Yu Fengzhi, on behalf of Zhang Hanqing, proposed to hoard a large number of instant noodles in hand, and then have a market impact at a certain point in time, bombard the nerves of all parties with rapid means, let the people remember this new thing in the short term, and delay the arrival of the newcomer in this field as much as possible, which won the essence of marketing. In this field, where the technical content is relatively poor, it is better to give latecomers as little as possible the opportunity to "compete fairly" in order to have business opportunities. The Yu family created the name of the richest man in Fengtian, and this insight is still there.

According to Yu Fengzhi's conception, instant noodles are indeed a good business that can make money. In addition, according to Zhang Hanqing's "market impact" theory, there is a good chance to make this product soar, and more importantly, as long as it enters the sales situation, the return of funds will be quite fast.

Instant noodles are a sunrise industry, which can be derived from many other related industries, and Yujia can start to intervene in the preparation of flour processing factories and feed processing factories at the source, which can not only lead the process for the instant noodle industry, but also take the opportunity to solicit social business, without delay; As for the products of the feed processing plant, Zhang Hanqing promised that the breeding plant built under the command of the Guard Brigade would give priority to procurement, and the meat would rot in the pot anyway.

In addition, in order to ensure sales, at least in Mukden, there will be no agreement to the commissioning of other second instant noodle manufacturers and the possible entry of foreign instant noodles, i.e., a five-year market access system, to ensure monopoly profits. Who is standing behind Zhang Hanqing, everyone knows very well, and they absolutely believe that it can be done.

Although the investment in instant noodles is already a lot of money, it is not something to fear in the eyes of the family. They are all good hands in business, and there is no need to waste much time to verify whether the instant noodle business is viable or not, just with the vision of the eldest lady and the face of the uncle surnamed Zhang, this risk is worth taking.

If you talk about this, I believe it must be a happy scene. But the old Mrs. Yu keenly found that her daughter, who has always been decisive, has some intention to stop talking, and Zhang Hanqing, as a newlywed son-in-law, is also a little uncertain. This discovery surprised her, the two have been married for less than a month, and it should be a good time for honey to mix oil and get married, what's wrong?

Under the pretext that her daughter and son-in-law came from afar, she proposed to let them rest and leave some time for them to talk about family life. This very affectionate suggestion made everyone quickly realize that the mother and daughter had something to say. At present, many businesses have been transferred to parents for a short time, and a happy and harmonious leisure atmosphere has been recreated.

After the meal, Yu Fengzhi quietly pulled his mother into the room and talked about Zhang Hanqing's plan.

"What! Invest millions? This was the first reaction of the old lady Yu, and Huo Ran was shocked. But soon, she shook her head categorically and said, "Girl, I can't agree with this idea!" Thinking that her daughter came from afar, she felt that her tone was too direct, and she said euphemistically: "What kind of bank has our Yu family never set foot in, and doing business is about doing business without being cooked, not to mention this kind of thing that will ruin the family if it is not done well?" Your father's legacy cannot be destroyed in my hands! Han Qing's kid is good at everything, but he's too young and impulsive. You are your father's serious **, why do you follow him to mess around? ”

I knew it wouldn't go so well.

Yu Fengzhi knew that Zhang Hanqing was extremely short of money, and she also knew her husband's ambitions, this was the first time her husband entrusted her with something, and she didn't want to disobey him. Logically speaking, she understands her mother's worries: it took two generations to become the richest man in Fengtian, and the bank will be the icing on the cake if it does well, but the risk of bankrupting the family is not worth the risk.

It is important to know that the banking industry is different from other industries: in modern times, companies mostly exist in the form of limited companies, so that even if they lose, they are the amount invested. However, banks make a living mainly by absorbing savings and lending, which is often ten or 100 times the leverage, and once the loan cannot be recovered, the initiator will have to jointly and severally compensate for the losses caused to the depositors, and the liability is almost unlimited. Yu's family assets are not less than one million, but as the initiator, in case of bad debts caused by poor management, this family is not enough to fill!

But thinking of Zhang Hanqing's disappointment, Yu Fengzhi felt that she needed to work harder. She took Mrs. Yu's hand and said, "Mother, I know your worries, of course I won't push our house into the fire pit, right?" (Mrs. Yu: "Anyway... Of course it's the reason...")

"Now my father-in-law is engaged in industry and arsenal in Mukden, and Hanqing has an army, and they are all in urgent need of money. I discussed the preparation of the bank with Han Qing first (there was no way for her to take care of it, I think in my mother's heart, my own decision is more reliable than that of my husband who is young in my mother's eyes), and only the bank can afford this kind of large expenses.

If it weren't for the fact that most of my father-in-law's funds had been occupied by the coal and iron enterprises and the arsenal before, I would not have come to you to discuss the establishment of a bank, and he would have been able to do it himself at home. I came here to raise money Han Qing is also very opposed, he is afraid that he will not be able to wipe his face, it was me who told him that they are all a family and still share each other, and such a big thing can also be discussed with my mother's family to do him.

