That night, Mu Jing staged a beautiful man's plan very carefully......

Defeat!

Her daughter-in-law Cai Yan, Cai Zhaoji, a super talented woman in history, has been plundered to the grassland for more than ten years, and can still return to the Central Plains, looking gentle and kind, a weak little woman, but in fact, she is round on the outside and square on the inside, with perseverance and tenacity.

According to the strategic deployment formulated by Mujing, she shouldered the great cause of Mingfeng Qianzhuang.

Nowadays, Mingfeng Qianzhuang is not only blooming everywhere in Jingzhou, Yizhou, holding currency issuance, collecting private funds, but also quietly expanding the whole world in the mode of doing business.

A veritable behemoth.

If it is said that under the governance of the Minghou Mansion, who is the richest must be Mingfeng Qianzhuang.

Mingfeng Qianzhuang is an independent official office, belonging to the Minghou Mansion, but in addition to the management system of the independent Minghou Mansion, at the same time, it is also responsible for the depositors of the world.

It's not that the Minghou Mansion can't use strong orders to transfer funds from Mingfeng.

But in this way, it will destroy the trust of Mingfeng, and many merchants, even wealthy families and ordinary people, are now gradually opening up the trust of Mingfeng Money, saving, lending, trading, and investment-related businesses, and they will think of Mingfeng for the first time.

Mingfeng's signboard was finally put into operation, which represents a public trust in Minghou Mansion.

In the future, it will exert endless power.

Relative to the role of the central bank in later generations.

If because of this matter, once a head is made, a tough transfer of money from Mingfeng will definitely cause many people, Mingfeng is not an independent money bank, but an inexhaustible cornucopia of Minghou Mansion.

At that time, they will no longer trust Mingfeng.

Trust is easy to build.

It is very difficult to destroy.

So even Mu Jing didn't dare to destroy it easily.

But now, the Minghou Mansion is in financial difficulty, and the battle last year and last year almost consumed most of the foundation of the Minghou Mansion, especially the funds on the books of the South Study, which are almost in deficit.

Now after the war, if you want to appease the morale of the army, you must implement the pension, casualty payment, war exploits, and rewards.

The biggest issue is the pension.

The pastoral army system is a system of elite soldiers, not to fight a war for two mouthfuls of food, and every soldier with military status who is registered is a prescribed welfare, including military salaries and pensions after the death of the war, which are formulated according to the level of the position and the size of the meritorious service.

This will be the largest expense of the Ming Hou Mansion at present.

If it can't be taken out as soon as possible, it will inevitably cause some chaos in the army, and after the war, it must be a time for the soldiers and horses to rest and recuperate, and it is also a time to relax.

Mu Jing was also forced to have no choice.

I only hope that through the dark box operation, the money from Mingfeng will be transferred, and the situation will be stabilized first, but this matter cannot be bypassed by the current big shopkeeper of Mingfeng Qianzhuang.

The big shopkeeper is still him.

But it is Cai Yan who is secretly in charge.

If it had been placed a year or two ago, Mu Jing would have been able to bypass Cai Yan and transfer money unconsciously.

Not now.

Cai Yan's ability is too strong, whether it is in bookkeeping or in the progress of management, during this period of time, because of Mu Jing's release, she has made rapid progress, and she has initially controlled the huge Mingfeng Qianzhuang.

Mu Jing wants to get money from Mingfeng.

Naturally, I can't get around her.

Therefore, Mu Jing used the beautiful male trick, thinking that he was also a young talent, a generation of overlords, and a rare handsome young man.

Cai Yan was too calm, and easily pierced Mu Jing's careful thoughts.

One word.

No need to talk.

If you want to transfer money directly, you can first dispense with her, the big shopkeeper, otherwise she Cai Yan, as the big shopkeeper, needs to be responsible for the top and bottom of Mingfeng Qianzhuang, one hundred and seven branches, and more than 5,400 staff.

At present, Mingfeng Money is the most popular in the business world, because Ming Feng Money has public trust, and trading in Ming Feng can avoid many dangers, and there is no need to even pull boxes of money around.

At a critical time, because of the insufficient payment for the transaction, there is still hope to borrow from Mingfeng.

All kinds of conveniences make it more and more convenient, and naturally I like Mingfeng more and more.

