, insurance, financial derivatives business, and other emerging financial businesses, and even holds equity in non-financial enterprises; The scope of financing is the same, from traditional working capital loans to private bonds to international bonds to various types of stock issuance, which is very wide and very wide. Therefore, I would like to take this opportunity to discuss with you how NB Bank should develop next. ”

How much money to do a lot of business. The stall is so big, and more importantly, it has just been formed. There is no credibility, and even a rating is not qualified. All the former executives of the Hong Kong National Commercial Bank, including Zheng Wenyan, looked at each other one by one and didn't know how to interface.

"Let me give you a brief introduction."

Lin Zucheng knew what they wanted, and lost no time in saying: "On the surface, our total capital after the capital increase is not much, the total is only more than 200 million US dollars, and more than 50 million have been released. Due to the extremely competitive banking sector in Germany, loan yields are also very low.

However, the amount of money available to us is not only very substantial, but also very stable. This includes the settlement of all the group's companies, including the research funds of the NB laboratory in Berlin, including the NB venture fund, which will be launched in the second half of the year, as well as the research funds of the NB laboratory in Hong Kong and the next capital projects. ”

How to spend your family's money, there will definitely be a plan in advance.

This means that NB banks can plan their funds calmly, without having to prepare a huge amount of money on top of the rigid regulations of financial regulators like other banks.

William suddenly became energetic, his big blue eyes shone brightly, and he asked in a deep and refined manner: "Mr. Zhang, Mr. Lin, is it convenient to reveal how much money can be maintained normally on the account?" ”

Excluding equipment, labor outsourcing and related taxes, the Kuwait oilfield firefighting business made a net profit of $760.4 million. Among them, 500 million yuan was invested in the U.S. stock market, and then more than 30 million yuan and part of the profits from the modified turbospray fire truck were used to raise 100 million US dollars to establish an NB venture fund.

NB Electronics has invested the most, but all of the money required comes from mortgages on the shares of U.S. companies it holds.

Including the R&D investment of the Hong Kong NB Laboratory and the Berlin NB Laboratory this year, as well as the HK$200 million project funds of the Hong Kong NB Laboratory, the total amount of firefighting money earned in Kuwait is more than US$175 million.

Don't look at the big stall, but the business of NB electrician, NB electrical, NB electrical complete sets and NB transformer has not only not been affected in any way, but also because there is no need to spend all the profits on R&D and overseas market expansion as before, the funds are more sufficient.

The charter thought about it for a while, and said unhurriedly: "Except for NB Electronics, there will be no big investment this year." I think you have about $300 million in group funds that you can use normally this year. ”

NB Bank is a German bank registered in Germany, and the president needs to be a German, otherwise the local financial regulator will definitely have doubts about doing business outside of Germany.

Because of this, Lin Zucheng, the director and vice president, is the real head of NB Bank.

He has studied the accounts of the group's finance department and has a clear understanding of NB Electric's family background, adding: "300 million US dollars is a very conservative estimate, if all overseas settlement business is included, it can reach at least 400 million." ”

The available book funds are equivalent to up to HK$5 billion!

The crowd was stunned by this figure, because it was the NB Electric Group's own funds, not those deposits of the public that could be withdrawn at any time.

"All for now, bank start-up capital is not an issue."

The charter paused, and said step by step: "In addition, the group does not have too many requirements for NB Bank. All overseas branches, including Hong Kong, will not be considered for retail business for the time being. It is only responsible for the settlement of the group's business. and familiarize yourself with the local financial environment. At this stage, East Germany is our top priority, providing loans to affiliated companies, developing retail business, and designing and launching one or two competitive wealth management products. ”

Harriot pondered for a moment, then looked up and smiled bitterly, "Mr. Zhang, you really chose a good place for us. ”

"The competition in the German banking sector is really fierce, and the fact that several of the big public banks are not even profit-oriented, is undoubtedly a serious challenge for us. But that doesn't mean we don't have a chance. ”

The charter looked around at everyone and said slowly: "First of all, we have a good reputation in East Germany, and secondly, we have many affiliated enterprises and friends, as long as you can make use of these two advantages, it should not be a problem to gain a firm foothold." As for profitability, that's for later. ”

Zheng Wenyan was surprised, and couldn't help blurting out: "Mr. Zhang, are you saying that the group has no profit requirements for NB Bank?" ”

"Not only not this year, but not in the next three years, but there has to be an improvement in financing."

