Chapter 109: The World's Hui Merchants

Just when Zhu Qizhen was thinking about Wang Yue.

Wang Yue was also busy with his feet not touching the ground.

He didn't invest more money in the Foshan Iron Works, but he just invested 5,000 taels. This cent of money is more of a good relationship with this colt.

As for making money, Wang Yue never thought about it.

However, Wang Yue did not know whether the Foshan Iron Works could make money, but now, Wang Yue has made money.

Without him, these hundreds of thousands of taels of silver would have to be transported to Foshan for expenses.

Although these big businessmen are all from rich backgrounds, it is impossible to directly transport money to Guangdong, and even gather in Beijing has some difficulties.

In the TV series, smashing out hundreds of thousands of taels of silver tickets is a joke at all.

Because there are very few financial institutions that can handle such large amounts of silver flows.

Therefore, it is destined that this silver will flow to Foshan from all over the country in batches.

This is where Wang Yue comes in.

He saw a great business opportunity in it.

Wang Yue's main business is silver shop. It is to replace the silver taels, deposit and withdraw from other places, and start a small amount of pawn lending, etc. There are not many outlets in his network, but they are in the areas of Jiangnan, Zhejiang, Jiangxi, and Nanzhili, and then along the canal to Beijing.

The reason why Wang Yue was able to develop and grow and stand out among countless silver shops and pawnshops was because Wang Yue could be a man, could be a man, and was exquisite, and had a particularly good relationship among Hui merchants.

Huizhou businessmen, because Huizhou has many mountains and few lands, so Huizhou people have the habit of going out to do business. To what extent, there is a saying that there is no city without a emblem.

It can be seen that the prosperity of Hui merchants.

Of course, there were big businessmen among the Hui merchants, such as Wang Yue, but there were also small merchants. Open a shop in the field and operate dismally.

Even in every generation of men who go out of Huidi, two or three out of ten people die in a foreign land.

Hui businessmen also operate in groups and help each other when they are outside. Even this habit is still quite genetically passed down in today's Wenzhou businessmen.

Wang Yue failed to study when he was young, and used his wife's dowry to go into business.

He didn't make much money at first, but he was enthusiastic about helping the villagers. Every time I went home and came out, I brought a lot of letters from my family members, and even had to go to many places to deliver letters for these people.

There is no interest in this either. A lot of the time it's just helping.

But over time, he discovered the benefits.

When he was believed by many people, he was asked to send the money home.

As a result, Wang Yue opened the first money bank in a different place, which was with his hometown.

He found business opportunities in it, and he was even more enthusiastic about contacting his fellow villagers, so that his hometown was a big official. and what difficulties have you encountered outside, such as losing money in business, such as meeting robbers.

Wait, as long as you can find Wang Ji's disciples, with a local accent, you can always get help.

In this way, Wang Yue's industry depended on the network of Huizhou merchants, expanded rapidly, and even became the interlocutor among Huizhou merchants. Many internal disputes came to the front of Wang Yue's door. Please ask Wang Yue to mediate.

Wang Yue's status in the Hui business circle has made Wang Yue's industry more prosperous. After all, the financial industry has a lot of capital requirements, and many of them are deposited and withdrawn in different places. It is simply impossible for people to transport large quantities of gold and silver over long distances.

The risk is too great, you must know that the probability of Daming meeting bandits on a long distance is not small, once the rumor spreads, just wait to pass the five levels and kill the six generals.

Therefore, in many cases, remote access is transferred locally.

With Wang Yue's connections, when there is a shortage, he can easily mobilize a sum of money from the local Hui merchants.

This is the reason why Wang Yue's business is getting bigger and bigger.

Of course, Wang Yue also lent money to Hui merchants. But nowadays, there are not too many foreign loans. The biggest worry is that I don't know the bottom line, and the money released will not be recovered at all.

Wang Yue has a bit of a feeling that he is a Hui businessman and a Hui businessman who is defeated.

He rose as a merchant in Hui, and within a few decades, he became the richest man in the world. But his business is more profitable in the Huishang business, and there is not much business from outsiders.

And at this moment, this time is a great opportunity for Wang Yue.

