"Borrowing money? And Your Majesty? Jian Yong immediately shook his head and said, "I'm afraid that Ming Gong doesn't know anything about Your Majesty, even if Your Majesty's money is a general or a general, it has to be said two or three times before it can be allocated, and Ming Gong wants to borrow money from Your Majesty, it's difficult!" ”

"Oh? Is it hard? Ma Qiang smiled and said, "I think Your Majesty's money should be quite easy to borrow, Xianhe, if it is you, under what circumstances are you willing to borrow money?" ”

Jian Yong thought for a while and said, "If it's a friend, how can you talk about borrowing, but if you really want to borrow, it must be profitable." ”

Ma Qiang clapped his hands and said, "That's right!" His Majesty has hoarded a large amount of money in the West Garden, and if he does not spend this money in the West Garden, he can only wait for the patina to grow, and I think His Majesty should be troubled by this matter from time to time.

If we promise heavy profits and honor them on time, not to mention the money in the West Garden, it is the palace, and His Majesty will be eager to lend me and let me help him make money! ”

Since ancient times, there have been people who have borrowed money from the emperor, such as King Zhou Yun, who was heavily in debt, but there was really no borrowing money from the emperor, or more precisely, there was no borrowing money from the emperor to do business.

First of all, there are a few people who can talk to the emperor who are short of money, this is spread out, and it will be forgotten if there is no face, if you don't make money, how many lives do you have to give to the emperor?

But Ma Qiang is not afraid, not to mention that he is confident that he can earn a lot of money by relying on those inventions and creations, even if he doesn't earn it, in five years, your big man will be gone, who will ask me for debts!

Since you have to go into debt! It's the biggest one!

"Papermaking, daily chemicals, textiles, winemaking, these four industries, that is, I am ready to take out the joint venture with Your Majesty, we can use the assets of the Red Star Battalion as collateral, borrow from Your Majesty, and pay interest on a monthly basis, I think Your Majesty will be interested, in this way, we can quickly expand our sales channels, and second, we can solve our urgent need for shortage of funds! What do you think? ”

"Ma Lang, this is something that has never been done before, will it be too risky?" Lu An said with some concern.

"Hey, what did Ma Lang do that was not something that had never been done before? Besides, wouldn't it be nice if we could take out the money that His Majesty had put in the West Garden for the time being? Lin Huan said with a smile: "And once our business has His Majesty's share in it, I see who dares to block our trade routes!" ”

Lin Huan is sitting in Quanzhou, I don't know how many trade routes have been blocked by local governments, so I have long been angry, you are officials, now I will find the biggest official to govern you!

Jia Xu thought for a while, his eyes showed a clear look, and he secretly said in his heart: "This is the policy of the virtual country, in this way, Your Majesty will inevitably reduce the expenditure of the imperial court, only a few years, I am afraid that most of the taxes in the world will be handed over to the Ming Duke by His Majesty to operate, so that the Ming Duke can enter the three dukes, and retreat can be the princes, a wonderful strategy!" Could this be Duan Ying's idea? ”

Jia Xu looked at Duan Ying, but saw that Duan Ying was also looking at him with admiration

Could it be Ming Gong's own idea?

"I want Mr. Xianhe to go to Luoyang again, and talk to Your Majesty, I will give you a bottom line, as long as the annual interest rate does not exceed five points, you can agree!"

Five cents of interest, if this is placed in the future life, you can directly close your eyes and catch it, because this must be a liar or a loan shark.

But in ancient times, there was no healthy financial order, nine out of thirteen are the basic operation, during the Northern and Southern Dynasties Wei Xuanwu Emperor Yuan Ke issued an edict, the edict stipulates that the total interest of the temple shall not exceed the principal, that is, it is very profitable, and the Song Dynasty Wang Anshi's green seedling law, according to the summer and autumn two taxes to calculate interest, each interest two points, a total of four points, this, is already a good law.

The five-point profit given by Ma Qiang is really not high!

And he was going to borrow less in front of him, and when he was in Zhongping for five or six years, he would borrow a big one!

He's not ready to pay it back!

Sure enough, those who give high interest rates are liars! Ma Qiang too!

Jian Yong was ordered to set off for Luoyang again, this time, he was no longer a money-giver!

