"Stop!" Zhao Hongbing said solemnly, "If you want to say this, I'm afraid we don't have anything to talk about." ”

"Okay." Liu Xing said, "Boss Zhao, are you alone here?" ”

"Of course, my employees are very busy with business, and I have nothing to do alone, why, Mr. Liu likes to talk about pomp and circumstance?"

"Not really." Liu Xing said, "Then let's start, Boss Zhao, this is my assistant Park Zhongli." ”

"You don't set the sun?" Zhao Hongbing asked.

"Yes." Park Jong-ri nodded.

Zhao Hongbing nodded, a private bank like Liu's actually accommodates many forces. Liu Xing came out to negotiate, and it was not surprising that they sent someone.

"Then Mr. Liu, what is the matter with you coming to me?" After sitting down, Zhao Hongbing didn't say hello, and went straight to the topic.

"That's right, we heard that you want to set up a joint venture bank with a local bank in Huaxia?" Liu Xing asked tentatively.

Zhao Hongbing was stunned for a moment, and then smiled, "Okay, you guys are very powerful, although this was a secret before, but now I'm afraid everyone knows about it." But I also tell you that because I personally admire Mr. Liu Xingyun very much, I can do this thing, but if you want to score more, that's not okay, this is the above meaning, otherwise they would not have rejected your generous offer before. ”

"Yes, we understand, we know that." Liu Xing said, "But as far as we know, you need a lot of financing, well, according to our understanding, this capital exposure is still not small." ”

"Yes, what you learned is true. But so what? Zhao Hongbing's eyes narrowed, "With my reputation in the Shenzhen financial market, it's not difficult to get this money, right?" ”

"It's really not a difficult thing, but we hope that you will still get this money from Liu's family." Liu Xing said.

Someone came to send money, in fact, Zhao Hongbing was not surprised by this kind of thing, because it is now clear that Liu's Bank has made a lot of investment mistakes in recent years, and the current development is not very smooth. It's not that they're short of money, on the contrary, they're rich.

But what do they lack? It's the market's confidence in them.

Even if you are really, very rich, but you do not have the credibility of the market, the market will be more suspicious, because the financing means are very rich, who can know where Liu's Bank borrowed money to fill the façade?

Zhao Hongbing immediately saw through their intentions, and now the cooperation between the company and Huaxia's senior management will obviously be a major event of world attention, because in the past, private capital and foreign capital were never allowed to get involved in these places, which has the significance of internal procedures.

And if Liu can successfully intervene this time, it will be the best way to prove that he has money like the world.

Zhao Hongbing knew that there was another bargain this time, so he smiled and said: "Your information is quite accurate, yes, now I do need financing, but your interest is ......."

"We're willing to finance you at the U.S. Treasury yield plus three percent interest." Liu Xing quoted directly.

Zhao Hongbing thought about it, now that the United States is in a cycle of interest rate cuts, the short-term yield of treasury bonds is about one percent, in fact, for large funds, this is a very cheap financing cost.

But since this is quoted from the beginning, there must still be room for reduction.

Zhao Hongbing said directly: "What I can accept is to add 1.5 percent to that." ”

"Boss Zhao, you are not sincere."

Liu Xing said, "Counting 2.5 percent, we might as well take out a loan." ”

"Then you go and put it away." Zhao Hongbing said with a smile, unmoved.

"This matter was brought to me by your Liu family, but I didn't come to look for you."

Seeing Liu Xing's embarrassed face, Zhao Hongbing said: "In recent years, the competition in the banking industry has been fierce, you are a private enterprise, you can't shake the national bank, and the private bank continues to suppress your business, if my news is correct, last year alone, your various losses were not less than 10 million US dollars, right?" ”

"Boss Zhao, you're joking, our financial reports have been announced, and it's only about one million US dollars, and our Liu family can afford it." Liu Xing's face changed, he gritted his teeth, and then said again.

"Of course I know you can afford it, but the key now is that you continue to boost the confidence of the market, your top management urgently needs new performance to stabilize those shareholders, and you need to spend a lot of money to prove to the world that your Liu family is not bad for money, so you came to me, I didn't say anything bad."

Zhao Hongbing simply named the most important one, and his expression was still as usual.

Liu Xing nodded calmly, this kind of thing can't be hidden from people like Zhao Hongbing.

"Last time, I had a short run with you last time, and I am very satisfied with your service, although I am personally a fan of Mr. Liu Xingyun. But now that the host-guest situation has changed, I have become the main person in charge of the Chamber of Commerce again. Of course, the conditions are up to me. Zhao Hongbing said confidently.

