As it turns out, there are always more solutions than difficulties. Although it may not be able to solve the problem, once the human brain is working, the solution will always emerge.

In order to solve the problem of the following people running away with money, the core problem is still in the quality of personnel and capital supervision.

The quality of personnel will definitely not be solved for a while. From the establishment of the investment group to the present, it has been less than a year, and the employees have just been recruited, and there is no loyalty at all.

Because of the particularity of the profession, the investment group recruits employees with very high requirements for "flickering" ability. Not to mention that those who do this are all scammers, anyway, scammers come to apply for jobs, and they are almost 100% admitted.

Originally, the employees were mixed, and for the sake of corporate efficiency, Rivera has formulated strict performance appraisal measures.

It seems that there is no problem, but it ignores the peculiarities of the profession. Fooling investors into taking out the money in their pockets is clearly a tailor-made position for scammers.

No matter how eloquent ordinary people are, they still have a process of adaptation. The problem of fooling investors is obviously not as good as that of more professional scammers.

So it's not surprising that the money ran away. After all, scammers climb faster, and it is easy to get into the company's management and be entrusted with the task of raising funds.

Rivera's pie can only tie up ambitious liars, but not every liar has great ideals, and many people just want to get a vote and leave.

Fortunately, Rivera's ability to fool is strong, and this is not called "charisma".

Relying on his extraordinary personality, Rivera also encircled a group of people and worked hard for him, otherwise the situation would be worse.

Unless the recruitment model is changed, the mixed situation of investment groups will never be solved.

However, once the recruitment model is changed, the team's business ability will be greatly reduced.

As much as Rivera hates being scammed, the big plan has been set in motion and he desperately needs money.

The investment group seems to be starting to make a profit, but the floating profit on the book is not a profit at all, only a 20% increase, and once a large shipment is made, it will fall back immediately.

Rivera is not a short-term player, he wants to build a consortium rooted in the middle class, and change a world where wealth is monopolized by a few.

If you can't work people, you can only think of ways from the supervision of funds.

The investment group alone will certainly not be able to do it on its own, and even if more regulators are dispatched, it will only add a few cents.

There was no betrayal, it was only because the interests were not big enough. Just look at the rolls and runaways, basically it happens after the big information meeting.

Because of the active participation of investors, the amount of funds received on the spot is too large, and some people will run away with the money.

In addition to strengthening its own supervision, the real solution to the problem is indispensable for the cooperation of banks.

If you can fix an account, let investors directly deposit money into a fixed account, and limit it to only Rivera himself can withdraw it, then the possibility of his subordinates running away with the money is greatly reduced.

It was a very common service in later generations, and any bank would be more than happy to undertake it, but in this day and age banks simply did not provide it.

It's not that banks don't know how to make progress, the key is that there is no network, and it is difficult to transmit information in a timely manner. In this context, opening value-added services is to cause trouble for yourself.

If you think about all the information transfer, it's all done manually. Mistakes in any part of the process can bring huge losses to the bank.

In fact, there are also many people who complain about the complicated banking procedures and the slow remittance speed in recent years.

But there is no way, it is purely manual, and for the sake of safety, the bank can only play like this. Even if they knew it would reduce efficiency, no bank would risk making a change.

If it involves international business exchange, this time is even longer. It can also take more than a month to transfer a sum of money from Britain into the Holy Roman Empire at the earliest.

If something happens halfway, it is not impossible to delay the arrival of the account for three or five months.

The key is that banks also charge high handling fees, and most banks do not accept small remittance business.

Although the total business volume of Rivera's investment group is very large, it does not mean that the amount of each investment will be large.

Investors are not stupid, and in the case of uncertainty, many people will invest a small amount of money first, and only make additional investments after making sure that it is safe.

If the current business model is followed, the funds will not only have to stay in the bank for a month or two, but will also be charged high fees, and the investment group will lose a lot of money.

Although Rivera also secretly operated Appel, it was only a small bank operating in Germany. The network did not even cover the Holy Roman Empire, let alone overseas markets.

Even the world's largest commercial banks have limited branch coverage these days.

Generally speaking, if you can cover the major cities of your country, and set up several branches in international metropolises such as London and Vienna, you are a proper international bank.

