Seeing that the bank presidents who were convened were either avoiding the important and trivial, or only talking about the good aspects and discarding the bad aspects, when Jiang Shusheng gave each person a statement of the bank for the past two years, pointing out the problems, this was the first *; He also heard that large enterprises were saying that they were operating well and that their non-performing assets were very small, so he instructed Liu Wei to notify the Small and Medium-sized Enterprises Bureau and select a few representative small business households.

It seems that if we don't tear up all the problems today, if we don't uncover all the scars, and let the pus flow out, the problem will not be solved well, and in serious terms, the virus will penetrate into it and rot the entire body.

As soon as Jiang Shusheng went out, the bank presidents present were all active, "Didn't the notice say to come over for a financial meeting?" How did it become a criticism meeting? If you don't explain the problem, it's the same as not being able to go. ”

"Yes, I didn't expect this young district mayor to be really hard, it's good to be able to really solve the problem, our bank has launched an accountability process since last month, and I don't know how to deal with the bad debts in my hands!"

"、、、 isn't it, it's easy to say, the key is how to solve it, is there such determination in the district?"

While everyone was discussing in private, the director of the Small and Medium Enterprises Bureau led several private business owners over, and several of them seemed to be familiar with the bank president, nodded in greeting, and even shook hands. Yes, in the current environment, if you want to start a business, there are two kinds of people who have to deal with the relationship, one is the government; One is the bank.

"Everyone is here, the meeting continues、、、、Director Xu, you can first introduce the situation of small and medium-sized enterprises in the district." Jiang Shusheng entered the conference room with a cup of tea, and after sitting down, he named Xu Guozhi, director of the Small and Medium-sized Enterprise Bureau, to speak.

"Okay, Mayor Jiang, small and medium-sized enterprises, can be said to play an increasingly important role, in some of the rapid development of provinces, small and medium-sized enterprises accounted for more than 60 percent of the output value, these enterprises have vitality, ideas, dare to charge, good turn. However, relatively speaking, our district in this regard, there are still great deficiencies, so far, we have a total of more than 700 small and medium-sized enterprises in Yuandong, most of them are at the level of food and clothing, and even some are still at the level of subsistence allowance, the situation is not optimistic、、、 "Xu Guozhi took off the script, and he didn't know in advance that he should come to the meeting, so he didn't prepare a speech.

Jiang Shusheng listened carefully, remembered carefully, and waited until Xu Guozhi said almost, "Director Xu, according to your analysis, what is the problem in these situations?" Remind you that we are holding a financial work meeting today, let's analyze it from the financial aspect. ”

Xu Guozhi looked at the banking leaders sitting in the first row, all of them listless and demoralized, "District Chief Jiang, so to speak, for small and medium-sized enterprises, they almost do not enjoy any financial support, and our bank owners will never lend money to a small and medium-sized enterprise. ”

As soon as this sentence came out, it was also quite bold, and the presidents who were holding pens and turning in circles were in good spirits. Nima, where did this leader come from, he dared to speak like this, he really didn't understand the rules.

"As the saying goes, rain and dew are evenly wet, and our bank leaders will only lend money to those large enterprises with a turnover of more than 100 million yuan, and even if the money in their hands is rotten, they will not lend to a small enterprise, or even a small enterprise that makes profits every year, and it will not be good at all." Xu Guozhi felt that the previous paragraph was still not enjoyable, and added another sentence, angrily scolding the governors in front of him.

"Yes, if you don't lend, it's just a pending, sometimes you draw loans, break loans, this point, the harm is great, I suffer deeply, three months ago, was cut off by the credit union once, until now, has not come to his senses、、、" A small business owner next to him interjected, because he said more urgently, his face was slightly red, and his voice trembled slightly.

"Alas, I don't agree with what you say, why did I take your loan, I don't know, you are involved in loan sharks, don't you know, this thing, once it is stained, it will be like drugs, and sooner or later it will go bankrupt!" When the director of the credit union heard him call his name, he was also very unconvinced, and stood up and opened fire on him.

The small business owner did not show weakness, "Obviously, you don't talk about credit first, and the loan is not due, so you say that you want me to repay it first, and then lend it to me." As a result, I scraped together money everywhere, and when I had enough money, you broke off your loan again, and you had no credit at all. ”

"、、、Yes, who doesn't know the general environment in our district, usury is so rampant, once we release the money, wouldn't it be a meat bun beating a dog, and there will be no return." The president of a state-owned bank muttered loudly, and the other also answered, "Yes, those who lend usury are all people in society, and there are all kinds of debt collection methods, but we can only use civilized means to urge, and in the end, it is all a pit bank、、、"

Small business owners are not happy again, "Your bank is the blackest, loan 100,000, give 10,000 gifts, from department managers to bank presidents, which is not such a person、、、"

Now it was even more lively, and the atmosphere was suddenly mobilized, like a quiet lake, with only one creature at the bottom, lifeless. Suddenly, another powerful species joins, the spoiler arrives, and the lake is choppy.

