Chapter 1220: The Problem of Money

Fang Shi leaned lazily on the sofa, there is a beauty on the left, and there is still a beauty on the right, this is probably the legendary left and right hug, in fact, for a man, the great ideal of hugging left and right will never be extinguished, but it takes strength to do this kind of thing.

Being rich is a kind of strength, and having ability is also a kind of strength, and a person with great ability like Fang Shi is a model of strength, so even if Sister Hua's father is unhappy, these two girls began to sit next to Fang Shi.

With the arrival of the summer vacation, and the cloud diagnosis project is gradually on the right track, Xia Yuyao's enthusiasm has finally run out, and under the long-term of the other, Fang Shi's thoughts are getting worse day by day, and finally, after the end of the exam in Seven Star Academy, Xia Yuyao flew back to Qingcheng Mountain directly without waiting for the school holiday.

Of course, my sister has been exclusive to her lover for a long time.

Fang Shi held the mobile phone in his hand and turned on the speakerphone, and the opposite was Jiang Dazhi's classmate, this classmate finally rushed to Fang Shi in front of the cultivation and achieved a positive result, and planned to get married on December 12, although there are still a few months, but Fang Shi's family is very busy, so he must make an appointment early, this is really a tragedy, the legendary little partner is still a little friend, and sure enough, life is only as good as the first time.

"So what do you mean? Ready to postpone your IPO? ”

"I call you big brother, big brother, don't you care about the economy at all? It's been a long time since the stock market stopped issuing new shares. ”

"Uh, haven't you replied yet?"

There was a rhythmic muffled sound from the telephone speaker, and it was estimated that Jiang Dazhi on the opposite side was depressed and hit the wall.

Fang Shi was a little embarrassed, he really didn't care much about economic activities. All right. Even if it's watching the news. Occasionally, you can see scary headlines such as the stock market crash, but Fang Shi just swept it away, and didn't pay attention to him at all, and he is not a shareholder, in fact, most of the shareholders are people with very low luck these years.

Xia Yuxin covered her mouth and smiled, Xia Yuyao laughed and kept beating Fang Shi's shoulder, Fang Shi was a little inexplicable, why not beat himself or hit the sofa.

"What's that. What's going on? ”

Fang Shi asked the two wives beside him in a low voice, Xia Yuyao laughed so hard that her stomach hurt and she couldn't breathe evenly, so Xia Yuxin had to answer:

"The recent collapse of foreign stock markets has triggered a new round of global economic crisis, and the sovereign debt crisis has also detonated one after another.

Fang Shi suddenly said: "If you can't send it, you won't send it." Is there a lack of money? ”

Jiang Dazhi's voice came again on the phone: "Of course I am short of money, big brother." Not to mention that the cloud diagnosis plan is still in the pure investment stage, even if there is a benefit, the benefit of the plan is only maintained at a fairly low level, as for pharmaceuticals and health care products, cosmetics, we need to continue to expand production, as much as possible to occupy the market, I heard that the secondary formula is about to be sold publicly. ”

"Oh, that's it, then find a bank to borrow."

Jiang Dazhi came from a crisp slap: "It is worthy of being a great master, just to find a bank to borrow!" ”

"This has something to do with the Great Grandmaster? Did you make the wrong call when you asked the bank to borrow money, my family doesn't open a bank, I'm sorry! ”

"! I've searched all the banks in Pengcheng, as well as local banks in Jiangsu and Zhejiang, and even banks in Xiangjiang, as well as the Rothschilds."

"Wait, how much money do you need?"

"The cloud diagnosis platform needs to supplement about 10 billion working capital, and the production industry needs 20 billion yuan, including today's R&D funds and plant expansion and acquisition, as well as"

"Wait,! What are you going to do, Fortune 500? Also, isn't Arima in charge of what cloud diagnosis, it's your business! ”

Xia Yuxin rolled her eyes at Fang Shi's foul language, and Xia Yuyao smiled tolerantly.

"Is it okay for us to account for 30% of the shares of the cloud diagnosis platform, and now we want to increase the capital in a targeted manner, and you can't come out? Dilute the shares without out! ”

"Amount"

"Also, now our products are in short supply, and almost all of our income is invested in reproduction and R&D, but R&D is a gold-swallowing beast, and we still have competitors, if we don't occupy the market, we will be eliminated sooner or later in the future."

"Aren't there enough banks? And the Rothschilds, they are not bad for money. ”

"Big brother, if you don't have bad money, you can't take more good, aren't you afraid that the debt-to-equity swap will be made when the time comes?"

"It's up to us to take the initiative!"

There was no sound on the phone for a long time, although Xia Yuxin didn't know much about economics, but she had also been trained as a successor, and she still understood this kind of financial common sense.

