Chapter 328: Cards

Zhao Xu listened to this voice, erected a folding fan, blocked the people behind him, and came to the door quietly.

Looking up, I saw a young man sitting on a chair, holding a teacup in his hand, fiddling with it casually, and his eyes were squinting at Zhu Qianzhen, with an arrogant and a little disdain.

Zhu Qianzhen sat opposite him, looked at the young man, and said with a smile: "The guests are underestimating my shop, the words 'royal ticket number' are not something that anyone can take casually, just 100,000 yuan, the shop can eat, although rest assured." ”

The young man glanced at Zhu Qianzhen, took a sip of tea with a smile, and said, "Okay!" I know, this shop is related to the nobles in the palace, 100,000 yuan, put it at your fingertips, the interest is 5 percent? ”

Zhu Qianzhen was also looking at the young man and said, "Five cents." But the little old man still has to say a few more words, the guest's money is coming from the right way, right? If the front foot of the guest is saved, the back foot will be checked by the government, and the little old man can not afford to eat it. ”

The young man put down the teacup, looked confident, raised his head and said, "Don't worry, Shopkeeper Zhu, if I dare to take out this money, there will be no problem." I'm talking about, really five cents a month? If I come in a month, will I get 5,000 dollars in interest? ”

100,000 yuan is 100 yuan, and 5% interest is 5 percent, 5 percent, 5,000 yuan.

Zhu Qianzhen couldn't figure out where this person came from, but his face was calm and said, "Of course." Small shops open their doors to do business, relying on their reputation, and will never smash their own signboards. Guest, from the right? ”

"That's right, generations of business, small profits." The young man casually flicked off the delicate silk on his body, took out a purple clay pot from his arms, and played with himself.

On the right, it is the colloquial name of Shanxi by the Song people, and sometimes it is also called the right side of the mountain.

Zhu Qianzhen stared at the purple clay pot, knowing that it was a good thing, thought for a while, and said, "Guest, when will it be credited?" ”

The young man stared at the purple clay pot and said casually: "I have money, but I also have to see your confidence, right?" ”

Zhu Qianzhen laughed and said, "Go get it." ”

The guy standing on the side responded, immediately went to the counter, opened a box, took out two documents, walked back and handed them to Zhu Qianzhen.

Zhu Qianzhen opened his eyes, handed over the first one, and said, "Guest, this is the approval document of the political affairs hall, the political affairs hall." This is the guarantee document of the household department, stamped with the seal of the household department, the household department Liang Shangshu, and the autograph of Wu Shilang. ”

The young man looked straight, and hurriedly picked up the purple clay pot, picked up the two documents, and looked at them seriously.

Zhu Qianzhen sat still, and said in a very calm tone: "Guest, the small shop is not an ordinary Jiaozi shop, in the past, the Jiaozi affairs of the imperial court were handed over to the small shop, which was approved by the political affairs hall, not the household department. Although the shop does not have the shares of the household, the household department has made a guarantee. If the guest really has 100,000 yuan, after the account is credited, Xiao Lao'er can take you to meet our big shopkeeper. ”

"No!"

The young man slowly put down the paperwork, smiled with a relieved face, approached Zhu Qianzhen, and said in a low voice: "I am just a businessman, and I don't want to have too much to do with those dignitaries." I saved money, and when the time comes, your store will pay the principal and interest, and the two have nothing to do with each other, Zhu shopkeeper, what do you say? ”

Zhu Qianzhen understood, and said in a low voice: "Guests rest assured, the big shopkeeper is not in the imperial court, no matter how they fight, it will not affect the small shop, as long as the time is up, the guests will take the whole thing and save it, and the small shop is welcome." ”

The young man smiled with satisfaction, his eyes flashed for a while, and said, "Five hundred thousand, can you eat it?" ”

Zhu Qianzhen looked as usual, and said: "The number of customers is tenfold, and the small shop can also eat." ”

500,000 copper coins, which is 500 yuan, is converted into silver, in fact, it is only 500 taels.

The young man stared at Zhu Qianzhen, then smiled, sat back, and said, "Actually, we don't care about this interest, mainly because this money takes up too much space, and the family really can't put it down." ”

The biggest drawback of the copper coins of the Song Dynasty is that the currency value is too small, ordinary people are fine, large families, there is a copper coin equivalent to thousands of taels, not to mention the quantity, the weight alone is tens of thousands of hundreds of thousands of catties, and it is really necessary to have a special treasury.

