Aunt Xu is of course not even interested in doing business and making a lot of money.

She has never been short of money since she was a child.

However, she is very interested in dealing with the country's problems from the perspective of this businessman.

In fact, this concept was put forward by her, and Guo Dan would not think about it.

This has never happened before.

And now it's happening.

She was interested in all of this and had worked it before, which was the main reason why she came back.

As for whether she did this for the country and the people, although she did not deny it, she never admitted it.

But Guo Dan is a businessman who advocates the supremacy of profit.

He still has reservations about Aunt Xu's suggestion, he doesn't want to link taxes to insurance, because he is also a wealthy man, and he has used legal channels to avoid taxes in the United States before.

Of course, the point is not about tax avoidance, but about who would be willing to pay taxes if they could.

He understands that if the two are linked, he will likely lose many customers.

Of course, he didn't refuse immediately, he just said that he would see when he came.

Aunt Xu didn't force it, because she was confident that Guo Dan would link the two.

The reason is very simple, the insurance must register all the information of the land, so when the government comes to check, Guo Dan will give it or not.

Rather than losing faith in the future, it is better to set the rules first.

As for how to set this rule, Guo Dan can always surprise her.

A few people skipped the topic and began to discuss many details.

In the old days, there were many kinds of agricultural insurance, not only natural disasters, but also markets, investment, technology, and so on.

Guo Dan didn't plan to make it that complicated, and there was no need for that.

He is mainly aimed at natural disasters, and he is aimed at food and clothing.

First, he defined what natural disasters are, such as floods, droughts, hailstorms, earthquakes, locusts, and so on.

Secondly, it is not that a little disaster can trigger insurance, just with the current disaster prevention measures, if you do this, Guo Dan can't afford to pay, how to trigger insurance.

His criterion is to be "alive".

It is impossible to get rich with insurance.

That is, when the food production is reduced to the point that your family can no longer survive, it will promote insurance.

When discussing this issue, Guo Dan finally decided to adopt Aunt Xu's suggestion and take the village as a unit, because if the self-employed are taken as a unit, some self-employed people will not be able to support themselves when they encounter a little disaster.

This is difficult to assess.

In the case of villages, the yield of land can be taken as an average.

You can also save manpower for yourself.

There is no need to send people to negotiate with every household.

Then divide the disaster level, on the basis of triggering insurance, how much grain production has been reduced, and how much can be insured.

It can be said that it is life-saving money.

In addition, he also manages market risks, but he does not separate the two into two insurances, but into one.

In fact, it is also very simple, that is, the Changping Law, he sets a grain price, when it is lower than this grain price, the landlord or farmer who has Yinuo insurance can sell the grain to Yinuo insurance at this price, and when it is higher than this grain price, you can also use this grain price to buy grain with Yinuo insurance.

In addition, when you sign up for insurance, you can write down your other skills, and in the event of a natural disaster, although Yinuo Insurance only keeps you alive, Yinuo Insurance will also help you find a temporary livelihood.

It's easy to say, but it's very complicated to do.

The finance department must digitize all of Guo Dan's articles of association, because customers are unlikely to look at every article, they will only see how much they can pay and how much they need to insure.

Given the heavy snow outside, that's the only thing they can do at the moment.

Guo Dan is tired of being together with the four beauties almost every day.

No day, no night.

And unfortunately, the two-and-a-half-day holiday has become a one-and-a-half-day holiday, which is the holiday from the afternoon of the Chinese New Year's Eve to the first day of the new year.

.....．

Winter goes to spring!

Spring!

Although the imperial court is still on vacation, after all, the court and the central government are a group of old men, but the shops have opened one after another.

On the morning of this day, Zhu Yihua, Guan Xiaojie, Zhu Lizhi, and Liu Xinmou came to a closed mansion in Nancheng.

"Closed?"

Guan Xiaojie tilted his head and muttered in surprise.

Zhu Yihua kicked open the door rudely and strode in.

Zhu Lizhi was naturally the last, after all, he had to lay the carpet, and when he passed by the gate, he looked at the footprints on the gate with great disgust, and threw down a sentence, "Wipe it clean." ", before entering the hospital.

There are not many people who can make Zhu Lizhi come out to move, and basically Xu Jirong has such a big face.

The four of them came to the big room in the middle, only to see that the furnishings and decorations inside were completely imitating the office of the prize pool hall, including Xu Jirong inside, and I saw this idiot learning Guo Dan to put his legs on the desk.

Xu Chun was reading the newspaper on the side.

"Why are you here?"

Xu Jirong looked at the four of them and couldn't help but be stunned.

Liu Xinmou immediately said angrily: "Didn't you invite us here? ”

“......！”

Xu Jirong blinked.