"Boss Zhao." Park Jong-ri, who had not spoken, spoke, he actually changed to Chinese, "I think your conditions are too harsh, the interest rate of 2.5% is difficult for strong people, we need you, but you also need us, you need financing now is also something known to the whole world, if you don't cooperate with us, then the conditions given to you by other banks must be worse than ours." ”

Park Zhongli actually spoke Chinese more fluently than Liu Xing, which also surprised Zhao Hongbing, and saw that his demeanor was calm and calm, and his tone was unwavering. Zhao Hongbing couldn't help but think, this Liu family is not an illiterate person, just this bearing, it is much higher than Liu Xing.

Zhao Hongbing thought for a while and said, "Mr. Park Jong-li, you must also remember that last time, I used the shares of the Chamber of Commerce to borrow a lot from you. ”

"Yes, I don't know not only that you have borrowed money from Liu, but also that you have borrowed money from other sources, and the total amount has reached three million dollars. Of course, we don't care what you borrow money for, we just know that your credit is very good. In fact, the implication of Park Zhongli's words is that although Zhao Hongbing does many things very secretively, for a predator like Liu, even if it is not clear at the time, it will definitely be possible in the future.

It's just that all this is Park Jong-li's words, not Yoo Waking up and saying, this is a question worth playing.

"So how much can you offer?" Zhao Hongbing asked another substantive question.

"Five million dollars, how's that?" Liu Xing said.

Zhao Hongbing smiled and said, "Since you know our background so clearly, you should know that my company and the Chamber of Commerce can also mortgage up to four million US dollars, which is not in line with the rules of the industry." ”

"Boss Zhao must have a solution." Liu Xing said, "The key is the sincerity of our cooperation. For example, other stocks you hold, personal savings, etc...... If it is mortgaged to us, I think this gap will be filled. ”

"Looks like you really need our company and the United Chamber of Commerce."

Zhao Hongbing said with a smile, "In this case, the interest rate on government bonds plus two percent, a total of three percent, if you are willing to talk, we can sign the contract in the afternoon." If you don't, then there's no need for us to talk about it. ”

After speaking, Zhao Hongbing stood up.

Liu Xing looked at Park Zhongli, and then said, "Boss Zhao, why are you in such a hurry?" Everything is negotiable. ”

"This matter is not negotiable."

At this time, Park Jong-ri spoke. He looked at Zhao Hongbing and said, "Boss Zhao, I'm sorry I hid my identity just now, in fact, I am the new president of Liu's Bank. ”

"But I've seen you on TV and in the newspaper, it's ......" Zhao Hongbing was a little skeptical, after all, this appearance was a bit wrong.

"It's just a little makeup." Park Jong-ri smiled, "Boss Zhao, you won't think I'm a fake, right?" ”

"Of course not." Zhao Hongbing still admires his capable predecessors, "But with your prestige, you are only the president of the branch, which is still a little ...... The position is too low. ”

After doing it for a long time, it turned out that the truth was that Park Jong-ri was the real big man, and this Liu Xing was a follower.

This is normal, how could Liu really let Liu Wake, who entered the company by nepotism, be responsible for such an important matter?

But think about it, this Park Zhongli is also enough, and he actually gave Liu Xing a bag.

No wonder now that Zhao Hongbing thinks back now, Liu Xing's expression is very unnatural.

"Hehe, there is no distinction between high and low work, besides, Liu's I want to be the president of the head office, it is difficult for the time being, you know, Mr. Liu Xingyun's market position is not comparable to me." Park Jong-ri said with a smile.

"That's true, but you speak Chinese so well."

"As the largest developing country, Huaxia has developed so rapidly in recent years that it is impossible to ignore. Sooner or later, other banks will enter the market here, so it's better for us to get to know it sooner. Park Jong-ri said, "There is always nothing wrong with taking a step ahead, and if I don't know Chinese, I will lose a lot of opportunities." ”

"Alright, let's get down to business." Zhao Hongbing said, "Even if you take out my other shares as collateral according to what you said, according to the fair value, these mortgages are only at most $3.5 million for the time being, and according to the mortgage regulations of my peers around the world, I can only borrow up to $4 million, which is compared with the amount of $5 million." The gap is not small......" Zhao Hongbing said.

"That's not a problem." Park Jong-ri said, "The reality now is that we want you to take the money in full, for example, if you can find a project with stable cash flow, you can also find a next home to take over." These are the details that we don't care about. ”

"It seems that it is really rare to send money to the door."

Zhao Hongbing shook his head, "But there is a very real problem, although I am very confident in my own reputation, but I must tell you clearly, if there is a problem, I break the contract, it doesn't matter if I die badly, but it is different for you." If your funds can't be recovered and Liu's Bank suffers another heavy blow, can you afford the consequences? ”