According to Mujing's knowledge, last year, Mingfeng broke through an incredible number in the savings industry alone, exceeding 3 million gold, which is 30 billion yuan.

This makes Mu Jing helpless.

He can only apply from positive channels.

found Hu Zhao.

"You go get a copy, at present, our Minghou Mansion does not involve assets that cannot be moved, things that can be mortgaged, and even asset certificates that can be sold directly!" Mu Jing said.

"What for?"

Hu Zhao asked.

"Loans!" Mu Jing pinched his temples.

"Didn't you say, go and convince the eldest lady?" Hu Zhao looked at Mu Jing.

"I'm not convinced!"

Mu Jing sighed: "She made me distinguish between public and private!" ”

"What do you mean?"

"It's just going through the normal channel!"

"Normal channels?"

"No matter who wants to borrow money from Mingfeng, it's not impossible, but there must be enough collateral, that is, even if they can't pay the money, they can sell these mortgaged things and return the funds!"

Mu Jing said a little depressed.

This is what he taught Cai Yan.

was defeated by Cai Yan's army, and he was somewhat obedient in his heart.

"This is just the practice of ordinary merchants, and I agree with it, after all, no one knows if the borrowed money can be repaid, but our Minghou Mansion, do we still need it?"

"Treat everyone equally!"

"Do you know that if this comes out, Mingfeng Qianzhuang will make enough gimmicks, but the face of our Minghou Mansion will be taken out and wiped the ground!" Hu Zhao roared directly at Mu Jing.

The dignified Ming Marquis Mansion, in charge of the two states of Yijing, is now the great prince who dominates the southwest, and he still wants to take out a loan, how ridiculous it is.

In this Shinong industry and commerce status is clear.

The era of business and lowly business.

The Minghou Mansion will be ridiculed by all the princes of the world.

"Or else?"

Mu Jing raised his head, glanced at Hu Zhao, and asked, "What do you say I should do?" ”

"Ban the management of Mingfeng Qianzhuang and take back the management rights!"

Hu Zhao has been planning for a long time, and he finally opened his mouth with such an opportunity.

He is not like Cai Yong, he has always opposed Cai Yan being in charge of Qianzhuang, Cai Yan's ability, he has seen it all over the years, and he thinks that many men are not comparable, and he does not have too stubborn ideas.

But Mingfeng is getting stronger and stronger, but he is independent of the system of the South Study, which makes him a little uneasy.

"Yes!"

Mu Jingdao: "My most trusted Hu Changshi, do you know that in finance, there is a term called run. ”

"What do you mean?"

"Mingfeng can establish such a high prestige in the people, in the business world, and can make people trust to put money in, because of its unique charm, with our Minghou Mansion as the backer, but independent of the Minghou Mansion!"

Mu Jing analysis: "If we take back the management area now, it is equivalent to telling everyone that in the future, Mingfeng Qianzhuang will not be independent, but the annex of Minghou Mansion, when Minghou Mansion has no money, just take Mingfeng to fill it, do you think this will make them continue to trust Mingfeng, they have saved money in Mingfeng, if at this time because of panic, and rush up, all come to get back their own money, what should we do?" ”

"This ......"

Hu Zhao hesitated, in fact, he really didn't know much about this aspect, and he was even very unfamiliar with the operation model of Mingfeng Qianzhuang, but he felt that Mingfeng could gather too much wealth, which was inevitably the reason.

"It's called a run!" Mu Jingdao: "When Mingfeng doesn't have so much money to give them, what should I do, the interests are moving, whoever can't get back their hard-earned money will go berserk, and then it will be civil unrest, 10,000 steps back, even if it is a civil unrest, it is not afraid, the pastoral army can be suppressed instantly, but how to deal with this wave of popular hearts, have you thought about these?" ”

"Don't scare me!"

Although Hu Zhao doesn't know much about the business model in this area, he is not a person who can be scared casually: "First of all, the current business situation of Mingfeng is good, even if we take back the right to operate, unless something particularly big happens, even if some people lose trust in Mingfeng, it will not be to the point of a run, and it will not reach the point of civil unrest, the so-called civil unrest, the people, are the people, the people are pure, not to the point where they can't live, how dare they fight with their lives!" “

Mu Jing smiled, his analysis was right, Mingfeng is indeed influential, but he has not yet reached the point where he can make people come over in this troubled world, and if he disagrees, he will oppose the Minghou Mansion and commit a certain disorder, which is a big crime of killing the nine clans.

