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The Rong family has a large industry, almost monopolizing most of China's cotton yarn business, however, since the introduction of foreign cloth into China, this trade seems to be becoming more and more difficult to do.

In the past, there were seven cotton yarn factories in the family, but now, there are only three that can guarantee stable profits and no losses.

Rong Zongyao hosted a banquet for Liao Wanyu today, the purpose was very clear, he just wanted to dismantle millions of funds from Datong Shanghai to turn over the third, fifth, sixth, and seventh factories.

He was originally very confident, firstly, because he felt that he was very familiar with several shareholders of Datong Shanghai, and secondly, he thought that as long as there was collateral, as a bank, there was no possibility of not lending to him.

But unexpectedly, Liao Wanyu rejected him.

"Manager Liao." He reluctantly respected her and called her a manager, otherwise, such a yellow-haired girl, even if she was Tang Tingou's apprentice, he didn't take it seriously, "Could it be that I didn't say it clearly enough?" ”

Although Liao Wanyu was holding chopsticks in her hand, she barely ate, so she would put the chopsticks on the chopstick rest upright, and raised her eyes to look at Rong Zongyao, "Mr. Rong said very clearly, there is no problem with the collateral." However, I'm sorry that this amount cannot be put by Chase Shanghai. ”

Rong Zongyao was originally drinking soup with a porcelain spoon, but after hearing this, he threw the spoon into the small soup bowl and made a "hammer" sound.

The soup splashed out, and Liao Wanyu still maintained a very faint smile on her face, looking at Rong Zongyao calmly.

The Investigation Department has long secretly collected information on all the factories that are still in operation in Shanghai, and they have long known their strength, their profits and losses, and even their management methods, the temperament and temperament of the person in charge, and their family and social relations.

These materials were sorted out and studied by the staff of the Investigation Department, as if they were Liao Wanyu's brain.

Therefore, Liao Wanyu is very clear about the current situation of Rongjia Cotton Yarn Factory. It is precisely because of the clarity that he will refuse his loan behavior.

Rong Zongyao has lived for more than 50 years, and it is not enough to say that his life will be smooth, but he was rejected by a little girl of eighteen or nineteen, and it was indeed the first time.

According to his identity and status, he should be the target of all big banks, and Liao Wanyu's behavior is particularly unbelievable.

"I am friends with the shareholders of your bank, did Manager Liao refuse too quickly?" The implication is whether she should go back and discuss.

Of course, Liao Wanyu knew that he would know the shareholders of Datong Shanghai, after all, what was the identity of the people who participated in the shares at the beginning, she seemed to know it in her heart.

But since the day of its establishment, all decisions have been made by her alone, and there is nothing to negotiate.

Although at first glance, the Rong family's business is still very big and his actions are very generous, but according to the information obtained by the investigation department, he is a little ambitious, and his style is a little incorrect.

There is nothing wrong with having a lot of money and a big family business, but there are also a lot of debts in the past two years.

Everything is a deliberately created illusion of prosperity, and today's Rong family is in danger of going out of business at any time.

Rather than offending people, she is more afraid that she will face a large amount of money in the future.

Rong Zongyao held his identity, but he didn't say anything more ugly, and even when Liao Wanyu left the restaurant, he politely sent people to the door.

He saw her say goodbye politely and get into a rickshaw that he stopped casually, and his face became gloomy. Rong Zongyao reflexively walked upstairs and went back to Fang Cai's small box, and soon, there was a sound of something breaking inside.

After three or four days, rumors about the imminent closure of Datong Shanghai intensified.

The people don't know whether it's true or not, they rarely save a little bit of money, and they can't bear half of the risk, so Datonghu, which started by doing civilian business, faced a run on depositors for the first time.

It's false to say not to be nervous.

Liao Wanyu stood in the lobby and watched the long queue outside the door, forcibly suppressed her negative emotions, and told Zhou Pinghai and other employees to pay now and not be nervous.

In fact, the most nervous is obviously herself.

She knew where the rumors were coming from, and she knew that Chase Shanghai's deposits were enough to handle the run. But she still felt like she was stuck in her heart.

Lin Keji and Zhang Dingyun saw that she suddenly lost weight in a day or two, and even Tang Tingou, who was rarely awake because of the use of medicine, found out. But everyone had a tacit understanding, and no one told him the real reason.

Liao Wanyu still goes to Datong Shanghai as usual every day, and she coped with the run very well, and after three or five days, everyone looked at Datong Shanghai's calm appearance, and gradually restored trust.

Knowing where the rumors came from, Liao Wanyu was helpless against Rong Zongyao. Fortunately, Datong Shanghai will not capsize in this small turmoil, and deal with it calmly, but will establish the trust of depositors in Datong Shanghai.

Just when she thought she could breathe a sigh of relief, she suddenly received a call from Yin Xuming, who was far away in Tianjin.

And the reason is that he actually wants to ask Liao Wanyu to lend him money.

It stands to reason that the current situation in the whole country is not very good, although the slogan has been shouting to support industry, but neither the government nor the people of the people dare to easily try to invest in the factory.

