Chapter 232 Industrial or Financial Real Estate

Thinking of this, looking at the merchant ships of the Dutch East India Company anchored in the port, Liu Yu's smile gradually became strange.

Tian Ping followed Liu Yu's gaze and snorted.

He took a stake in trade with Japan, and naturally knew that the Dutch also allowed trade in Japan, which was closed to the country, and every year Dutch ships would load large quantities of raw silk in Matsue.

Some of this raw silk is sold to Japan.

Thinking of this, Tian Ping felt a pain in his flesh.

If the Dutch were to be squeezed out, how much benefit would it be for Japan to dominate its trade? How much dividends do you have to share in a year?

If the Dutch were to Japan, all of them were Western goods, and he wouldn't be able to manage them in Songjiang.

However, most of them are Jiangsu goods such as raw silk, and in his eyes, which is a shipload of raw silk, it is clearly the hand that takes money from the pockets of him and all the shareholders of the foreign trading company.

Tian Ping waved his hand, let the people around him disperse, and asked in a low voice: "Brother Shouchang, are you going to move the Dutch?" ”

Liu Yu tilted his head, Tian Ping smiled and said, "I'll just guess." Actually, I'm here, and I'm a shareholder, and I'm really disgusted with the Dutch. Just thinking about the situation in Japan, even if we don't give them goods, the Japanese will not give us those shares. ”

"If we can jam the Dutchman's neck, the Japanese will be able to hand us a few more trade cards, and you can see what your brother is capable of."

Liu Yu believes in this very much.

In order for a centralized bureaucratic state to do this kind of thing, there is no need for any commercial competition to win, or even a formal and clear policy.

In terms of Tian Ping's connections and relationships, it is easy to get involved with the Dutch in Songjiang. Not to mention long-term control, at least for a year, the Dutch East India Company will be unable to function due to the rupture of the capital chain.

Dashun's switch policy has always made the capital chain of the Dutch East India Company and Dashun too deeply bound.

Whether it was the exchange of raw silk for gold, silver and copper by Japanese merchants, or the transportation of tea and silk to Europe, the interests of the Dutch in India and Persia were declining day by day.

The deeper the binding, the more miserable it will be once you want to do it. And it is likely to be a chain reaction of misery, moving Songjiang's raw silk cloth and cotton cloth will lead to a big problem in the capital chain.

But this matter must not be said at this time.

"The matter, as you say, is useless to move the Dutch. In addition to trade with Japan, there were also goods shipped by the Dutch to Europe. ”

Tian Ping laughed and said, "That's my business? I didn't have a silk reeling or weaving workshop. I only care about Japan's trade. ”

"That's just as well, hahahaha."

Liu Yu also laughed, and then said, "Seriously, brother, I really have something to ask you to do." ”

"Say, what do you ask for?"

"Hmm...... The customs in Fujian and Guangdong, can you speak? Just do me a favor and help me get a list of the goods that the Dutch merchant ships have shipped in recent years. Including how many ships come, how many goods are bought, and how many goods are sold. Be really, don't fool the one above. ”

When it comes to the first half, Tian Ping feels that this is too simple, and it is really not a difficult task. But after hearing that Liu Yu wanted to be real, his expression gradually became solemn.

"Okay, but it may take a while to give it to you. Anyway, I'll do it as soon as possible. It's no problem to talk about it, it's easy to talk about it in Fujian, and it's ...... in Guangdong There are still some goods that may go to Macau, I will ask someone to ask you. ”

"It's ......"

Just about to tell me not to spread this matter, Tian Ping smiled: "Don't worry, I know that my mouth is strict." I don't ask you what you're going to do, but if you ask your brother for help, it's all easy to solve. I also know that your identity is different now, and if you ask, I am afraid that you will be in trouble. If I ask, it's more convenient. He said that the customs here should be used, and there is a way to do it. ”

Liu Yu nodded, knowing that Tian Ping was also a person who knew the severity now. Since you agreed, you will definitely do it, otherwise you will speak out about the difficulties now.

"Brother Shouchang, this time you came, it shouldn't be just to deliver silver, right?"

Tian Ping was actually very puzzled in his heart, he must have been happy about Liu Yu's coming to Songjiang, knowing that it was definitely not as simple as sending silver, and he must have to do some big things.

Although there is a way to make a fortune, you must not forget yourself, but my heart is still itchy and I want to know as soon as possible.

For Tian Ping, Liu Yu should not hide it.

"I'll tell you the truth, of course it's not as simple as giving money. Anyway, you just have to get the money ready. ”

"Money? How much of a benefit? ”

With the experience of the last trade participation in Japan, Tian Ping's ears were pricked up when he heard the word money.

If it is a big profit, he can sell some shares of the trading company to make money.

When it was first issued, it was one hundred taels of silver, but now it has risen to one hundred and eighteen, and it is still priceless.

All the shareholders are pinching and not letting go at all, everyone knows that this is a trickle of lying down to make money, although the annual dividend profit is not as good as the loan shark, but it is not bad.

Such high profits are naturally thanks to Japan's seclusion, which enabled Liu Yu to obtain substantial monopoly rights through Liu Yu's operation in Japan without monopoly rights.

Today, the headquarters of the trading company is located and there are many teahouses around it, and many people squat there every day to watch the news and exchange information on goods, and it has gradually become the center of maritime trade and trading in Songjiang.

