Chapter 628: 1800 billion dollars
After Zhang Ying heard what the middle-aged man said, she obviously didn't believe it.
How could there be such a good thing, and this mysterious interstellar bank himself had never heard of it at all.
If you say something about Swiss banks, Morgan banks or something, Zhang Ying has heard of them, but this bank is too low-key.
"I said girl, I don't believe it, but I asked the staff, it's true, Interstellar Bank is a global bank, it can be said that a card in hand, the world is at your disposal, as long as you don't go to Antarctica to live with penguins, then Interstellar Bank's card is your best choice.
However, this is also very packaged, for example, if you apply for a global bank card, then you have to pay a certain fee every year, although this fee is expensive, but it is more affordable. And it's convenient, there's no threshold to stop you.
You just transfer 10 million US dollars, people will not stop you, you save money to come in, people will not give you more preferential policies, at most the treatment is better, the service is better, we can understand, after all, people have a lot of money, and the operation is more cautious.
But what reassures me the most is that the directional charges are similar to those of Xingxun Communication, for example, the charges between Huaxia and Mi are targeted, and you will be charged a service fee of 100 yuan a year, which can be paid in Mi or in Huaxia. However, it is all calculated in meters away. ”
Zhang Ying was completely shocked, what kind of bank is this, and can the business still do this?!
This kind of charging policy can be said to be unprecedented, just like the world's largest mobile communication operator, their charging policy is almost the same, with targeted charging.
Of course, there are multiple charges, so there is no practical point in that case
Zhang Ying was very curious about this concept, walked into the hall, and found an introduction to the business of Star Banking.
I found that what the middle-aged uncle introduced just now was just the tip of the iceberg.
Nima's introduction is dozens of pages long. There are many businesses above, and the charging policy is also very public.
Each charge is listed. This includes how much fees you charge for off-site withdrawals.
Fees are low compared to other state-owned or private banks.
For example, generally speaking, if you send money to a different place, you need to deduct a handling fee of 5/1000, with a cap of 50 yuan. But Interstellar Bank is different, they only charge more than five hundred dollars. And it's only three thousandths, and there is no charge for less than five hundred.
Of course, in order to prevent some people from being opportunistic, the regulations are that only 500 yuan can be remitted to one place within 24 hours, if you send more money in one day or remit money to multiple local accounts, as long as your own ID card is still calculated according to the accumulation.
This seems to be a little painful, but it has a lot of binding force.
In addition, you can withdraw the amount to Alipay at will to buy some financial products such as funds. These products are all operated in cooperation with Alipay. Enjoy the protection.
You can withdraw at any time, but if the amount of withdrawal exceeds 2,000 yuan a day, a certain handling fee will be charged, and it is free of charge within 2,000.
Zhang Ying is very fond of online shopping, so she has her own Alipay. When I saw this one, I was very excited. In particular, the interest rate in Alipay is a little higher than that in the bank, but in order to prevent Alipay from dominating, it leads to the limit of the amount.
In addition, you can get a certain amount of points after spending with Interstellar Bank, which can be used to exchange for some items.
There are many, many services to be introduced, but each charge is reasonable. Because each item is marked with why it is charged, and what it will be used for after the charge.
Generally speaking, how can the bank tell you this, it can be said that this is already a very conscience.
There is also the red envelope that can get 100 yuan after applying for interstellar banking within three days, and the 100 places are a big stimulus.
Zhang Ying thought for a while, do you want to apply for a bank card here?!
Zhang Ying took a casual look. Discover a card describing the placement of Starbank's 24-hour ATMs.
"Even-bought karma! How many of them?! Zhang Ying couldn't believe it, this was too against the sky.
And it turned out to be a product of the "LN" consortium. Although it is now officially Hongmeng Holdings, people are still accustomed to calling it the "LN" consortium.
For the "LN" consortium, Zhang Ying is very relieved, because the credibility of the "LN" consortium is there.
"That's it!" Zhang Ying made up her mind to apply for a card in Interstellar Bank, and the national card was handled, and the annual management fee was eighteen yuan, which Zhang Ying could still afford.
The national card is nationwide, as long as you withdraw no more than 500, there will be no fees, and there will be additional charges after that.
She is very satisfied with this, and there is a sub-card to handle, that is to say, her own card can be used by her mother in her hometown.
This is a good policy, and the effect of this will save you the pain of making money.
However, Star Bank is very thoughtful, considering the consumption amount of the sub-card, the parent card holder can limit the amount of consumption to the sub-card, which can be the total amount or the daily limit
There are many, many things like this, whether it is a student or a white-collar worker, whether it is a farmer or a turtle, whether it is an employee or a boss, all are interested in Starbank.
Because the loan business proposed by Interstellar Bank is also attractive, the interest rate is three percentage points lower than that of other banks.
You must know that these three percentage points are already considerable.
For example, if you take out a loan of 10 million yuan, you have to pay 100,000 yuan in interest every month, and if it is less than 3 percent, you will lose 3,000 yuan. That's more than 30,000 a year.
Therefore, as soon as the interstellar banking business was launched, it immediately attracted the hostility of its peers. Because the interstellar banks of the "LN" consortium moved their cream cake.
"Mr. Ye, good news, one day, just one day, our bank has 1.8 trillion US dollars in storage!" While Ye Chun was waiting for news in the office, a middle-aged man trotted all the way and ran over very excitedly. Loud voice.
"Lao Wang, you said that you are not a newcomer anymore, why are you still so anxious." Ye Chun glanced at Lin Nan opposite him, and said with a hint of blame.
How could Lin Nan not be able to see the little Jiujiu in Ye Chun's heart, this must be for himself.
However, Lin Nan didn't point it out.
"Mr. Ye, hehe, this is so exciting. $1,800 billion in storage, just one day! Looking at the silly and smiling old Wang, Ye Chun couldn't help but roll his eyes, although his heart was a lot of 1800 billion, but you wouldn't be so excited!
You know, the average person is only about 3,000 dollars.
"I said Lao Wang, you are not a child, although 1800 billion looks like a lot, but on average, it is only more than 3,000 US dollars, and when converted into RMB, it is only more than 20,000 yuan." Listening to Ye Chun's pretending words, Lin Nan had an urge to beat Ye Chun's words. But the good quality made Lin Nan endure it.
I know, although I bow my head and admit my mistake, but there is a little bit of me knowing my mistake in that look in my eyes and that face.
"By the way, how many people have opened bank accounts?!" Lin Nan asked softly, this is the key, it doesn't matter how much money you save, after all, it is not impossible for some people to save a billion at once. But such a thing does not mean anything.
"One hundred million!" Lao Wang said calmly.
But my heart was shocked, 100 million. There are 100 million people who apply for this bank card every day.
A bank card of 100 million yuan will cost 150 million yuan just for the cost of production.
There are also people who charge fees such as service fees, and they have billions of dollars a day at least. However, after the cost is dropped, the net profit is not known, and it has not been calculated yet, because a lot of business has not been carried out.
"Most of them are Chinese?!" Lin Nan said tentatively, Lao Wang nodded, it is true that forty percent of them are from Huaxia, and sixty percent are from abroad, it seems that these gringos are still happy to accept Interstellar Bank.