This is embarrassing, now it is not a question of whether the bank can do it, but people can't do it at all. So far, there is no bank in the world that has the capacity to meet Rivera's needs.

One problem is not solved, and new problems arise. If one bank can't do it, then you can only find multiple banks to work with.

Especially when it comes to cross-border business, it is not enough to rely on the cooperation of banks alone, Rivera also has to deal with insurance companies and law firms.

Without the help of these local snakes to supervise, it is unknown whether the money can come out of the bank. The loss of money in the account is not the patent of a certain bank, and it is more likely that an accident will happen in this all-artificial era.

It's just that the times are different, and the way to deal with them is also different. The impact is naturally different.

Rivera, who came from a financial background, is so familiar with these operations that he doesn't have that much time to defend his rights.

Perhaps it was because of the excitement in these years that later European countries issued strict and perverted punishment decrees, which changed this situation.

For a while, Vera was like a hard-working little bee, flying around the European continent, constantly looking for banks, insurance companies, and law firms to discuss cooperation.

As a result of the Riviera, the performance of European airlines has increased significantly.

After all, there are not many people who dare to fly in these days, and Rivera, a well-known figure, flies every day, which is a good case for announcement.

As for the vast markets in the Americas and Asia, Rivera can only give up for the time being due to the constraints of transportation.

A president who can fool, coupled with a seemingly beautiful story, coupled with a beautiful profit sheet, is simply invincible.

Under the promotion of the operation team, for a time, Vera and his investment group became the most influential figures in the European world.

It is unknown whether you bought the layout, but anyway, photos of Rivera appeared in major economic newspapers and magazines.

Bonus Commentary: "The ...... of the Greatest Entrepreneurs, Investment Experts, and Financial Experts of the 19th Century"

Rivera's investment group is also known as the most promising company in Europe, and is highly sought after by the capital world.

The popularity has almost reached the level of a household name, and even Franz, who has lived in the courtyard of the deep palace for a long time, has heard of this name more than once.

If it hadn't been for the repeated confirmation, Franz would have thought that Rivera was another traverser who had strayed in.

No kidding, just looking at Rivera's investment goals, they are all about buying whatever has potential, and almost all of them are high-quality assets.

There is no way, who makes the two of them look at the bottom of the target strikingly similar?

The only difference is that Franz started earlier and bought a larger share; Rivera, on the other hand, was a step late and less financial.

Surprise to surprise, after making sure that it was not the traverser, Franz stopped paying attention.

The emperor is also very busy, in addition to his daily work, he is also busy eating melons and watching the excitement. How can you pay attention to a "capitalist", even if it is an investment genius.

It's not that similar geniuses haven't appeared, but these people didn't end well. Either he died of a dream, or he was unworthy of virtue and was killed by someone.

"Break the oligopoly model of conglomerates and build a new economic era."

Just listen to it, and until the twenty-first century, none of the oligarchic models of the consortium have been able to be truly broken, let alone now.

Even if you click all the consortium once, it's useless. "The old doesn't go, the new doesn't come". The story of the dragon slayer boy who finally turned into a dragon has always been staged in this world.

Although it was not able to achieve its goals, Rivera still played an active role in the process of promoting social development.

Stimulate the development of aviation, then it goes without saying, this is only incidental. After all, he also bought the bottom of the airline stocks, and it is also appropriate to help with advertising.

The most important thing is to promote the development of the financial industry, with the continuous good news, more and more banks, insurance companies, have been pulled on the boat by Rivera.

The service project, which should have appeared in the 20th century, appeared on the stage of history in advance in the 19th century, which greatly facilitated the enterprise.

If it weren't for the limitations of technology, it is estimated that the transnational financial cooperation promoted by Rivera may really be able to achieve the ultimate goal of the banking industry - "connecting the world".

While the public's attention is drawn to the story of wealth, politicians are always paying attention to the three wars of the Far East, the Cuban independence movement, and the Philippine rebellion.

Needless to say, it's time for the Japanese to burst their luck anyway, and they officially opened their protagonist aura.

Both the Cuban independence movement and the Philippine rebellion revolved around one protagonist – the Kingdom of Spain.

Let's put it this way, if either of the two battlefields fails, Spain will be literally removed from the list of great powers.

