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Fang Zi'an spent a few days of leisure in the new house. But soon, he couldn't sit still. He had to do something to make a plan for his personal financial situation at the moment. Even for Fang Zi'an, this matter is something he thinks must be done urgently.

For a long time, Fang Zi'an's desire to make money was not strong, because the situation did not make Fang Zi'an feel too urgent. Because Fang Zi'an felt that his requirements were not high. As long as you can eat and dress warmly. After entering the academy to study, although only the officials of the academy barely maintained it, that did not arouse Fang Zi'an's desire to make a lot of money. At most, it is just to open a noodle shop with Lao Zhangtou's father and daughter, and with some income, Fang Zian already thinks it is very good.

However, in just a few months, life has changed drastically, and Fang Zi'an finally urgently feels the importance of silver.

This time, the new house was completely purchased by Qin Xiqing with money, and the arrangement was proper, which naturally made Fang Zi'an very grateful. But the huge amount of silver debt also made Fang Zi'an feel great pressure. Fang Zi knew in his heart that even if he didn't pay back the silver to Qin Xiqing, Qin Xiqing would never ask for a debt from him. Qin Xiqing is a generous person, and he was generous to himself before, not to mention that his relationship with him is now close to a certain extent, let alone caring about money. However, Fang Zi'an planned to repay the silver from the beginning.

Fang Zi'an will never tolerate that he is a soft eater, soft rice is hard, that is a humiliation for Fang Zi'an. Even if the relationship with Qin Xiqing is good to the stage of blending oil in honey, Fang Zi'an will definitely not allow himself to spend her money and feel at ease. As a man, he does not allow himself to be without responsibility. His self-esteem made him unable to let go of this pimple in his heart. Not to mention maintaining the operation of the house, marrying a wife and having children to support his wife and children in the future, etc., all of which require him to be financially able.

But these are actually secondary, and another major reason why Fang Zi'an feels more and more that he needs money is that he finds that many of his ideas and things to put into action are limited by shyness.

As a person who travels through time, Fang Zi'an's mind contains a lot of knowledge that people here don't know, and he collected the memories in his mind and recorded a booklet with a lot of graphic structures, some about mechanical instruments, some about the manufacture of firearms, and some of the tools that were improved in later generations. Of course, these things can't be completely manufactured, and many things can't be realized in these years, but even those things that can be made have to stay on paper because they don't have the cost of making them, and they can't be implemented at all.

It's okay that it can't be made due to limited materials and technology, but it can be made, but because there is no silver to make it for verification, this makes Fang Zi'an very uncomfortable.

It would have been fine if it had been the kind of life that existed in the past, but now the situation is different. He is no longer in a state of indisputable with the world, and he has even formed a life-and-death relationship with people like Qin Tan, and he has also decided to fight for the throne for the king of Pu'an County, so he must give full play to his advantages, put some things that are helpful to him into practice, create them, and verify whether it is feasible. Add weight to your own success.

For example, Fang Zi'an, who was born in the military, has simplified the parts and structure of a musket to the point where it can be made and used today, but the reason why it has not been built is that there is no silver. Fang Zi'an once took the drawings to a few smelting shops and asked them about the price they needed to make these parts. The result surprised Fang Zi'an. Fang Zi'an thought that the price of these things could be made for a few dozen taels of silver at most, but when the craftsmen looked at the appearance of those strange-shaped parts, coupled with the standards of strength, hardness and accuracy described by Fang Zi'an, they honestly told Fang Zi'an that it would take a lot of money and labor to do it.

After all, it is the low level of technology that leads to what can be done in the blink of an eye in the future, where it may take several craftsmen several days to do. The cost is staggering. Fang Zi'an just wanted to make a convenient self-defense pistol, and the cost was as high as hundreds of taels. Not to mention the cost of Fang Zi'an's hope to create a more powerful and far-reaching firearm. This is something that Fang Zi'an can't bear.

Whether it's out of a man's self-esteem or out of his own increasingly urgent need. Whether it is the oppression of the huge debt owed by the house, or the need to make the cost of making what he needs, Fang Zian must think about making money.