Unless it reaches the point where the whole family can't survive and there is no food, people will be forced to flee, and finally rise up, just like the mighty Yellow Turban Uprising in the past, sweeping the world.

But now under the rule of the Ming Marquis, it is not an absolute smooth weather, peaceful and prosperous, but the people can also live, and the poor still have a bite to eat, especially in the past two years, Nongcao has repeatedly reformed and updated, creating a new high in grain production, and there is still a full meal.

The people are actually the most courageous people, as long as they are given a full mouthful of food, even if they are humiliated, their interests are hurt, and even their hard-earned money for a lifetime is gone, they will not go to a dead end.

If it is a prosperous era, there will be turmoil, but in this chaotic world, war seems to be commonplace, how many people die, and it is the most important thing for them to live.

"That's right!"

Mu Jing did not refute Hu Zhao, and said: "Mingfeng's matter will indeed not necessarily cause turmoil, but once the public trust is lost, is there still a need for Mingfeng to exist!" “

His voice became solemn and low: "Kong Ming, Mingfeng was established by me with great difficulty, and the future will have a great effect on our development of people's livelihood and economy. ”

When Hu Zhao heard this, after a long time, he sighed, he is not a person without knowledge, he can become a person under the Minghou Mansion above 10,000 people, his position is equivalent to the prime minister of the imperial court, and he will deal with all major military and political affairs, how can he not know what the consequences will be caused by doing so.

"But my lord, we can't use the face of our Minghou Mansion to trample on those merchants!" In the final analysis, he is still troubled by Confucianism, after all, he is a person who has read the books of sages and sages and has been cultivated in Confucianism for decades, even if he has a farther vision and better ability, and many principled issues cannot be seen through.

"I don't think it's necessarily trampling!"

Mu Jing smiled and said: "Maybe this is an opportunity for our Minghou Mansion to establish a reputation, the Minghou Mansion is in power, the laws and regulations come first, the non-human is also, the world is big, the rules are the largest, the "Mingke" is on top, and the law governs the world, even if I, the Minghou, can't do whatever I want, even if it is the entire Minghou Mansion, I can't have no rules, isn't this good?" ”

"The lord wants to follow the example of the pre-Qin and rule the world?"

Hu Zhao's eyes narrowed slightly.

The controversy of a hundred schools of thought has passed, and now it is the sole respect for Confucianism, but the Qin Dynasty is based on Legalist thought as the policy of governing the country, the Legalists are harsh, the regulations are cruel, they sit together at every turn, they are beheaded in the waist, the corpses of the five horses are divided, and countless vicious tortures are innumerable, and they are not loved by Confucianism.

Confucianism, human affection is greater than legal principles, what is paid attention to is the danger of people, believing in the inherent goodness of human nature, and focusing on benevolence.

"In fact, many times, it can be seen that the lord does not like Confucianism, when the Ming Branch was formulated, it has already shown its clues, and now the re-formulation of the official government is even more biased towards the legal system!"

Hu Zhao didn't wait for Mu Jing to speak, so he said: "But I still want to persuade the lord, Qin II died, not an example, people are the foundation of the law, but all laws and regulations are implemented by people, absolutely not, put the cart before the horse!" ”

Mu Jing heard this, smiled, he understood Hu Zhao, this is a generation gap that belongs to the times, this generation gap is so long for 1,800 years, and the concept of governing the country is different, that is a sure thing.

He didn't refute.

He does not oppose Confucianism, and he agrees with Legalism, precisely because he has the history of the feudal era in his head, and knows more clearly the importance of indispensable.

"These things, put them aside!"

Mu Jingdao: "Mingfeng can't be replaced, independent operation needs to continue, but I can create a condition for you, Mingfeng's big shopkeeper, every three years, needs to be voted by Zhaoming Pavilion, and it must be passed by a large margin in order to succeed!" ”

It was his compromise.

"I've already decided on the loan, even if I sell the face of Minghou Mansion, I have to get the money back!" Mu Jing continued.

"Okay!"

Since it is irreparable, Hu Zhao will not do anything that makes Mu Jing angry, he always remembers that Mu Jing is the king, he is a minister, he is an assistant to Mu Jing in governance, many things are decided before he will stand on a different position to advise Mu Jing, but once Mu Jing decides, no matter whether it is right or wrong, he will carry it out to the end.