This time is different from the last time, before it was only the media of Britain, Russia and Austria, and they were dissatisfied with being ranked with Spain as one of the four major European powers.

After all, the title of the "Four Great Powers" also has a historical origin. In the past 100 years, it has been monopolized by Britain, France, Russia and Austria, and it is full of gold content and forced qualifications.

Mixed in with Spain is like a husky mixed in a wolf pack. Although it looks a little similar, the problem is that huskies are huskies, and they will never change into real "wolves".

It seems that Spain's fall from the position of a great power has little to do with everyone. In fact, this means that there is one less person at the table who is qualified to share the cake.

There are many countries that have the ambition to become great powers, but none of them have the strength to ascend to the top. There was no one to fill the place, which meant that after France, there was one less power.

The number of great powers is decreasing, and it seems that everyone has reduced the pressure and does not need to face so many bosses, which is conducive to the reduction of international disputes.

In fact, it's not like that at all. The reduction of the great powers only means that the resources are more concentrated, and by absorbing these resources, the power of the top powers will become stronger.

The law of "the strong will always be strong" is vividly reflected here.

As the number of great powers decreases, international competition will also become more intense. When it comes to the critical moment of competition, all countries have to be forced to team up.

Perhaps in a short period of time, the triumph of Britain, Russia and Austria will stand side by side, and it seems to be very solid. The problem is the existence of the Russian-Austrian alliance, which directly upsets this balance.

Although Spain does not fall, it will not change this pattern, but at least it can bring comfort to everyone. At the critical moment, everyone huddles together to keep warm, and there is still a chance to remain neutral.

There is no doubt that the current situation is very unfavorable for Britain. After the fall of Spain, the international situation facing Britain is likely to deteriorate further.

The British government, of course, wanted to co-opt the Spaniards if it could. Although Spain is not very strong, it is better to have one more ally of the Great Powers than one more enemy of the Great Powers.

Unfortunately, for various reasons, Britain and Spain are still on opposite sides. The Spanish government could not have fled to the past at the expense of its own interests for the sake of an illusory promise made by the British government.

Since it can't be co-opted, it can only be suppressed.

The HRE killed France, and now is the time of daylight; Britain, which has not performed for a long time, now also needs to establish its own hegemony and majesty.

Otherwise, all the countries would have been dragged away by the Vienna government, and Britain would have been truly alone. From the moment the European Union was created, the British were doomed to abandon "isolationism".

Spain, which was forced to suffer, became a victim of the great power game very tragically. Otherwise, the British government would not have caught Spain to death.

This is also the reason why the Spaniards suspected that the Viennese government was behind it. Either way, HRE is the biggest beneficiary right now.

It is not only strong enough, but also the biggest beneficiary. If you want to say that it has nothing to do with the mastermind behind the scenes, who would believe it?

If he wasn't sure he didn't do it, Franz wouldn't believe it. The Cuban independence movement has nothing to do with the HRE, but the increasingly unstable situation in Morocco is a bit of a shame for the allies.

As a disciplined emperor, Franz naturally would not stab his younger brother with a knife at this time. However, the emperor's discipline does not mean that all his subordinates also have discipline.

There were signs that the Spaniard colonies were already being set on within the Holy Roman Empire.

Everyone knows very well that for the sake of international image, neither the rich Philippine Islands nor the Cuban Shinra can eat. The only place where we could do it was in Morocco, which was not yet under Spanish control.

Although it was tacitly accepted by governments as a Spanish sphere of influence, the Kingdom of Morocco was indeed an independent state, not a Spanish colony.

As the saying goes: "If you are not afraid of thieves stealing, you are afraid of thieves worrying."

Now that the opportunity has come, it is natural that someone has made a small move. Fortunately, these guys know that they have a sense of proportion.

It was only a shipment of arms that had been imported into Morocco and sold to indigenous tribes hostile to Spain, or in the name of British arms dealers.

The fact that he did not plan the so-called Moroccan independence movement gave Franz a little relief. Of course, this may not be because of the festival, after all, the Kingdom of Morocco has always been independent, and there is no need to do it again.

Everything was done without saying a word, without stirring up a single wave.

Although there was no excesses, it still embarrassed Franz. To make up for the guilt in his heart, he decided to wait for the Spaniards to descend... Once he came to the door, he paid for the Moroccan region.

……