Chapter 405 Ma Teng defrauded and handed over River City

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Unexpectedly, after receiving the "National Loan Plan" from the Prime Minister's Office, before Liu Fenqiang began to help fool, Xu You, as the president of the People's Bank, took the lead in proposing to reduce the loan interest, because this business is so big that even if one out of a hundred, the profit will be so much that it is difficult to calculate for a while.

Then, Xu You also took the opportunity to put forward a suggestion to the Prime Minister's government, saying that the Ziqian family is highly profitable, often making debtors miserable, and making it even more difficult, which is really harmful, and suggests that the state formulate a decree to completely prohibit private lending, and once it is found that someone is privately lending money for profit, he will be immediately convicted of raiding his house.

One of the main businesses of the People's Bank is the small small loans for the people, because the world is gradually stabilizing, the private lenders have also risen, compared with the strength of the bank, they can only be regarded as small loans. Therefore, this seemingly reasonable suggestion is actually Xu You's desire to eliminate all potential opponents by the hand of the law, and the so-called suggestion can also be seen as negotiating terms with the prime minister.

However, the Legislative Department is under the jurisdiction of the Imperial Government, and the Prime Minister's Office cannot be the master of this matter, so he has to write to Liu Hanshao again to see if he can accept the conditions put forward by You.

It is impossible to completely ban private lending, and it is even more impossible to make the law a tool for some people to attack others, but Liu Hanshao did not let the Prime Minister refuse Xu You, but asked the Prime Minister to go and discuss with Xu You, based on the bank interest rate, the private lending interest rate is more than double the bank interest rate, and the law will not recognize or support it.

Xu was taught the lesson of borrowing a thousand gold from the Wuyan clan, and later the Han Dynasty had a law that the interest was not allowed to be higher than two percent of the principal, and now Liu Hanshao's proposal can only be regarded as adding an additional precondition to the original law.

How harmful is usury, Liu Hanshao also knows how big a scumbag is, once he is trapped, he can often make people sell their children and daughters, and the family will be ruined, so there is no need for Xu Yu's advice, Liu Hanshao will definitely spare no effort to hit the Ziqian family.

However, Xu You did not make suggestions for the sake of advice, from the beginning he did not think that such a "condition" could be approved, and he asked for a price and paid the money on the ground. This move is not just to brush up on the sense of existence, first of all, it highlights the legal status of the bank, and secondly, it also shows Xu You's personal ability and demeanor, after all, after passing this incident, everyone knows that the first person in the Han Kingdom who dares to talk to the country about the conditions is Xu You Xu Ziyuan. The People's Bank is not the largest in its peers, but Xu You has become a leader in the industry and a leader in the industry.

Cui Yan of Jiangshan Bank was the chief bookkeeper for Liu Hanshao, and Zhen Yan of the National Bank was originally elected by those people in the Prime Minister's Mansion, so there would be no problem at all. At this point, the four major banks also officially participated in the "loan land purchase plan", and a large amount of money was spent through the prime minister's government, and then either flowed to the market, or returned to the bank, or flowed into the pockets of the people.

Starting from the promulgation of the decree by the central court center, and then to the implementation of the local level layer by layer, it is like throwing a stone into the lake, causing countless ripples, and the first ripple is destined to calm down first. However, those who can now make up their minds to sell land are those in the upper echelons of society who are famous families and eunuchs. They either have official positions and promising careers, or they have already shared the cake and changed careers to become local tyrants, so they can finally choose to unswervingly support Liu Hanshao and support the imperial court decrees.

However, there are still many rich and powerful people, and they themselves do not have much social status, so their careers are hopeless, and of course, they are even less qualified to share the cake, so they can only try to make more money, and show themselves in front of their neighbors. Due to the limitation of vision, I have been a turtle for a long time, and I usually don't have the courage to change careers and become a local tyrant. Therefore, when the ripples of the "fifth-order tax law" rippled to the level of these rich and powerful, they were most strongly opposed. There have been accidents in various places, and some have even defended themselves according to the village and the courtyard fort, and confronted the tax officials.

