Regarding the matter of agricultural output, Wang Bu was also in doubt.

But after a detailed understanding, I realized that this was the norm in ancient times.

Even as an emperor, there wasn't much he could do.

The only thing that can be done at the moment is to improve the farming tools and correspondingly improve the efficiency of farming.

We should improve the cultivation methods and change the spring plowing and autumn harvest from one season a year to two seasons a year, so as to directly increase the overall output.

The development of mules to solve the problem of a serious shortage of ploughing cattle.

Cattle have been protected in all dynasties, but to be honest, the efficiency of cattle farming is not high.

A cow is cultivated about three or four acres of land in a day, which is still a good ploughing cow, and it is not possible to plough so much land if it is taken care of poorly on weekdays.

In order to be able to cultivate more land, it is generally a combination of people and animals.

It is not to let the ox pull the plough alone, probably to let a cow be used by two people, when there are few people, it will be matched with two people to pull the plow, and when there are many people, it will be more matched, so that the ox can save some effort relatively and the number of plows that can be cultivated in a day will be more.

But no matter what, there is no way to compare with future generations.

And why are livestock irreplaceable in farming?

The reason is simple.

After all, there is a limit to human power, and intensively cultivated fields must be deeply cultivated, and manpower is often unable to do deep cultivation.

It is the depth of the plough, and the plough is basically below the surface, and it can enter the ground at most about one or twenty centimeters, and it is particularly difficult to go deeper.

Livestock can be carried out at depths of less than 30 centimeters, don't underestimate these depths, which have a direct impact on yield.

This alone cannot be compared with later generations in ancient times.

Once, when the king was not hungry, he also fantasized that when he could get a thousand 800 tractors or something, he could go directly to the ground and plow hundreds of acres of land a day without any problem.

It's a pity that all this can only be fantasy.

The weather is getting warmer, and it's not as cold as in winter.

The people gradually walked out of the house and began their own preparations, followed by spring ploughing, and there are still many things to do.

Repair farm tools to repair farm tools, arrange seeds to sort seeds, and have to negotiate ploughing cattle or something.

Although the empire has cultivated a lot of mules, these mules are not now given to the common people, and they are basically still in the period of intensive cultivation.

And the first batch of mules was also used to form a transport team, so the mules used for agricultural production can only be delayed for another year.

Outside the city of Luoyang, a small village.

Tian Dan was also a little bottomless in his heart, although he only spent 50,000 yuan on a thousand plows, this was not a small amount.

And Tian Dan's purpose is actually just to make money, or in other words, in order to reassure the emperor, he can only make money.

But he couldn't make too much money, which made the emperor blush.

Therefore, the price set by Tian Dan is 100 yuan per unit.

And this price, for those people, is tantamount to a huge amount of money that has never been seen in a lifetime, how many people have the courage to spend a hundred dollars to buy this plow, Tian Dan is not counting in his heart.

So this first business was on the edge of Luoyang City, and Tian Dan decided to try the effect in person.

Well, Tian Dan once again became the first person in Dahan to eat crabs.

The first business of Dahan Qianzhuang came from Tian Dan.

The 50,000 yuan for the purchase of 1,000 plows was a loan with a term of only three months, which was a short-term loan.

The interest rate is actually not low, 10,000 yuan, the interest for a year is 10%, that is, the interest of 1,000 yuan.

Tian Dan only borrowed for three months, so the monthly interest of 10,000 yuan was 84 yuan, three months was 252 yuan, and 50,000 yuan was 1,260 yuan.

Although it is not low, the interest rate is much lower than that of him borrowing other people's money.

Tian Dan has an identity and background, and what he wants to do, as long as it is not against the law, there are many people who are willing to cooperate.

Therefore, after receiving Tian Dan's notice, the townsman hurriedly gathered the people, which was only good for him and not harmful.

"Qi Hou, can you say a few words?" The townsman first spoke to the people in general, and then looked at Tian Dan humbly.

"Well, let's say a few words!" Tian Dan nodded, he didn't expect the townsman to help him sell much, he could gather people.

Looking at the dazed people below, there are all kinds of men, women and children, basically a family is a small group.

"Today, the old man came, just to sell the plow, that is, the plow you used before, the court has put a lot of new ploughs in various places, but the number is far from enough, now the court costs are huge, although it will continue to put new plows, but the speed will definitely be slower, so the old man took the opportunity of this court reform, and discussed with the Ministry of Household and the Ministry of Industry, and invited the emperor, and got the emperor's permission." As soon as Tian Dan came up, he first expressed his attitude and corrected his position.

Anyway, let's set up a meal for ourselves first, and then we will say that the force must be high, only in this way can we frighten people.

And the emperor is the best signboard in the world.

