In fact, this trick is really only Guo Dan can think of?

By no means.

The problem is that only Guo Dan can come up with so much money.

You must know that in the past few years, I have been losing money and burning money.

Guangwei Hui Mansion burns 10,000 taels every year.

Who would want to burn this money.

Guo Dan relied on the tax income of the four governments and the artifact of collecting money through shares, so he had the capital to spend so much money on the research and development of drugs.

Because he knows that as long as the drug is successful, once it is listed on the joint-stock system, the money will be able to multiply more than ten times immediately.

Of course, this is also based on Li Shizhen and Zhou Wangfu, without their talent, experience and heritage, Guo Danke would not dare to do this.

In terms of medicines, Guo Dan is only responsible for supervising the production process and sales, and he doesn't care about the rest, and he doesn't understand.

His focus is still on finance.

Promoting the minting business was the main purpose of his visit to Weihui Mansion.

Following.

The major wealthy businessmen of Weihui Mansion gathered in the conference room of Chen Building.

That's why everyone wants Guo Dan to live in their hotel, and Guo Dan is naturally at the level of a wealthy businessman, these people go to Chen Lou every day for meetings, and everyone is naturally used to spending in Chen Lou.

When Guo Dan and Aunt Xu appeared in the conference room, everyone congratulated them one after another.

What a man and a woman, what a match made in heaven.

Anyway, it's a flattery!

And this superficial couple is really superb in acting, without revealing any flaws at all, and very "happily" accepted everyone's congratulations.

In fact, Aunt Xu has always been thinking in her heart, how will Guo Dan persuade them to take out the silver and mint coins later.

"All of you here, some of us are the major shareholders of our company, and they have participated in the first shareholders' meeting held by our company, and I said at that time that the purpose of our company is to help you make more money, and the more you earn, the more we will earn, and so far, we have fulfilled the promise at that time."

"That's, that's."

Duan Changcun smiled and said, "We can have today thanks to the help of Advisor Guo. ”

Everyone nodded in agreement.

Guo Dan did say modestly: "Don't dare, don't dare, this is just a good thing for mutual benefit, I just provide a platform for everyone, your success is still through your own efforts, after all, there are also many businessmen in our Weihui Mansion who are bankrupt, I don't want to blame them for their failures." ”

"Haha.....!"

Everyone burst into laughter.

After all, many businessmen were killed by them, and they are all big winners sitting here.

Guo Dan continued: "But this problem can never be solved, this old problem is solved, and new problems will emerge again, and in the past year, in fact, I have been tracking a problem." ”

"What's the problem?"

The atmosphere suddenly became tense.

What can bother our financial advisors to track for a year?

It's a little scary!

Guo Dan nodded to Cao Xiaodong.

Cao Xiaodong and Chenchen immediately hung up a chart.

Guo Dan stood up, pointed to the left half of the chart with a bamboo stick in his hand and said: "This is the number of transactions in our capital money village last year, more than 100 taels of business, about 100,000 times, as shown in the chart, seventy percent of the time and energy are spent on identifying the two colors of silver."

Ninety percent of the disputes also occurred in the identification of silver and silver colors. Some people because they think that they save into the silver two fineness is relatively high, and take out the fineness is relatively low, this is the identification error to come, is also inevitable, our identification standard, is the silver content of about ninety, the minimum can not exceed eighty into five, but sometimes there will be mistakes, this is also the first loss of our bank.

There are also some people who are rejected by the money bank because the silver deposited is not enough, but they are all merchants, this time is money, this can not be remitted, it may lead to business failure, usually they can only get about eighty percent of the amount, which is the loss of customers. ”

Qin Zhuang immediately sighed: "Not to mention Qianzhuang, our textile workshop has also encountered many such problems, and they are becoming more and more frequent. ”

"Yes! We are all afraid of receiving bad money, but the amount of money is getting bigger and bigger, and sometimes we have to spend a day to see the quality of the silver, which is really torturous, and the receipt of this silver is really terrifying. ”

Everyone complained of their bitterness.

