Citibank's loan is a five-year loan with an annual interest rate of 4%, and the parties agree to repay the loan in RMB equivalent.

Zuihou was specially added by Xiao Qi.

Although the appreciation of the renminbi is a well-known thing, but Citibank does not care, the renminbi is not only the currency used in China, in fact, it has a lot of uses in Shijie, but also an important financial tool, for international banks that like to play with financial means, the loss caused by this appreciation is not as good as the benefits of owning so many yuan.

Unfortunately, they don't know that after the financial crisis in the future, the appreciation of the renminbi and the depreciation of the U.S. dollar will be at the same time, and the exchange rate of the renminbi against the U.S. dollar will be so low that Citibank wants to cry.

For this alone, Xiao Qi can get 20% of the profit from the exchange rate difference, which is 4 billion US dollars, which is just the same as the loan interest that Xiao Qi needs to repay.

In other words, Xiao Qi can use 20 billion US dollars for five years for nothing!

With such a good business, the teenager will naturally not only let Citibank have it, but in a few days, the people from Merrill Lynch and Goldman Sachs should also smell it.

Three investment banks, blessed to share is a good partner!

Using the money of the American imperialists to create wealth for himself, Xiao Qi will never refuse.

Without further ado.

Xiao Qi is ready to get 20 billion US dollars, convert it into RMB as soon as possible, and then transfer it into the account of Fairy Company from a bank in Hong Kong.

The reason why he did not exchange dollars in China was because Huaguo had enough dollar reserves, and any more would not be beneficial at all, so Xiao Qi would not make things difficult for the country.

154 billion yuan, plus the tens of billions of funds prepared by Xiao Qi before, is enough for Xiao Qi to win land in the first and second tier cities in the domestic market and start the business of Xiaoyao Express.

But. As a successful businessman, Xiao Qi also does not like to pay off the land at one time and divide it into one or two year installments, which is a common method abroad, and it is not a delay in China.

After all, the money withheld will form a strong capital flow for Xiao Qi, and it will be much more convenient to do things on weekdays

"The Japanese group of experts. It's already here. Before Xiao Qi left, Master Meiren'er said to him, "But I don't like the Japanese. ”

"I don't like it either." Xiao Qi added a sentence in his heart, "Except for my family's Yuka and Sayuri", and then said to Lu Qin calmly: "It's certain that you hate the Japanese, but if the Japanese can succeed, they naturally have their advantages, we use what we learned from the Japanese, develop and strengthen ourselves, and then have the opportunity to deal with the Japanese again, isn't it great?" ”

"Crooked!"

Lu Qin snorted coldly. He turned away without saying a word of disapproval.

Looking at the fat buttocks of the beautiful master, the good apprentice who respected the teacher swallowed his saliva, trying not to let himself have the urge to become a wolf.

Speaking of which, this group of uncles in Japan is indeed responsible, and they ran to the site of their future work by themselves with a few days before the stipulated time.

Xiao Qi also hurriedly asked someone to arrange food and lodging for them, plus everyone was accompanied by an interpreter. Originally, they were expected to rest for two days, but this group of stubborn old workers asked for the training to start as soon as possible. Get things done early and go back to Japan early.

In addition to the first step of training, in the first three months of the opening of Xiaoyao Express, they will also take a group of apprentices to carry out express delivery business, which can be regarded as a typical example of teaching by word and deed.

In this way, they have to stay in China for at least half a year.

Without this group of old and stable people, even if the business of Matsuzawa Transport Company is all brought by DreamPad. But the delay of specific affairs is probably not a little bit, and they are naturally very anxious about the club as their home.

That is, Jingxiang is Xiao Qi's woman, otherwise this group of people really can't come over.

Although the money is not yet available, the purchase of land is still in progress. Anyway, it was paid in installments, and it took time to sign the agreement and make the payment, so there was no delay at all.

The martial arts disciples gathered in the ten cities are all cultivated as the backbone of the future, they have a lot to learn, and they are more able to sweep the sand from the inside, and select the personnel who really meet the requirements, and those who are not suitable will also retreat.