Regarding how to make money, Fang Zian actually doesn't have much of a concept. In fact, he has never been in business, nor has he done business, let alone the Southern Song Dynasty after that, how to make money, and it is to make a lot of money, it has become a difficult problem in front of Fang Zi'an.

However, with Fang Zi'an's understanding of the situation in the Southern Song Dynasty at this time, he focused on a lucrative industry, that is, overseas trade. Fang Zi'an knew that the navigation industry of the Southern Song Dynasty was the first in the world, and the development of shipbuilding and commerce promoted the development of overseas trade. Overseas trade is already a big piece of fat, bringing huge taxes to the imperial court every year and huge returns to merchants. Overseas trade is a high-risk, high-reward business, and if a cargo ship returns safely, it will generate a profit ten times the cost. It's all a windfall profit.

Of course, with huge profits comes huge risks. Even with world-leading ships and seafaring technology, storms at sea, rampant piracy, and all kinds of uncertainties in the vast sea can still make you lose your money. A seagoing shipping firm, which usually sets sail together with a fleet of five or even ten vessels, is not to a large extent for greater profits, but to dilute and offset risks. In the event of an accident with one or two, the rest of the ships can also compensate for the losses. It will not be lost.

The reason why Fang Zi'an focused on this matter was naturally because there were huge profits to be grabbed, and on the other hand, it was also because Fang Zi'an still knew something about navigation technology. One of the special forces is sea training, which requires not only learning navigation techniques, but also knowing factors such as nautical charts, monsoon currents, and knowing how to avoid risks. As the so-called wealth and danger are sought, Fang Zian thinks that he can do this.

Of course, Fang Zi'an will not take risks blindly, nor will he act on impulse. Before really deciding to do this, Fang Zi'an naturally had to do a lot of exploration and investigation. A few days later, Fang Zi'an began to investigate and study the matter, and found out something.

In recent years, the situation in the Great Song Dynasty has stabilized, the people have become increasingly wealthy, and the demand for various luxury goods such as ivory, spices, gemstones, and furs from overseas has also increased significantly. Overseas trade, which was already relatively prosperous, became more and more developed. In order to encourage overseas trade, the imperial court set up several cities such as Lin'an, Quanzhou, and Guangzhou to manage overseas trade and extract money and taxes. To put it simply, the city port department encourages merchants to go to sea to trade, and the goods shipped back by the merchants are purchased by the city port company at a flat price, ensuring that the merchants can return the funds in a very short time. The market shipping company will supply the goods to merchants from all over the world and supply the market. The market company can probably earn one to two percent of the income in it. For example, if the purchase cost of an overseas commodity is 100 taels of silver, after it is shipped back, the city company may buy it for 500 or 600 taels of silver, and then sell it to a local merchant for 7 or 800 taels for listing. When ordinary people buy it, I'm afraid they will need a thousand taels. Either side has a huge stake in it. It is not an exaggeration to say that it is a huge profit.

The process of commodity operation is not difficult to understand, but the problem that Fang Zi'an has to face is not this. The problem he faced was that he had nothing at hand, and he was just talking about it.

First, there is no ship. To go to sea, you need a large sea ship, which can withstand wind and waves, and can carry a large amount of cargo. Second, there is no one. Going to sea requires manpower and teamwork, and ordinary people are simply not competent. Third, there is no silver. That's the deadliest thing. With silver, it is natural to have ships and boats, and to have people. It's a pity that Fang Zi's bag is shy. Of course, it can't be said that Fang Zi'an didn't have any silver at all, Qin Xiqing left five thousand taels of silver in the Fang family's account, which is all the funds that Fang Zi'an can use. And this is not enough. The cost of a standard trading ship is at least fifteen thousand taels of silver, and Fang Zi'an does not have so much capital at all.

In addition to this, there are other constraints that are difficult to do. One of the most difficult is the qualification for overseas trade, which is a qualification issued by the Municipal Shipping Division, which requires a high threshold to obtain.

All things considered, Fang Zi'an's idea of acting in overseas trade is almost utopian, basically an unrealistic idea. There is simply no possibility of implementation.

However, if he is at a loss because of this, Fang Zi'an will not become Fang Zi'an. If he gives up if he is killed, Fang Zi'an will not become Fang Zi'an.

：。 ：m.x

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