314. If you don't have any money, look for a bank!
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"Haha, this is the best, engage in commercial development, but Uncle Yu, what you are best at, with your Bincheng Commercial Group, sitting in the commercial development area, we will have the bottom of this investment."
Li Yifan followed him with a sycophant, which suddenly made Yu Wande feel a little lighter.
Indeed, as the head snake of Bincheng, Bincheng Commercial Group, in the area of commercial development, they do have a little ability, they have too many resources in their hands, and the name of Bincheng Commercial Group is not weak, and many large clothing and catering, entertainment industry giants at home and abroad, but they are all connected, with them to engage in the commercial development of this ideal square, Li Yifan is very relieved.
"But Uncle Xia, the prerequisite for our investment is to develop the back of this ideal square together with the ideal square, I don't know what the opinion of the district is?"
What opinions can there be in the estuary district, and asking the opinion of the estuary district is not asking Xia Qinghe's opinion? However, Li Yifan knew that Xia Qinghe would definitely not oppose the development of Jihua.
"Of course we agree with this jihua."
Sure enough, as expected, Xia Qinghe gave a positive answer to this question.
"Okay, let's talk about the construction of this community, I don't know if Uncle Yu is interested?"
Li Yifan turned his head and asked Yu Wande, Yu Wande was a little hesitant at this time, you must know that he has been doing commercial department stores before, and he really hasn't skipped this part of real estate development, so he is interested in this development. He really wasn't sure for a while.
Seeing that Yu Wande didn't directly agree. Li Yifan is not in a hurry. After all, this is not a small deal, if it is developed together with the shipyard dormitory behind the ideal square, this investment will be at least hundreds of millions, after all, Bincheng Commercial Group is not his Yu Wande family, he will definitely go back to discuss with the shareholders.
"Personally, I am very much in favor of this development, if the two of you have the intention to work together to engage in this development, then I will say hello to the district, and then this demolition # relocation work. Our district can help. ”
Xia Qinghe spoke at this time, of course he hoped that these two powerful investors would join forces to engage in this jihua, in order to show his support for the two of them, he even contracted the most difficult demolition # relocation work.
Hearing District Mayor Xia say this, Li Yifan was even more happy, the demolition and relocation work of this piece is not easy to do, if the district comes forward, they are only responsible for development. That couldn't be better.
When Yu Wande heard this, he was also a little moved. Although he has not played in real estate, but the profits of this real estate, he has heard of it, originally he also had a headache about the problem of demolition and relocation, and now Xia Qinghe actually promised that the district will deal with this problem when the time comes, which will save a lot of trouble, so that this investment is very feasible, it seems that after going back, it is really good to discuss with a few shareholders.
The matter of the ideal square has basically been finalized, and the construction of the remaining community is not in a hurry, after all, this is just an idea that Li Yifan put forward temporarily, and it really needs Xia Qinghe and Yu Wande to go back to digest and digest it.
So the rest of the time, everyone began to concentrate on tasting the food, chatting, and eating a meal until more than nine o'clock in the evening, and then the scene ended.
After sending Xia Qinghe and Yu Wande to their special car, Li Liqiang grabbed Li Yifan, dragged him back to the president's office in Building 2, and then asked with a face.
"Yifan, this stall is not small, it costs 25 million, if it is really as you wish, and then go to the development and construction of the community behind, where will we get so much money? You must know that the income of hotels and wineries this year will be invested in Lotus Valley in the coming year, as well as in the construction of wineries and branches over there. ”
Li Liqiang's emotions were a little excited, originally Jihua of this ideal square, he was also a little tempted, but he had been suffering from the problem of funds, which made him hesitate a little, and called Li Yifan over, just to hear his opinion.
But this guy is good, not only directly agreed to Yu Wande and Xia Qinghe's invitation, but also got bigger and bigger, and when the time comes, what will be invested is not tens of millions of funds, but hundreds of millions.
Now the Li family has a profit-generating enterprise, that is, Zhengyang Hotel, and Phoenix Winery, as for the eldest son-in-law's construction company, which has just hit the road, and the mother and child chain store opened by the daughter, although the business is good, it can't provide such a large cash flow?
And after the initial popularity, this mother and child chain has now entered a stable period of business, and will soon face the problem of expansion in the future, so her funds there will not be able to move for a while!
