The nine out of thirteen in the construction of the Chinese peasants and industries are the most criticized.

Usually a mortgage of 1 million items can get a loan of up to 500,000, even if you are lucky.

Of course, Xiao Qi can't only get 50%, DreamPad and app store are 90%, and Xiao Qi gets 70% of the 76,000 acres of land in Rongcheng, but it's not as tempting as Yu Minwei said.

According to the loan of 100% of the purchase price, it means that Xiao Qi can have a lot more liquidity.

And you think about it, since the land can be 100% mortgaged, what about the DreamPad? What about the DreamPad app store?

The implicit meaning in Yu Minwei's words is that these two cornucopias, which are rising in price anytime and anywhere, can adjust the mortgage price at any time, this is really good. It's bigger!

Seeing Xiao Qi's heartbeat, Yu Minwei struck while the iron was hot and said: "Qi Shao, I think that one-step cooperation is definitely unrealistic." Otherwise, we will first hand over the $40 billion to us for exchange savings, and then we will first start the business cooperation on Xiaoyao Express, you will see our sincerity first! ”

"You also think real estate is very profitable?"

Xiao Qi suddenly realized that Yu Minwei's purpose for coming here was not for DreamPad at all, but for Xiaoyao Express!

If you think about it carefully, although China Merchants Bank's parent company, China Merchants Group, is also a state. One of the central enterprises of the Assets Supervision and Administration Commission, but compared with the four major commercial banks of China Agriculture, Industry and Construction, which are the kings and hegemons in the mainland, they are simply born by their stepmothers, and the scale of their assets is several times worse, and even the scale of branches in each city has been greatly restricted.

The fat of the fairy company, even the four major commercial banks of China Agricultural Industry and Construction dare to swallow it alone. Not to mention that it is a China Merchants Bank.

If Yu Minwei can become the vice president of the head office, he will not be a brainless person, knowing that eating the business of the fairy company will provoke the joint suppression of the four major commercial banks, where will he take the risk to do it?

So he chose the Xiaoyao Express market opened up by Xiao Qixing.

The reason why Xiao Qi reacted quickly was because he remembered another super-large state-owned enterprise under China Merchants - China Merchants Real Estate.

Although Niu Ruzheng had already given the order. Central enterprises are not allowed to enter the real estate industry, but the problem is that China Merchants Bank was established as early as three years ago in 2004, and the company established before the executive order has a large scale, and Niu Ruzheng has no way to order them to dissolve.

The same is true of the 1985 National Review. The Overseas Chinese Town established by the SASAC itself, the Huaguo Real Estate Development Group Corporation established in 1987, Minmetals Real Estate in 2002, COFCO Real Estate renamed in 2006, and Poly Real Estate, which was listed in 2006, have all been unable to stop them, and can only use policies to limit them.

However, the Ministry of Railways' Huaguo Railway Construction and China Railway Real Estate, Sinochem Group's Ocean Real Estate and other large real estate groups, Gezhouba Real Estate, etc., as well as a large number of small and medium-sized real estate enterprises built by central enterprises, have long been prevented by Niu Ruzheng.

Just look at the ministries at the heads of these subway companies. knows how much pressure Niu Ru is under, not to mention him, it is Mr. Bian. There is also a lot of pressure.

Fortunately, Haode is, Bian Zong. Li Yili supported it, and Niu Ru was trying his best to resist it, so that real estate would not become a wild horse.

All right.

The topic comes back.

China Merchants Real Estate has also been working hard recently, but now real estate companies have not grown into behemoths in a few years, and their capital is still relatively small. So it's not generous.

It will take until after the 2008 financial crisis to build 6 trillion infrastructure. Real estate will take the opportunity to swell suddenly, and gradually become a major driver of hijacking local finances.

It is precisely because they saw that Xiaoyao Express was crazy about buying land, so they found a business opportunity in it - becoming a partner of a hundreds of billions of express delivery companies is definitely a very realistic way to increase strength, and it is definitely much more realistic than grabbing the big fat of DreamPad.

Besides, let's have a good relationship with Xiao Qi first. With the foundation of successful cooperation, are you worried that there will be no more opportunities for cooperation in the future?

Figured out so many questions, it was just a matter of a moment.

Yu Minwei was greatly surprised, he didn't expect Xiao Qi to react so quickly.

With a wry smile, he said cautiously: "We are a merchant bank for real estate." It's not that important, this market segmentation is too serious, and in terms of personal loans, we don't have much advantage, so I prefer to choose corporate users. Fairy Company's Xiaoyao Express is the best choice for us to further develop. Not only the loan for buying land, but also the various loans after you build houses and commercial real estate in the future are very attractive to China Merchants Bank. ”

"I'm going to disappoint you." Xiao Qi shook his head, "I'm not going to do real estate, these lands are really prepared for logistics bases." ”

"What kind of logistics base can use hundreds of thousands of acres of land across the country?" Yu Minwei smiled slightly, not believing it, "Even if you use a logistics base, at most, a piece of land will be allocated, and it will be enough for a city to have twenty or thirty acres." The most in Beijing, Shanghai, Guangzhou and Shenzhen, at most about 100 acres. ”

He is calculating the future of the delivery industry at the scale of today.

But can Xiao Qi tell him that in 2012, the daily pickup volume of the express delivery industry will exceed 50 million, and in 2013, it will directly exceed 100 million pieces per day?

With such a large-scale volume of shipments and deliveries, Beijing, Shanghai, Guangzhou and Shenzhen have to occupy 10%, and only 100 acres of land is not even a mantissa number.

"Whether you believe it or not, we decided this way. The next step will be to start construction, and it will not involve the construction and sale of houses. Xiao Qi said calmly, "It's okay if you want to take over this business, but don't blame me for not reminding you in the future." ”

"As long as Qi Shao agrees, no matter what Xiaoyao Express does, we will be happy."

Yu Minwei thought that Xiao Qi was just testing him, so he heartily said that the bank had already made a decision before he came.

Xiao Qi doesn't think that China Merchants Bank has stepped into a pit when he gets this business, because the express delivery industry will need to involve a lot of capital operation in the future, which is really a very good supplement to the bank, but it is different from what Yu Minwei plans now.

Or it can be said that Yu Minwei made a mistake and got an emerging industry business that is enough to make China Merchants Bank's business take off! (To be continued......)

PS: I forgot to mention that in the position of the page, there is a vote (for the best work of 2013), free, Xiucai himself voted for himself three times last night, it seems that everyone has it, no money, and no fans are worth it...... Kneel and beg everyone to reward a few more, so don't look ugly on your face!