Han Qing is doing serious things, and I think he did the right thing. He can spend all his time drinking and gambling like the children of other officials, but he is only training troops, building industries, and bent on increasing his strength, which is what men do, and I can only support him. The establishment of a bank seems to be very risky, but if it is successful, it can bring a steady stream of help to the Zhang family, and it can also make the Yu family climb new heights. Even if we don't do it well, with the influence of our father-in-law, we won't lose too much.

Now in Fengtian, there is still the Feng family, the hostile force of the father-in-law, and the father-in-law and Han Qing are so desperate that they want to defeat him. Our family is now married to the Zhang family, and it is already both prosperous and lossy, even if we want to separate from each other, we can't separate each other. ”

Mrs. Yu was silent for a long time after listening to it, this is really difficult to make a choice. If you win, the road will lead to the sky, and if you lose, you will have nothing, and anyone will weigh it carefully, right? However, Old Madam Yu went through the big waves, and at the last moment of her thoughts, she already had an idea, smiled and took Yu Fengzhi's hand and said: "I have to discuss this matter carefully with your uncle and them, and it is not something that will be decided in a moment, let's talk about it first---- you have been married these days, Han Qing is good to you?" ”

Yu Fengzhi also knew that such a big thing was in a hurry, but he didn't look good when he faced Zhang Hanqing at night, although he would definitely not say anything. This lovely, respectable and amiable woman has completely empathized with her husband's emotions. How do you make him happy? He kept yelling to change his position, and he was always shy and wouldn't allow it, or would he have relied on him tonight? Just as she was thinking, her mother suddenly asked, but she was wrong, and couldn't help blushing and said, "Hmm." ”

They are all from the past, and Mrs. Yu was relieved when she saw her daughter's sweet and shy appearance. He also asked Zhang Zuolin how he treated her and how his stepmothers treated him, knowing that the Zhang family was an official eunuch, for fear that his daughter would be bullied when she lived with them.

Yu Fengzhi was not worried about this, she said with gratitude: "If you want to talk about my father-in-law, he is very good to his daughter, and I can see that his relationship with his father is real." From the day I married into the Zhang family, he instructed my fifth mother to teach me to be familiar with the affairs of the Zhang family, and said that he would hand it over to me after a while. Don't hide it from my mother, now the shares of the two western-style buildings in Fengtian, my father-in-law has been transferred to my name.

Several mothers are also good-natured, and they also educate their younger brothers to listen to Han Qing's words, and they also respect me very much. So the more this happens, the more I feel that I have to take good care of my family, and I have to let my father-in-law and Hanqing do things with peace of mind and not worry about money. ”

Seeing that her daughter pointed to the bank again, Mrs. Yu pointed to her head with a smile and said, "It's really a girl." People raise their daughters to rely on the elderly, and you have to take away your mother's coffin to supplement your mother-in-law's house! This is a big deal, and we have to talk to a few shareholders about it, we can't afford to come up with so much money alone! ”

Yu Fengzhi was surprised and delighted: "Mother, did you agree?" ”

Old Madam Yu sighed and said, "What if you don't agree?" As you said, our Yu family and the Zhang family are connected by bones, although my mother is not literate, she also knows that if the Zhang family loses, our Yu family will definitely not have a good result. Besides, my mother doesn't want you to make it difficult---- he picked the idea today, right? ”

Yu Fengzhi wanted to deny it, but Old Madam Yu smiled and said, "Girl, you were raised by me." Knowing the daughter Mo Ruomu, I know very well what kind of character you are, you won't do such a risky thing as building a bank, only Han Qing can do it---- he looks like a high-minded and arrogant lord, he is a young man, he will not give up until he reaches his goal, if you want to make your life comfortable in the Zhang family, you can only rely on him in everything. Money is an external thing, as long as you can live a good life, these are not a thing, it is a big deal to start all over again. Back then, your father crossed the sea from Shandong to Kanto alone, wasn't he also penniless! ”

Mother's generosity and love made Yu Fengzhi have a thousand words, but he doesn't know where to start. She could only snuggle in her mother's arms, and said with emotion: "The Yu family can have today, and it is inseparable from the help of your uncles and uncles." Preparing for the establishment of a bank is a big thing, my mother first tentatively put forward it to see the reaction, if not, don't force them to express their position, after all, it is human nature that they have ideas. In case only our family is willing, then see if we can make up the number of 500,000. With this money to start, other fathers-in-law always have to take the lead in making up for it. But don't worry, as long as my father-in-law is still the governor of Fengtian and the overseer, the money invested by our family will definitely be earned back in the end! ”

Old Madam Yu nodded: "Of course I believe you, did you really decide to do this?" ”

Yu Fengzhi also nodded: "Well, marry a chicken and marry a dog." From the moment I entered the Zhang family, I decided that I must be a good daughter-in-law of the Zhang family and a good wife of Han Qing. With their family's political blessing and their talent for doing business, such a good condition, it would be a pity not to make good use of it for our two families to fight for a good future, this risk is worth taking, and we must take it! However, it will take a lot of effort to persuade all uncles and uncles to join. ”