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6 Xin smiled indifferently: "Wu Nianjiao, you don't want to overturn a boatload of people with a rod, at least when I buy financial products with you, I don't have the slightest idea of sleeping with you, if you and my godmother are partners, I won't give you a chance at all!" ”

"There were several tellers, why did you choose to come to my counter?" Wu Nianjiao was extremely confident in her appearance, and chuckled: "Isn't it because I look a little prettier than others?" ”

"It's like going out to travel, but also choose a place with good scenery," 6 Xin said calmly: "When you choose a staff, you also have to find something that looks pleasing to the eye and is pleasing to the eye, but this doesn't mean that when I see you, I have to try to trick you into bed, I'm not so hungry!" ”

"Hungry?" Wu Nianjiao glanced at 6 Xin angrily, and said coquettishly: "Can you speak, if you have thoughts about me, you are hungry, I think you have thoughts about Wang Anna to be hungry!" ”

"There are two kinds of women in this world," 6 Xin A wicked smile flashed at the corner of his mouth: "One is what I'm interested in, and the other is that I'm not interested, I really can't find the former one, so I have to accommodate myself to find the second one, for me, it's hunger!" ”

"You mean, I'm the same as Anna Wang, and you're not interested?" Wu Nianjiao rolled her eyes at 6 Xin coquettishly: "You hit me like this, don't you just want to get away with it, I have already seen through your man's tricks!" ”

6 Xin couldn't stand Wu Nianjiao a little, how could this woman's self-feeling be so good, so he said coldly: "When you see the first type of woman, you will understand that you belong to the second type of woman!" ”

"I'm really curious about what the woman you're interested in looks like. Better than my face, or better than my body? Wu Nianjiao turned her head and gave 6 Xinfei a roll of her eyes: "It won't be your fiancée, that little princess!" ”

"It's not her!"

"Who's that?"

"You'll see you sooner or later, anyway!" 6 Xin originally wanted to say that that person was Shen Yafang, but he swallowed back when the words came to his mouth, he didn't want too many people to know that he liked Shen Yafang.

"I thought it was your fictional character. I didn't expect there to be someone! Wu Nianjiao wrinkled her nose extremely unconvinced, and said coquettishly: "Then I'll wait and see!" ”

6 Xin smiled faintly, and then asked, "Hey, why did that Wang Anna accompany the customer to bed?" Why should those clients threaten them with sexual demands? ”

"Generally, the commission of financial managers is 3% to 5%, and the commission ratio of some products is even 8%, persuading customers to spend 1o million to buy a wealth management product. You can get a commission of 3ooo or even 5ooo, if it is 1oo0,000, then it is possible to get a commission of 8oooo. Wu Nianjiao's expression was very indifferent, Xu Wei didn't have much hope for this part, she didn't want to sleep with customers through guò to achieve sales goals.

"No wonder!" A strange smile appeared on 6 Xin's face: "Then Wang Anna can get thousands or even tens of thousands of commissions when she sleeps with guests once, and now the most popular entertainment capital Guancheng Guancheng service provides beauties younger than Wang Anna and more beautiful than Wang Anna." It seems that 800 yuan can be done, and Wang Anna, the old "biaozi", can use her background in the bank and her identity as a financial manager to sell it for ten or even a hundred times the price of those young ladies......"

"The same is true for some women who sell insurance," Wu Nianjiao's expression was a little tired and tired: "Women, especially beautiful women, do sales work and want to rely on selling themselves. It's really hard to get a foothold, sometimes it's hard to dig out your heart and lungs, and it's not as good as taking off other people's clothes, this industry is rotten! ”

6 Xin suddenly thought of a question: "Your bank promises that the annual income of customers is about 4%, but the commission of your financial manager is higher than the annual income of customers, which is too much!" ”

Wu Nianjiao said with a wry smile: "Do you know why banks continue to provide wealth management products, not because they really want to manage wealth for customers, in fact, many wealth management products have no direct investment at all, that is, there is no real investment in bank wealth management products." Due to the opaque information, the funds invested in wealth management products cannot be known to the public, and the phenomenon of risk-free and high returns will also attract more funds to enter. On the one hand, banks can earn handling fees, and on the other hand, they can increase the liquidity of bank funds and attract savings in disguise.

A considerable part of the bank's wealth manager's business commission is the deposit commission. Money managers like Anna Wang. Every day, they try their best to get to know their bosses and business people through various connections, try to deposit their funds in the bank, and then find ways to turn them into financial products, so that they can get the maximum commission.

In addition, they are also keen to recommend products that banks cooperate with third parties to buyers, because they can receive a 5%-7% commission reward.

A financial manager with a high level of marketing can earn four or five hundred thousand yuan a year just by mentioning his achievements. ”

6 Xin heard Wu Nianjiao say that "some wealth management products have no real investment", he was startled, and hurriedly asked: "How can the bank do that, there is no real investment to launch wealth management products to the people, those wealth management products are not very risky!" ”

Wu Nianjiao sighed deeply: "Didn't you say it, the bank can make money by lending loans." ”

"There are a lot of bad debts in the loans every year!" 6 Xin sneered: "What if the income is not enough to repay the profits of wealth management products?" ”

"It's very simple, the bank will raise more funds to repay the principal and interest of the original financial products, and continue to repay the old with new ones!" When Wu Nianjiao said this, her face showed sadness and sadness.

6 Xin could see the expression on her face clearly, and admired her even more, financial managers like Wang Anna, they are obsessed with making money, they have long lost their sense of shame in their hearts, and they can manage the property risks of customers so well, only a person with a clear conscience like Wu Nianjiao will feel sad.

"Don't worry, I will use your 10 million to help you buy the shortest term of financial products, and after I officially turn regular, I will sell the financial products, and you can invest the remaining tens of millions in our private equity funds!" Wu Nianjiao smiled: "In this way, your risk will be minimized." ”

"The rest of the money is Jiang Xueqing's, not mine," 6 Xin hesitated: "I want to ask her opinion!" ”

Wu Nianjiao said with a smile: "There are only me, Shen Yafang, and Jiang Chunyu in our private equity fund, and the funds are insufficient, I want more customers, but the current rich people are all Zhang Jinfu's perverted pigs, I don't want to make money for them, if you can find a few rich women who are pleasing to the eye to join our private equity fund, it would be good!" ”