Like Yin Xuming, a person who took the lead in the rise of national industry in the early years, Liao Wanyu is extremely respectful. Besides, when she was still managing Lin Keji's soap factory in Luzhou, Yin Xuming was also helpful to her.

Therefore, she did not refuse directly, but planned to take someone to Tianjin to have a look in person.

Tang Ting'ou is in good shape these days, because he barely feels any pain because of the ingestion of Morphine, and can even sleep all night. Once a person's sleep is better, his complexion and mental state will be quite good.

Liao Wanyu was a little conflicted in her heart, she was thinking about Tang Tingou and didn't want to go far away, but on the other hand, she clearly knew the difficulties faced by Ming Xuming.

Every day she delays, his factory faces a tougher situation. But she is responsible to the depositors, and every sum of money cannot be easily lent out because of any other personal factors.

Bewilderment. She always felt that she should be more decisive after the shipwreck, and that she should know clearly what she wanted. However, when faced with a problem, the choice is often not so simple.

Expectations are always more subjective, but reality can actually happen with all kinds of accidents that affect the mood of the judge.

Because she slept late, Liao Wanyu arrived at the office nearly three hours late the next morning, and when she decided to call Yin Xuming, who was far away in Tianjin, she received a call from his deputy manager first.

The voice of the deputy manager in charge of production on the phone was a little panicked, Liao Wanyu listened to him for a long time, and only felt a buzzing in her head, "What do you say is wrong with Mr. Yin?" ”

The man was silent on the phone, but his breathing did not steady, "Sir...... I was reminded last night, and I was in a hurry...... Hospitalized. ”

Liao Wanyu rubbed her sour eyes and choked up, "Please tell Mr. that if there is no accident, I will be in Tianjin in two days." ”

Yin Zhiming's situation, it is difficult for her not to be moved. Liao Wanyu thought that even if she couldn't actually give him money at the expense of the depositor's interests in the end, she should visit him.

It's a pity that she made an overly optimistic judgment on the situation in the entire north.

In order to be in a hurry, Liao Wanyu chose to take a merchant ship from Shanghai on the morning of the second day to Jiaozhou first, and it is said that the next journey can go to Weihaiwei to take a boat to Tianjin, or you can transfer to a train to Jinan, and then from Jinan to Tianjin.

But it wasn't until Jiaozhou that she learned that two Japanese warships had been stationed in Bohai Bay for nearly two months, and that the merchant ships from Weihaiwei to Tianjin had long been out of service.

There were people coming and going in the station, Xin Xiaoyue had two coffee-colored suitcases at her feet, she sat on a wooden chair with jujube red lacquer, tilted her head and waited for Liao Wanyu to make a decision,

They just learned that the route from Jinan to Pingguang has been banned for some reasons.

Although the conductor did not elaborate, Liao Wanyu thought about it for a while, probably because of the praise of the province, and some things happened in Shandong and Zhili that outsiders did not know, which led to the temporary ban on the interchange railway between the two sides.

Xin Xiaoyue has never traveled far, and it is natural to think that it is so inconvenient to travel this year, but Liao Wanyu has been back and forth so many times, and it is really the first time that she feels powerless to travel.

It has been more than a day since she agreed with Deputy Manager Yin Zhiming before she set off, and now the transportation is inconvenient, so it is not impossible for her to go south and return to Shanghai to talk about the matter a little more seriously. But she hesitated for a moment and still bought two tickets to Jinan.

"Xiaoyue, I have to ask you to suffer a little with me, I have inquired, you can only take a carriage or an ox cart from Jinan to Pingguang."

Seeing her very apologetic look, Xin Xiaoyue shook her head indifferently, "I'm a countryman, not to mention horse-drawn carriages, ox carts, and donkeys. Being able to come out and follow you to see the world, what is this pain? For me, it's not bitter. ”

The two had something to eat near the station, found a relatively quiet place to sit down and rest, and waited until the evening before finally getting on the train from Jiaozhou to Jinan.

It's a pity that the tickets for this trip are too popular, and both of them only have tickets for the third-class carriage. However, the third-class car is not like the second-class and first-class rides, if you want to have a position that can be done, you can only grab it.

Liao Wanyu had no such experience, she stood on the platform in embarrassment, looking at the crowd at the door of the carriage, and the people who were rolling the windows to grab seats, and did not move a single step.

She couldn't deal with it, but Xin Xiaoyue had nothing to take care of, as soon as she saw that she could actually climb the window, she ran a few steps with a suitcase, threw the box in her hand first, and after jumping, her hands were propped up on the window frame, her legs kicked twice in the air, and as soon as she turned over, she fell into the car.

"Wanyu! Wanyu! Hurry up, hurry up, hand me the box! ”

Liao Wanyu came back to her senses, ran a few steps with the box, and handed the box to Xin Xiaoyue to occupy a place. Then she glanced sideways at the door of the carriage, which was not lacking in the crowd, and was about to try to turn the window as well.