Chapter 466, Year Chassis Point
Liu Jin's mansion in the capital, in Liu Jin's study, Zhu Houzhao came here early, eating and drinking is a daily routine, there is no way, Liu Jin, a foodie from later generations, will always try his best to make all kinds of delicacies after crossing over.
Zhu Houzhao wanted to kill the cooks in the palace many times, compared with the food in Liu Jin's mansion, the food in the palace was like pig food.
Under the restrictions of the household service system, the imperial doctors and kitchens in the palace are all inherited by the times, regardless of whether the technology is good or not, anyway, this iron rice bowl is passed down from generation to generation, and naturally the level of the cooks in this palace can be imagined.
"This bun really didn't say, it's delicious~"
Zhu Houzhao may as well praise while feasting, simple buns, there are actually a lot of exquisiteness in it, Liu Jin doesn't have too many other hobbies, but he has relatively high requirements for this food.
"Your Highness, eat slowly, no one will rob you~"
Liu Jin looked at Zhu Houzhao's appearance, and was really afraid that he would choke to death.
Where does he have a prince now, Liu Jin feels like a wild boy from the countryside, sitting or not sitting, eating or not, no one will think that he is the prince today.
"Lao Liu, you still know how to enjoy, the food in your house is really a must in the capital."
Zhu Houzhao had already eaten more than a dozen buns in a row, and in the end he couldn't eat them anymore, so he reluctantly put down the buns and said to Liu Jin.
"Then Your Highness, don't be in a hurry to leave, I just got a new kitchenware here, let's try a new food together."
Liu Jin smiled, and then looked at the snowflakes floating outside, what is the best thing to do in this winter?
Of course, it is the most suitable for eating hot pot, Liu Jin has long wanted to eat hot pot, so he also asked people to build a fire boiler, and he was ready to find a time to play the side stove and eat hot pot.
"New kitchenware? New cuisine? ”
"Okay, it looks like you're blessed today."
When Zhu Houzhao heard this, his little eyes immediately narrowed, and then he touched his round belly and said.
"Haha, I won't disappoint Your Highness~"
Liu Jin said very confidently.
Hot pot is the coolest thing to eat in the winter, and the charm is simply irresistible, and you will fall in love with it if you eat it once and keep it.
"Your Highness, the stewards are still waiting for us, shouldn't we go and listen to the annual report?"
Seeing that Zhu Houzhao was full of food and drink, it was time to do business.
Seeing that the Chinese New Year is coming soon, the time for this annual inventory has also arrived.
"Let's go~"
When Zhu Houzhao heard this, he hurriedly got up and walked to Liu Jin's study.
He also wants to know how rich he is now, there are too many industries with Liu Jin, every industry is a hen that lays eggs, how much money he has earned in a year, Zhu Houzhao also wants to know.
Soon, Liu Jin and Zhu Houzhao came to the study, and in the house, many stewards were already waiting, each holding the account book in their hands, waiting to report to Zhu Houzhao and Liu Jin on the year's income.
"I've seen His Royal Highness the Crown Prince~"
As soon as Zhu Houzhao arrived, many stewards immediately hurried to salute, although they were just a steward, not in the stream, and there was no way to compare with those noble scholars, but when these stewards learned that they were doing things for His Royal Highness the Prince, they were still very excited.
Every year during the Chinese New Year, it is also a great honor for them to report the income of the past year to His Royal Highness the Crown Prince, and to be able to meet the Crown Prince in person.
"Exempt~"
Zhu Houzhao waved his hand.
"Let's get started~"
Liu Jin didn't want to waste time, so he continued.
"Yes~"
Many stewards nodded hurriedly, and then looked at each other, and the first to stand up was He Run, the general manager of the First Bank of Daming.
The importance of the first bank of the Ming Dynasty is undoubted, and now the silver notes issued by the first bank of the Ming Dynasty have become the paper money of the Ming Dynasty, basically in disguise the right to issue this currency in their own hands.
Moreover, the importance of the bank will be known to any person in later generations.
Liu Jin also attaches great importance to Daming First Bank, invests a lot of energy, and also has high expectations, which is the most important one among many industries.
"Your Highness, Liu Gongzi~"
"Since its establishment at the beginning of the year, the first bank of Daming has opened 36 branches in major cities in Daming, Beijing and 13 provinces, absorbing a total of 350 million taels of silver and lending a total of 230 million taels of silver... A total of 100,000,000,000 silver dollars were issued, and 200,000,000 silver dollars were issued. ”
He Run's voice was very loud, and he reported the situation of Daming First Bank one by one.
"The annual operating income is 15 million taels of silver, and the annual loss is 3 million taels of silver~"
When he said this, He Run's voice lowered a lot.
