In the Xuanzheng Palace, the boiler next to it has begun to provide warm water, and the whole hall is warm.

This made Wen Yanbo and Fang Xuanling, who were already a little unsure of what to do, start to sweat on their foreheads.

"Your Majesty, as early as the Western Han Dynasty, Jia Yi said that 'the money is getting more and more prosperous, and the money is dying day by day'. There are only two ways to solve this problem. The first is to block, strictly investigate the illegal minting of copper coins, and inflict torture; The other is to increase the casting of Kaiyuan Tongbao, so that there is enough official money in the market. ”

Although Fang Xuanling is known as a phase through the ages, in the face of this financial predicament, he can't put forward any fresh opinions for a while.

In ancient times, scholars did not attach much importance to business, and the study of business theory was even more scarce.

Even if some merchants are proficient in this way, they have no chance to get the attention of the imperial court.

"This inferior copper coin, the amount of copper used in a piece is only sixty percent of Kaiyuan Tongbao, which can be described as extremely profitable. I am afraid that it is difficult to completely ban it by relying on the ban alone. ”

Although Dai Guan's words are not to be heard, they are true.

"It's better to be blocked, if only there was enough official money to circulate. But where did you get so much copper? ”

After Wen Yanbo's words were finished, the Xuanzheng Hall fell into silence again.

It is said that China is big and rich, and it may be true that the land is big, but it is really hard to say.

Take gold, silver and copper as an example, in the territory of Datang, there is no mineral deposit with a particularly huge output.

Otherwise, physical objects such as silk silk would not have existed for a long time as a trading carrier.

In fact, the copper coin panic was already a bit serious a few years ago, but everyone didn't find a solution, so they could only drag it out.

However, for the development of business, the inconvenience caused by the lack of a proper and suitable transaction currency is too great.

This gives the soil for low-quality copper coins to survive.

"Your Majesty, why don't you ask His Royal Highness the King of Chu?"

Seeing that everyone was silent, Dai Zhou put forward his own suggestions.

Over the years, the household department has felt the various changes brought by Li Kuan the most.

When it comes to who can make the most money in Chang'an City, Li Kuan dares to say second, and no one dares to say first.

All kinds of endless tricks have made the world's money flow to the Chu Palace.

This is simply the reincarnation of the God of Wealth, the current Fan Li.

"Your Majesty, the copper money is panicked, the Chu Wangfu should be the deepest feeling, His Royal Highness the King of Chu may really have some unexpected insights."

Fang Xuanling was also very confident in Li Kuan, and when he saw Dai Xuan say this, he immediately agreed.

Li Shimin sat there, a little speechless, but also a little relieved.

"Lan He, why don't you go and summon Kuan'er into the palace quickly!"

After a conversation with the bigwigs in the Xuanzheng Palace, Li Kuan, who was playing with women at home, braved the cold wind and left the palace.

"I've seen Your Majesty, ladies and gentlemen."

When Li Kuan came to the Xuanzheng Palace, he was also shocked to find that several bigwigs were waiting for him.

I'm just an idle prince, don't look for yourself if anything happens in the court.

You can do it once, and you may be able to do it yourself the second time, but there are always times when you can't do it yourself, right?

There is no merit for doing this well, and there is punishment for doing badly......

It's really not as interesting as accompanying my little lover at home.

"Dai Aiqing, you can tell Kuan'er about the situation briefly."

Li Shimin was talking to everyone about some other issues just now, and after seeing Li Kuan coming, the topic immediately returned to the money shortage and privately minted copper coins.

Dai Xuan briefly introduced the situation that the imperial court is facing now, especially the current predicament as a household department, and then stared at Li Kuan to see what he said.

"Your Majesty, as long as there are inferior copper coins on the market, then Kaiyuan Tongbao is becoming more and more scarce, and there are more and more inferior copper coins, which is an inevitable phenomenon."

Li Kuan understood what was going on as soon as he heard it.

It seems that every powerful dynasty will encounter a situation where there are not enough copper coins, which is like in later generations, there are not enough paper money, and the money printing machine will be turned on.

"Huh? Why is it an inevitable phenomenon? ”

As soon as Li Kuan came up, he said that the current situation was inevitable, which made Li Shimin a little unhappy.

"Quite simply, when people find that there are inferior copper coins circulating in the market, then after they receive this copper coin, they will give priority to using them; As for the high-quality Kaiyuan Tongbao, they will store it, and try not to use it if they can, Wechen calls this phenomenon the expulsion of good money from bad money. ”

"Bad money drives out good money?"