Xiao Qi's plea to the old Japanese diehards is to use all legitimate means to train their apprentices, no matter how much they can succeed, even if none of them can succeed, they don't want unqualified waste.

In the real haode logistics company, there will not be too many personnel changes, and 10%-20% a year is the top of the sky.

Such as Shentong, Yuantong, Yunda and other domestic express logistics giants, a year of personnel flow actually reached 60%, there is no stability at all, such a drastic change in behavior, it is easy to give customers a feeling of instability - people are used to doing business with acquaintances, every few days to change a group of personnel express, it is really a little worrying.

So they don't want to compete with FedEx, NHL and other foreign capital, even if they can't compare with Shunfeng Express.

Xiao Qi's positioning of Xiaoyao Express is that even if it is not as good as foreign express, it is at least better than Shunfeng Express.

Therefore, it is very necessary to select haode personnel, cultivate their haode quality, and give them a generous salary that is enough to support their families and rely on the elderly.

Since there is a high salary, no matter how bad the work attitude is, it cannot be tolerated, so Xiao Qicai asked the old diehards in Japan to train their apprentices seriously, and truly make a benchmark for China's logistics and express delivery practitioners.

In the future, the Xiaoyao Express business will expand, and when it comes to second- and third-tier cities, the Xiaoyao Martial Arts Pavilion will definitely not have enough manpower, so when Xiao Qi recruits personnel, he tries to focus on locals, hoping that they can go hand in hand with the people of the Xiaoyao Martial Arts Museum.

There is only one faction in the Xiaoyao Express, which is not a good thing.

There are many large and small factions in the fairy company, but the contradictions are not very prominent.

For example, on the side of the headquarters office building, the leader can only be the female leader Yu Shanshan, who is a sea school and generous, and has always handled official affairs impartially, but she cares about people very much in private matters, so a large number of beauties under her command are convinced by her.

Because of the academic major, the laboratory is Sun Manxue's territory, and several other CEOs can't intervene.

Similarly, in the assembly factory, Xu Weihong is a well-deserved boss, and more than 10,000 workers are convinced of him.

Zhou Bo has a lot of prestige in the public relations department with more and more people, and his personality is in line with the temper of this group of young men and ladies in the Yanei, so recently Xiao Qi has officially separated the public relations department and handed it over to Zhou Bo to take care of, instead of the previous Zhou Bo and Yu Shanshan side by side.

Xiaoyao Express, which is still taking shape, Wen Lu, Gao Quancai, and Sun Daming are the township party that is hugging together, and there will be no major changes in the future, and they will take turns to take charge of the power of each region.

Needless to say, Sun Manxue's laboratory doesn't deal with people, so it's negligible.

The rest of Zhou Bo, Xu Weihong, Wen Lu and others are all friends of distress and micro-end who came out of Yuanyin City, so naturally they will not cause contradictions.

Yu Shanshan is a woman, and she is one of the future bosses that everyone recognizes, so no one will neglect her.

Therefore, Xiao Qicai dared to say that the situation in the company is okay now, although there are many mountains, there will be no internal strife, let alone delay things.

After that, the company developed bigger and bigger, but it was not a big problem.

Because a company that maintains a high profitability will be very united internally, and there will be more difficulties only in times of crisis.

Besides, even if there is a real conflict in the future, it will not be a few of them, but their employees, and some small frictions will often cause big trouble.

Xiao Qi plans to act with the strict corporate system of foreign countries, as long as it is a mistake in principle, it will not work for anyone to speak, which will also make the rules and regulations override personal feelings, so that those giants tightly restrain their subordinates and do not want them to stir up trouble.

To manage a company, Xiao Qi has to think so much in advance, he really doesn't know that Uncle Niu manages the whole country. How did the Asset Management Committee get it down, and I don't know how he managed the affairs of the entire country level after he became the Big Nine in the future!

It's not easy to become a leader! (To be continued......)

PS: Unconsciously, it's almost 1.8 million words, and now I finally understand what it means to be in the middle of the year. Can the brothers give some reward and encouragement?