"And that's not all."

Guo Dan pointed to the right half of the chart and said: "This is the main currency in circulation on the market, mainly twelve, many places privately minted copper coins, resulting in different weights, different fineness, which makes simple transactions very complicated, how to calculate different currencies, so far there is no conclusion, everything is based on lip service."

However, as we get bigger and bigger, and the number of regions involved, these kinds of problems are becoming more and more common. ”

Everyone nodded their heads and exchanged heads, obviously they had all encountered these problems.

Aunt Xu suddenly realized, no wonder Guo Dan is full of confidence, it turns out that everyone does have this need. I looked at the chart again, and I felt that it was better to convince people with virtue than to convince people with data.

"Consultant Guo, do you have a solution to this problem?"

Duan Changcun asked.

Hu Du, Xu Han and others smiled secretly, and said in their hearts, it is not a loss to Consultant Guo's specialty, and this chart is really immediate.

Guo Dan said: "If there is no way, I will not waste everyone's time here." ”

As he spoke, he nodded to Cao Xiaodong again.

Cao Xiaodong and Chenchen hung another chart.

"Yinuo Mint."

Everyone looked at the chart and said in unison.

"Our bank will allocate 10,000 taels to build a large mint in Weihui Mansion to consolidate all our currencies."

"Minting?"

Everyone couldn't help frowning, and everyone seemed very cautious.

How the imperial court died on this coinage, they all know very well.

You can't touch this thing, try not to touch it.

Qin Zhuang asked, "What does Advisor Guo mean that Yinuo Qian Zhuang is going to have its own coinage?" ”

Guo Dan shook his head and said: "Yinuo Bank doesn't have any money, the money in Yinuo Bank is yours, and the mint is just helping you mint coins." ”

Wang Dafu, a jewelry merchant, asked, "Does this cost money?" ”

"What do you say?"

Guo smiled lightly.

“.......！”

Everyone looked at each other.

Having said all this, it turns out that I just want to make our money!

You big profiteer!

Guo Dan's heart was like a mirror, and he smiled slightly: "Of course, this coinage costs money, and the mint also has to make money, but you also make money, and I will calculate an account for you." If you look at the data here, including time, risk, error, and the appraiser's salary, all things considered, minting is definitely more cost-effective than not minting, especially the larger the transaction amount, the higher the profit. You can imagine that a seigniorage fee can make you no longer worry about the fineness of the silver and no longer worry about the currency. ”

Everyone looked at his calculation formula, and it was impossible to say that he could understand it completely, but it was indeed very reasonable.

The above data are calculated based on the loss of the bank, the cost of identification, and the time, but there are factual data for reference.

Once you erase all of this, the savings are far more than the seigniorage!

Song Hui shook his head and said: "Consultant Guo, I think you are thinking too simply, if it is so easy to solve, there will not be so many problems in the imperial court coinage, first of all, this is not mandatory, people don't mint coins, let's mint coins, what's the point?"

Secondly, we minted new coins, and they melted them into counterfeit coins mixed with impurities, but how good! ”

Everyone nodded in unison, this was a bloody lesson.

Guo smiled lightly: "I'll answer your question about counterfeit money first, since I dare to mint coins, and dare to collect money, of course I can guarantee that our coinage will not appear counterfeit, and I will take out the coins for your appreciation, if you want to mint the same coins as us, you first have to come out with 10,000 taels to buy tools, and you have to ensure that it is exactly the same, this cost is definitely higher than the cost of counterfeit money."

Is it optional? Yes, it's not mandatory, but I have a way to get them all to mint coinage. ”

"What do you mean by that?"

"Because if you use the coinage of our Yinuo Mint, you will be exempt from the fire tax."

"Tax-free on fire?"

Everyone was amazed.

"Yes."

