Chapter 199: Business Genius
Rich? Where did the money come from?
That's 600,000 taels!
"Girl, your father has come to this point, if he is still alive with a dead face, he will have to make people laugh at death!" Guo Xun looked around, held his chest high, pouted, and said angrily: "This is frozen to death at the windward station, starving to death!" That's what I want! Let's not do anything to ask for people! ”
Miss Guo looked at her father's menacing appearance, and she couldn't cry or laugh.
"I didn't ask for anyone, we earned this money above board, don't be afraid!"
……
In the lobby of the household department, everyone was surprised, and it was obvious that they didn't understand the matter. In the class room of the household department, Wang Yue and Cui Shilin were sitting together.
To be precise, it was Wang Yue who crossed Erlang's legs, and Cui Shilin leaned out to be humble, looking like a well-behaved student. Master's ability to accumulate wealth is really amazing.
For the first time, Cui Shilin had the idea of throwing himself into the ground, don't say anything, hurry up and study hard!
"For the people who reduce their burdens and own land, the most important thing for them is not to enjoy life, but to consolidate their situation, to put it bluntly, to earn more money and accumulate more family resources."
Cui Shilin scratched his head, "Master, even so, if you can accumulate your family funds, you should buy a house and land, or get some antique calligraphy and paintings!" ”
Wang Yue already had no hope for the IQ of this product, so he didn't bother to get angry.
"The ones you are talking about, they are all things that one percent of people play. The common people accumulated their own money, and the most important thing was farming tools, ploughing cattle and fields. Let's also take Zhang San as an example, last year he had to pay fifty percent of the rent, but this year he doesn't have to pay the rent, and the tax has been changed back to the original. He had twenty stone of surplus grain, and by selling it, he could buy some farm tools that he could not afford before. ”
"Shovels, hoes, sickles...... In this way, it will be much easier to farm next year, and the time saved, he will be able to do some odd jobs and earn some money, and by next year, he will be able to buy a cow! With cattle, it was easier to plow the fields, build new houses, and then save money to buy fields. In less than five or seven years, Zhang San will be able to live a life of abundant food and clothing. ”
Cui Shilin blinked his eyes, it seemed to make sense! It's just that it takes hard work, and it's too difficult to be a cow and a horse for so many years. If it was him, it was estimated that he would have some money and go back to drink flower wine, buy treasures, or go to eat a top-notch meal...... Oh, it turns out that my expenses in the past day are worth the income of ordinary people for several years! No, it's much more, after all, he has also done things that reward tens of thousands of taels in one night.
Suddenly I feel a little evil! Cui Shilin was silent.
When people are quiet, their minds will be clear, and after the rectification of the fields, the burden of the common people will be reduced, and the purchasing power will increase, which will promote the development of commerce.
This result was really beyond expectations, and after the business development...... "Master, what are your plans to ask for a commercial tax outside the city?" ”
Wang Yue said: "It's a bit of a brain, you can think about it yourself!" ”
Cui Shilin snorted, thinking about it, I really can't think of it!
You rectified the field endowment, but in fact, you temporarily lowered the tax, and the household department was screaming...... However, if the commercial tax is increased to fill the gap, there will be no reason for the household department to oppose it......
"Oh my God!"
Cui Shilin screamed, "Master, your method is too clever, I calculated it, how can everyone get benefits!" ”
Wang Yue said twice, "You learn slowly, you have to go back to the palace as a teacher and discuss the next step with Your Majesty." Wang Yue came out, he wanted to leave directly, but he didn't expect that when he passed by the lobby, he found that the woman was talking to Zhang Xuan.
"Here is 600,000 taels of silver, which our Guo family owes to Taicang, and please verify it."
