Chen Zhu always thought that the surprise inspection would be no different from the usual inspection, and when he got in the car that day, he found that it was not the case, Zhou Yingfang began to tell this and that, and the most emphasized sentence was "If you find a problem, you must discuss it with Tang Sijia first, don't report it yourself." ”

Chen Zhu: "Can't you make it clear to the bank?" ”

Zhou Yingfang had an expression of "you're not crazy, are you?" Tell them we're going to punish you? ”

Chen Zhu was puzzled: "Aren't all inspections like this here?" ”

Zhou Yingfang: "The city's inspection is that you are the head snake, and people don't dare to do anything to you, and now you are out of the market to inspect, and you have crossed to the south, do you think that kind of rural commercial bank or credit cooperative is so simple and reasonable?" ”

Chen Zhu blinked, although she didn't quite understand the powerful relationship, but the carload of people had serious faces, and she also knew that this time she was not a bone to gnaw on, so she wisely shut up.

Tang Sijia glanced up at her from the information, lifted her glasses and said slowly: "It's not that exaggerated, Xiao Zhou will remind you, after all, we are superiors, how to check or how to check." ”

Zhou Yingfang really couldn't control herself, she rolled her eyes in front of the leader, she finally handed over a little material to Chen Zhu, and suddenly clenched her fists and yelled: "Come on!" ”

Chen Zhu was taken aback: "......"

Then the whole car, except for her, actually shouted back at the same time: "Come on!" ”

Chen Zhu: "?! ”

Zhou Yingfang calmly "snapped" and closed the car door.

The driver is a master, the driving skills are top-notch, stable and fast, there is no one chatting in the car the whole time, Chen Zhu can only look down at the materials given to her by Zhou Yingfang, although this kind of thing to see the other party's materials in advance is not uncommon, but it is not really so nervous, Chen Zhu still has a question mark in his heart.

On the road for more than 2 hours, Chen Zhu and his entourage did not even go to the hotel to kill directly to the rural commercial bank, although in advance received a notice from the banking regulatory commission to come to inspect, but the bank did not expect this group of people to come so quickly, when they came out to pick up people, the expressions of several account managers were more or less at a loss.

"We brought someone to get the materials ourselves." Tang Sijia didn't talk nonsense, and when she went upstairs, she began to tell the two young men from the second department to move the documents.

The account manager hurriedly said: "We have sorted out some of it ourselves, why don't you see what we have sorted out first?" ”

Tang Sijia glanced at it lightly, smiled and said, "What should be checked and how to check, we will look at it ourselves." ”

The "......" account manager could only smile awkwardly but politely.

The position is different, of course Chen Zhu will not have the same attitude as at the beginning, she originally wanted to help the second department move materials together, but Tang Sijia was directly called into the conference room.

"Don't waste time, you and Qin Guan look at things first." Tang Sijia seemed to have turned on the rampage mode, and spoke like a machine gun without being roundabout at all, "This week, in three days, I have to check their things within a year, and I have to go to Jianxin Village Bank in the next two days, I don't want to work overtime on weekends, you shouldn't want to?" ”

Qin Guan and Chen Zhu looked at each other, sat down without saying a word and began to flip through the materials, Tang Sijia pointed to the account manager standing aside with satisfaction, showed a kind smile, and said lightly: "Trouble, make some tea." ”

Chen Zhu is responsible for checking the credit and checking the recovery of their loans, Qin Guan is responsible for personal and business loans, lunch is called to them by people in the bank from the canteen, and Chen Zhu hastily solved it when it is almost cold, although Tang Sijia is a leader, there is no need to check the first-hand materials, but as long as the bank leader has signed the seal, she has to read it again, and she has to review the things that Chen Zhu and Qin Guan have checked, she looked up at Chen Zhu who was eating, and suddenly said to Qin Guan: "You give half of the materials for the enterprise loan to Chen Zhu in the afternoon." ”

Chen Zhu was struggling with the last ball in the bowl, and raised his face in some surprise when he heard this.

Qin Guan didn't have any opinion: "Okay." ”

Chen Zhu glanced at the credit she had checked in the morning, her eyes darkened, and she began to wonder if Tang Sijia wanted to exhaust her......

"There are many people who can work." Tang Sijia said this very gently, with a sincere smile, "I will definitely write the evaluation column of your transfer notice in person." ”

Chen Zhu: "......" She thinks that she is perfect at playing with whips and candy, but compared with a big boss like Tang Sijia who even candy is a threat ingredient, she is really too tender.