Li Shimin pondered for a moment: "Your description is quite appropriate. Is there any way to change that? ”

"There's no way!"

As soon as Li Kuan's words landed, he felt that he was baptized by sharp eyes all of a sudden.

It seems that these bigwigs have a bit high expectations for themselves.

"Although there is no way to solve the problem of bad money driving out good money, Wechen has a way to solve the problem of not having enough copper coins now."

Since ancient times, the phenomenon of bad money driving out good money has existed, even if it is more than a thousand years away.

In later generations, even the competition for marriage can reflect the law that bad money drives out good money.

For example, Lao Wang is very handsome, so when he likes the beautiful Lina, because he thinks that his conditions are good, he may not use all his strength to pursue it; However, Lao Song looks very ordinary, and he also likes Lina, because he knows that he has no advantages, so he is likely to desperately show the posture of "I am only good to you, I am willing to give everything for you".

Lina may have felt that Lao Song loved herself a little more, and then followed him.

In fact, it's really hard to say who loves it more.

However, in any case, in this marriage and love game, Lao Song, the "bad money", finally won the beauty.

Of course, with the idea of some girls "looking at money", this rule does not completely work.

Maybe Lao Wang's wallet is thick enough, and Lao Song is embarrassed no matter how hard he tries.

"How do you solve it? Could it be that where did you find a lot of copper? ”

Li Shimin was slightly relieved when he heard Li Kuan say that he could solve the problem of money shortage.

In his opinion, as long as the problem of money shortage is solved, those inferior copper coins will naturally have a way to be extinct as long as the investigation and punishment are intensified.

"No, no new copper discoveries."

Li Kuan's answer disappointed everyone again.

Sometimes, the greater the hope, the greater the disappointment.

Fang Xuanling looked at Li Kuan speechlessly, His Royal Highness the King of Chu is not omnipotent.

"But, Your Majesty, the Princes, why do we have to limit ourselves to minting copper coins?"

Li Kuan thought of the daily output of 10,000 taels of Iwami Silver Mountain, plus the millions of taels of gold and silver exchanged for the previous trade, and he was fully equipped with the conditions for minting gold and silver coins.

Why hang yourself on the copper coin tree?

……

Before the Song Dynasty, most of China did not use gold and silver as currency. During the entire Zhenguan period, the most used is Kaiyuan Tongbao.

Don't think that Kaiyuan Tongbao is a copper coin minted by Tang Xuanzong Li Longji, although he also has a Kaiyuan year name, but Kaiyuan Tongbao was minted when Gaozu Li Yuan was in power.

The emergence of Kaiyuan Tongbao effectively solved the situation of monetary chaos in the world at that time, and played an important role in the recovery of Datang's economy.

In addition to Kaiyuan Tongbao, the most paid in the Zhenguan period is silk, which includes silk, Luo, brocade, silk, etc., all of which are more valuable silk fabrics.

It can be said that Li Shimin and Fang Xuanling thought a lot, but they didn't think of using gold and silver as currency.

This is probably the inertia of thinking.

Due to the Tang Dynasty and the previous dynasties, the production of silver was very low, not even much more than gold, so it did not have the basic conditions for currency circulation at all.

Today, however, the situation has changed.

"His Royal Highness the King of Chu, what do you use without copper coins? You can't use wool thread, right? ”

The eldest grandson Wuji didn't talk much on the side, and now he saw that Li Kuan was a little pretentious, so he couldn't help but sigh.

To be honest, the stronger Li Kuan is, the more worried the eldest grandson Wuji is about being exposed.

Although he has dealt with all the insiders, who can guarantee that it is really foolproof?

"That's right, His Royal Highness the King of Chu, if you don't mint copper coins, won't the money shortage become more and more serious, how can you solve the situation of not having enough copper coins?"

Dai Xuan didn't quite understand the meaning of Li Kuan's words.

"It's easy, mint gold and silver coins!"

Li Kuan directly said the answer.

"Gold and silver?"

Li Shimin immediately thought that there was still a lot of gold and silver in the East China Sea fishery dividends, and then thought of Li Zhong's previous report that Iwami Yinshan produced as much as 10,000 taels of silver every day.

It seems that these gold and silver coins are not impossible.

"That's right, it is to mint gold and silver coins, which can not only alleviate the situation of insufficient copper coins, but also solve the inconvenience of carrying a large number of copper coins when trading large amounts."

Gold and silver are naturally money.

At this time, the Tang people did not think that the value of gold and silver was not high, and they could not accept them.

