Chapter 0497 - Family Economic Account
Xu Haodong saw the wind and steered, and followed Xu Yunjie's words: "Xiaojie, you have spoken to my heart, I want to use my spare time to make some money by trading stocks, mainly for Xiaoxue, Xiaodong and our soon-to-be-born child." Four little guys with four mouths, which is equivalent to the financial burden of four ordinary families, I am responsible for you, responsible for four little guys, can I not consider it? Do I dare not think about it? ”
Xu Yunjie said that she liked it with all her heart, and looked at Xu Haodong with a straight look, "I really have a conscience, no wonder my parents said that you are a responsible man, and marrying you is the most correct thing I have done in my life." ”
"It's our parents." Xu Haodong corrected Xu Yunjie's words with a smile, "Xiaojie, as a state worker, I can serve the people, and I think I can do it well." However, while serving the people, under the premise of reasonableness, compliance and legality, it is also my obligation and duty to leave a little bit of caution to serve my own small family. This is not a contradiction, on the contrary, it is the standard of a good cadre in the new period. ”
Xu Yunjie grinned and said happily: "Brother-in-law, don't take the responsibility on yourself, and me, don't forget, I write online novels, and I earn more than you." ”
"Xiaojie, you're stupid." Xu Haodong said with a smile: "From now on, you have to change your thinking and role. I'll give you an economic account, since you became pregnant, our family's fixed income has been greatly reduced. One, you will lose your earning power in the next few years because you have to take care of the two little ones in your belly; Second, our mother will stay at home to take care of you, and you can no longer be a rehired teacher, which will reduce your income; Third, in the next few years, you will have to hire Aunt Chen, even if it is not Aunt Chen, it will be Aunt Li or Aunt Zhang, which is another necessary expenditure. To sum up, our family will reduce our income by at least 200,000 yuan per year. ”
"Hee-hee, you continue to settle accounts." Xu Yunjie said with a smile: "It is worthy of Professor Xu and Professor Yun's high feet, you continue to settle the accounts, and then calculate the accounts of expenditures." ”
Xu Haodong said: "Spending is bound to increase suddenly. On the one hand, the two little ones have not yet been born, and their monthly expenses have increased by five or six thousand, and if you become a foodie, my account is correct; After the two little guys were born, they couldn't raise 10,000 yuan a month, and I roughly calculated that the annual expenditure was at least 150,000 yuan. On the other hand, Xiaoxue and Xiaodong will go to junior high school next year, and if they want to become dormitory students, their expenses will be doubled compared to now, at least 100,000 more per year. Two small accounts plus one will increase the annual expenditure by 250,000 yuan. ”
"Yo, that's a lot." Xu Yunjie said: "The annual reduction of income is 200,000 yuan, and the annual increase in expenditure is 250,000 yuan, one mile and one outside, which is equivalent to an annual increase in expenditure of 2.45 million. ”
"Xiaojie, this is just a close calculation." Xu Haodong said: "It is only the economic account within five years, so it is called the near account, and the far account has to be calculated 20 years later." For example, in the next twenty years, can you guarantee that you will still be able to create? Mom and Dad are old, can we let him go out to work again? Can I guarantee that I will work all the time? Will our family be smooth? But the children are growing up, following the laws of nature, not being transferred by our will, and when they grow up, it means a huge expenditure on our family's finances. For example, if they study abroad, how much will it cost? They are going to get married, and if we each send a house, how much will it cost? In case there is a bad son among them who specializes in cheating us as parents, how much will it cost? ”
Xu Yunjie lost a smile on her face, "Brother-in-law, I don't know the bottom of your account, originally, I thought our family was very happy." ”
"So, I mean we have to plan ahead." Xu Haodong said: "Xiaojie, you can imagine that you have more than 500,000 yuan, the manuscript fee is 2 million, and your parents' 600,000 yuan is also ours, a total of about 3.2 million." Looking at our family's money, it is quite a lot, but as long as we sit and eat for five years, how much money will you think will be left? Anyway, my estimate, if we sit on the mountain for five years, the 3.2 million will basically go to zero. ”
Xu Yunjie sighed, nodded and said, "That's really the case." Brother-in-law, our family is like this, no wonder society is full of anxiety and uneasiness. It is no wonder that the country has liberalized the two-child policy, but the social enthusiasm for having a second child is still too different from the original expectations. ”
Xu Haodong smiled, touched Xu Yunjie's big belly and said, "So, these two little guys are lucky, if they are in an ordinary family, there are already two in the family, do they dare to have two more?" ”
"But." Xu Yunjie asked: "Brother-in-law, can you guarantee that you will be able to make money by trading stocks?" ”
"Hehe......" Xu Haodong laughed evilly.
"Brother-in-law, what are you laughing at?" Xu Yunjie stretched out her hand and slapped Xu Haodong.
Xu Haodong asked: "Xiaojie, let me ask you a question, what is the probability of giving birth to two pairs of dragon and phoenix fetuses in a row?" ”
Xu Yunjie smiled, "I don't know, but Aunt Chen has been an obstetrician and gynecologist all her life, and she said that it was the first time she met her." Last time I went to the hospital for an examination, Aunt Chen also asked the hospital to check the records, so far, the root rate of twins in our Yunling City is 3.3 per 1,000, and the probability of dragon and phoenix fetuses is 0.5 per 1,000. As for giving birth to two pairs of dragon and phoenix fetuses in a row, they can't calculate what the probability is, Aunt Chen said that it is estimated to be about the same as the winning rate of the first prize and the grand prize of the two-color ball of the welfare lottery. ”
"Hehe, then do you think I'm awesome?"
"Amazing, too powerful, if you are not powerful, how can I take a fancy to you?"
"Why am I so good?"
"Because you are powerful, you are very powerful, so powerful that God sent two pairs of dragon and phoenix fetuses in a row."
"So, I'm a very powerful person, and the winning rate of the lottery is much smaller than the profit rate of the stock market. I can't guarantee that I will win a lottery ticket, but I can guarantee that I will make a profit by buying stocks, or at least I will not lose money. Besides, I still keep a hand, our family has 3.2 million yuan, 2 million investment, and 1.2 million for emergency use, so you can rest assured. ”
Xu Yunjie snorted, "But, but I still want to buy Moutai, you buy Moutai stocks, I buy Moutai directly." ”
Xu Haodong grinned, "Xiaojie, you are really stubborn." ”
Xu Yunjie sat on Xu Haodong and exerted her coquettish method, "I want to buy it, I must buy it." ”
"Haha......" Xu Haodong smiled: "Okay, okay." You go and buy it, as long as you can put it at home, as long as you don't buy fake ones, as long as you don't go out to publicize it, you can buy as much as you want. ”
Xu Yunjie happily left the study.
Xu Haodong began to surf the Internet, opened Weibo half a year ago, and his fans have reached more than 33.7 million.
Now, a question is presented in front of his eyes, and many fans are asking him, after he handles the "Yang Zhen and Liu Yimin case" with an iron fist, how will he face his former benefactor Liu Zhengdao and his current colleague Zhu Guoping?
This question caused Xu Haodong to sleep unsteadily all night, yes, how will he face a new day and new contradictions?