Jiang Shusheng was heavy on the surface, but he was a little happy in his heart, only in this way could these bankers mess up their minds and open their hearts, Meng Ke wanted to take the microphone and stop the war of words between the two sides, Jiang Shusheng pulled him.

Meng Ke looked confused and quietly watched them pull their skins.

The argument lasted for about ten minutes and basically subsided, after all, these people are usually very familiar, and they should save some affection so that they can meet in the future.

"How? Everyone's words are almost the same, I've been listening to it, and I've been remembering, and it's summarized as follows, so let's talk about the bank's opinion first. Jiang Shusheng interjected at the right time.

"First, banks are worried that small and medium-sized enterprises will be contaminated or have been infected with usury, and the money they lend out will not be recovered, resulting in bad debts; Second, it is difficult to collect debts, not to repay loans, and difficult to implement; Third, affected by the sluggish economic environment in the whole region, the mood is very pessimistic. Right? ”

The bank leaders did not nod in agreement, but judging from their expressions, they still agreed.

"Then I will talk about the opinions from the small and medium-sized enterprises, first, it is difficult to obtain financing, banks do not lend, or even cut off loans and withdraw loans, and they are caught off guard; second, the business direction is not right, and the profit is low; Third, the problem of usury is prominent, and I just wanted to borrow less and return it immediately, but who knew that all kinds of unexpected factors would appear, and once I couldn't pay it back, I would fall into a predicament. ”

Jiang Shusheng briefly summarized a few points, which were still relatively in place, and at this time, a leader of the bank camp raised his hand, "District Chief Jiang, I still want to add a little." ”

"That is, the people nowadays don't deposit money in the bank, and our bank deposits are insufficient, which affects working capital, so I don't want to lend money、、、" This sentence reminded Jiang Shusheng that he had heard such a thing when he inspected the kimchi project in Machi Town.

"The people have invested all this money in small and medium-sized enterprises, and they are still willing to give them interest every year. You see, on the other hand, it's not right to find a bank! The bank presidents complained again.

"No, you don't lend money before we take in the deposits、、、" The small business owners began to argue again.

Jiang Shusheng saw that things were not good, and immediately interrupted them, "Okay, okay, what the bank said here is right, just based on what you just said, you can be convicted, do you have a financial license, and you are blatantly absorbing savings, it is simply bold." ”

As soon as these words came out, there was no movement in the venue, at this time, Liu Wei seemed to have received a phone call, walked in front of Jiang Shusheng, leaned over, and made a report in a low voice, Jiang Shusheng listened, "Then don't hurry up and invite them in!" ”

After Liu Wei went out, after a short time, a few people came in, and everyone who attended the meeting opened their eyes wide, and after they sat down, "Comrades, now I would like to introduce a few leaders to you, this is Luo Daming, director of the Yuandong District Public Security Bureau, this is Xiao Donglin, president of the executive division of the Yuandong District People's Court, and this is 、、、."

Luo Daming took over, "This is Shao Qiu, the captain of the Economic Investigation Brigade of the Public Security Bureau, 、、、"

"、、、 Ao, Captain Shao. Everyone's questions, I think, these comrades, can answer them for you. Jiang Shusheng said to the participants.

Jiang Shusheng's arrangement is undoubtedly wise, if you come early, everyone will definitely be restrained, and you can't open your heart and open and close. Only when all the questions are thrown out, do you enter the market, what are you doing? It's definitely here to solve the problem!

After introducing the few people who suddenly appeared, Jiang Shusheng turned his head and smiled meaningfully, "Just now, who said that the bank can't borrow money, so it will go to the private sector to absorb savings?" It just so happened that the comrades of the economic investigation team were also there, and it was completely possible to file a case. ”

The representatives of small and medium-sized enterprises sitting opposite each other were silent at this moment.

"District Chief Jiang, can I say a few words about this issue?" Shao Qiu saw Jiang Shusheng raise this question, and then took the conversation, Jiang Shusheng signaled but said that it was okay.

Shao Qiu said in a deep voice: "I hope that those companies that do not have a license and are still absorbing reserves will go through the refund procedures as soon as possible, and when we find out your head, it will be unclear to explain." ”

Jiang Shusheng nodded, "Obeying the law and not crossing the bottom line is the consciousness that every citizen should have. ”

Luo Daming nodded, "District Chief Jiang, what you said is good!" There is also the matter of underground usury in Yuandong District, which can be said to be very rampant, even to the point of unscrupulousness. After the meeting, I will report to you in detail. ”

"Director Luo, I think, we have to fight! And punch hard! Jiang Shusheng was moved and made up his mind.

"We also have comrades from the enforcement court, and we must also strengthen the efforts of those enterprises and individuals who maliciously evade bank debts and recover dishonest enterprises! We'll discuss the specific plan after the meeting! Jiang Shusheng continued to emphasize.

Xiao Donglin of the Enforcement Court nodded, "Okay!" Mayor Jiang. ”