Almost all the big merchants in the Ming Dynasty are here, if they can all allocate silver taels through the Wang family's channels, that is, Wang Yue's channels are all over the major merchants in the Ming Dynasty.

With the first, there is a second.

In this way, Wang's money shop will become the first money shop in the world, and it is just around the corner.

Therefore, when Wang Yue was working hard for this purpose, he didn't know his details, and he put them in front of Zhu Qizhen one by one.

After all, Wang Yue is now in Beijing.

If he was somewhere else, Zhu Qizhen might not be able to control it so clearly, but there was only Beijing in the whole world, as long as Zhu Qizhen wanted to know, nothing could be hidden from him.

Zhu Qizhen looked at Wang Yue's content and was very interested.

The biggest problem of the Ming economy, one money, one grain.

Even in many remote places, food still bears a little monetary nature.

Zhu Qizhen can let go of other things, but on such a thing, he must not let go.

Therefore, Yang Ding, the head of the household department, has now preliminarily submitted a plan. The main content is the result of inspecting the granary of the world during this half year.

This result is not encouraging.

During the reign of Emperor Taizu, it shone brightly. Generally speaking, a county has one or two, storing 10,000 or 20,000 stone grain preparation warehouses, all of which are deserted.

The worst is that even the warehouses are in ruins. Even if there are still reservations, the reserve warehouse is not properly stored, a lot of grain is rotten, and then there is a discrepancy in the books

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It can be said that in addition to the Beijing warehouse, the Tongzhou warehouse, and the Tianjin warehouse, there may be no problem with the storage of a total of 20 million stone grain.

After all, the imperial court regards these warehouses as the lifeblood, and within a year, there are I don't know how many imperial history inspections.

In addition, these were all managed by Yang Ding before. It's not a big deal.

Yang Ding's proposal to the imperial court was to raise the level of warehousing, and rebuild warehouses in key places on land and water, radiating all over the country.

In general, he proposed Linqing, Huai'an, Yangzhou, Nanjing, Jiujiang, Wuhan, Chengdu, and Guangdong. Guilin warehouse, and more than a dozen warehouses.

This is also a rectification of the original tax system of the Ming Dynasty.

In the past, Daming did not ask the people to pay the grain to the county, but on the contrary, he asked the grain chief to transport the grain to a warehouse far away.

Generally speaking, it is the fortune of the rich and the luck of the poor.

This is a method based on the genius of Emperor Taizu. A decentralized operation.

Because the cost of grain transportation is too high.

Emperor Taizu felt that it was an extreme waste to transport grain to Jingshi and then the imperial court to allocate it. As a result, Emperor Taizu subdivided the tax items and adopted the principle of proximity, so that the taxes paid by various places were directly transported to the places where they were needed.

This form existed in the Song Dynasty.

However, at that time, it was a compromise method, because during the Southern Song Dynasty, when there was a war in the front, the family had to move the prefectures and counties behind, and there was no need to transport the local taxes to the Beijing Division, but directly to the front line.

Of course, there are many political principles in this.

For example, if there is a garrison in the local area, the military rations cannot be paid on the spot, so the imperial court cannot check and balance the army. And so on.

Emperor Taizu devised a complicated tax transfer route.

When Zhu Qizhen ascended the throne, the Ming Dynasty paid more than 23 million stones, but only about 4 million stones went to Beijing, and the rest of the taxes were running in this big net.

It's a difficult thing to adjust this big net. But in the past 100 years, this big net has long been different from the original situation.

Here's an example.

In the counties near Nanjing, there are warehouses that require delivery to Jingwei. However, Emperor Taizong moved the capital, and most of the Jingwei moved to Beijing, so these people originally had to transport grain at their doorstep, and there were nearly a thousand miles of routes all of a sudden.

So the people had to pay more for the freight than they had to deliver. This burden was immediately multiplied several times. It's just miserable.

And this kind of thing has happened a lot in recent times.

Zhu Qizhen has made drastic moves in recent years, the relocation and restructuring of the health office, the division of the prefecture and county, the division of Nanzhili into two, and so on, which have long overwhelmed this transportation network.

However, the Ming Cabinet is not an idiot, so it naturally needs to be repaired.