THE POST-LOAN PART AND THE ENTERPRISE LOAN ARE CHECKED TOGETHER, ALTHOUGH THE CONTENT OF THE FORM AND THE MATERIALS ARE SO MUCH THAT THEY EXPLODE, BUT THEY ARE ALSO MORE CLEAR AND INTUITIVE, AND THE EFFICIENCY IS HIGHER, CHEN ZHU STARED AT THE EXCEL SHEET ON HIS LAPTOP AND HIS EYES WERE ALMOST BLIND, UNTIL TANG SIJIA CAME TO CALL HER AND FOUND THAT THE TIME HAD ALREADY REACHED THE POINT OF GETTING OFF WORK.

Tang Sijia's face was not too good-looking, Qin Guan's attitude was average, there were two more unfamiliar account managers in the conference room, and one of them smiled at Chen Zhu.

Chen Zhu looked at Tang Sijia puzzled.

"Eat with them tonight." Tang Sijia said impatiently, she seemed to have been entangled for a long time, and she was completely very reluctant to agree, "You pack up and get ready to go." ”

Of course, Chen Zhu has no opinion on who to eat with, she sorted out the computer and materials, and brought some to go back to the hotel to continue reading, and the account manager saw it and deliberately flattered: "Master Chen is too serious." ”

Chen Zhu smiled and didn't say anything.

The place of the meal is naturally set by the bank, and there is no requirement for what to eat, Tang Sijia took four people, two on the bank's side, even if he drank, he was not afraid to drink, but before the dinner started, the bank said that there would be two more people.

Tang Sijia was already ready to use chopsticks, and anyone who was hungry as a dog would not be in a good mood if they were interrupted like this, she smiled and stabbed: "Why don't we invite this meal?" ”

The account manager laughed and said: "Then how embarrassing, if we add a few more dishes, there will be people anyway, I'm afraid there won't be enough dishes." ”

Tang Sijia motioned for Chen Zhu and Qin Guan to eat first, and the young man from the second department was in charge of drinking, and it was also a posture that no matter how many people you came, I was not in a false posture, and I didn't wait for a while, but the two of them really came.

The account manager was the first to stand up and greet him: "Boss Zhong." ”

Chen Zhu and Tang Sijia glanced at each other, both of them frowned, the person who came was neither from the bank nor the banking regulator, and listening to the other party's title, he should be a business owner.

The bank and the banking regulator had dinner, and there was a complete outsider, and the thoughts in it were not obvious, but no matter how you look at it, it was a Hongmen banquet.

"This is Zhong Jiwei, Boss Zhong." The account manager actively introduced, "The outstanding person in City C last year cooperated with the government on several projects. ”

Tang Sijia's expression was very indifferent, with a face of "it's my business".

If the leader does not move, of course Chen Zhu and Qin Guan will not move, and the left and right protectors are the same.

Boss Zhong didn't mind, and his attitude was quite open: "I also happened to be eating here, and Xiao Zhang said that the leader came to check, so I came to meet you." ”

Chen Zhu looked at Tang Sijia, who was really unmoved, and the voiceover on his face was eager to write the words "You can roll after you've seen it".

It can only be said that it is thicker than the cheek or not as good as Boss Zhong, the other party directly sat down, and asked the waiter to bring the best wine.

"I'll give you a glass first." Zhong Jiwei drank a glass of wine very happily, he got up, raised his glass to Tang Sijia and said, "Director Tang, I will toast you alone." ”

Tang Sijia already had a faint anger on his face, but he still had to endure it, and scribbled a toast in return, Zhong Jiwei drank a second glass of wine one after another, but he didn't stop, and continued to turn to Qin Guan and Chen Zhu, seeing that this posture was a clear rhythm to pay respect.

came up with such sincerity, Chen Zhu and Qin Guan had to drink, so that people could justifiably stay to eat and drink.

Tang Sijia made it clear that it was the rhythm of eating and drinking quickly, chatting and talking were all a match, Chen Zhu and Qin Guan were even more cautious in their words and deeds, and the other two second-class students did not contact the enterprise information, and they were even more experts in drinking.

Chen Zhu listened and paid attention to the amount he mentioned, and somehow, her mind flashed back to the form she had sorted out in the afternoon, and she looked down at her briefcase, a little unsure if the other party's materials had been brought back by mistake.

Zhong Jiwei seemed to notice the movement on her side, and suddenly said, "Chen is always transferred from the bank?" ”

Chen Zhu raised her eyes slightly, she didn't show it on her face, but she was quite surprised in her heart, this person actually investigated several of them, but she didn't know what kind of medicine was sold in the gourd.