Guo Dan nodded and said: "This holy decree will come down soon, which can improve the practicality of our one nanocurrency, and it is more cost-effective to pay taxes with one nanocurrency, in addition, in the future, all the workshops under our Yinuo Tooth Bank will only accept one nanocurrency." Of course, if you simply deposit silver in our bank, it is also possible, but it is only for safekeeping, and it does not have other business functions.

I also hope that you will do the same as us, and only accept the coins, so that the rest of the coins will depreciate, because they are too poor in terms of practicality and usefulness, and they will have to come to our Yinuo Mint to mint. ”

As he spoke, he propped his hands on the table and said, "Ladies and gentlemen, in fact, coinage is the most beneficial for us merchants, because what merchants pursue is the circulation of money, and there is money flowing from our hands all the time, and coinage can eliminate many problems for us and make our currency more unimpeded."

Then again, you all know that I do business because of your willingness, why do we dare to set up this mint and use it to make your money, because I know that you have this need, and it is very beneficial to you, and you can understand this with a little thought. ”

Song Hui said: "We all understand this truth, but even the imperial court failed to mint coins.....!" ”

"Is the imperial court often successful?" Guo Dan immediately asked rhetorically.

Song Hui was immediately dumbfounded.

Guo Dan said again: "This is more inappropriate. ”

Everyone is silent, in fact, it is a tacit acquiescence.

In terms of finance, compare the imperial court with Guo Dan?

A very inappropriate metaphor indeed.

Qin Zhuang asked again: "Who gets this coinage loss?" ”

Guo smiled lightly: "There is no loss, only seigniorage." ”

"It's... How is this possible? ”

"As I said just now, the fineness of the silver in our money village is about ninety percent, and the loss of coinage in addition to the impurities, there will be about less than 0.6 percent of the silver loss, our one or two coins are worth one tael, the silver content is eight into three, and one into seven is other materials, and this material will be calculated into the minting fee."

"It's... Will the people recognize it? Duan Changcun said: "If you don't tell them, they won't feel anything, if you tell them that there is not a tael of silver in this coin, they will feel uncomfortable." ”

"The court recognizes it, we recognize it as a promise, what reason do the people have for not admitting it? Who has the most money in their hands? ”

Guo Dan said, raised the bamboo stick in his hand, and said, "Actually, as long as we all think that this thing is worth one or two, it is worth one tael." At that time, we will have a joint-stock system, and we will jointly own it, so we will also jointly maintain the value of Yinuo coin. ”

Wang Dafu hurriedly asked: "How much will the money bank use as a joint-stock system?" ”

The Grand Canyon has become the symbol of Weihui Mansion, and everyone's interest in shares is getting stronger and stronger.

Guo smiled and asked, "How much do you say it's worth?" ”

Wang Dafu thought for a while and said, "If you don't say anything, you will get 500,000 taels." ”

Guo Dan laughed and said, "That's really too little." ”

Hu Du lowered his head and snickered.

Qin Zhuang said: "Hu Laosan, you have made a lot of money this time." ”

Hu Du coughed twice and said, "Don't open the topic, let's talk about this currency, what do you think?" ”

A businessman asked: "If everyone mints coins, then of course we have no problem, but the problem is that we have such a small number of people in Weihui Mansion, all over the country, one by one, this is also slow." ”

Guo smiled lightly: "This is a transaction, the new currency is just a commodity, the problem now is that the money bank itself does not have enough silver reserves, if the merchants of Weihui Mansion agree to mint coins, the money bank will have enough silver taels to mint coins, then we will directly transport the new coins to the money villages, they will directly buy the silver, and the silver will be minted into new coins, if they are not willing to buy, then they will pay high taxes on fire consumption, and they will not be able to enjoy the business of our Yinuo money bank, The good medicine of our Ichino Pharmacy, the picture book of the five guns, and the excellent products produced by you. I don't believe anyone would be so stupid, so soon the new coins will be circulating all over the country. ”

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