If he starts such a big investment project again, where will he go to find money? So Li Liqiang was a little anxious.
"Hehe, Dad, what are you panicking about, this deal, if you pass this village, there will be no more such shops. It's a good investment! ”
"Nonsense, I didn't know the deal was worth investing in yet? But the point is, how can we have so much money? ”
Seeing his son's hippie smiling attitude, Li Liqiang was a little annoyed.
"Dad, you are too conservative, we don't have money, but the bank has money, since you think this project is good, then we don't want to take out a loan from the bank? Don't you know the CEOs of these large state-owned banks in Bincheng? They come to our store every once in a while, and often call you brothers, do you think they really come for our food, or do they want to have a relationship with our family? Want to get a glimpse of our business? Wouldn't it be a pity that these resources are not utilized? ”
Li Yifan said to his father with a smile, it is true that recently, his father is a celebrity in the business circle of Bincheng, not to mention the hot business of Zhengyang Hotel, even the Phoenix Distillery that has just taken over is also famous, and these two companies can be described as making money every day, those state-owned banks, no matter which one of them looks at their family's deposits in the bank, is not red-eyed?
Your business is so good, the industry is running so healthily, this is in the eyes of the bank, this is the absolute credit guarantee, the bank generally likes to lend money to such a company, because the return of funds is guaranteed.
And generally, many businesses, even if they have money in their hands, like to borrow from the bank, why?
On the one hand, it is because I hope to ensure the cash flow in my hand, and on the other hand, of course, it is the bank's money, which is not used in vain, and if it is earned, then the bank's interest is completely worthless compared with the profit of the project.
If you lose money, you don't have to worry, when the time comes, you can directly mortgage the investment project to the bank, anyway, it will not hurt your muscles and bones for your other business entities.
In these years, if there are bosses with certain assets, how many of them do not operate like this?
And this is one of the few golden years of private enterprises in China, since the new prime minister came to power, the state-owned enterprises have been reformed on a large scale, the state has retreated and the people have advanced, how many state-owned assets have been turned into private enterprises under the collusion of businessmen and banks?
In these years, many people are muttering that it is not good to take out loans, but that is only for those who have a hard enough relationship, as long as you are bold enough and have enough relationship resources at hand, then it is still very easy for you to borrow money from the bank.
And Li Liqiang has always disliked the money owed to the bank because he used to do a small business, because in his opinion, if he owes money to the bank, he has to repay the interest, which is very uneconomical in his opinion.
Therefore, in his business philosophy, as long as his funds are sufficient, then he will never think of looking for a bank loan.
So he is completely ignoring it now, with his current identity and status, as long as he lets out the wind and says that he wants to take out a loan, I am afraid that all the big and small managers of the banks in the entire Bencheng will squeeze their heads and want to squeeze into his office.
Li Yifan explained the capital operation mode of this loan from the bank to Li Liqiang, although Li Liqiang still couldn't turn a corner, but he also felt that what his son said was reasonable.
Indeed, if they engage in this development and take out loans from banks, it can be said that there is no risk at all for their current industries.
At that time, even if the project is messed up, it is a big deal to mortgage the project to the bank, and if the bank is not enough, he still has some printing factory or a dairy factory and other scattered bones.
These rotten bones that he can't look down on, in the eyes of those banks, are really big fat.
However, when he thought of his son's means of capital operation, the more conservative Li Liqiang still felt uncomfortable, if the project was messed up, he would be a liar, and he would not pay back the money if he had money, and directly return the project to the bank, which made Li Liqiang feel that our country was cheap and digging into the corners of the country, in short, he was very uncomfortable.
But he didn't know that such a scene of digging into the corners of the country was staged all over the country almost every moment in this era, but the names of the protagonists involved in it were different.
But what Li Yifan pondered was that now is a rare era of national retreat and democratic advancement in ten years, if you wait until ten years later, you encounter such a good thing again, unless your ancestral grave is smoking, you don't even think about it.
Dare to dig into the corners of the country? Look at those state-owned monopolies that don't break your legs?
"It's still okay to mess with that commercial plaza, but what kind of garden community, do we really want to do it?"
Li Liqiang was still a little hesitant.
", weishenme doesn't do it, this is a complementary conjoined project!"
Such an opportunity for Haode brand Xia Qinghe's sycophants, Li Yifan should not be missed. (To be continued.) )