After Liu Zheng became emperor.

It is a big wedding, marrying Mi Zhen, the sister of the late Xuzhou Thorn Shi Mi Zhu.

After resting for a few days, Liu Zheng was about to start and get down to business.

And the first thing that bears the brunt of the matter is money.

He needs a lot of money, on the one hand, because of the construction of the palace, it costs a lot of money, on the other hand, it also takes a lot of money to reward various generals, and at the same time, the emperor is granted a three-day amnesty, and all kinds of soldiers are rewarded, and these money are not a small amount.

And last year, because of the battle with the imperial court and Yuan Shao, too many soldiers died, and Liu Zheng's subordinates have always been a recruitment system, and those soldiers who died in battle can get a large amount of pension, so it cost Liu Zheng a lot of money here.

Some of the money that Liu Zheng had saved before had almost been consumed at this time.

Money is a thing that cannot be without, and it is necessary to be prepared at all times, because once you encounter some difficulties, you will be stretched thin if you can't keep it.

Now that Liu is vying for the emperor, although he still continues to use the five baht coins of the Han Dynasty as the official currency, these five baht coins are really becoming less and less valuable.

Especially after a series of battles, after the Han court was short of money, He Miao would not think about how to make money, but under the control of his own power, he wantonly ordered people to mint money.

The five baht coins were made more and more.

This is equivalent to the banks of later generations, without considering how to improve the liquidity of money, but blindly printing money.

Let the five baht money circulating in the market become more and more, and the more five baht money, will cause inflation.

Originally, the exchange ratio of five baht and gold was officially determined to be 10,000 yuan for one gold.

In fact, in the early years, in the era of Han Gaozu, one gold could only be exchanged for 5,005 baht.

With the inflation in recent years, there are more and more five-baht coins on the market, and the exchange ratio has begun to increase year by year.

During the period of Emperor Ling of the Han Dynasty, it was almost stable at about 10,000.

However, with the continuous minting of money in recent years, there are more and more five-baht coins on the market, and the proportion of exchange gold is also rising wildly.

At this time, one gold can be exchanged for 15,005 baht.

Moreover, He Miao is still frantically minting five baht coins, or it won't be long before the number of these five baht coins will become more and more, and they will become less and less valuable.

The progress of inflation is easy to cause, and the people are full of complaints and complaints.

Liu Zheng called Mi Fang, the big Si Nong, over.

Originally, the position of Dasi Nong must have been Mi Zhu's, but unfortunately Mi Zhu died in battle, and Liu Zheng had no other candidates for a while, so he could only arrange this position to Mi Fang.

After all, no matter what, Mi Fang is also the current ruler of the Mi family, and at the same time, he has been by Mi Zhu's side for a long time. You can also learn a lot about doing business.

"Your Majesty, what are you calling me here for?"

In the past, these subordinates called Liu Zheng and generally addressed the lord. But now it's different, after Liu Zheng became emperor, his status changed, and their title to Liu Zheng changed from lord to majesty.

Seeing Mi Fang's respectful salute, Liu Zheng also waved his hand, he is not a person who likes to pay attention to so much etiquette, but there are still rules for some things. There are no rules, there are no rules.

Liu Zheng can not care, but it does not mean that these things can not be followed.

"Zifang (Mi Fang table), you are in charge of the country's finances, do you know how much money is available in the court now?"

Mi Fang heard Liu Zheng ask about money, and her face looked a little unpleasant.

As the Mi family who once supported Liu Zheng and joined Liu Zheng with the strength of the whole clan, it was not a small financial help to Liu Zheng's forces.

When Liu Zheng was short of money before, the Mi family once gave Liu Zheng tens of thousands of gold in one go, which was converted to more than 100 million and a half baht.

But such a amount of money is indeed a huge amount of money for an individual, but it is apportioned to a country. That's not a lot.

The entire Han Dynasty has billions of taxes a year.

When Liu Zheng was fighting the world before, he accumulated assets of more than one billion yuan by looting the finances of various enemy forces.

But this money, after all these years of continuous expenditure, is now very empty in his treasury, and the money that can be scraped together is less than 50 million.

The 50 million was earned by the various caravans under his command through the trade of various parties.

Because Liu Zheng himself implemented a tax-free policy in many places, he did not collect taxes on land, and only collected some grain for military funds.

Most of his taxes were collected through trade.

As well as some of the annual coins levied by the subject countries, compared to the billions of taxes a year in the Han Dynasty, the country established by Liu Zheng is actually not much in terms of taxes, only tens of millions.

In terms of Liu Zheng's tax policy, although he has a high reputation among the people, he has no actual income, which is also a problem for Liu Zheng, and it is not so easy for him to expand the army.

It's not that he can recruit soldiers if he wants, but the money in his hands limits how many people he can recruit.

"Your Majesty, I have liquidated the treasury in the past few days, and the money we can use is less than 50 million, and this is also necessary to remove the monthly military expenses for repairing houses in each county issued by each financial allocation."

In fact, Liu Zheng does not have much expenditure now, one of the two most important expenses is the payment of soldiers, and the other is the cost of appeasing the people in various counties and counties in the event of natural disasters.

Fifty million dollars can last for a while, after all, you can still earn some money every month through trade.

"So, now we're short of money?"

"Missing, very lacking!"

If it weren't for the frequent trade circulation in Liu Zheng's territory, the commercial taxes paid by ordinary people would be enough. According to Liu Zheng's tax system, I am afraid that the finances have already bottomed out.

"Zifang, I have an idea that may give you a little inspiration."

"Your Majesty has anything to say."

"I'm going to set up a department called Qianzhuang."

"Money?"

"That's right, it's a place that deals with money and manages the country's finances."

"Its main function is to allow the people to store their excess money in this place."

"When the people are in demand, they can take it out from here, and now the amount of these five-baht coins used by the court is too large, and the use is quite complicated, and it is difficult to trade if the amount is large, so the existence of the money bank is a very necessary thing."

In fact, Liu Zheng wanted to bring up this matter a long time ago, but he didn't claim the title of emperor before, and this bank-like department did not have a suitable name to do it, but now he is called the emperor, and it is necessary to follow the example of the bank established by later generations.

If banks appear in this era, there will be great convenience.