Even seemingly harmless corporate bonds will have some protective clauses, for example, what happens when the enterprise is unable to repay its debts, in general, the best solution is to convert debt into equity, which is beneficial to both parties, but if the lender intends to make small moves behind the scenes, so that the company cannot repay the debt within the debt repayment time limit, and the debt into shares also happens from time to time.

Although the Rothschild family must take into account Fang Shi's reaction, if this qiē happened spontaneously and was completely in line with the rules of business, Fang Shi would not be able to say anything, maybe the Rothschild family would not want these shares at that time, but Fang Shi owed people a favor for no reason.

Besides, the Rothschilds are the ancestors of playing finance, and they also have investments in Jiang Dazhi's competitors, so it is still very feasible for them to really want to do something.

"I'm convinced, okay, I'll give you a science popularization or let which sister-in-law give this soul a science popularization, no matter what, we can't let a certain family's funds occupy too large a proportion, that's basically the case, therefore, I need a national-level credit, you can do this."

Fang Shi looked at the gloating Xia Yuxin helplessly, and then said into the mobile phone without giving up: "Pengcheng official can't help it?" ”

"No, they have done everything they can, we have borrowed a lot from the bank here in Pengcheng, and even the funds invested in the cloud diagnosis platform are borrowed from the bank."

Fang Shi understood, Jiang Dazhi's foundation is still too shallow, the rise is too fast, this sudden rise of large companies is most afraid of follow-up weakness, in addition to talent, technology, there is also a very important factor is capital, originally Jiang Dazhi planned to go public financing to solve this problem.

As long as the company's efficiency is good, it can continue to raise funds from the stock market, but unfortunately due to the sudden new round of global financial crisis, Jiang Dazhi's plan has been ruined.

In fact, the occurrence of this financial crisis has a lot to do with Fang Shi, and now Jiang Dazhi doesn't know the cause and effect, if he understands the relationship, maybe this thing will be killed directly on Qingcheng Mountain.

Although the financial crisis that swept the world was particularly responsible, it was Fang Shi who triggered this financial crisis, or rather, it was Fang Shi who triggered it in advance.

Fang Shi provided the military with a large number of core magic weapons of the perception array and a simplified version of the Liangyi micro-dust array, allowing the Huaxia government to boldly challenge the United States, forcing the United States to begin to adjust its Asian strategy and even its global strategy, and these small actions first affected not the political and military, but the economy.

Because those big consortia are worried that the economy of the United States will fall into recession after being squeezed by China, which will lead to systemic financial risks that have been delayed and suppressed, these consortia have cashed out in the financial market, and because the Huaxia currency is not an international currency, it cannot be freely exchanged, and these cashed out funds have poured into relatively low-risk areas, which directly triggered the stock market crash of the advanced Western countries led by the United States, and then triggered a series of financial disasters.

Fang Shi really didn't care much, now the United States, the United States, Great Britain and some European countries have been completely in dire straits, although China is very defensive, but it is still inevitably affected, and the stock market is also in mourning.

This huge financial crisis, in fact, is the inevitable collapse of the hegemony of the rice yuan, the most affected, of course, is also the country that is most dependent on the rice yuan, as for the Huaxia, which should have been the big winner, must also bear the pain of this crisis before it can rise, this is the inevitable phenomenon of this era of credit finance.

And the initiator of this qiē has no consciousness at all, and it seems that it has nothing to do with this qiē, at this moment Fang Shi is innocently thinking about how to solve the small trouble of Jiang Dazhi, who is quite disgruntled.

"Okay, I probably understand, so let's do it, I'll propose it to the state, however, you also said that it's not a good thing for either party to have too much money, and this should also include the country's capital, and I propose that you increase the proportion of employee shareholdings, on the other hand, the state loan is in the form of half convertible bonds and half low-interest loans, you calculate it, see how much money is needed, and in addition, it is better to be forward-looking this time, and don't say that there is a shortage of money soon."

"Holy! You're kidding me, aren't you? It's not that you don't understand finance, isn't your trick very interesting! ”

Fang Shi glanced at the Xia family sisters who were a little surprised, raised his eyebrows proudly and said, "Cut!" These things can be understood after a little thought, you think I really don't understand, I just don't bother to care, anyway, you look at it, the final purpose is that the national capital only has the right to dividends and supervision, and employee shares can participate in business decisions, probably that's it. ”

Jiang Dazhi paused for a moment, and then readily agreed: "No problem, I will do my best to make a plan, and I will upload it to you immediately after it is done." ”

"Okay, so be it."

"Wait, remember the gift, you can't use the red envelope to make up the number."

"Lao Tzu has no money, and he doesn't want red envelopes!"

Fang Shiba hung up the phone with a click, Xia Yuxin smiled and said, "Husband, we have money, don't be afraid." ”

Fang Shihu looked at the two smiling wives suspiciously, it doesn't seem to be bad to eat soft rice, right? It's a big deal to pay off your debts. (To be continued......)