Chapter 107: Citibank
Citibank is the largest commercial bank in the United States, with branches in more than 150 countries and regions.
Unlike investment banks such as Goldman Sachs, JPMorgan Chase, and Morgan Stanley, Citibank, like banks such as City Bank of America and Royal Bank of Scotland, focuses on business services, not speculation.
To put it simply, they are the inheritance of the ancient banks, the four major banks of China's China Construction Agriculture, Industry and Industry, which were established according to their operating model.
At the same time, Citibank has always had a good reputation within the scope of Shijie, at least it will not eat buyers and sellers like some vicious investment banks, and then pit buyers and sellers together.
Coincidentally, a few days after Xiao Qi's rebirth, Citibank announced the opening of its sixth branch in China in Rongcheng, and officially opened for business in December.
In addition to foreign currency business, the RMB business is very small, most of which are some financial wealth management products, which cannot even absorb personal deposits, at most can only absorb corporate deposits.
This will not take a turn for the better until the end of this year, when foreign banks can handle all renminbi business and start absorbing personal deposits as long as they change to enterprises registered in China.
When Xiao Qi came to Citibank Rongcheng on the main road of the main house, there were not many people handling business in the beautiful business hall with splendor, three of the six counters were not open, and several account managers were staying together, holding books and looking at something.
The management of foreign companies has always been very strict, especially the working hours, which are much stricter than those in China, and the relaxed and happy work scenes played in the movie are usually just evil inducers, don't take it seriously.
"Welcome."
As usual, it was a female employee wearing glasses, and she greeted her with a smile, "What business do you want to handle, sir?" ”
"Is your general manager here?" Xiao Qi, who was wearing an Armani suit, asked with a smile.
Of course, in American, American English.
This kind of English with a strong accent on the western coast of the United States directly stunned the female staff, she is also a college graduate, and she can obviously hear it, this kind of spoken language, people who have not been abroad for a few years, can't say it at all.
Or they are directly Chinese.
"What do you say, sir?" So she replied in English as well.
"I'll go to your president, please tell him that I have a big business to talk to him about." Xiao Qi slowed his tone.
The female clerk finally understood, but shook her head: "Oh, I'm sorry, sir, I can't help you inform him if you don't have an appointment." ”
Xiao Qi looked at her sternly, "If he knew that you rejected a request from a potential diamond-level client, I don't think you would have kept this job anymore." ”
"But ......"
"If you don't decide, give him a call, I'll talk to him, and then he decides for himself that he won't see me." Xiao Qi continued to pressure her.
"Please wait."
The female clerk immediately ran into a room, and within a few minutes, from the elevator upstairs, a middle-aged man in high spirits walked down and walked straight towards Xiao Qi.
"Hello, I am Qu Liang, vice president of Citibank, how can I help you?" What the middle-aged man said was pure American language.
Now Citibank has just opened, and it doesn't have any business, so it can still meet the vice president to handle affairs, and if it waits a few more years, it will be considered luck to meet a manager.
Seeing that it was still a Chinese who came, Xiao Qi was not angry, and smiled: "Mr. Qu has lived in Arizona?" ”
Not only did he hear Qu Liang's accent, but Qu Liang also immediately heard his accent, and the smile on his face was even worse, "Southern California!" Where are you from, sir? We are real neighbors! ”
"yes, lived there for seven years." A look of nostalgia flashed on Xiao Qi's face, "Mr. Qu, I have a large amount of money, and I want to make some financial investments in Hong Kong through your bank, in order to ensure the privacy of the investment, please forgive me for not talking in Chinese." ”
"Understood!"
Qu Liang, who had looked at Xiao Qi without a trace, had already seen the Armani suit worth more than 30,000 yuan he was wearing, as well as the authentic Vacheron Constantin on his wrist, although it was not a very expensive kind of product, but at least it showed that people had the capital to negotiate.
In addition, the bank has just opened, Qu Liang is naturally happy to take business, so as not to make irresponsible remarks about the old men in the United States.
"Okay, we can go to my office and talk, someone just gave me a bottle of Moapa wine, and we can talk while we drink." Qu Liang invited with a smile.
"Please!"
Xiao Qi followed behind him, and the two took the elevator to the third floor.
Qu Liang's office is not large, and it is furnished in a rugged American style, with a bit of casualness.
"Hehe, that hat is a prize from Decsetcente's cowboy contest, right?" Xiao Qi looked at a round hat placed next to the bookcase and said in Chinese, "I didn't expect that President Qu was also a riding enthusiast. ”
"Sir is from Southern California, and he knows so well about the game in such a small place." Qu Liang opened the red wine and poured a glass of glass, "Think about it, you can still be happy when you are studying, you can run everywhere!" ”
Xiao Qi nodded, took a sip of red wine after clinking glasses, and while putting the glass down, his face began to turn serious, "President Qu, I have three billion yuan in cash in my hand, and I want to entrust your bank to help me operate it in Hong Kong through secret channels, is it okay?" ”
Qu Liang was already listening to him attentively, and he was not stunned when he heard the words, "You say...... How much? ”
"Three billion yuan, cash."
"You...... What are you going to do? The state is very strict with financial control, and I'm afraid it won't work if the action is too big! Qu Liang said subconsciously.
Xiao Qi smiled calmly, "President Qu, we have all been to the United States, I think you also know what Wall Street's attitude is towards the legal system of what country, as a commercial bank for investment services, don't you think it is a bit inconsistent with your identity to say this?" ”
"Hehe, I'm just saying it's smooth." Qu Liang shrugged, and Daoqian said, "It seems that you are right to find the president, I really can't decide your affairs." ”
With that, he picked up the internal phone, called a man named Tony, reported it a little, and put it down.
"Let's go, I'll take you to him, Tony is also a neighbor with us, this guy is from Nevada." Inadvertently, Qu Liang revealed another piece of information to Xiao Qi.