On the morning of March 22, in the face of the surging accusations, the senior management of Standard Chartered Bank held an emergency video conference at its headquarters in London. All 10 executive directors attended the meeting.

Standard Chartered Bank's business is mainly in Asia and Africa. In 2004, 30% of its profits came from Hong Kong.

Therefore, public opinion in Hong Kong has attracted great attention from Standard Chartered Bank.

At 11 a.m., Thomas-Lee, executive director of Standard Chartered Bank, who works daily in Hong Kong, held a press conference at the headquarters of the Hong Kong branch of Standard Chartered Bank to explain the whole incident to the public.

"Ladies and gentlemen, Standard Chartered is a 100-year-old bank with experience in the global banking industry, and we are committed to being the ideal business partner for our customers, and we are trusted by them."

Thomas Lee looked at the long guns and short cannons under the rostrum in the conference room, and said calmly: "What happened to Ms. Zhang, we have conducted an internal investigation. It should be noted that in the fund contract purchased by Ms. Zhang, there is a clear provision for futures trading with uncontrollable risks: once there is a liquidation, her reserve funds will be used. Standard Chartered Bank is a bank that complies with local laws. ”

With that, Thomas Lee presented the original contract in front of many media outlets. The flash clicked wildly, and what was fixed in the shot was Thomas Lee's smile.

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…

There was no problem with the contract presented by Standard Chartered Bank, but the storm of public opinion did not subside, and the focus of the debate was whether the manager of Standard Chartered Bank had explained such terms and foreseen the risks to Ms. Zhang in detail.

In a new episode of Asia Television, Ms. Zhang claimed that she was completely unaware of such risks. The relationship manager at Standard Chartered Bank did not make any relevant offers. At the same time, Standard Chartered was unable to produce evidence of what they had suggested.

"This disgusting bank. I urge everyone to never use it again. At the end of ATV's program, Ms. Zhang made an angry appeal.

Expert and professor in the field of finance and economics. Opinions differ on this case. On the evening of March 22, the financial programs of major TV stations in Hong Kong were debating this.

Standard Chartered's reputation was tarnished at a certain rate. But it is not irretrievable.

On March 23, Chen Xujiang, chairman of Harmony Bank, who has considerable weight in Hong Kong's financial circles, frowned in an interview with TVB and said sternly: "Standard Chartered Bank's approach may not be legal. But it goes against the basic rules of bankers.

As a small and medium-sized customer, it is impossible to perceive the risks in the contract. Standard Chartered Bank, as a well-known large bank in Asia, has adopted such a fraud-like approach, which is really a shame for the Hong Kong banking industry.

This kind of practice of transferring their own business and investment risks to customers is cold. The majority of small and medium-sized enterprises and depositors need to be vigilant. ”

A stone stirs up a thousand waves.

Just two hours after Chairman Chen's statement, the leading enterprise of the Hong Kong Cemetery Fund, Fuyue Industrial Fund, released a report. A comprehensive analysis of the 23 funds sold by Standard Chartered Bank was conducted. Ten of them are at great risk. We appeal to the general public of Hong Kong not to buy.

In the list listed by Fuyue Industrial Fund, it includes Fund 7, which is a cooperation between Flinming Investment Company and Standard Chartered Bank.

“sh-it！” In the headquarters building of the Hong Kong branch of Standard Chartered Bank, Thomas Lee angrily threw Wen Jiàn in his hand on the desk, "and Hua Zhen Nyima's shamelessness..."

It would be strange if he didn't understand what was going on. Standard Chartered's reputation was severely damaged in this incident. At present, it is unclear what the purpose of Hehua against Standard Chartered Bank this time is.

This made him unusually anxious.

…

…

“sh――it！ This fart-stock. The same lash was in Palm Beach, Florida. Bruce Fulming received a call from Hong Kong and angrily scolded Lu Jing. He always thought that Lu Jing could become Andy Morgan's friend, and he must have used some shady means.

The No. 7 fund cooperated by Flinming Investment Company and Standard Chartered Bank was basically redeemed by users. Presently. is in a state of paralysis.

Among the global asset management companies, the well-known giants are Blackstone Group, Allianz Group, State Street Global Investment Management, Pioneer Group and other enterprises.

Flint Ming Investment Company is unknown in the world, and it is not well-known in Hong Kong.

After this crisis of confidence, the $32 million investment firm needs to prepare to close its doors in Hong Kong.

On the phone, John Craven, the CEO of Fulin Investments, listened helplessly to the old Fringming's accented American English, scolding Lu Jing with various words and slang - this he had only heard of. But I've never seen a big man.

For a long time, Lao Fu Lin was tired of scolding. John Craven persuaded, "Mr. Fulming, I think. We need to keep Mr. Lu in our respect. This time it was Standard Chartered that was targeted. It has nothing to do with us. We need Mr. Luk's understanding. ”

Old Fulin snorted coldly, fortunately, it was on the phone. John Craven didn't see his embarrassed face. After being silent for a while, he said bitterly: "I want to find a way." ”

He was implicated by Daniel Warren.

…

…

It's past four o'clock in the afternoon. The windows of the land-view office of the World Fortune Building shine with a quiet glow. The light falls on the floors of desks, computers, chairs, and hospitality areas, creating long shadows.

"Haha, Lu Jing, Fu Lin Ming hit your gun." Ye Jingyu sat on the large sofa in the reception area and said with a giggle.

A touch of sunlight fell on Ye Jingyu's crystal high-heeled sandals, reflecting her delicate, snow-white little feet. The toes are slightly hooked, and the snow is as greasy as jade.