On the contrary, it is well known that gold and silver are very valuable, but because they are often only used for royal rewards, and there is almost no circulation in daily life.

If gold and silver coins were introduced, there would certainly be no difficulty for the merchants of the eastern and western cities to accept them.

As for the people......

Ordinary people, how many families can take out money worth one gold coin?

Therefore, the early use of gold and silver coins was destined to be merchants and nobles and a small number of craftsmen who became wealthy first.

"Seems like a good idea, why didn't I think of it before. Instead of letting the gold and silver lie there and not move, it would be minted into gold and silver coins. ”

Li Shimin is worthy of a generation of Ming Jun, and after thinking about it for a while, he realized that Li Kuan's proposal was very good.

Not only is it feasible to operate, but it may alleviate the shortage of money in the market.

Even, if the fishing industry in the East China Sea can see if there are copper mines in the Wa country, if the gold, silver and copper coins are increased and minted, it must be even more perfect.

"Your Majesty, there is no gold or silver in the treasury of the household, and this matter of minting gold and silver coins ......"

There was a hint of cunning in Dai Guan's eyes, and he thought to see if he could get a batch of gold and silver from the inner money into the household.

"Your Majesty, these gold and silver coins don't necessarily have to be minted by the household."

Li Kuan didn't give Dai Xuan face, and stood up to dismantle the stage, and the angry old man's eyes were on fire.

"Oh? If the household department does not cast, then who will cast? ”

Li Shimin kept weighing in his heart, while looking at Li Kuan to see what he could say.

"To put it mildly, Datang now has the largest gold and silver reserves, and the East China Sea fishery is the largest one. His Majesty can set up an additional money bank, which is called the Tang Royal Money Village, and transfer the Iwami Silver Mountain, which is subordinate to the East China Sea Fishery, to the Tang Dynasty Royal Money Village, and the money bank will come forward to set up a minting workshop to unify the minting of gold and silver coins. ”

Anyway, the major shareholder of the East China Sea fishery is Li Shimin, and Li Kuan did not think about controlling the currency issuance of Datang at this time, so he simply threw out a plan for the Datang royal bank.

"Datang Royal Money?" Li Shimin frowned, "Isn't it good to call Datang Qianzhuang?" Do you have to put the word royal in front of it? ”

Raising money, after all, is a cheesy thing.

Therefore, even if the status of merchants was improved in the Tang Dynasty, it was only high.

Li Shimin didn't want the royal family to be involved with Qianzhuang.

"Your Majesty, for the sake of safety, the word royal is indispensable, which is an important part of strengthening the confidence of the people of the world. Just look at them and see that this money village has the word royal, in their opinion, this is equivalent to having the credibility of the imperial court. In the future, the bank will handle the business of storing and borrowing money, and whether the reputation is good or not is a particularly crucial thing. ”

"The Datang Royal Money Village still needs to engage in silver money lending and coin storage?"

Li Shimin somewhat tacitly agreed to add the word royal, but he still didn't understand what Li Kuan's thing was for.

In Chang'an City, whether it is the West Market or the East Market, there are pledge warehouses that operate loan business, and there are also cabinets that specialize in depositing and keeping money and goods for others.

Now, it seems a bit strange that Li Kuan asked a Tang royal bank, which is responsible for minting gold and silver coins, to do this.

And Li Kuan saw that not only Li Shimin, but also Fang Xuanling and others were looking at him curiously, and felt that he had better give a good financial course to several bigwigs in Datang.

Gratuitous!

"Your Majesty, if the gold and silver coins minted by this bank are to be circulated, it will involve the currency exchange business. However, it is neither safe nor convenient for a merchant to carry a large amount of money from one state capital to another.

If our money bank can be opened in the various state capitals of Datang, then we can let the merchants first deposit their money in one place, and then take it out with bills in the money bank in another place......"

The role of finance is unquestionable.

If it is used well, it can effectively promote the commercial development of Datang and promote Datang to prosperity.

Therefore, Li Kuan is very willing to spend some time to give Li Shimin a good talk about his idea of closing the Tang Dynasty Royal Money Bank.

This thing, without Li Shimin's support, would be difficult to achieve in all the state capitals of Datang.

"According to what His Royal Highness the King of Chu said, isn't this Tang Dynasty Royal Money House going to become a behemoth?"

The eldest grandson Wuji looked at Li Kuan with a frown.

This situation is not what he wants to see, but there seems to be no way to do it.

This feeling is really bad.

"That's right, so this money bank is from Datang and royal."

Li Kuan showed a smile that met the expectations of society, and did not quarrel with the eldest grandson Wuji.

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