Aunt Xu's attitude was already very clear on the first day she came to Yaxing, she didn't go to and from work on time like other employees, she spent most of the day chatting with Kou Liansha at Kou's house, just "chatting" with Guo Dan for a while, this is not to say that she has a lazy attitude, but she was originally here to do this.

Guo Dan didn't feel anything wrong.

In the evening, after a busy day, Qian Zhuang finally sent off the last customer, if you count the prescribed commuting time, this must be overtime, and it is already curfew at this time.

But there is no way, people have been waiting here for so long with a lot of silver, it is impossible for people to go back with silver.

At the same time, Zhou Feng and the others were also satisfied, although they didn't even enter the door of the money village.

Because there is no need.

100,000 taels!

On the first day of the bank's opening, the deposit exceeded 100,000 taels.

In this economic environment of the Ming Dynasty, this is really very against the sky.

No matter what Guo Dan thinks of himself, but in the eyes of others, it is incredible.

This also proves that more and more people are optimistic about Weihui Mansion, whether they are rich or not, there are many people in the capital who go to Weihui Mansion to find something to do.

After the Qianzhuang closed, Guo Dan came to the Qianzhuang.

As soon as he sat down, today's accounts had already been handed over, which showed how efficient the money bank was.

Of course, Guo Dan doesn't look at how much he has in savings, he mainly looks at who saves money, because investing more money is not necessarily a good thing, if all of them are invested in real estate or food, then Guo Dan will definitely let them get the money back.

You'd better go home and stay.

He worked so hard to lower the price of grain and land, the purpose of which was to attract people to come over, and once a large amount of money was injected into these industries, the price would definitely rise again.

Once the price of grain and land rises again, then Weihui Mansion will have no advantage.

According to the analysis of depositors, nearly half of the investment is from the textile industry, although Weihui Mansion is not a silk production house, but his location is close to Gyeonggi, and it is also an important passage to Mongolia, in addition, Liaodong armaments will also be produced here.

Although Jiangnan produces a large amount of silk, but a lot of silk is to be sold to these two places, but some of the surrounding facilities in Jiangnan are not as perfect and concentrated as Weihui Mansion, they are very scattered, not to mention the advantages of the system, businessmen have calculated an account, the silk sold to these places, if it is produced in Weihui Mansion, the cost should be low, the efficiency is high, the scale is large, and the tax is low.

Anyway, the freight of this journey is always indispensable, and the finished silk is still more expensive than the single silk in the past.

Now the demand for silk in the Ming Dynasty is greater than the supply, after all, there are more overseas markets, in the Jiajing period, the imperial court has also had a dispute over rice and mulberry, because silk is valuable, the big landowners in the south of the Yangtze River want to plant mulberry trees, which is not too much.

The second is tea, which accounts for a little more than two percent.

For the same reason as silk, the Mongols are big customers of tea.

Horses and livestock are sold to account for one percent, which is a kind of reversal, and the goods of Weihui Mansion are supplied to Mongolia, so naturally a large number of horses will enter Weihui Mansion, which is definitely profitable.

The remaining 20% is the service industry and other industries.

There are not many bulk commodities like porcelain, this is because porcelain eats soil, and it cannot be produced anywhere, and it is impossible to transport the soil from other places to Weihui Mansion, which is very cost-effective, and Weihui Mansion is best to let Duan Changcun divide it.

This ratio, Guo Dan is relatively satisfied, the textile industry is still what he values the most, but if it is all the textile industry, other industries will not develop, which will lead to the surrounding workshops are all around the textile industry production, there is no potential at all.

Half and half is a very good ratio.

Just finished reading it here, Kou Yi suddenly walked in and said, "Uncle, the prime minister is here." ”

"I'll just say there's something missing, it's JJ." Guo Dan muttered in a low voice, and immediately got up and came to the door to greet Zhang Cheng.

"Guo Dan has seen the inner phase."

"No need to be polite, no need to be polite."

