Li Tong was slightly stunned when he heard this, so he simply sat down, looked at Yang Li and said with a smile: "Yang Niangzi is running far away and supporting the family business alone, and it is very hard to think about it, right?" ”

Yang Ligong stood in front of the table, and after hearing the words, a trace of sadness flashed on her face, and she sighed: "There are all kinds of karma, and there is no need to suffer or not suffer." Although the concubine was born in the Shangjia court, she had the care and teaching of her parents when she was young, and she was lucky to become an adult, but her relatives did not wait for her. The hometown is different, and it is naturally far less suitable than the home, but the old and young of the family and the old and good of the hometown have to live on this. ”

Speaking of this, she smiled again: "When it comes to the hard work details, I really can't finish it in a few days and nights." But after gaining the prestige of the king of the pamper, there are already many less troubles of human affection. For example, in recent days, the township goods have been scattered in the north, and in previous years, the money was indispensable, and the reciprocal discussion could not be empty-handed. But after all the families in Xijing knew that I was under the king's door, they all took the initiative to settle the settlement and no longer put pressure on ......."

"Sit down and talk."

Li Tong raised his hand and pointed to the side seat, and instructed the servants to prepare tea.

Yang Li sat down according to her words, felt the king's attention, her pretty face flushed slightly, and after a slight pause, she continued: "These business matters are trivial, and if you talk too much, I am afraid that it will pollute the king's hearing and audio, and interfere with the fun. ”

"Where are the words, as Yang Niangzi said, people have all kinds of industries, and each has its own hardships. If you live seriously, who is not diligent and hardworking? There is nothing that cannot be said or heard. is fun and avoids things, and only pushes the hard work that should be regarded as oneself to others, idleness oneself, dragging others down, or a little self-satisfaction, and it is not worth boasting about. ”

Saying that, Li Tong raised his hand and pointed at Yang Li and said with a smile: "No matter what kind of homework, Yang Niangzi, you can lead everyone's livelihood in one body, and you can also do a good job, you can be described as a hero among women, there is no need to be humble or ashamed." ”

Li Tong took the initiative to provoke this topic, of course, not just for the sake of business blowing, after a slight pause, he said: "I often hear people say that Shu is difficult, I also made it when I was young, the strange peaks and steep cliffs, what I saw and felt was terrifying. It's not easy to walk with bare hands, but it's even more difficult for commercial banks to freight, right? ”

Yang Li was still secretly pleased with the king's praise for her, and after hearing this, her expression couldn't help but change, and sighed: "That's true, Shu shop goods, things are not precious, but if you can get something, it's really a hard job." The road is rugged and difficult to travel, the fall of people and horses is just ordinary, and there are also difficulties of mountain bandits and mountain tyrants, so the Han family is so young and long, and there are several people who are folded on the road of Qinling alone. ”

"But it is precisely because of this that it is just common for all the people and goods who can get out of Shu to sell ten times the profit. It can not be said that he is greedy for profit and forgets his life, and he can not do what he can, with such courage and luck, if he can't enjoy wealth and wealth, the world is really unreasonable. ”

Li Tong's former clothing society opened up a business road, and he also knew a lot about the huge profits in it. Bustling, for the sake of profit, ordinary small businessmen have no ability to do this alone, even if they are lucky enough to succeed, they are really exchanging their lives for money. The Qinling Mountains are thousands of miles long, and there are countless blood and tears among them.

Speaking of this, he picked up Yang Li's preliminarily sorted out Wu Youyi's family wealth account book, looked through it and said: "Raising children to prevent old age, accumulating grain to prepare for disasters, and hoarding are also common feelings, and if you are prepared, you will not be in trouble." But everything should also have a measure, all things are born and have their own fixed number, which is to benefit the living people under the whole world, but if it is just for the sake of hoarding selfish desires, so many goods are hoarded in idle houses, empty and material resources, making people sick, so greedy, it is really disgusting to people and gods! ”

Hearing the king say this, Yang Li's face was a little unnatural, hoarding Juqi is a compulsory course for them to get started, and only by doing so can the profits be magnified.

Li Tong felt it for a while, but he also understood that the phenomenon of hoarding is really difficult to eliminate, tracing back to ancient times, people probably know how to hoard surplus ingredients before their hair has faded, which is already an instinct deep in genes.

Influencing supply and demand through hoarding is also one of the basic operations of commerce, not to mention the ancient times when productivity was low and materials were scarce, even in later generations when the material level was already extremely high, there was still a lot of room for maneuver.

However, hoarding to the level of Wu Youyi is really tiring and tiring, and it is troublesome to count, and it is also tiring to remember.

"Yang Niangzi persuaded me to stay away from King Jian'an, and I was really moved. But it is really heart-wrenching to see so many goods hoarded and idle, and I don't know how many people can benefit from these goods that can be put into circulation. ”

Li Tong closed the account book and raised his eyes to look at Yang Li: "I wonder if Mrs. Yang has heard of flying money?" ”

"Flying money?"

When Yang Li heard this term, she couldn't help but show a puzzled look. Of course she hadn't heard of it, this was a financial derivative product that only appeared in the Tang Dynasty.

