HSBC Headquarters Building.

"Hello, Mr. Liu, Lei Shao, you're here!" As soon as Lei Weidong and Liu Yueqin entered the door, they saw Manager Liu, who was in charge of the loan, coming up.

"Mr. Shen is running a company now, and he has instructed that Lei Shao can go directly to it!" Manager Liu led the way.

A powerful capitalist like Lei Weidong has always been the bank's favorite partner, although I don't know what the reason was rejected by the leadership, but it does not prevent Manager Liu from taking a fancy to Lei Weidong.

The general manager of HSBC is Shen Bi, although the name sounds like Chinese, but this person is an authentic British, just to facilitate communication with Hong Kong people, specially took a Chinese-style name.

Shen Bi's status in Hong Kong is extremely high, HSBC Dapan, sometimes Shen Bi is more useful than the governor of Hong Kong when he says a word, the reason why his reputation is not limited, not as famous as Li Shoufu, Li Sishu, Shao Daheng and others, is because of his position.

Let's put it this way, HSBC's status in Hong Kong is equivalent to the four major banks of the mainland, namely the Industrial and Commercial Bank of China, the Agricultural Bank of China, the Bank of Communications and the Bank of China combined, and their chairman is equivalent to the chief president of the four major banks. Who he wants to support and make him rich is not a matter of words.

People say that Li Chaoren is the richest man in Hong Kong, with unlimited business talent, and is called Superman! Turn your hands into clouds, cover your hands for rain!

But in fact, Shen Bi is the real bull standing behind Li Shoufu, the reason why Li Shoufu can empty his gloves and swallow 22% of Hutchison Whampoa's equity without spending a penny is completely Shen Bi's support.

You must know that the market value of Cheung Kong at that time was only 6.7 billion Hong Kong dollars, but the market value of Hutchison Whampoa was as high as 6.2 billion Hong Kong dollars. Li Chaoren's move was undoubtedly a snake swallowing an elephant, if it weren't for Shen Bi's support behind him, he would have choked to death halfway through swallowing.

Shen Bi also lent a large sum of money to Bao Yugang, the first ship king in Hong Kong, in the Wharf acquisition case, and it can be said that it was Shen Bi's support that allowed Bao Daheng to eat the fattest piece of meat on Jardine Matheson, successfully go ashore, and become the king of the land from the king of the ship.

That is, in the Wharf acquisition case, Shen Bi knew the means of Li Superman to turn his hands into clouds and his hands into rain.

Because, it was the first Wharf that the richest man Li took a fancy to, and at that time, because of the poor management of Jardine Matheson, the stock price of Wharf was sluggish. The market value is much lower than the actual assets, so it has attracted the attention of the richest man Li.

Because the richest man Li saw the many plots of land under the Wharf, and the land price was rising at that time, hoarding land was a lucrative business, it can be said that as long as the richest man Li can swallow the Wharf, then he will undoubtedly become the king of the Hong Kong real estate industry.

So Li Chaoren secretly bought Wharf stocks, and in the face of Li Chaoren's continuous encroachment, Wharf chose to ask HSBC for help.

Shen Bi's favorite successor at that time was not Li Chaoren, but the ship king Bao Tycoon. So he coordinated in the middle and asked Li Chaoren to transfer the acquired Wharf shares to Bao Daheng.

The reason why Bao tycoon succeeded in taking Wharf. It has a lot to do with Li Superman's obedient and automatic letting go. It can be said that Bao Tycoon owes Li Superman a big favor.

Therefore, in order to make up for the favor, Bao Daheng actively promoted the cooperation between Li Chaoren and Shen Bi, such as the later Huarenxing Comprehensive Commercial Building, which was the cooperation between Li Chaoren and HSBC.

As time went by, the cooperation between Li Chao and Shen Bi became closer and closer, and the friendship became better and better.

Shen Bi is very optimistic about Li Chaoren's business talent, and he has the support of Bao Tycoon. And Hutchison Whampoa's British capital is really muddy and can't support the wall, in order to ensure the interests of HSBC, Shen Bi took the initiative to eat Hutchison Whampoa this time Li Chaoren.

So Lei Weidong thought that if he could leave a good impression on Shen Bi, maybe he could replace Li Shoufu and win Hutchison Whampoa.

However, Lei Weidong thought about it and gave up, the real estate industry is not his focus, and Lei Weidong is not interested in buying land, building buildings and selling houses. After all, for the traverser, if you talk about making money, investing in high-tech companies such as Microsoft, Apple, and Intel is even more profitable, and you can become the richest man in Hong Kong without replacing Li Chaoren.

Of course, even if he does not replace Li Chaoren, he cannot offend Shen Bi, you must know that he is now the general manager of HSBC and will become the chairman of HSBC in the future.

And HSBC has supreme authority in Hong Kong, as mentioned earlier, HSBC's Taipan is more powerful than the Governor of Hong Kong.

This is because more than 60% of the currency currently in circulation in Hong Kong is issued by HSBC, which shows the status of the people.

