Text Chapter 56 Who to vouch for
"How can I tell you? Tell you, you won't let me come. Zhou Jianping said.
"You call it a surprise attack. Uh, never been, how do you know my address? ”
"Do you need to say it? Naturally, Xingwei told me. ”
"Xingwei, this guy knows you're coming, and he won't say hello to me." Xu Jiming said strangely.
"What kind of greetings, I'll go to your house to visit the door, it's nothing else."
Ye Xuemei made tea and brought it to Zhou Jianping, "You talk, I'll go to the house to accompany the child to do homework." ”
After Ye Xuemei entered the house, Xu Jiming pointed to the things on the table, "Go to my house, what are you bringing these things for?" Do we need this kind of friendship? ”
"We've been dating for two or three years, and this is my first visit, so how can anyone come in empty-handed? A little greeting is not a tribute, don't take it seriously. ”
"Next time the three of us get together again, I have to talk to Xingwei, you are too disagreeable, we don't need it at all. Jianping, last time you talked about buying land, did you go to the street to find Lao Liang? Xu Jiming hasn't forgotten that incident.
"I've talked to him."
"Well, does the street agree to sell it to you?"
"Agreed, we're ready to do an assessment."
"Yo, Lao Liang is really happy this time! He can't have the final say on such a big matter, right? ”
Xu Jiming didn't expect Zhou Jianping to be able to do this, at least he didn't expect it to be done so quickly, he thought that Zhou Jianping came to the door to ask him to come forward to find Lao Liang.
No matter how good a friend is, it is difficult to understand 100%, not to mention Xu Jiming, even Ma Xingwei does not fully understand Zhou Jianping's work style, after all, since they have known each other, in addition to the conversation at the wine table, there are only a handful of times they have really worked with Zhou Jianping.
"Of course, he can't have the final say, the matter of selling land needs to be discussed and decided by the street leadership team, so he has only waited for more than half a month, or it has already been decided."
Xu Jiming knew Zhou Jianping's purpose for looking for him, and further down, he didn't take the initiative to mention the topic that Zhou Jianping wanted to say, at this moment, if Ma Xingwei was present, he would say what Zhou Jianping wanted to say.
Although he didn't want to take the initiative to mention what Zhou Jianping wanted to say, he couldn't be cold, his good brother Zhou Jianping visited for the first time, how could he show the enthusiasm of the host. "Jianping, it's so early, you shouldn't have eaten yet, right?" Xu Jiming said.
"What time is it, how can anyone who hasn't eaten yet? I've already eaten it. ”
"Don't be polite to me, if you haven't eaten, there are ready-made ones at home, I'll get two dishes, let's have a drink."
"What's polite to you, if I go to your house for dinner, I will definitely have to tell you first." Zhou Jianping said.
"Okay, then don't blame me for being inhospitable."
Since Xu Jiming was reluctant to take the initiative to mention it, and Ma Xingwei was not in front of him, although it was difficult to speak, Zhou Jianping had to speak in person. "Big brother, it seems that the matter of buying land has been decided now, and it will be assessed in two days, but the funds have not yet been settled, how do you think of a way for me."
"You're saying that the money to buy the land hasn't been secured yet?" Xu Jiming asked knowingly, and he basically knew the financial situation of Jiansheng Food Factory.
Zhou Jianping nodded.
"How much money can you come up with in the factory now? It can't be nothing, right? ”
"The factory can take out some of it, but since the expansion of production and the increase of varieties, the working capital has not been abundant, and the cash in the factory has to be used as working capital, and I dare not move!"
Xu Jiming didn't speak for a while, he got up and added some tea to Zhou Jianping and his own cup, sat down again, and looked very embarrassed, "In this way, you first calculate how much money you need, this loan is not impossible, but it needs a mortgage or guarantee!" ”
"Mortgage Guarantee----? Big brother, why didn't you say these things in the past? ”
"The old ones? Jianping, isn't the loan you took to buy Jiansheng Food Factory collateralized by the ownership of the factory? Those contracts of your factory are now still in our Associated Press, have you forgotten? As for the two working capitals at the earliest and now, including your expansion funds, they are completely made by the Associated Press to fulfill its original promise and give you special events. Xu Jiming explained.
"Can't that now?" Zhou Jianping asked tentatively.
"Your business is on the right track, you can't always do special things! If you do that, the rest of the leadership of the Associated Press will have an opinion. ”
"Understand, understand, understand." Zhou Jianping nodded again and again, "But Jiansheng Food Factory has been mortgaged to the Associated Press, and now there is no collateral!" Can machinery and equipment be used as collateral? ”
"Machinery and equipment depreciate all the time, and financial institutions generally don't like such collateral."
"What can I do? If the assessment is completed, the street will have to ask for the transfer of ownership, and then the payment will have to be made! "The first time he encountered financial problems, Zhou Jianping was a little flustered.
"Hey, don't listen to them, who said that you have to handle the transfer and pay after the assessment? It's normal to drag on for a month or two. Jianping, there is no collateral, you can find someone to guarantee it, as long as there is a guarantee unit, the loan is also very fast. Xu Jiming said.
"Who do you ----, guarantee for?" You know that I haven't been in business for a long time, and I don't have any friends in the corporate world, do you have friends in this area? Zhou Jianping said.
"I've always been at the grassroots level, I don't have the opportunity to deal with big companies, and I'm in contact with some vendors, who don't have the qualifications to vouch."