Zhu Qianzhen nodded in agreement and said, "What the guest said is that most of the people who come to Xiao Lao'er are this idea, and if they can save it, who cares about that interest?" ”

The young man suddenly smiled more, leaned in again, and said, "If there is more, can you eat it?" For example, more than 10,000? ”

It has always been a thousand dollars, even if there is a discount, there are eight or nine hundred, ten thousand, that is hundreds of millions of copper coins!

and it is only equivalent to ten thousand taels of silver.

In the Great Song Dynasty, there are many people who can take out tens of thousands of dollars in one go, but there are definitely not many who dare to take it out and save it!

Zhu Qianzhen sat up slightly straight, looked at the young man, looked a little solemn, and said in a slow tone: "Guest, in the previous Qingmiao Law, the interest of the government was two points, and now the people's debts are also one point, why doesn't the prince release the money, but comes to Xiao Lao'er?" ”

Zhu Qianzhen's words are clear, waterproof out, the interest is one cent, put it here to him, it is five cents, a difference of two times!

The young man didn't care at all, and said in a casual tone: "Didn't you say it? I don't care about the interest, just find a place to put money. ”

This kind of thing will be taken seriously when it is polite, but when it is serious, no one will believe it.

Zhu Qianzhen's expression remained unchanged, and she said lightly: "Guests, there are thousands of people, and the small shop can eat it." But the guest is so generous, the little old man really has no bottom in his heart, and please give a sentence, respect the surname, where is your mansion? ”

The young man looked at Zhu Qianzhen, knowing that it would be difficult to do business today, so he put away his lightness and leaned over, and said, "My surname is Li, and there have been six jinshi in the house, three waiters, and one scholar." That's all I can say. If you can do this business, you can do it, if you can't do it, this copper coin can only rust and mold in the warehouse. ”

Zhu Qianzhen thought about it carefully, from the founding of Taizu to the present in the Great Song Dynasty, there were too many wealthy families, and he couldn't remember which one it was.

He pondered for a moment and said, "Okay." Come on, open the back door. Guest, send the money, our two in public count, I will give you a bill, and then give you a handover, after you take it, but for the whole month, you come two days in advance to say, I will prepare for you, your carriage transport, no, Kaifeng Mansion, I will send someone to you. ”

"Happy!"

The young man slapped the table and said loudly: "I like the temper of the shopkeeper Zhu!" This month, I saved 100,000 yuan, and after three months, if you can get the interest, I will double it, and so on, and by the middle of next year, you will still be able to hold on, 10,000! ”

Zhu Qianzhen raised her eyebrows, this person is obviously here to eat interest!

However, this little interest is a drop in the bucket for the royal ticket number.

Zhu Qianzhen smiled and said, "It's easy to say." In addition, if customers and relatives and friends need money, as long as they have sufficient credit guarantee or collateral, they can come to the shop to borrow money. ”

The young man listened, leaned closer, and whispered, "How much can you lend?" ”

Zhu Qianzhen leaned over and said in a low voice: "It depends on the guarantor or collateral, the guarantor's reputation is good enough, and the little old man can afford it." ”

100,000 yuan, equivalent to 100,000 taels, even if it is a wealthy family, it is not something that can be taken casually!

The young man stared at Zhu Qianzhen deeply for a moment, and said, "How much is the interest?" ”

Zhu Qianzhen said: "Depending on the amount and time, the lowest, I can do three percent." ”

"Three cents?"

The young man's expression shook slightly, this interest rate is really too low. In the past, the green seedling method was divided into two points, and private lending was generally around one point, which was too eye-catching.

The young man quickly regained his composure, and lowered his voice more and more: "How much do you borrow, and how long will it take?" ”

Zhu Qianzhen said: "A thousand, more than a year." ”

The young man silently calculated in his heart, low, too low!

With an interest rate of three percent, the whole Song Dynasty will definitely not be able to find a second one!

The young man was a little red-eyed, with such a low interest, he could lend it out, three thousand yuan of principal, even if he released water, he could earn more than twice as much!

However, his eyes immediately moved slightly, and he said jokingly with Zhu Qianzhen: "Shopkeeper Zhu, the interest you deposit here is five percent, and the interest you borrow is three percent, so you are not afraid that outsiders will turn their left hand into their right hand......"

The young man's meaning is very simple, that is, this side is borrowed from here, and then it is stored again, that is, the white wolf with empty gloves, sucking the blood of the royal ticket number in vain.