Zhang Cheng waved his hand and said with a smile: "Guo Dan, I heard that your wife is pregnant, but congratulations, congratulations." ”

As he spoke, he waved his hand, and the servants behind him immediately carried some gifts to the door.

Zhang Cheng continued: "Your Majesty instructed our family to send some gifts early in the morning, but our family heard that many people came to this money bank today, and they knew that you were very busy, so they waited until this time to come." ”

"Your Majesty is magnificent, long live my emperor, long live, long live."

Guo Dan hurriedly shouted the slogan, and said: "The prime minister is so considerate, Guo Dan is also grateful." ”

"This is as it should be, this matter is a big deal for your son-in-law!" Zhang Cheng quipped. Anyway, Guo Dan himself often jokes about this.

Guo Dan said: "The parents of those who gave birth to me, and the internal appearance of those who know me." ”

Of course, he knew that Zhang Cheng would not come for this, and it was not that there were many people during the day to choose this time, he wanted to come here, even if King Lu was still there, Guo Dan would have to entertain him first.

Wanli asked Zhang Cheng to come at this time, just to come and see the silver.

After coming inside and greeting for a while, Zhang Cheng asked, "I heard that many people come here to save money today?" ”

Guo Dan smiled and said, "It's not less." ”

Zhang Cheng hurriedly asked, "How much money have you saved?" ”

"Just exceeded 100,000 taels." Guo Dan wrote lightly.

"One hundred thousand taels."

Zhang Cheng couldn't help but take a sharp breath of cold air.

Guo smiled lightly: "This is actually not a lot, after all, it has been publicized for so long before, and everyone chooses to save money today, resulting in a particularly high amount, and tomorrow will definitely not be as good as today." ”

"That's right, for you, 100,000 taels is still not much."

Zhang Cheng became sour again, he still can't accept the fact that he is a poor man. 678

Guo smiled lightly: "The prime minister misunderstood, this money is stored here, and it is not earned, if I earn it, then I will laugh so much that I can't sleep this year." ”

"Don't say that."

Zhang Cheng waved his hand and said, "I will deposit 100,000 taels this day, are you safe here, do you want to send some more people over." ”

Guo Dan hurriedly said: "No need, there are already many guards here, one more and one less, and no one will dare to come here to make trouble." ”

"That's just as well."

Zhang Cheng nodded, and said: "Then you take our family over to have a look, and our family will go back to restore our life later, Your Majesty wants to ask, and our family will not be unable to answer." ”

"Yes."

The bank's treasury was a separate one, built shortly after it was built, in a cellar.

It was very busy, with four or five people putting an ingot of silver on the shelf, and some counting.

Whether it is the guards guarding here or the people who settle accounts, when they see Zhang Cheng coming, they immediately salute, and they are much more sensible than the employees in the money bank.

It turns out that these people are all sent by Wanli, which is why Qianzhuang must have a special treasury.

Although the money village is opened by the tooth shop and Wanli, the silver is basically Wanli's, and Wanli's money is cashed out here, and there is no need for Guo Dan to say, Wanli sent someone over by himself.

"Oops! This... It's all silver ingots! ”

Zhang Cheng couldn't help but be surprised when he saw the silver ingots on the wooden shelf.

Guo Dan said: "Because the money village has stipulated that it must be over one hundred taels before you can come here to deposit money, and those who come here to deposit money are some wealthy businessmen and big landlords, and most of the money they bring are silver ingots. ”

Zhang Cheng hurriedly asked: "Then the fire in this costs money?" ”

Guo Dan said in a low voice: "Don't hide it from the prime minister, the light and fire cost money, and when converted, we can probably earn more than 10,000 taels of pure profits from it." ”

Zhang Cheng was immediately stunned.

What the hell is this business, it is a pure profit of tens of thousands of taels at every turn, don't you want to be so terrifying.

But this is really not Guo Dan's credit, it is all Zhang Juzheng's credit.

One of Zhang Juzheng's whip laws is to count all taxes as a tax, and the people pay taxes with silver taels.