The atmosphere fell silent, and after a while, Zhou Jianping said: "Big brother, what do you mean, as long as there is someone to guarantee it, there will definitely be no problem with this loan?" ”
"In principle, as long as the purpose of the loan is clear and legitimate, there is no problem with any loan under the condition of guarantee. Uh, Jianping, I think Ma Xingwei knows a lot of people, he should have friends who do business, you ask him to help you think of a way, maybe you can find a suitable guarantee unit. ”
Xu Jiming's words really reminded Zhou Jianping, but Ma Xingwei had to come forward.
"Well, let's see. The next thing we're going to do is make a loan plan and submit a loan application, right? ”
"Yes, you make a plan and figure out how much money you'll need. Then, hurry up and find a guarantor. ”
It's not early, the adults have to go to work the next day, the children have to go to school, Zhou Jianping is not good to stay late, besides, the matter is already very clear, and there is no point in staying any longer.
Before getting up to leave, Zhou Jianping took out a brown paper envelope with a certain thickness from the pocket of his jacket and handed it to Xu Jiming, "I won't buy anything, this is for children, buy a schoolbag, buy a set of clothes." ”
Xu Jiming was stunned again by Zhou Jianping's move, "Jianping, what is this for?" How can you do that? And returned the envelope to Zhou Jianping.
"I haven't spent a penny on my eldest nephew for two or three years, this is a little bit of my heart, don't refuse." Zhou Jianping stuffed the envelope into Xu Jiming's hand again.
"I can't ask for this, if you do this, we'll see each other."
"You're really interesting, this isn't for you, if you don't put it away, I'll send it to my eldest sister."
Xu Jiming saw Zhou Jianping's sincerity, and if he didn't accept it, it would be a bit embarrassing, "Okay, I'll put it away, but it's not an example!" ”
"What's not an example, during the New Year's holiday, I buy some gifts with the old people in the family and give the children a little New Year's money, is it worth making a fuss?" Zhou Jianping said.
"Jianping, I found that the longer we have been dating, the more you will see me, and there is really no need for us brothers. Okay, you hurry up and declare the loan plan, as for the guarantor, you and Ma Xingwei try to find a way, and also, the loan is also declared from the city office, where the director is my original deputy, and I will call him and talk to him. ”
Zhou Jianping could hear it clearly, and Xu Jiming's tone of speech had changed a little, at least he was more enthusiastic than at the beginning.
"That's it, it's not early, I have to leave, so as not to affect my family's rest." Zhou Jianping stood up.
"Okay, if you need to contact me about anything, call me directly."
Zhou Jianping said goodbye to Ye Xuemei, and walked out of the door, Xu Jiming wanted to send him downstairs, but Zhou Jianping pushed him into the house, he took the door and ran down the stairs quickly.
......
In the past two days, Zhou Jianping really wanted to meet Ma Xingwei, he had important and urgent matters to discuss with Ma Xingwei, but considering that Ma Xingwei had just been transferred to a law firm and was in a new position, there must be many matters to be familiar with, Zhou Jianping really couldn't bear to bother, so he could only endure it.
Ma Xingwei also wants to communicate with Zhou Jianping about something, he has been in contact with the leaders and relevant personnel of the Founder Appraisal Office, and the things that should be done have been done, and he wants to report these situations to Zhou Jianping, so as not to make Zhou Jianping feel uncertain. However, without any news from Zhou Jianping, he was afraid that Zhou Jianping's affairs would not go smoothly and he was very busy.
After waiting for another day, there was still no news from Zhou Jianping, Ma Xingwei couldn't sit still, what's wrong? It doesn't matter how he does things, Jianping, you have to breathe! Thinking of this, Ma Xingwei grabbed the phone on the table and called the office of Jiansheng Food Factory, "Hey, is Jianping here?" ”
"Xingwei, how are you doing?"
"Don't ask me how I'm busy, what's going on over there?"
"I can't say a few words clearly! I mean, you're almost busy, I want to find you, we need to meet as soon as possible. Zhou Jianping said.
"If you want to meet me, why didn't you call me earlier? I've been waiting for your call for the past two or three days. Ma Xingwei said.
"Hey! I'm afraid you're busy, you just went to a new unit, there must be a lot of things. ”
"Do you care if I'm busy or not? No matter how busy you are, you have to do something. Besides, we don't have to meet during work hours, which time is not after work? Ma Xingwei was a little anxious.
"Okay, then tonight, let's make an appointment to meet somewhere?"
After work, they had to have dinner anyway, Zhou Jianping and Ma Xingwei met at a small restaurant frequented by the roadside, they chose a secluded table to sit down, and ordered some meals casually.
Ma Xingwei first reported to Zhou Jianping about the process, "They accepted the hard money, but after all, they must be fair, and the other party's famous words cannot be very explicit." ”
"I may not feel it for the public sector, but for a private enterprise like me, I have no greed, and I can save a little bit."
"But they also have a promise, which is that within the scope of the assessment, it will be low or high."
"That's good. Think about it, if there is a difference of 510,000 per acre of land, what is the concept? So, it's worth the hard work! Oh, by the way, how much money did you spend on the process? I'll give it to you. ”
Ma Xingwei said an approximate number, Zhou Jianping rummaged through his bag, he didn't have enough money, and he suddenly felt very embarrassed, Ma Xingwei saw it, "Forget it, this money will be my treat." ”
"Look at what you said, I helped me do something, and I want you to have a treat, I don't count!"