"Haha!"

Zhu Yihua suddenly laughed and said, "I said that no one will sign up, Brother Rong, this education is really not suitable for you." ”

Xu Jirong snorted: "Brother, don't laugh, the reason why I didn't come today is because I have changed the opening day before." ”

It turned out that today was the day when the little uncle's school opened.

Guan Xiaojie said: "You changed your day, why didn't you notify us." ”

"Chunchun, he forgot." Xu Jirong said naturally.

Xu Chun lowered his head and said aggrievedly: "Lord Wang, three sons, I'm sorry." ”

Zhu Lizhi said stunnedly: "But we have already come, don't inform me next time." ”

Xu Jirong said: "If you don't come, I will invite more than ten courtesans to pester you every day." ”

“......！”

Zhu Lizhi trembled with fright.

Zhu Yihua was curious: "Why did you change your day?" ”

Xu Jirong said: "Didn't you listen to the newspaper? ”

Listen?

Zhu Yihua shook his head.

Liu Xinmou rolled his eyes and said: "We are still on vacation now, and we didn't go to the five guns, so I came here early this morning, how can I have time to listen to the newspaper, no, read the newspaper." ”

Xu Jirong waved his hand.

Xu Chun immediately handed over the newspaper in his hand.

Zhu Yihua snatched it up, opened it, and read: "There are unforeseen circumstances in the sky, you have a promise insurance." ”

Xu Jirong grinned and said: "I have long known from my aunt that today is the day to lightly publicize Yinuo insurance, so I changed the day, so as not to let the faint steal the limelight of this little uncle." ”

Liu Xinmou looked at the above content and said, "It's really a wise move." ”

......

Shen Fu.

"Yinuo Insurance."

Shen Shixing said with emotion: "This Guo Dan is really a ghost, and he can come up with such a method." ”

Cao Ke nodded and said: "Lord Yuezhang is right, Guo Dan's move is undoubtedly to reverse the reserve warehouse system, so that the people can pay the interest first, and then take food when they are in need, so that there will be no phenomenon of defaulting on debts." ”

Xu Guodao: "But is this likely to succeed?" That sounds like a lie! ”

Cao Ke said: "Uncle, if others get it, it will never be possible, but Yinuo Yaxing, the little nephew thinks that it is very likely to succeed, and there is a lot of money in Yinuo Money Village alone that belongs to others, not to mention their shares in Yinuo Yaxing." ”

Shen Shixing also nodded thoughtfully, and suddenly said: "If this happened, Yuan Yu should have come over, why didn't he see others?" ”

Xu Guo hurriedly said: "When I came, I went to look for him by the way, but his servant said that he went out early in the morning. ”

What they didn't know was that at this time, Wang Xijue and Zhang Cheng were sitting in Yinuoyaxing, in addition to Guo Dan and Aunt Xu.

After all, Kou Liansha still can't get used to sitting here with these big men to talk about business, relatively speaking, Aunt Xu is more calm, after all, her identity is here.

"It's a shame that the problems that we racked our brains and couldn't deal with have become so simple in your hands."

Wang Xijue put down the insurance charter and couldn't help but feel it.

Zhang Cheng sighed twice and said: "What's even more annoying is that this kid can still make a fortune with this, but it's really unreasonable!" ”

"The Prime Minister has won the prize."

Guo Dan smiled bitterly: "Actually, it's the opposite, because I don't know if I can make money in the end, after all, no one has ever done it before, and today I invite the two of you to come over to ensure that my Yinuo insurance can run better." ”

It's really sad to say!

But Wang Xijue didn't believe it, he looked at Guo Dan suspiciously.

Guo Dan coughed lightly and said: "That's the case, anyone who buys my Yinuo insurance needs to register the land, and every inch must be counted, based on my understanding of the current land situation, there will definitely be a lot of land that has not been taxed." ”

"Yes!"

The quick-witted Wang Xijue suddenly said excitedly: "If everyone comes to buy this insurance, then they can't evade taxes." ”

Aunt Xu glanced at Wang Xijue, and said in her heart, I'm not very stupid, at least Scholar Wang is the same as I think, but some people are too cunning.

Guo nodded with a smile and said: "My lord is right, but the problem is that if you do this, those people will not be able to buy insurance, then the result is that the court still has not received taxes, and at the same time my insurance cannot be sold, when my insurance cannot be sold, it will be difficult for me to continue to help the people, which is a lose-lose situation." ”

Zhang Cheng was puzzled: "You don't want the imperial court to stipulate that they must buy Yinuo insurance, right?" ”

"Of course not."