Then it is necessary to melt the broken silver into silver ingots, and then send it to the capital, there will definitely be loss in the process of smelting, and this money will naturally be borne by the people.

But because the income of officials in the Ming Dynasty was very low, and the local government did not have much, they tried all kinds of ways to make money, since a whip law, this fire consumption has gradually become a piece of fat, this fire consumption tax is far higher than the real loss, excess money, naturally .......

This fire consumption tax is not the same in various places, Weihui Mansion is a fire consumption tax of two dollars per two, which is quite decent, many places are charging three dollars per two, some are outrageous as high as six dollars, and the appearance is quite ugly.

The imperial court also knows this problem, but it has been repeatedly banned, because people are also officials for money, and the money given by the imperial court is the lowest in all dynasties.

It can be seen that although the Ming Dynasty had low taxes, it was only for a certain class, and the people were still very miserable.

And because the fire tax comes from the loss, of course, this does not have to be handed over to the central government, when Guo Dan signed the contract with the imperial court, he also counted this loss, how to calculate it before, he calculated it, because then he also handed over the silver ingot to the government, this is good, even the smelting is exempted.

In fact, even if it is all broken silver, Guo Dan can easily earn 10,000 taels a year by smelting it himself.

It can also be seen from this point that where the money went, the people paid a lot of money, but the problem was that the court was also very poor, and Guo Dan didn't even use his brain, so he got tens of thousands of taels of pure profits in vain.

How terrible it is.

Hearing the news, Zhang Cheng didn't ask anything more, and went back to his life directly, just this one insider is enough to make a difference.

Qianqing Palace.

"Ten... 100,000 taels? ”

Wanli's eyes widened and said, "This... I saved 100,000 taels on this day? ”

"Yes! Wechen went to see it in person, and he really had so much money. Zhang Cheng said with a smile: "And most of them are silver ingots, even the fire cost can be saved, according to Guo Dan, the fire consumption alone can earn more than 10,000 taels." ”

"More than 10,000 taels?"

Wanli himself was stunned and asked, "Does this fire cost so much money?" It's only been half a year! ”

Zhang Cheng said truthfully: "Based on the fire consumption tax of Weihui Mansion's two coins, if it is 90,000 taels, it is almost this amount. ”

"No wonder this fire consumption tax is repeatedly banned, it turns out that there is such a big profit here."

Of course, Wanli knew that it was profitable, but he didn't expect it to be so much, and he couldn't help but remember that he had fought wits and courage with Xu Menghui for 20,000 taels, but now he didn't do anything, almost 20,000 taels.

The more he thought about it, the more he felt aggrieved, Wanli suddenly glanced at Zhang Cheng and said, "Minister, I think Guo Dan has done so well, and the court should reward him." ”

Zhang Cheng said: "Weichen also thinks that Guo Dan should be rewarded. ”

Wanli sighed: "It's a pity that Guo Dan is not an official, so he can't be promoted as a reward, and if the reward is good, he is not short of that money, which is not enough to show my favor." I don't think I'm going to let him contract a state capital anymore. ”

Zhang Cheng understood, it turned out that you had this idea, and said: "Your Majesty, this method is not bad, but I'm afraid that the ministers will not agree!" ”

Although the words were tactful, the tone was not tactful at all, just to tell Wanli, don't think about it, the first time is that you don't know Guo Dan's strength, let Guo Dan succeed, this time they will never agree, because Guo Dan can really do it.

Wanli glanced at Zhang Cheng, and his chubby face revealed a faint sadness and a trace of unwillingness.

In the past, there was no way, it could only be earned by the officials, but now there is a way, and a state government can earn 100,000 taels for him a year, and at the same time ensure the income of the treasury, as well as the thriving growth of the leeks, it is simply a triple win, he really feels that there is no reason to let those officials earn it anymore.

This official has earned it, and he will have to work hard to blackmail some back, so it is better to earn it himself.

To contract this road, we must go to the end, because there is a mountain of gold and silver in front of us.

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