………………

The restructuring is ready to begin, Mu Jing is getting busier and busier, one by one the documents are sent to his case, and then one by one, in front of his case, it is always piled up, and the footsteps of Zhaoming Pavilion in and out are even more dense.

Tuk Tuk !!

With this special pace, Mu Jing didn't even have to think about it, he knew who it was.

He raised his head slightly and watched Tan Zong walk in with difficulty with crutches.

"The commander of the left division of the Jingping Division under the command of the Ming Marquis Mansion, Tan Zong ......"

"That's it!"

Mu Jing waved his hand and said, "I've said it many times, you don't have to do these false courtesies, take care of your legs, sit down!" ”

"Thank you, lord!"

Tan Zong smiled slightly, but his smile was very pale.

Compared to a few years ago, he has changed a lot, because in recent years, he has become more gloomy and more adaptable to the darkness, and many times he just sits in the official office of Jingping Division, staying at home, but he is in charge of the intelligence system of the Minghou Mansion with one hand.

Whether it's Zhao Xin.

Or the rising star Yue Shu.

In Keipeiji's system, he is the boss.

His merits have not been discounted because of his disability, how many things he has done over the years, outsiders naturally don't know, but Mu Jing knows.

After this cripplement, some people became a little frenzied.

Jing Wusi is superior to ordinary people to transmit intelligence channels, and he personally established it.

Jing Wusi has buried many shadows among the major princes over the years, and even Mu Jing is a little surprised.

"Don't hide in the house all day, go out and see the sun!" Mu Jing said: "Look at you, your skin is a little sickly white, have you gone to the doctor to check your body recently!" ”

"Thank you for your concern, your subordinates will take care of themselves, if you don't see your lord unify the world for a day, you will never dare to be easily taken away by Lord Yama!"

Tan Zong smiled, and his smile was a little bright.

Mu Jing sighed, how many years ago, this was also a young man in his prime.

"Come to me in person, a good thing or a bad thing?" Mu Jing asked.

"A good thing, a bad thing!"

Tan Zong said.

"Listen to the good things first!" Mu Jing stood up, stretched out his hands, and moved his muscles and bones.

"The good thing is that Shi Xie is willing to submit to our Minghou Mansion and will send his eldest son to Jiangzhou as a hostage!" Tan Zong said.

"So good?"

Mu Jing's eyes lit up, Shixie, it's not a mountain that is easy to capture, this person has territory and soldiers, plus those places in Jiaozhou, it's really a fight, no matter the result, Minghou Mansion will definitely suffer.

"Why?" Mu Jing asked.

He sent many people to try to convince Shixie, but in the end they all failed.

"It's because of that bad news!"

"The bad news is also from Jiaozhou!"

"Hmm!"

"Tell me about it!" Mujing Road.

"Zhang Jin is dead!"

"What?"

Mu Jing's eyes were slightly sideways.

The situation in Jiaozhou, the east and the west are divided, the east is Zhangjin, the west is Shixie, Shixie is centered on Jiaozhi, although there are some local families in Jiaozhou to support, but the territory is insufficient, the influence is not enough, but it is Zhangjin, occupying the general trend.

Zhang Jin died suddenly, which was very unexpected.

"How did you die?"

"Assassinated!"

"Zhang Jinke is a martial arts master, can he assassinate him?" Mu Jing said in a deep voice: "Who is it!" ”

"A man who can't be guessed!"

"Don't sell it, say!"

"Zhou Yu!"

"What?" Mu Jing was really surprised: "You said that Zhou Gongjin was a scholar who assassinated a warrior like Zhang Jin and a fierce general who fought on the battlefield?" ”

"Hmm!"

Tan Zong nodded, he didn't believe it at first, but in the end, he verified it many times and confirmed the news: "That's right, it was Zhou Yu who killed it himself, and it was killed in front of all Zhang Jin's generals!" ”

"I want to know the final result!"

Mu Jing accepted this fact with difficulty, thought about it abruptly, and asked directly.

"Zhou Yu has nothing to do, and Jiangdong has now accepted all the soldiers and horses under Zhang Jin's subordinates, taken the eastern part of Jiaozhou, and is even ready to make a move, to advance the western part of Jiaozhou and unify Jiaozhou!" Tan Zong said.