And Lei Weidong is not the protagonist of Long Aotian's novel, because he has trouble with others because of a trivial matter! Kill!

That's a novel, not reality, that kind of person, without the halo of the protagonist, will only live for two episodes.

Lei Weidong believes in taking a step back and opening up the sky, as long as it doesn't involve issues of principle, it doesn't matter if you suffer a small loss!

……

"Hello, Mr. Lei! I've heard of you, and I can say that I've heard of you for a long time, but when I saw you today, I realized that the report about you was too modest. As soon as they met, Shen Bi said very enthusiastically.

"Thank you for the compliment, I'm just lucky." Lei Weidong said with a smile, it is not a loss to be a Chinese expert, although he is a foreign devil, he speaks Chinese more fluently than ordinary people.

"You're not lucky, you're really strong!" Shen Bi seemed to notice Lei Weidong's perfunctory, and couldn't help but smile and said, "There are many people who are richer than you in Hong Kong, but there are really no people like you who are so young and become a billionaire within a year, from this point I really admire you."

"Look, it's all your stuff!" As he spoke, Shen Bi handed over a folder.

Lei Weidong opened it and took a look, and sure enough, it was all about Lei Weidong. From the novel "Xun Qin" to the publication of the comic "The King of Paintings", from the door-blocking incident caused by "The Legend of Double Dragons of the Tang Dynasty" to the popularity of "Transformers" in the United States, etc.,

"Why do you have so much information about me, and you've been investigating me?" Lei Weidong couldn't help but ask: "Show me back, aren't you afraid that I will sue you for harassment!" ”

Mr. Lei laughed, this is all ordinary news, and it is all in the newspapers! It just took a little time to tidy up! Shen Bi explained with a smile.

"In fact, it's not just you, Hong Kong's rich people we basically have detailed information here, after all, we are mainly a bank to rely on lending to eat, for each customer's repayment ability to evaluate, appropriate investigation is due, but after seeing these information, I am curious to ask, how did you become a billionaire in less than a year, this is not your ancestral industry!"

"It's easy! Luck! Of course, Lei Weidong will not say that he has traveled back from the future! In that case, it is not said that it is a neurosis. It is to be treated as a little white mouse and locked up in the laboratory for research. ”

"It's not that simple as luck!" Shen Bi smiled.

"Of course it's not luck! Talent is the most important thing! Lei Weidong said with a smile: "I like to read books and write things since I was a child, I can have all this is just what I want to write and paint!" ”

"Is that really the case?" Regarding Lei Weidong's words, Shen Bi obviously didn't believe it.

"It's that simple!" Lei Weidong smiled.

"Yes! Perhaps, reality is sometimes more legendary than fiction! Shen Bi nodded.

"Mr. Shen, I want to ask, since you have investigated me in such detail! So what kind of customer type do I belong to? Lei Weidong smiled and said, "I don't know how you classify customers here!" Can you tell me! ”

"Of course." Shen Bi said with a smile, "Our HSBC divides customers into four levels of customers: A-level, B-level, C-level and D-level customers, of which A-level is high-quality customers who can lend on a large scale, B-level is ordinary customers who can lend on a small scale, C-level monitoring customers, restricted lending, D-level is non-lending customers, and in addition to these customers, there are S-level customers, that is, they can lend without collateral!" ”

"Then I must be a C-level or D-class customer! Because my loan application was denied! Lei Weidong said with a smile.

"Mr. Lei, you are an A-level customer!" Shen Bi shook his head and said: "In fact, according to Mr. Lei's strength and repayment ability, you can be an S-level customer, but because you are developing too fast and have not had too many business relationships with our bank, you are tentatively classified as an A-level customer!" ”

"Since you are an A-grade customer, why did you refuse to give me a loan!" Lei Weidong asked.

"I'm sorry! Mr. Lei, this is an internal decision of the company! It's a company secret I can't tell you! Shen Bi shook his head and said.

"No accommodation at all in terms of loans!" Lei Weidong asked.

"Yes, not at all! Our bank also has difficulties, and we must ensure the interests of large customers! Shen Bi said.

"Then I know, Mr. Shen, I take the liberty to ask, since HSBC doesn't give me a loan, is it the same from Standard Chartered Bank!" Lei Weidong asked again.

"Yes! It's also difficult to estimate! Shen Bi thought about it for a while and said.

"Thank you, Mr. Shen, I understand! Then forget it this time, I hope we have the opportunity to cooperate in the future! Lei Weidong got up and said goodbye.

"Next time there is a chance to cooperate!" Shen Bi held Lei Weidong's right hand and said, "Mr. Lei, I want to advise you, take a step back and open the sky!" ”

"I know, Mr. Shen, it's just that there is a cliff behind me, and I can't retreat!" Lei Weidong shook his head and said.

"Really, heroes are teenagers!" Looking at Lei Weidong's back, Shen Bi couldn't help but nod in praise.