Zhang Xuan nodded, "No need to test, there are not many people in this world who dare to bully the king...... It's just that I didn't expect that you little woman would have a way to turn stones into gold, and your skills are much better than Ling Zun. ”
Miss Guo's face was slightly red, and she hurriedly said, "My lord praised it falsely, but I just had to do it." After a pause, Miss Guo said again: "My lord should be able to see that we are doing a serious business, and wealth has made up for the shortfall. What about now...... The money has been handed over to the adults, and our capital is gone...... My lord, do you think this will work, we will pay 200,000 taels less. The 200,000 taels will be left to us, and we will still give the late fee, and the household department can get some more income. ”
Zhang Xuan pondered for a moment, and couldn't help but smile: "Okay, you girl Guo, I understand what you mean." Do you feel like you can make more money than you can pay for late fees...... You're taking these 200,000 taels as a cost! ”
Miss Guo smiled generously, "Your Excellency is wise!" I think from these 600,000 taels, adults should believe in the little woman's ability to make money. ”
Zhang Xuan pondered for a moment, shook his head and said: "I believe in Miss Guo's ability to make money, but now this money is the silver of the treasury, and Zhang Mou never dares to give it to each other privately!" ”
Miss Guo was also stunned for a moment, "Lord Zhang is really honest and honest, and my father is instigated by others to falsely accuse adults, which is really ashamed!" After saying that, she actually made amends for Guo Xun again.
Zhang Xuan didn't care, "Okay, for the sake of the silver's face, the matter has just passed, I still have something to do, say goodbye." Zhang Xuan was about to leave, but when he looked up, he found Wang Yue standing outside.
"I can lend you these two hundred thousand taels."
Wang Yue smiled and said, "It's just that I have a request, I need you to return it on a monthly basis." ”
Miss Guo frowned slightly, she didn't know Wang Yue yet, she just felt that this guy was too young, and he lent herself 200,000 taels with one mouth, where did he get so much money?
When Guo Xun saw Wang Yue, he was so angry that he gritted his teeth.
"Wang Yue. You thought you had hurt the old man so badly, and now you want to trick people! I borrowed your money, and I can't pay it back in my life! ”
Wang Yue said with a calm face: "Guo Xun, I said a long time ago, one yard is one yard...... I will lend you 240,000 taels with an annual interest of 20%, and I will pay it off in two years, as long as I am 14,000 taels every month. The interest rate is not low, but it is more lenient than any loan on the market, and you can't get such a suitable loan when you travel all over the capital. ”
Wang Yue was very calm, before the influx of overseas silver, the gold and silver of the Ming Dynasty were very scarce, so the interest on the loan was very amazing.
The conditions he offered are indeed extremely lenient, and the only problem is that they need to be repaid every month...... However, the problem is not big, doing business is different from growing crops, it is not a year-round profit, as long as the money and goods are cleared, there will be profits immediately.
The only problem is that Wang Yue is not very convincing.
"Girl, let's go home, this time my father owes you, let's find a way to ...... back"
Miss Guo lowered her head, as if she didn't hear his father's words, just thinking about it, and after a while, the corners of her mouth turned up, revealing a smile of "I see".
"Lord Wang, the little woman has a request, since the adult is willing to lend me money, it means that the adult believes in my ability to make money, in this case, can the adult come up with 100,000 taels, which can be regarded as a shareholder in my business. If the little girl is successful, the adult can earn more! ”
Wang Yue frowned slightly, and couldn't help but show a look of surprise.
This girl is not ordinary, she saw through her routine, and then dug a hole for herself in turn!
Since crossing over, Wang Yue can only be said to have come and gone in other aspects...... Only in the business routine, he is far ahead of everyone, so many talents in the world are all played by him between applause.
But who would have thought that a little girl would dare to play her own calculations, is she a business wizard?
"My lord, when the little girl was at home, she did take care of the back house, and our family often lent money to tenants...... There are some things that I still know a little bit about. And for more than a month, almost all the little women are in the outer city, and the methods of adults are indeed breathtaking, and the little woman has also gained a lot! ”
Wang Yue sighed, no matter how clever the means are, if you use too much, you will be in danger of being recognized.
"In this case, I can invest 100,000 taels, but I ask for half of the dividends!"
Miss Guo didn't hesitate, and immediately agreed, "This is what adults deserve, and little girls have everything!" ”
Coming out of the household, Guo Xun's head was dizzy.
"Girl, what kind of dumb riddle are you playing with the surnamed Wang?"
The three boys also asked, "Sister, who took advantage of it?" We didn't lose anything, did we? ”
Miss Guo smiled, "It depends on how you measure it, he put us together on the interest...... But if you can be tied to the Son of Heaven celebrity, even if you lose money, there are people who are willing to do it, am I right? ”