- Luoyang

Liu Hong's eyes widened and he looked at Jian Yong below.

If he hadn't secretly pinched his thigh, he wondered if he had heard it wrong.

Someone wants to borrow money from themselves?

Do you look like a rich man like that?

It's over, it's over, it's rich! In a few days, those ministers will definitely come again to ask for money!

But the three-point profit seems to be pretty good.

Other people's money has a cost, Liu Hong's money has no cost, he doesn't have much else in his hand, he has a lot of official hats, and he can find an excuse to change the officials of the three princes and nine qings and the various counties and states to free up tens of thousands of dollars.

Three points a year, borrow 10,000 money and come back 13,000, and then lend it to him, the second year is 16,009, and it can be doubled in three years! This is a profit, rounded up to a hundred million!

Not to mention, Liu Hong's mental arithmetic ability is still good, after all, the official hat business is quite big, and this accounting ability has still been exercised.

"Ma Pingyuan, can you really pay back three profits? If he can earn this money himself, why should he need my money? Could it be that he wants to deceive me? ”

After Liu Hong finished speaking, the jade Ruyi in his hand slammed on the table, and a eunuch with a body of meat walked in with a group of warriors.

This eunuch is Liu Hong's new favorite recently, called Jian Shuo, who is strong and knows the art of war and military strategy, and was appointed by Liu Hong as the chief guard.

"If there is no Your Majesty, my lord's business can only achieve an annual profit of 10 million, but if there is Your Majesty, the annual profit is only between raising your hand, one side is 10 million, and the other side is 10 million, even if the 10 million can only get half, it is much more than 10 million." Jian Yong said slowly, "My lord is loyal to the monarch and patriotic, the sun and the moon can be seen, and I hope Your Majesty will see it!" ”

"Hmph, if it's just a lack of money, why do you come to look for me if you don't borrow so many wealthy families?"

"Because if you want to make a million profits every year, you must rely on Your Majesty!"

"What do you mean?"

"After the improvement of the paper by Zuo Bo, it has been able to prevent insects and ants from biting, but the world is accustomed to bamboo slips, it is difficult to replace them in a short time, such as His Majesty's order, in the future, all official documents come and go, and the paper is abandoned, so that the world knows that the paper is convenient, then the paper industry is prosperous! The benefits are multiplied! ”

It turned out to be a policy, which is reasonable.

Liu Hong nodded and said, "Go on!" ”

"Cloth and fine wine are available everywhere in the world, but many local officials collude with local merchants to obstruct trade routes.

It's right to pull the tiger skin and pull the flag.

"There are also toothpaste, soap and other things, which are now only sold for a hundred yuan, but if Your Majesty allows this item to be sold under the name of the royal family, the common people will inevitably rush to it, and the income will not only double?"

"Bold! That is, for royal use, how can it be sold to the people! Zhang Rang on the side immediately scolded.

"Hey, it's okay, just say that the formula is from Shang Fang!"

Liu Hong has already begun to help Jian Yong come up with ideas.

"How much does Ma Pingyuan want to borrow?"

Jian Yong took a breath and said, "This year is the first year, my lord doesn't dare to borrow more, only borrow 50 million, if you can't earn three points, you can fill it up by yourself!" ”

"No way!" Liu Hong waved his sleeves and shouted.

"Bold! Do you think that His Majesty's money is blown by the wind? Fifty million, what a big breath! Zhang Rang immediately shouted.

"Borrow at least 10,000! Plus, I'm going to make five cents! ”

Liu Hong directly opened his mouth, and Zhang Rang on the side looked at him sharply.

Your Majesty's heart is still dark

"Your Majesty, why don't you borrow 150 million, how about four cents?" Jian Yong said embarrassedly.

Five points of 10,000,000 is 50 million, and 4 points of 15,000,000 is 60 million graces, which is a good deal.

Liu Hong doesn't care about his principal, he only cares about money.

"Good! Just borrow 150,000 from the horse plain! Four cents a year! Someone, take my jade seal, press the seal! ”

Jian Yong looked at the IOU in his hand that was covered with "Ordered by the sky, both longevity and eternal prosperity", and let out a long breath.

Now, the camp owner should not be short of money

。

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