Lu Xin smiled indifferently: "Wu Nianjiao, you don't want to overturn a boatload of people with a rod, at least when I buy financial products with you, I don't have the slightest idea of sleeping with you, if you and my godmother are partners, I won't give you a chance at all!" ”

"There were several tellers at the time, why did you choose to come to my counter?" Wu Nianjiao was extremely confident in her appearance, and chuckled: "Isn't it because I look a little prettier than others?" ”

"It's like going out to travel, but also choosing a place with good scenery," Lu Xin said calmly: "When choosing a staff, you should also find someone who looks pleasing to the eye and is pleasing to the eye, but this doesn't mean that when I see you, I have to try to trick you into bed, I'm not so hungry!" ”

"Hungry?" Wu Nianjiao glanced at Lu Xin indignantly, and said coquettishly: "You can't speak, if you have thoughts about me, you are hungry, and I think that if you have thoughts about Wang Anna, you can be regarded as hungry and hungry!" ”

"There are two kinds of women in this world," a wicked smile flashed at the corner of Lu Xin's mouth: "One is what I'm interested in, and the other is that I'm not interested, I really can't find the former one, so I have to accommodate myself to find the second one, for me, it's hunger!" ”

"You mean, I'm the same as Anna Wang, and you're not interested?" Wu Nianjiao rolled her eyes at Lu Xin coquettishly: "You hit me like this, don't you just want to get away with it, I have already seen through your man's tricks!" ”

Lu Xin couldn't stand Wu Nianjiao a little, how could this woman's self-feeling be so good, so he said coldly: "Wait until you see the first kind of woman." You will understand that you belong to the second type of woman! ”

"I'm really curious, what does the woman you're interested in look like, better looking than my face, or better than my body?" Wu Nianjiao turned her head and gave Lu Xinfei a roll of her eyes: "It won't be your fiancée, that little princess!" ”

"It's not her!"

"Who's that?"

"You'll see you sooner or later, anyway!" Lu Xin originally wanted to say that that person was Shen Yafang, but he swallowed back when the words came to his mouth, he didn't want too many people to know that he liked Shen Yafang.

"I thought it was your fictional character, but I didn't expect it to be a real person!" Wu Nianjiao wrinkled her nose extremely unconvinced, and said coquettishly: "Then I'll wait and see!" ”

Lu Xin smiled faintly. Instead, he asked, "Hey." Why does Wang Anna want to accompany her client to bed? Why should those clients threaten them with sexual demands? ”

"Generally, the commission of financial managers is 3% to 5%, and the commission ratio of some products is even 8%, persuading customers to spend 100,000 yuan to buy a wealth management product, and they can get a commission of 3,000 or even 5,000. If it's 1 million. Then it is possible to get a commission of 80,000. Wu Nianjiao's expression was very indifferent. Xu didn't have much hope for this area, and she didn't want to reach her sales target by sleeping with customers.

"No wonder!" A strange smile appeared on Lu Xin's face: "Then Wang Anna can get thousands or even tens of thousands of commissions when she sleeps with guests once, and now the most popular entertainment capital Guancheng Guancheng service provides beauties younger than Wang Anna and more beautiful than Wang Anna." It seems that 800 yuan can be done, and Wang Anna, an old bitch, can use her background in the bank and her identity as a financial manager to sell it for ten or even a hundred times the price of those young ladies......"

"The same is true for some women who sell insurance," Wu Nianjiao's expression was a little tired and tired: "Women, especially beautiful women, do sales work, if they want to not rely on selling themselves, it is really difficult to gain a foothold. ”

Lu Xin suddenly thought of a question: "Your bank promises that the annual income of customers is about 4%, but your financial manager's commission is higher than the annual income of customers, which is too much!" ”

Wu Nianjiao smiled bitterly: "Do you know what banks will continue to issue wealth management products, not because they really want to manage wealth for customers, in fact, many wealth management products have no direct investment at all, that is, there is no real investment in bank wealth management products, due to the opacity of information, the funds of wealth management products are invested in the public can not be known, and the phenomenon of risk-free and high returns will also attract more funds to enter." On the one hand, banks can earn handling fees, and on the other hand, they can increase the liquidity of bank funds and attract savings in disguise.

A considerable part of the bank's wealth manager's business commission is the deposit commission. Wealth managers like Anna Wang are trying to get to know their bosses and business people through various relationships every day, trying to deposit their funds in the bank, and then find ways to turn those funds into financial products, only in this way can they get the maximum commission.

In addition, they are also keen to recommend products that banks work with third parties to buyers, as they can receive a 5%-7% commission reward.

A financial manager with a high level of marketing can earn four or five hundred thousand yuan a year just by mentioning his achievements. ”

Lu Xin was startled when he heard Wu Nianjiao say that "some wealth management products have no real investment", and hurriedly asked: "How can banks do that, if there is no real investment, they will launch wealth management products to the people, and those wealth management products are not very risky!" ”

Wu Nianjiao sighed deeply: "Didn't you say it, banks can make money by issuing loans." ”

"There are a lot of bad debts in the loans every year!" Lu Xin sneered: "What if the income is not enough to repay the profits of wealth management products?" ”

"It's very simple, the bank will issue more new wealth management products to raise more funds to repay the principal and interest of the original wealth management products, and continue to issue new ones to repay the old!" When Wu Nianjiao said this, her face showed sadness and sadness.

Lu Xin could see the expression on her face clearly, and his admiration for her was even more layered, financial managers like Wang Anna, they were obsessed with making money, they had no sense of shame in their hearts, and they were so able to manage the property risks of customers, only a person with a clear conscience like Wu Nianjiao would feel sad.

"Don't worry, I will use your 10 million to help you buy the shortest term of financial products, and after I officially turn regular, I will sell the financial products, and you can invest the remaining tens of millions in our private equity funds!" Wu Nianjiao smiled: "In this way, your risk will be minimized." ”

"The rest of the money is Jiang Xueqing's, not mine," Lu Xin hesitated: "I want to ask her opinion!" ”

Wu Nianjiao said with a smile: "There are only me, Shen Yafang, and Jiang Chunyu in our private equity fund, and the funds are insufficient, I want more customers, but the current rich people are all Zhang Jinfu's perverted pigs, I don't want to make money for them, if you can find a few rich women who are pleasing to the eye to join our private equity fund, it would be good!" (To be continued......)