When Tian Dan said that it was the emperor's permission, the vigilance on the faces of the people instantly eased a lot.

If you want to make the people's money these days, you have to choose the right way, and what goods are the easiest for the people to buy?

Agriculture-related goods, of course.

It's not that no one has considered buying a new plow, but the problem is that they didn't have the means to buy a new plow before.

All the new plows belong to the government, and you have to wait in line every time you use them, and you have to pay some fees when you use them, which is not high, but it is also very troublesome.

Tian Dan had already grasped the psychology of these people, so he didn't plan to fight so much with them.

"Let's talk about the thing you care about the most, the price!" As he spoke, Tian Dan stretched out a finger and said, "Each new plow is only sold for a hundred yuan!" ”

'Buzz ......'

As soon as Tian Dan's words fell, the people below began to discuss.

100 bucks!

That's a hundred dollars......

How can you make so much money?

"Quiet! Be quiet! Tian Dan was very satisfied, but he still shouted impatiently on his face.

How dare the people below compete with a big man like Qi Hou?

As soon as this side shouted, there was an instant silence over there.

"This price is actually very low, and Your Majesty has also taken into account your difficulties, so he specially ordered the household department to charge you less interest, and the old man can tell you directly now, the old man borrowed from the money bank, and gave one percent of the interest, and your loan was only half of the ......" Tian Dan did not forget to sell the emperor's good.

Although this is all true, the emperor used agricultural subsidies as an excuse to ask the household department to make some concessions on agricultural loans as subsidies.

And in the matter at hand, one percent of the interest on Tian Dan is collected, and only half of the interest is charged to the people, which is already a lot of profit.

The role of the money bank is also to make profits, in agriculture can compress profits, so that less profit, but it is absolutely impossible not to make a profit.

Of course, although half of the profit looks like a lot, but considering the money bank, personnel, transportation of funds, allocation of accounts, etc., all the expenses are calculated, and collecting this interest is basically a small profit of capital protection.

How much you let out and how much you get back, in fact, you lose money, and you lose a lot of money.

"Can't afford ......"

"Let's wait to go to the government and line up."

"It's like, maybe by borrowing, there will be nothing......"

The people were still stunned for a moment after hearing the new word loan, but when they heard that there was only half of the interest at the back, they instantly understood what it meant.

Isn't it just borrowing money?

Those who have the courage to lend money these days are not good birds.

It's only been a few good days, and the next days are quite promising, and no one wants to be forever restless because of a new plow.

Anyway, if there is no new plow, the family will not starve to death, at most it will be less harvest.

And this situation at the scene, Tian Dan did not expect it, but someone expected.

So Tian Dan is not the only one who came here today.

"Rank! Please be quiet! The old man is the head of the Han Money Village, and the rank may have some misunderstandings about the money bank, please listen to the old man first After telling the ins and outs of the money bank, it is not too late to make a decision! The head of the Qian Zhuang, who was following Tian Dan, stood up.

He didn't come to stand for Tian Dan, but for Qian Zhuang.

This is Tian Dan's first time, and it is also the first time for Qian Zhuang, he needs to make the people accept the concept of Qian Zhuang, let Qian Zhuang distinguish from those individuals, and let the people trust Qian Zhuang, so that they can come to Japan for a long time.

"This money village was personally ordered by His Majesty the Emperor, Shang Shu Ling came out, and Zhang Shangshu of the household department was personally responsible for the formation, and the money village is also under the name of the household department, you can see the money village as a new yamen, a part of the official government!"

"So what is the purpose of the establishment of the bank? There are two main parts, one is to facilitate trade, and the other is to serve the people. ”

"How can this serve the people? Of course, it is to support agriculture, just like this new plow, Qi Hou sells for 100 yuan, but everyone can't come up with so much money for a while, what should I do? At this time, you can come to Qianzhuang to make agricultural loans. ”

"But the loan is also divided into many kinds, for example, this batch of new plows purchased by Qi Hou this time is also a loan, although it is related to agriculture, but Qi Hou's purpose is to do business, so it has nothing to do with direct farming, so Qi Hou is not in the imperial court's support list, he can only borrow at one percent interest."

"And you are different, your loan is to buy a new plow, it is used to improve production efficiency and increase output, so this is in the support list of the imperial court, then the interest on your loan is half percent, and the reduced half is borne by the household department.

"In the same way, Your Majesty also took into account more practical problems, such as that everyone has no money in their hands, and even after the harvest, they do not have so much money to repay the loan, so they allow everyone to repay the loan in the form of grain loans."

The head of the money bank, Balabala, explained, although it was very reasonable, but there were still people who asked their souls.

"I don't understand, you just say what you mean......"