She only nodded in the end: "Yes, I've only been here for more than half a year." ”

Zhong Jiwei said with a smile: "It is not easy for the development of enterprises now, and it is not easy to have government support, and there must be a lot of contact with you." ”

Chen Zhusi set aside a thousand catties: "It's not much, but we do receive some good enterprises for the country and the people, and the bank should help with loan construction." ”

Zhong Jiwei was stunned for a moment, then gave a thumbs up, and laughed: "Mr. Chen is really a temperamental, and women don't let their eyebrows go." ”

Chen Zhu was too lazy to pick up his praise, her mind had already drifted to the pile of materials she brought back, she always remembered that Zhong Jiwei's several amounts and the book company were very familiar, and she always felt that she might have missed something during the daytime inspection.

Tang Sijia felt strange when she saw that her face was wrong, and the bank proposed to renew the stall at the end of the dinner, but this time she didn't wait for Zhong Jiwei to speak, Tang Sijia strongly refused: "We still have work to do, and the hotel is not chack in, so we won't go." ”

Zhong Jiwei didn't force him to stay, and said politely: "Those few people can go back in the car arranged by the bank, after all, they still have to work tomorrow." ”

Several people got into the business car waiting in front of the hotel, and before they could breathe a sigh of relief, Qin Guan's mobile phone rang suddenly, and his face immediately became embarrassed after seeing the message.

"What's wrong?" Tang Sijia leaned over.

Qin Guan put his mobile phone in front of everyone.

It was sent by the account manager just now, saying that a little gift was prepared in each hotel room, which is not a respect, and please accept it with a smile.

Tang Sijia almost swore angrily, and said coldly: "This is really, I don't even bring a turn?!" ”

As soon as Chen Zhu got in the car, she lowered her head and began to flip through the contract, she turned on the computer, opened four or five excle forms and compared them one by one, with a grim expression.

Tang Sijia controlled not to disturb her, and after a while, she couldn't help but ask in a low voice, "Did you find any problems?" ”

I don't know if it was because of the light on the computer screen, Chen Zhu's face was a little pale, she turned the laptop around, and pulled out a loan contract for the "League of Nations Private Enterprises" from a pile of paper contracts.

"I didn't find the IOU and billing records for this contract before." Chen Zhu took a deep breath, and she narrated as calmly as possible, "Because in the morning, I checked separately from Qin Guan, and Qin Guan was mainly looking at the photocopied materials, and I was looking at the contract in the afternoon. ”

Tang Sijia's eyes fell on the words "Guolian Private Enterprise", and said slowly: "Who is the legal person?" ”

Chen Zhu nodded: "That's right, it's Zhong Jiwei." ”

Qin Guan's expression changed greatly, he turned on his computer and opened the photocopied part of the bill one by one to view.

Chen Zhu looked at Tang Sijia, and the expressions of the two were the same cold and stern: "This is a case of borrowing money from banks in the name of the government, but in fact it is using the borrowed money as bridge funds, and lending it to private and small enterprises for a second time, charging high interest." ”

Tang Sijia took a deep breath, her voice trembling a little: "How much money is involved in total." ”

Chen Zhu opened her mouth, and she slowly spit out a number: "Twenty-six billion." ”

Tang Sijia and Qin Guan were silent, and after a while, Tang Sijia supported his forehead, as if he was smiling angrily: "They really dare to play." ”

"It's no longer a question of whether you dare to play or not." After the silence, Qin Guan's emotions became a little excited, "We can't stay here anymore, they dare to confront us so head-on because they recognize our decision that we won't report, let alone check, there will be a bunch of troubles waiting for us later." ”

"Won't escalate?" Chen Zhu looked at Tang Sijia in surprise, "How can this not be reported?" What a crime! The crime of usury relending is a major financial criminal offense, how can it not be reported?! ”

"Smack"!

Chen Zhu's laptop was slammed shut by Qin Guan, and the man who usually had a gentle and kind expression looked at her almost indifferently at the moment: "How do you want to report?" Who is it reported to? Do you know how many people are involved? Corporate banks and even governments! ”

Chen Zhu's expression was stunned, her eyes were angry and suspicious, but she still stared at Tang Sijia as if she didn't admit defeat.

"These people know exactly what the consequences of doing these things are." Qin Guan said coldly, "Do you think they will let you report this matter?" ”

"......" Chen Zhu only felt a chill all over her body, and she asked unspeakably, "What...... Meaning? ”

"Three years ago, there was a homicide in City B, and the deceased was a bank executive." Tang Sijia said slowly, she looked at Chen Zhu, her eyes were a little red, "The case was finally solved, but the price paid was a fresh and innocent life." ”

She raised her head and covered her tired face with her hands: "You can't report this case, at least, not now." ”