1868 Insight

Although the matter of Diao Minshu was hindered, this period was not completely fruitless, and the financial measures of the imperial court to strengthen the supervision of money banks in various places were approved by the cabinet.

The aggravation of Jiajing's condition relieved Xu Jie's pressure a lot, but it was impossible to really completely reject all of Lin Haoran's plans, so he chose a little related to strengthen the supervision and release of Qianzhuang.

The current financial reform did not generate much revenue from the finances, and only collected a deposit every year from the money banks that granted credit, so as to force the money banks to "operate legally", and the most important thing was to purify the financial atmosphere for the Ming Dynasty by cracking down on usurious money lenders.

It's just that this decree is more of a formality! After all, the local money banks are all rich and powerful officials with backgrounds, and even if these local money banks continue to lend at ultra-high interest rates, it will be difficult for the local county government to do anything to them.

In the current Ming Dynasty, whether or not a decree can be promulgated is a threshold, and whether this edict can be successfully implemented in the local area is a big problem.

However, for United Bank, this decree is sufficient.

With this decree, United Money Bank can take a bigger step, so as to occupy a larger financial market, and lay the foundation for the future low-interest financial era of the Ming Dynasty.

"The concubine plans to take this opportunity to fully roll out the branches in Liangguang, Jiangxi and Fujian with post roads as network lines, and at the same time enter the southeast market in a big way!" Hua Yingrong is also an ambitious person, and she is about to say her strategic intentions.

Over the years, almost all of Luzon's gold and trade profits have flowed into the United Money, which has always been very low-key, even with such incredible wealth.

In the southeast, there are only four branches of Ningbo United Bank, Hangzhou Bank, Suzhou Money Village and Yangzhou Bank, and even the gate of Nanjing City has not entered, and the southern boundary is almost not involved at the state and county level.

Now that she has finally waited for such a good opportunity, Hua Yingrong also wants to show her strength here, and spread the network of United Money Village bigger and deeper.

"No matter what the situation is, the construction of new outlets must strengthen cooperation with local forces, or use the financing platforms in Guangzhou and Yangzhou to issue stocks, and those who eat alone often will not have good results!" Lin Haoran reiterated seriously.

Hua Yingrong knew that this was a higher business wisdom, so she nodded lightly and said: "The concubine will pay attention to these, and if she really sets up a new outlet with a wholly-owned holding, she will also issue shares to the public first!" ”

"The interests of usury are too great, and the greater the development of the United Bank, the greater the resistance it will face in the future! It's also because my husband wants you to develop slower over the years, and it's the invisible force that we can't see! Lin Haoran said earnestly.

Outside, the night was completely dark, and the rain was lighter, only the wax table was still burning quietly.

Hua Yingrong had already seen the amazing profits of the Qian Village, and even his Hua family was involved in the Qian Zhuang business, so he nodded solemnly and said: "The concubine can understand the concerns of the princess!" After a pause, she asked seriously: "Xianggong, the concubine wants to open new outlets in all the important cities in Jiangnan in two years, but I don't know if it will be too urgent?" ”

In terms of the economic prosperity of the region, even ten southwestern regions are not comparable to one Jiangnan, and Jiangnan has the highest level of handicrafts, which is a great hotbed of capital.

The United Business Group has accumulated enough capital, and if it were not for political factors, the United Money Village would be fully capable of eating the entire Jiangnan in one fell swoop and becoming the first money village with outlets all over Jiangnan.

"Go ahead and do it! By the way, don't enter Nanjing City for the time being, don't go to Songjiang Mansion City, Huating County can open one! Lin Haoran hesitated for a moment, and then made a decision.

Although he has planned to uproot the invisible blood-sucking network of usury covering the people of the Ming Dynasty, many things cannot be achieved overnight, and some contradictions and conflicts must be actively avoided.

Now that Xu Jie is still in power, he is even more eyeing him, and if he prematurely reveals his ambition to build United Money Bank into a national low-interest bank, he will definitely be attacked by a crowd.

In his planning, United Money Bank will continue to grow and develop, and even become a trump card for him in the future, but the current development path is still to be low-key.

"Remember, concubine!" Hua Yingrong nodded and agreed.

When Lin Haoran left Hua Yingrong's room, the rain outside had stopped, and there was a coolness in the air, and a crescent moon hung quietly on the night sky.

When they arrived at the study, Sun Jixiang and Wang Zhideng had already been led here by Lin Jinyuan one step ahead, and the two of them were already drinking tea here.

Although nothing major has happened in the court recently, the three of them will often sit together and discuss some people and things. And today, Sun Jixiang and Wang Zhideng came over, mainly because of the two completely different rumors about Yan Song.

"This previously said that Yan Song took refuge in his protégé, and now it is said that Yan Song died in a broken temple, which one is the number?" Wang Zhideng frowned and said suspiciously.

Sun Jixiang didn't answer immediately, but looked at Lin Haoran and asked, "Dong Weng, what do you think?" ”

Lin Haoran took the tea cup sent by Lin Jinyuan, and then responded with a smile: "The news of Yan Song's protégé is first, and the news of Yan Song's death and broken temple is later." If Yan Song really took refuge in his protégé, then this news would not have caused such a sensation in the capital, and the fake news behind would not necessarily come to the capital, so Yan Song's death is true! ”

There are some things that can't stand up to scrutiny, not to mention that he already knows the answer, how can he not see through the mystery.

"Dong Weng, are you saying that someone learned of Yan Song's death, so he deliberately put out a fake news?" Wang Zhideng's brows furrowed slightly, looking enlightened.

Sun Jixiang took a sip of tea, and looked at Lin Haoran with a smile on his face, Lin Haoran splashed the tea lightly with the tea lid and said lightly: "If I guessed correctly, this news was released by Xu Jie!" ”

When Wang Zhideng heard Lin Haoran's judgment, he turned his head and looked at Sun Jixiang curiously.

Sun Jixiang is now in charge of intelligence work for Lin Haoran, and he looked at Lin Haoran with admiration and said: "Dong Weng's inference is not bad at all, there has been definite news from Jiangxi, Yan Song did die in the broken temple. As for the news that Yan Song took refuge in his protégé, it has been verified today, and it was indeed deliberately spread by Xu Jie! ”

"Why did Xu Jie do this? He...... Is it to hide Yan Song's death from the emperor? Wang Zhideng was puzzled at first, and then looked shocked.