That's right, Daming First Bank didn't make money in the first year, but lost money.
The establishment of branches, the issuance of silver bills, the payment of interest, and the minting of silver dollars in the early stage also led to the loss of 3 million taels of silver in the first year of the First Bank of Daming.
"I lost money~"
When Zhu Houzhao heard this, he immediately said with some surprise.
"Your Highness, the main reason for the loss is that we opened branches in various parts of Daming at the same time, and the issuance of silver bills and silver dollars is also a loss, and there are still relatively few people who come to our bank for loans, and there are a large number of deposits in the bank without a mortgage out, and we have lost a lot just by paying interest."
He Run thought about it and replied.
"Well, you have to make money next year, and you can't lose money every year."
Zhu Houzhao pursed his lips, thought about it and said.
"Yes~Your Highness~"
He Run nodded hurriedly.
"In fact, don't be in a hurry to make money, the key point is to let more people get used to using our silver tickets and silver dollars, and at the same time, let more people deposit and take loans in our bank, as for making money, there is no hurry."
Liu Jin on the side thought about it and admonished.
"Yes~"
He Run also hurriedly wrote it down silently, losing money, Zhu Houzhao and Liu Jin did not criticize too much, which made him secretly relieved, and the other stewards also seemed a lot more relaxed.
After He Run's report, Zhao Dahu, the manager of the Beijing Glass Factory, also stood up.
Zhao Dahu is Zhao Erhu's elder brother, and he is also a person from the same village as Liu Jinxiahetun, glass is simple and very simple, and people who understand it can easily make it, and there is no technical difficulty at all.
But if you don't know how to make it, it's hard to make it.
In order to firmly nest the hen that lays golden eggs in his own hands, Liu Jin also implemented the strictest management of the Jingcheng Glass Factory, and the people inside were all from Liu Jin's Xiahetun Village, which was managed by Zhao Dahu.
Until now, countless people have been looking at the profits of glass and trying their best to obtain the manufacturing method of glass, but because of Liu Jin's many strict measures, coupled with Zhao Dahu's carefulness, the manufacturing method of this glass has always been firmly in Liu Jin's hands.
It's so profitable that Liu Jin is really reluctant to let it out.
A glass plated with a little tin silver becomes a mirror, although the price of a mirror has been reduced a lot, but now it is still rich people can afford to buy, often dozens of hundreds of taels of silver, it is still the most popular thing in the Ming high society.
The glass lamps made of glass, which is also the most popular thing, is also very expensive, all kinds of glass products, now not only in the Ming Dynasty among the upper class, but also spread to North Korea and the country, in Korea and the country of Japan is also popular.
Every time a merchant ship goes to Korea and the Japanese country, it must bring a large number of glass products, and some things that are not worth anything at all can be exchanged for silver for nothing, and there is nothing to buy ** This is more profitable.
"Your Highness, Liu Gongzi~"
"Our Jingcheng Glass Factory achieved an annual operating income of 30 million taels of silver and a net profit of 27 million taels~"
Zhao Dahu is also a good looker now, he was illiterate before, but now he is a steward, and he is also studying hard, not only can he read and hyphenation, but he can also calculate some numbers.
"Tear~"
Hearing Zhao Dahu's words, Liu Jin could obviously hear a trace of exclamation.
What everyone was amazed at was not the turnover of the Jingcheng Glass Factory, but at its profits, which were too high, with a net profit of up to 27 million taels of silver, such a terrifying profit margin was unbelievable.
But that's the beauty of glass!
Engage in monopoly of the unique business, coupled with some speculation at the beginning of Liu Jin, glass in the eyes of the people of the Ming Dynasty is a high-end atmosphere on the grade of things, all kinds of glass products are sold very expensive, but also very popular, best-selling Ming Dynasty and North Korea, the country.
"Not bad~ Not bad~ Good job."
After Zhu Houzhao listened, his small eyes narrowed, and he nodded with satisfaction, a glass factory can earn nearly 30 million taels of silver, such a huge number.
In the past, I couldn't think of it, you must know that in the past, the tax silver of the Ming Dynasty treasury was only less than three million taels of silver a year, and the internal money that Emperor Hongzhi had worked hard for nearly ten years was only more than one million silver.
From here, you can know how profitable this glass factory is, the hen that really lays golden eggs, which is why Liu Jin is always reluctant to make it public.
"It's really good~"
"Next year, we will strive to open up more markets, and it is best to be able to sell overseas, needless to say, the country and North Korea, and open the Nanyang route next year, and strive to let the people here in the Nanyang also use our glass products."
Liu Jin also smiled and nodded, the glass factory makes money, but Liu Jin also knows that the market in Daming glass is almost there, and if you want to make money, you still have to open up overseas markets.