The so-called flying money, similar to the bill of exchange of later generations, was deposited and withdrawn in other places. The reason why Li Tong is obsessed with Wu Youyi's family wealth is that he plans to use these goods to open a bank and carry out flying money business.

The first reason for the production of flying money is that there is a money shortage that has always plagued the Tang Dynasty, especially after the Anshi Rebellion, the imperial court lost the ability to control the locality, and the feudal towns in various places restricted the export of copper goods, which made the already serious money shortage even worse. Without money, the transaction is extremely inconvenient, not to mention the people's livelihood, and it also makes it impossible to carry out various administrative affairs of the imperial court.

The second is that in order to solve the risk and inconvenience of merchants transporting money and silk, the money and silk will be stored in the state of the capital, and after returning to the state, it will be collected by ticket, which is naturally needless to say.

Li Tong simply explained the concept of flying money to Yang Li, and after Yang Li listened, her eyes were already full of brilliance, and she couldn't help but praise the case: "If you can use flying money, I don't know how much you can reduce the loss fee and risk, such a convenient method is really very feasible!" ”

Needless to say, the convenience of flying money is also a problem, but the accumulation of credit in the initial stage is also a problem. Historically, in the Tang Dynasty, the state Jinju Yuan first carried out this business, and then the imperial court also followed up and endorsed it, and after exploring this model, private capital then poured in to obtain the market with a lower service fee.

Although Li Tong is the king of the sect, it is still not good to operate this matter through this layer of identity, not to mention that the current court situation is turbulent and uncertain, I am afraid that it is the empress Wu Zetian, and her personal appeal alone is not enough to form credit, and she may die of old age one day.

Therefore, if you want to attract customers at the initial stage, it is essential to have strong capital in hand. And Wu Youyi's trust of wealth just solved this urgent need.

As for the target customers, it is also obvious, that is, the Shu businessmen who are both rich and suffer from the road. If we can open up this line first, and then gradually develop the market in other places in the future, we will naturally get twice the result with half the effort.

Moreover, this kind of bill of exchange acceptance business can also complement each other with the development of the old clothing society, basically where the old clothing society branch is opened, where it can undertake related business.

After listening to the king's description of the idea, the more Yang Li thought about it, the more her eyebrows fluttered, and she couldn't help but sigh: "Shu Dao is hard to say, the reason why the concubine is indiscriminately throwing money in Xijing is also because it is difficult to return these wealth, in addition to the necessary maintenance of the township industry, the rest are used in Xijing in exchange for a personnel harmony." Everyone in the world knows that Shu merchants boast of wealth, but they don't think deeply that this wealth is also helpless. ”

Hearing Yang Li's emotion, Li Tong was also in a complicated mood for a while, he was poor and rich and had not adjusted his mentality, and then heard that Yang Li could only squander it because of too much money and poor transportation, I really didn't know how to evaluate it.

"Since it is a flying money acceptance, there is naturally one and the other, I don't know if Yang Niangzi is willing to do this?"

Li Tong asked with a smile again, he needed to find a partner in Shuzhong, the Yang family's financial resources, he already knew something. The relationship between each other has also become more intimate because of Yang Xianzong, and it is indeed an ideal partner to work with.

After Yang Li heard this, she nodded again and again: "Yes, of course I do!" The Han family is also shallow and thin in Shuzhong Township, and there are not a few who know the old home. Regardless of the amount of profit for the time being, if it can facilitate the villagers and relieve the pain of transportation, they are really happy. Not to mention, this is a good and righteous act of the king and the king! ”

Hearing Yang Li's promise, Li Tong nodded with satisfaction, and said: "I don't know what kind of goods are still treasured in Shu and can attract people to hook up. There is also a lady of Lao Yang to carefully retrieve these goods, and arrange for someone to arrive in Shuzhong later. ”

After Yang Li heard this, she nodded seriously, and no longer mentioned the matter of refusing Wu Youyi's trust and spending money to support the king by herself. It is true that her family is wealthy, but there are many wealthy businessmen in Shuzhong, and no matter how confident she is, she dare not say that she can operate this matter with only one family's financial resources.

The reason why Li Tong said this is also because the current currency is money and silk, but in many places there are still more popular hard currencies that can be used as currency transactions, such as gold and silver and other precious metals in Lingnan. In the north, gold and silver were often used only as craft materials and ornaments, and the imperial court itself did not recognize its monetary attributes.

In fact, the introduction of precious metals into the monetary system has many benefits, especially to greatly alleviate the problem of money shortage.

However, the source of precious metals controlled by the imperial court is not stable, and the second is that the law of copper as currency has been around for a long time, and it is rashly changed, which not only involves the modification of laws and measures, but also affects people's livelihood.

Li Tong planned to wait for him to be in charge of the house and make some currency adjustments, and by the way, send some monks as envoys to the Wa Kingdom to search. But this is all an afterthought, and now it is to engage in the business of flying money acceptance to benefit others and ourselves.

If this thing can be done, the amount of profit from the goods is secondary, and if you can take the opportunity to integrate the group of Shu merchants to a certain extent, then the benefits that can be harvested will be too great.