Xu Haodong said: "We often say that the economic base determines the superstructure, which is a universal law. However, when studying the family issue, it may be said on the other hand: it is the superstructure that determines the family economy, and only with the superstructure, that is, with planning, can we talk about the construction of the economic foundation. ”

Yao Xincheng said: "Haodong, what you said is too inspiring. ”

Xu Haodong said: "Lao Yao, in a situation like my family, the first thing is ideological construction, as the head of the family, I can't have an accident. Secondly, there must be a short-term plan and a long-term plan for the family. Then there is saving, don't listen to some experts, saving can be effective. ”

Yao Xincheng asked: "How to save?" ”

Xu Haodong said: "If I guess correctly, the biggest amount of your family's daily expenses is the cost of make-up classes for your two sons and the cost of various training classes. ”

Yao Xincheng sighed, "You guessed too accurately, in addition to constantly making up lessons for the two children, my wife also enrolled in six training classes, and last year alone, the expenditure in this area reached more than 90,000 yuan." ”

Xu Haodong said: "That's right. My two children have never had a make-up class or attended any training classes. Of course, now I have two children enrolled in the junior military academy for 10,000 yuan each. My goal is for them to learn to be self-reliant, and when they are twelve years old, they should learn how to be adults. ”

Yao Xincheng said: "Haodong, people are different, your child does not need to make up classes, my children may need to make up classes." ”

Xu Haodong said: "I would like to give you a suggestion, the two of you and the two children form a positive interaction, or learn from each other, which can not only increase family affection, but also save money." I can guarantee that the results of parents learning with their children will definitely be better than various remedial classes. That's exactly what our family did. ”

Ruan Wenye said: "I agree with this point, it doesn't matter if parents don't understand it, now there is the Internet, and there is all knowledge on the Internet." ”

Xu Haodong said: "In terms of family finance, the more family members there are, the more likely it is to save. Therefore, like our family, including an aunt, a total of nine people, there is a lot of room for saving, I dare to say, planned savings can save more than 20% of the annual expenses compared with unplanned expenses, perseverance, its economic benefits will come out. ”

Yao Xincheng said with a smile: "Not to mention, my wife is a bit of a big spender, and she believes in the principle that she can only earn money if she can spend money." ”

Xu Haodong said: "My wife is also famous for her big spending, our family's specific method is democratic management, except for two small points, the whole family has the right to participate in family decision-making, a single expenditure of more than 3,000 yuan, need more than two-thirds of the family members to agree." ”

Li Zhihong laughed, "Xincheng, just this one, it's enough for you to learn for half a year." ”

Yao Xincheng said: "I'll try it as soon as I get home. ”

"It's a good idea to get the kids to participate, at least to develop their economic savvy," Nguyen said. ”

Xu Haodong said: "The last one is open source, that is, based on family conditions, try to broaden income channels. ”

Yao Xincheng said: "The question is, we are state cadres, what other income can we have besides our job income." ”

Xu Haodong smiled but did not speak.

Li Zhihong pointed to Xu Haodong and said: "He has three additional ways to make a fortune, which are worth learning from." ”

Xu Haodong smiled, "Leader, you can't shake my old bottom." ”

Li Zhihong also smiled, "Legally make a fortune, what's not to say." ”

Yao Xincheng said: "Haodong, let me learn too." ”

Xu Haodong said: "For reference only, for reference only." First, fan economy, I have more than 40 million Weibo fans, so my Weibo advertising is very economical. However, I was embarrassed to make this money, so I donated all the advertising space on my Weibo and all its income to the Municipal Charity Federation. ”

Yao Xincheng said: "This road has no reference significance for me. ”

Xu Haodong said: "The second article, manuscript fee income, Lao Yao, your prose writing is well-known in China, why not make full use of it." It doesn't make any sense to earn tens of yuan or hundreds of yuan for a single publication, and the economic benefits will come out when the book is collected and published. ”

Yao Xincheng said: "Officials publish books, and now they are very strict. ”

Xu Haodong said: "What I am most disgusted by is this phenomenon, you have this level, you publish books to get legal manuscript fee income, what are you afraid of." ”

Li Zhihong pointed at Xu Haodong again, and said to Ruan Wenye: "He is very bold in this regard, not only does he publish books to make money, but there is a talent next to him who also publishes books to make money. ”

Ruan Wenye nodded, "There's nothing wrong with that. ”

Yao Xincheng asked Li Zhihong, "Leader, can I?" ”

Li Zhihong said: "I can't, and neither can Wen Ye, but you can." You were a member of the Provincial Writers Association more than ten years ago, and a member of the National Writers Association six years ago. ”

Yao Xincheng asked Xu Haodong again, "I can only write prose, does anyone still read prose now?" ”

Xu Haodong said: "Definitely. We are engaged in reading activities in Yunling, and prose accounts for more than 20 percent of the books we often read. The key is to add some elements of the times, to be suitable for reading aloud, and to pay more attention to market factors, that is, there are hot spots and selling points. ”

Li Zhihong said with a smile: "Xincheng, culture plus market, Haodong is an expert, let him help you come up with ideas." ”

Yao Xincheng looked at Xu Haodong with a smile and said: "The leader has given instructions, and the four people here, I am considered a difficult household, so you should be regarded as helping the poor." ”

Xu Haodong also readily agreed, "No problem, spare time, free service." ”

Ruan Wenye asked: "Haodong, what is the third road?" ”

Xu Haodong looked at Li Zhihong and said: "The leader knows this one better than me, and I also passively reported it." ”

Li Zhihong said with a smile: "I declare, I know that your mother-in-law is speculating in stocks and has made a lot of money, but I don't know what stocks your mother-in-law is speculating, let alone how your mother-in-law investigated." However, according to the investigation, your mother-in-law is trading stocks, but you are actually trading stocks, and she is behind the scenes. ”

Xu Haodong also smiled, "I admit it." ”

Yao Xincheng hurriedly asked: "What stocks are you speculating in?" ”

Xu Haodong said: "Lao Yao, stock speculation is risky, and you must be cautious when entering the market. Don't say I didn't remind you, if you're going to venture into a venture, then I strongly recommend that you only invest 20 percent of your household income at most. ”

Yao Xincheng said: "I listen to you, but now what I care about is what stocks you are speculating." ”

Xu Haodong said: "Moutai." ”

Ruan Wenye said: "How can you conclude that you can make money by speculating in this stock? ”

Xu Haodong said: "First, China has a wine culture, and traditional culture is huge, and it can also produce economic benefits. Second, the economic status of Moutai in the province where it is located determines that it can only continue to improve. Third, this is the national liquor, and its historical status, political influence, and international reputation seem to have no similar replacement. Fourth, China is a society of personal affection and face, and Moutai is an important element in it. Fifth, after the start of the strong anti-corruption, the price of Moutai plummeted, but it was an excellent time to pursue it. To sum up, if you buy Moutai, you will make money. ”

Li Zhihong also became interested, "Haodong, tell me again, what other stocks can make money?" ”