It was 10 o'clock in the morning when the school bus sent researchers from the Polytechnic University to the Kwai Tsing District headquarters for the experiment, and the two of them had just gotten off the bus with their suitcases, and the two ladies who had already received the news greeted them with smiles.

"Xia Yao, I can look forward to you, Shen Xinru, call me Sister Shen, the one you have seen in my old Guo is the one who rushed back to do the test and came back in disgrace."

They are not only the veterans of NB Electric, but also good friends of their sweethearts, Xia Yao didn't dare to slack off, and hurriedly stretched out her right hand: "Sister Shen is good." ”

Lin Huixian looked up and down, and said with a smile: "You have also seen my old Huang, call me Sister Lin, Xia Yao, it's good for you to come, you can tie this person up, so that he doesn't have to run around." ”

She has light makeup on her face, her eyebrows are obviously carefully groomed, curved like a far dai, and her lips are painted with bright lip gloss, perhaps the reason for her good mood, the whole face is radiant, exuding infinite charm, she is wearing a dark blue professional uniform, and her figure is particularly graceful, worthy of being the former "NB Electric First Factory Flower".

Xia Yao secretly praised it, and said embarrassedly: "Sister Lin, how can I have the ability to tie him?" ”

Three women in one play, the charter couldn't help but smile and asked: "Two, don't say a few months, when I don't exist?" ”

Shen Xinru raised her arm and pointed to the second floor of the building, and said angrily: "Go up, the chairman and eldest sister have taken Jiahui abroad, and a lot of things are waiting for you." ”

Lin Huixian even took the suitcase in his hand and urged: "You are busy with you, Xia Yao has handed it over to us." Take a day trip to Hong Kong and return her to you in the evening. ”

They are all company executives, and Xia Yao doesn't want to delay their work because of herself. shook his head again and again: "Sister Shen, Sister Lin." It's not like you're leaving today. There's no need for such trouble. ”

"Today, Sunday, I work overtime and don't get a salary increase, I just want to go out for a walk, what's not troublesome."

"yes, I haven't been to Central for a long time, I won't go today, I don't know when I can go, so it's decided."

There is indeed a lot of waiting for yourself. What's more, this is a kindness from others, and the charter persuaded with a smile: "Xia Yao, go with Sister Shen and Sister Lin, they are all your own people, so there is nothing to be embarrassed about." ”

"That's right," Lin Huixian took her hand and turned around: "Charter, if you have anything to call my mobile phone or leave a message on Xinru's pager, I guess you can't remember the number." Ask the front desk directly, she has our contact information there. ”

"What's the matter with going out with you?"

The charter asked rhetorically. Chao Xia Yao said with a smile: "Go, don't live up to Sister Shen and Sister Lin's kindness, just buy whatever you like, and order whatever you want, the two of them are both wealthy and have bulging pockets." ”

Lin Huixian laughed and trembled, and Shen Xinru laughed even more: "No matter how much you drum, you can't drum, but this little situation can still be handled." Xia Yao, don't be polite to your sister later, just buy it, just point it, anyway, sooner or later, you can get it back with interest. ”

Seeing Liang Bao'er look at herself with a wicked smile, and then looked outside, she simply smiled and said, "Everyone, don't look at it, people were picked up by Director Lin and Director Shen." If you want to congratulate me, hurry up, don't congratulate me on going upstairs. ”

Liang Baoer turned around and asked with a smile: "Colleagues, do you want to congratulate Zhang Gong?" ”

"Yes!"

"Then let's get started!"

Liang Baoer made a grimace, took a group of colleagues who worked overtime, and took the lead in singing around the charter: "Winter has come to an end, it's really good news, the warm spring breeze has woken up the earth, congratulations, congratulations, congratulations......, congratulations

"Thank you, thank you very much."

Like her, her Hong Kong colleagues sang in Cantonese, colleagues transferred from China sang in Mandarin, and colleagues from other countries hummed along in English. But this is everyone's sincere blessing, and the charter nodded again and again, shaking hands one by one to thank you.

Walking out of the elevator on the second floor, I saw Chen Hao, CEO of NB Electrician, Xie Chenghui, manager of the planning department, and Han Jun, manager of the preparatory department, discussing something with Cao Xuming, the general manager of the company, in the office of the manager of the commercial department.

"I've kept you waiting."

"Zhang Gong, Daniel is waiting for a reply, let's get down to business first, and then we will congratulate you later."

"Say it," he smiled, put the suitcase aside, and pulled a chair over to sit next to Chen Hao.

There were too many things, Cao Xuming didn't care about politeness, and reported straight to the point: "As of 3 pm Berlin time yesterday, all 600 turbospray fire trucks were ordered, and hunger marketing was a great success, this is a fax just sent by the financial manager in Europe, with total sales of 798.4288 million US dollars, deducting the cost of modification and related taxes, a total profit of 445 million US dollars."