Ye Jingyu was wearing a black round-necked long-sleeved undershirt, with long sleeves and translucent, with a faint sexiness. The white casual pants outline the soft buttocks and the side curve of the slender round thighs. A beautiful girl.

Lu Jing leaned back on the soft office chair with a smile and said, "I still want to have the opportunity to touch the dog head of Old Fu Linming." ”

He did not hide his ill feelings for Bruce Fulming.

Ye Jingyu couldn't help laughing, Lu Jing said that she was very flamboyant the other night, but in fact, Lu Jing was much more arrogant than her.

If Lao Fu Linming heard Lu Jing's words, he didn't know if he would be so angry that he would have a heart attack.

"Lu Jing. What is the purpose of targeting Standard Chartered Bank? Chen Dong didn't advertise for Hehua Bank on TV? Ye Jingyu asked with interest.

"Advertising is not convincing enough. I would like to snatch the right to issue Hong Kong dollars from Standard Chartered Bank, but unfortunately it is unlikely. Let HBC encroach on Standard Chartered's business among small and medium-sized customers. Lu Jing didn't hide it from Ye Jingyu. Said with a smile.

Ye Jingyu's personality is a bit obedient, but her ability is still quite outstanding. Otherwise, she wouldn't be called a genius girl. He relied heavily on Ye Jingyu's ability.

It was only a matter of time before Ye Jingyu became a member of the Hehua Council. There is no need to hide these financial calculations from her. Moreover, Xu Xue, the president of Hehua Bank, is still her friend. I guess I can't hide it from her.

Laughing with Ye Jingyu, Lu Jing's internal phone rang. Lu Jing pressed the speakerphone, and Song Yuqi's voice came from inside, "Lu Jing, Ye Yan asked when you will get off work?" ”

Mo Jingwen's laughter could be faintly heard.

"I'll leave work in a minute." Lu Jing hung up the phone and said with a smile to Ye Jingyu: "Jingyu, if you want to tell me happy birthday, hurry up." I'm off work. ”

Today is his 27th birthday, the 14th day of the second month of the lunar calendar. Ye Jingyu said in the afternoon that she came to report to him. Actually, I came to give him a birthday present. He had already known the situation from Xu Xue.

Ye Jingyu was not embarrassed. Pouted, "Lu Jing, it was Sister Xue who sued you, right?" As he spoke, he took out a box from the blue and white handbag he kept beside him and walked up to Lu Jing, "Hey, happy birthday." ”

"Thank you." Lu Jing got up and took the gift box and put it on the desk. Ye Jingyu's voice is soft and crisp, a beautiful girl who is tender and delicate. In fact. He knew Ye Jingyu's faint affection. Her phone call with Xu Xue revealed too much information.

However, Ye Jingyu's temperament is flying and jumpy, and she has a perverse girlish temper, which is not the type he likes.

Of course, he didn't hate getting along with Ye Jingyu. Ye Jingyu is now well-behaved like a tame cat in front of him. And such a snowy girl was talking in front of her. It's pretty eye-catching.

Ye Jingyu leaned on the edge of the desk, petite and thin, with a slender figure. With the style of a young little beauty, Mingxiu's eyes are dripping. Curiously asked, "Lu Jing, how many birthday parties are you going to attend today?"

Lu Jing smiled. "How many banquets do you want me to attend? Do you want me to invite you with you in the evening? ”

Ye Jingyu was expecting Lu Jing to let her accompany her for her birthday alone, how dare she agree to this invitation, Mingxiu's face turned red, sighed, and said goodbye: "Lu Jing, then I'll go." ”

"Ah, wait. Jingyu, this Saturday is hosting a party in my villa. You're going to join it. ”

Ye Jingyu looked at Lu Jing with round eyes, a little incredulous.

Lu Jing knew what she was thinking as soon as she saw Ye Jingyu's stunned expression, and said angrily: "Do you have something normal in your mind?" At a gathering between friends, I don't need to be invited back to someone's drinking party? ”

"Ah..." Ye Jingyu's clear cheeks as clear as snow immediately turned red, she thought that Lu Jing was going to open a harem party, and said with a blazing voice: "I know, I'm leaving." "Leave in a puff of smoke.

Lu Jing couldn't cry or laugh. If this Nizi doesn't have a strong protection, with her character, sooner or later there will be no bones left. In business, IQ is less important than EQ. Ye Jingyu obviously has not cultivated enough emotional intelligence.

Slowly opening the gift box, there are 27 heart-shaped chocolates inside. Lu Jing was slightly distracted.

…

…

One day at the end of March, it was drizzling in London. The gloomy weather made pedestrians on the streets of London hurry.

Daniel Warren brooding in his office in London. He had just received an inquiry call from Bruce Fulming. Ask him how he copes. There is a shadow of Hehua behind the strong public criticism that Standard Chartered Bank is currently encountering.

It's just that he didn't expect Hehua's revenge on the Warren consortium to come so quickly.

Almost as soon as Lu Jinggang returned to Hong Kong, a wave of attacks against Standard Chartered Bank hit. According to Standard Chartered's internal estimates, Standard Chartered Bank suffered a significant loss this time. In Hong Kong, it is possible to lose about a third of the share of the banking sector.

This worries him. The paper can't contain the fire, and he is at risk of being blamed by rivals in the family.

"Made, if it weren't for that idiot from Hardy Warren, how could I be so passive?"

Standard Chartered Bank suffered a very high loss in international crude oil futures operations at the end of December last year. This is the reason for Standard Chartered's misappropriation of customer funds. (To be continued......)