There are even early futures such as soybeans in Liaodong, and the trading volume is increasing every year.

Tian Ping pondered that if the profits were huge, he could sell some of the shares and participate in the new shares, and it would be very easy to sell them.

Although the stock price has been rising in recent years, it has also stabilized.

On the one hand, trade with Japan is eventually restricted by trade cards, and even if rice can be smuggled and smuggled, the increase has reached the limit, and Japan has noticed the phenomenon of a large outflow of gold and silver again, and it is likely to tighten its policy within a few years.

On the other hand, the trade situation with Nanyang has just opened, and although the share capital is abundant, the merchants of Fujian and Guangdong have also begun to join forces to protect their existing interests.

At least for now, it seems that there is a bottleneck in the profit growth of trading companies, if nothing changes much.

Tian Ping asked about the return on profits, and Liu Yu was not easy to say.

The military factory is okay, he wants to use this to dilute the dividends to the French East India Company, clarify the shares, so as not to rip off in the future.

For the time being, there are orders for the Dashun military reform, and the profits are still very considerable.

However, the rest of the new industries, such as cigarette rolls, matches, glass, soap, etc., it is difficult to say.

Maybe you will make money, or you may lose money.

The situation in Weihai is special, those navy and officers have a monthly salary, and the attitude of those who go to sea to live and earn one day at a time, coupled with some habits developed by rationing in the army, makes cigarette rolls and soap have a formed consumer market.

But in Jiangnan, whether it will work or not, this is really not accurate.

The land rent in Dashun is too high, and the interest rate of usury is too high, so that the highest rate of return is usury, and the most valuable is land.

It is really difficult to enrich capital in industry and commerce. Whether there is such a large rate of return on monopolizing trade with Japan is really uncertain.

If the profit is insufficient, people would rather invest their money in buying land and lending.

The reason why the profits from trade with Japan were distributed to everyone before, in addition to wanting to involve more people in the war with Japan, was really a golden bone.

I just don't know how much the trust of this golden city bone can be worth.

In Europe, where the church ruled for hundreds of years, the Bible did not prohibit usury, although it was still done in private, but the Jews who openly put usury were often arranged.

In the UK, the law now sets a fixed rate of 8% per annum. The annual interest rate on British government bonds is only about 6 percent.

The budding capitalism is not only a change in the relations of production, but also a whole set of ways of thinking, and British businessmen have begun to publish books advocating that interest rates should be as low as possible.

Basically, the annual interest rate in the Netherlands and the United Kingdom is generally about 10 percent, which makes a lot of money invested in industry and commerce.

A major factor in the enclosure movement was also due to the fact that traditional land rents in England were too low. If Britain also has a 50% land rent on the Dashun side, which can also be regarded as a benevolent policy, the motivation to enclose land may not be so great.

But on the Dashun side, the annual interest rate of 36% is the upper limit of the law. The previous dynasty's Daming law stipulated that the interest could not exceed the principal, and Dashun inherited it, but the grassroots control scum was forced to control it at all.

Nowadays, even in economically developed areas or loans with collateral between merchants, the interest rate is 20 or 30 percent.

The land rent of nearly 50 percent and the interest rate of nearly 30 percent of the loan make it extremely difficult for Dashun to develop new industries and businesses.

The internal market is basically saturated, with a population of 20,000, there are only so many who have spending power, and the rest are self-sufficient or even lack of money to consume; The external market is also saturated for the time being, and external growth depends on Europe's liberalization of mercantilist policies, but Dashun does not have the ability to switch on and off the gunboats.

The land leased in the highlands can be bought and sold, and the interest rate of the loan is 30 percent low, so you can imagine how much money will flow into industry and commerce.

If the rate of return is less than 30 percent, the businessmen would rather lend money or buy land.

Dashun's household department is not a central bank, and the imperial court's control over the grassroots cannot even promote the Qingmiao Law. Although the BIBS Law is utopian, the reason why it is regarded by some people as "good governance" is because the maximum interest rate is 30%, so you can imagine what the normal interest rate is.

The lack of assistance to the private sector in the income and expenditure of the household government within the limits of income and expenditure has made private lending assume the function of "bailout" for the private sector. Even if the maximum interest rate is stipulated, it is a formality, and it is impossible to ban it, and there is no economic basis for it.

Britain can issue government bonds, and the people can subscribe to them, not only because of the existence of the Bank of England, but also because of the general interest rate of the people.

If Dashun learns from England, he will issue treasury bonds and pay 6 percent interest. In the eyes of a businessman, it is no different from robbing money. I have the money to lend nine out of thirteen to usury, and I can buy land that retains its value forever, so why should I earn the six percent interest of the imperial court?

If 30 percent per annum is given, the treasury bonds will certainly be raised, but the question is whether they can afford to repay the 30 percent annual interest rate and not go bankrupt without going bankrupt.

Thinking of these irritable problems, Liu Yu felt that it seemed that it was possible to solve them only by pushing everything over again.

But thinking about the reality at this time, I can only try to be a tinker and find a way to survive from the dead end.

At this time, when he heard Tian Ping ask how much profit it was, Liu Yu didn't say more or less, but smiled mysteriously: "I can't say for sure, when I eat at night, ask them what they think." I'm in Weihai, it's very different from here, whether I can make money or not, I have to see what they say. ”