High interest rate accumulation. Low-interest loans, as long as they can ensure the normal operation of the bank. Savers will naturally not be a problem, and the wealth management business with a higher rate of return will not be bad. Only then did Zheng Wenyan realize that NB Bank is really different from ordinary banks, and its meaning of existence is to serve NB Electric Group and its affiliates.

If you don't expand blindly, there won't be any risk.

Not easily getting involved in other value-added businesses also means that it is difficult to have great development.

Seeing that she seemed a little disappointed, the charter said meaningfully: "NB Electric never does things that are uncertain, so for the board of directors of the group, Germany is a whetstone." If you can gain a firm foothold in Germany and move your business from East Germany to West Germany, it means that NB Bank has the potential to grow, and it means that it can stand on its own like other sub-groups and subsidiaries. ”

Zheng Wenyan said in a ghostly manner: "What about NB Airlines?" ”

"The situation with NB Airlines is different from NB Bank."

Pointing to the resting German pilots behind her, Charter patiently explained: "Under normal circumstances, this Boeing passenger plane should have only four crew members in two shifts, but now there are sixteen. Four instructors, twelve trainees, and will always be that way in the future. It can be seen that NB Airlines is not an airline in the true sense of the word, but a training institution for cabin crew, ground staff and flight attendants.

If the operation is good, we may open one or two more routes, lease or buy a few more passenger aircraft, but all this must be for training purposes, not just how profitable air passenger transportation will bring. ”

No wonder it's so luxurious, I didn't think about making money from air passenger transportation.

Perhaps for the overly young boss in front of him, only the best facilities and environment can train the best flight crew, ground crew and flight attendants.

There is really nothing to say about such a boss who has never thought about making a profit from passenger transportation and never thinking about making money from a bank when he opened an airline.

Zheng Wenyan was made ridiculous, grabbed a pen and paper and didn't raise any doubts about this issue.

Determine the development direction of NB Bank, discuss the organizational structure, and study risk control measures...... Whenever his sweetheart was speaking English in his mouth and gesturing in his hand to express his meaning, Xia Yao would always see that the bright streamer on his body seemed to be constantly flickering.

Suave and elegant, he talks decently, and is definitely the prince charming in the eyes of women.

She hoped that she would not be the woman who would be jealous, but when she saw Zheng Wenyan's attentive expression when she spoke to her sweetheart, she had to force herself to take her eyes off them, slowly, self-righteously, and clean up the ridiculous emotions that she had sunk to the bottom in an instant.

She suddenly hated herself, hated herself for not being able to fully understand the conversation between them.

It wasn't until the colleagues of NB Bank were sent away that the charter remembered to snub the person he loved most for a long time, and hurriedly sat down beside her and asked, "Stuffy, right?" ”

"It's fine."

Xia Yao showed a helpless look on his face, his thin lips were slightly pursed, and a few locks of broken hair hung down on his forehead, and the indescribable evil charm was moving.

In front of her, especially when she was alone, she said with a smile on her face as if she had changed someone: "I don't know when I will come back this time, so I can only use this time to explain." Wife, I'm sorry, when I get to the Soviet Union, I'll have fun with you. ”

Although he never expected him to really go out with him, Xia Yao still smiled and asked, "What are the interesting places in the Soviet Union?" ”

The charter raised his head and thought about it, and said: "When we get to Moscow, we can visit Red Square, go to Vasily?" the Cathedral of Braenne, but also the Cathedral of Christ the Savior, the Avenue d'Arbat, the Convent of the New Virgin and the Place de la Manese and the Place de l'Europa;

Leningrad has even more places of interest, such as the famous Hermitage Museum, Nevsky Prospect and Isakievsky Cathedral. Another example is the Palace Square, built in 1829, the Tsar's Winter Palace, and the Alexander's Column, built to celebrate Russia's victory in the Great Patriotic War of 1812......"

Xia Yao lowered his head and played with his hand, and said faintly: "These are the places that Sister Lin wants to go, and I am not interested in art." ”

"And where do you want to go?"

"You really don't know?"

Seeing him shake his head, Xia Yao sighed lightly, snuggled on his shoulder and said, "Actually, I don't want to go anywhere, I just want to be with you quietly like when I was in Lujiawan." Don't get me wrong, I don't mean anything else, I just miss those days. ”

"I'm sorry."

"It's me who should say I'm sorry," Xia Yao raised his head and said with an affectionate smile: "I remember you said to Professor Achim, there must be a woman who silently supports him behind a successful man." I want to be that woman, the woman who supports you silently behind your back, doesn't hold you back, and can't bother you. (To be continued......)