Guo Dan shook his head and said, "In this way, it is better to let them pay taxes." ”

Zhang Cheng asked again, "Then what do you mean?" ”

Guo Dan said: "I hope that the imperial court can sign a confidentiality agreement for me to ensure that the government will not investigate the tax situation from Yinuo Insurance." ”

Wang Xijue immediately frowned and said, "How is this possible." ”

Zhang Cheng also looked at Guo Dan with wide eyes, you kid really dare to make a request, if Jiang Yinglan and Huang Daxiao are there, they will not spray you to review the Analects again

Guo Dan said: "My lord, everything is one thing, I contracted the reserve warehouse for disaster relief, not to pay taxes, I have no such obligation." ”

Wang Xijue said: "Even if you don't have this obligation, it is impossible for the imperial court to sign such a contract with you, doesn't that tell everyone that the imperial court encourages everyone not to pay taxes." ”

Guo Dan asked rhetorically: "This is a problem, why didn't the imperial court investigate?" ”

Wang Xijue was dumbfounded by the question.

Guo Dan continued: "This is not my duty, I should not be responsible for this, the imperial court can investigate through other means, not necessarily have to check my Yinuo insurance, as I just said, the imperial court must investigate the tax situation from my Yinuo insurance, it will only destroy my disaster relief work, and my Yinuo insurance will not make tax evasion more serious." ”

Wang Xijue was silent.

He really has nothing to say, because investigating agricultural taxes is not a very complicated technical job, the land is dead, and you can't measure the land, so there is no way.

Zhang Cheng said: "If you don't say it, our family hasn't thought of this, and the court won't check taxes from you, why do you say it, some words are redundant." ”

Guo Dan said: "I have already said that the reason for returning to the interior is to increase the disaster relief funds and save more people." ”

Zhang Cheng wondered, "What do you mean?" ”

Guo Dan said: "In our insurance business, there will be tax-free land and tax-paid land, and the insurance premiums of the two are different, and the tax-free land will have to pay more, whether it is legally tax-free or illegally tax-exempt." In the insurance regulations for tax-exempt land, there will be a confidentiality agreement, and Yinuo Insurance will never disclose this information. ”

Wang Xijue said with a smile: "This requires you to keep it secret, the court will know it as soon as it is checked, and the key is whether the court checks it or not." ”

Guo Dan said: "My lord, I actually want them to pay more, this is just a reason." ”

Wang Xijue and Zhang Chengde's faces froze.

Aunt Xu pursed her lower lip and almost couldn't hold back her laughter.

Reason?

This is ripping off!

"Why?"

Wang Xijue said excitedly: "What reason? ”

Aunt Xu said euphemistically: "We have always been law-abiding, so we will not insure illegal land, before signing the contract, we will send someone to investigate, but if the customer bids for tax-free land, then we will not investigate." ”

Wang Xijue was amused and said in disbelief: "This official really didn't expect that you would be able to say such inconsistent words in a grand manner. ”

Obeying the law and not insuring illegal land, how lofty it is, and the meaning of the second half of the sentence is that as long as you are willing to pay more, we will not investigate.

Even Zhang Cheng felt that this was really shameless.

But he never expected that Guo Dan would say something even more shameless, "Regarding the overpayment of those tax-free land, we can split the account with the imperial court." ”

Wang Xijue slapped the table directly, pointed at Guo Dan, and said angrily: "It's really shameless for you to do this." ”

Guo smiled lightly: "My lord really defends those who evade taxes, the court does not check their taxes, and at the same time does not allow us to let them pay a little more money." ”

Wang Xijue said: "But everything has to have rules." ”

"Dare to ask my lord, isn't it a rule to pay taxes?" Guo Dan said immediately.

Wang Xijue spoke.

Guo Dan was unforgiving: "If the imperial court asks them to pay taxes legally, then they will naturally not take out the insurance of tax-free land and pay this extra money." Therefore, the cause and effect are in the court, not ours. ”

Wang Xijue was so sarcastic that he was about to explode.

Although this is true, you cannot do this, and under this law you will not be able to fight poison with poison.

Aunt Xu said: "My lord, please calm your anger, the younger generation thinks that this is not necessarily a bad thing for the imperial court, at present, our Yinuo insurance has just been launched, but we are confident that Yinuo insurance will become more important with that little tax."

The money lost by a natural disaster can be worth ten years, or even a hundred years of taxes, and we will increase the insurance of tax-exempt land according to the situation in the future, once the two are almost the same, and at the same time they can't do without Yinuo insurance, then they will obediently pay taxes. ”

Zhang Cheng's eyes lit up, and he said to Wang Xijue: "Scholar Wang, our family thinks what they said is quite reasonable." ”