According to the agreement signed between NB Electrotechnical and the German Federal Trusteeship, 281.25 million of which belongs to our company's income, which means that in addition to the budget for investing in Leipzig Airport, there is a surplus of 160 million US dollars in Europe. Since the money was not suitable for the headquarters and other investments, Daniel and Dr. Klinsmann suggested that 100 million yuan be used to form an NB bank, and the remaining 60 million yuan should be set up to establish an NB start-up fund to provide research and development subsidies to graduate students at Humboldt, Leipzig and Dresden. ”

This windfall income was all used in East Germany, a promise to the future female chancellor of the Federal Republic of Germany, and the charter of course would not be open to money, so much so that she picked up the sesame seeds and lost the watermelon. He took the fax and glanced at it, and asked casually: "Is 100 million dollars a little bit too little to open a bank?" ”

"Not much."

Cao Xuming nodded slightly, took out another piece of information like a phone record and explained: "Daniel and Dr. also have their considerations, after all, NB industrial manufacturing cannot produce all spare parts, otherwise our investment will be an astronomical amount, and this is not in line with the basic principles of production and operation."

So they proposed to set up a small bank to provide small loans to East Germans, to be precise, to their Ph.D. friends, to start their own businesses, and to set up a number of small and even micro enterprises to support NB industrial manufacturing. ”

As long as they are East Germans, as long as they have a little liquidity, they can confidently apply for state-owned enterprises entrusted with the former unified socialist government.

The charter suddenly realized that this was a good idea, and after thinking about it, he suddenly laughed and said: "If half of them can develop into 'hidden champions' like West Germany, then the Federal Republic of Germany will have one more Kangzen." ”

Unlike the American monopolies and the Japanese zaibatsu, Germany's Contzen is linked by the banks and does not necessarily have a direct connection in terms of equity, and has a great deal of autonomy.

Provide them with small loans, provide technology, provide sales, and even help expand the market, and the interests are bundled together. As stated in the charter, as long as half of them can be developed, then NB Electric will inevitably become the Konzeen of East Germany.

Xie Chenghui, the manager of the planning department, said with a smile: "So we agreed that we could try it, anyway, the threshold of the German banking industry is very low, and with the overwhelming advantage, they don't need to worry about what challenges I will bring." ”

When NB Electric (Germany) Co., Ltd. was established, Cao Xuming stayed in Germany for half a year, and even dealt with the German government for a period of time on behalf of the headquarters. They don't have to pay dividends, they don't have to worry about credit ratings, and it's hard for private banks to make a profit in retail banking. ”

The German banking industry is notoriously bold and can do anything!

It can issue all kinds of investment products, it can issue bonds, it can directly invest in enterprises, and in the near future, it will even dare to violate Uncle Sam's regulations and help Iran secretly "launder money". It was not until after the European debt crisis that people discovered that the German banking industry, which has always been known for its supervision in place, had so many debts and bad debts.

Ill-gotten gains are like flowing water, and the charter is not distressing at all. What's more, there is a bank, even a small one, that can not only improve the company's image, but also use its "all-round" advantage to fish in troubled waters when Soros attacks Britain and even Southeast Asian countries.

Chen Hao, CEO of NB Electrician, has never been to Germany, so he asked curiously: "Zhang Gong, is the threshold of the German banking industry really so low?" ”

"It's very bottom."

"Some West German companies have even used their own customer resources to test the waters of financial business, such as the famous clothing chain CA Company, which has 300 branches in Germany and more than 1,000 branches in more than a dozen countries of the European Community, with 1 million customers per day. Therefore, he applied for a financial business license, used customer resources to sell motor vehicle insurance by telephone, and provided dozens of financial products and services such as installment and overdraft loans, and achieved good results. ”

"It's okay, it's incredible."

"There are so many incredible things, it's no wonder. Manager Cao, what's going on with that venture fund? ”

"Ph.D. not only wants the present, but also the future," Cao Xuming smiled and explained excitedly, "He wants to use this start-up fund to attract more graduate students to study in the NB Lab in Berlin." As in the case of West German research institutes, subsidies are provided, and the results are owned by the graduate students, who are then recouped in the form of shares or other forms when they start a business or transfer it in the future. ”

"It's a great idea."

The charter thought about it for a while, and said by inference: "Hong Kong should also learn from the valuable experience of West German research institutions, and after the second fire-fighting fund arrives, another 40 million US dollars will be invested, and 100 million yuan will be deposited in the NB Bank and used by several laboratories." As for the number of graduate students and the subsidy standard, it is negotiated by the doctor, several professors from Hong Kong, and Director Guo, Director Huang and Director Sun. ”

"What about the range?"

Plant the plane tree and attract the phoenix!

Thinking of the huge benefits that this investment could bring in three to five years, the charter said categorically: "For all universities in Germany, Hong Kong and China, there are subsidies, and you can get a degree, so you don't have to worry about attracting talents." (To be continued......)