Pingyuan Gongsun Ji, who should be the grandson of Gongsun Zan according to his seniority, organized private soldiers and servants on the grounds that Pingyuan was under the jurisdiction of Qingzhou, drove away the tax officials who went to collect taxes and the chengguan who cooperated with law enforcement, and threatened that his ancestor was a Xianzhou pastor and would send a large army across the sea to punish these "corrupt officials and corrupt officials" who collected taxes indiscriminately. Then it was the local government official who reported upward, Liu Daishang asked Wen Ping for help, and sent the Gao Lan division stationed in the southeast of Jizhou to directly send troops to attack Gongsun Ji's manor.

Then, there was no then for Gongsun Ji.

Seeing this, Gongsun Fang of Bohai happily paid the tax, and then immediately set off for Luoyang. This Gongsun Fang should be Gongsun Zhan's younger brother according to his generation, but he still has a layer of identity, he is a disciple of Zheng Xuan and a fellow disciple of Cui Yan.

When he arrived in Luoyang, Gongsun Fang found a familiar old man and inquired, and then he knew how determined the court was from His Majesty to the Minister, and how determined the court was about the "five-level tax law".

Then Gongsun asked with a sad face: "If we sell all the acres of land to the state, will we have to sit and eat nothing?" ”

Xi said sarcastically: "In the early years, when you followed your teacher, you didn't know how to work hard, you only knew how to make friends with powerful people and accumulate fame, but now you can't even see through the general trend of the world. ”

Gongsun Fang didn't say anything, but he thought in his heart, you guy is jealous that I am richer than you, better than you, and more handsome than you.

Cui Yan was more benevolent in the end, and persuaded him: "Senior brother, Your Majesty has said a long time ago that the fields should be distributed to the hands of the farmers, and said that it is better to be a local tyrant than a turtle." If you sell your land to the state and take a lot of money, won't you invest in other industries? Even if you can't, you can deposit it in our bank and eat interest. ”

Gongsun Fang said in his heart, the interest rate given by your bank is also low, so it is better for me to use it to lend for profit. Then I think about it, it seems that if I lend now, the interest cannot be too high, and there is also a risk of loan evasion, so it is not easy to do it. So he humbly asked: "Brother please, I don't know what kind of business to invest in now, which can be more secure and support my family?" ”

Cui Yan asked rhetorically: "At the moment, what is the most concerned thing for the imperial court in Bohai?" ”

Gongsun Zhan woke up like a dream and said in surprise: "Senior brother is ...... Shipbuilding? ”

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Guangxi for three years.

In the snow, the people of Luoyang City ushered in a most festive New Year, there were no disasters, epidemics, and the pace of war was going farther and farther, and it seemed that a prosperous era was coming.

However, there are people who ignore the wind and snow, run around day and night, travel thousands of miles all the way, and hurried to Luoyang. This person is the second son of the new New State Mu Ma Teng, Ma Xiu.

Ma Teng exited the pass and did not march to the southwest, but waved his army to the northwest, and first reached the former Yihe Commandery's Department, Yiwu. Then continue to go west, and then arrive at Liuzhong, Gaochang, here is the former garrison headquarters. Although the customs and customs of Yiwu and Gaochang have been very different from those of the Central Plains, the Han Dynasty has been set up here for a long time, and the two places are important stations in the northern province of the Western Regions and the Central Plains, so the people are accustomed to the arrival of the Han army and have little resistance.

As we all know, there are so-called thirty-six countries in the Western Regions, but this is only the news that Zhang Qian brought back after his mission to the Western Regions...... For example, rest in peace, Otsuki clan......

The big countries in the Western Regions don't talk about it, let's just say that these so-called small countries have always been between the Han and the Xiongnu, or like basketball, or like football, either being fought over or kicked around, so they are also used to the "mellow life".

The most bizarre example is that after Wang Mang usurped the throne, he wanted to play with their princes, which caused the countries in the Western Regions to be resentful, rebelled against the Central Plains, and mixed with the Xiongnu. However, the Xiongnu did not treat them as their brothers, and all kinds of harsh taxes and miscellaneous taxes were very oppressive. Later, Emperor Guangwu restored the Han family, and these buddies wanted to change the boss again, so they "sent the babies into the court", crying and shouting for attachment, but Emperor Guangwu didn't have the heart to lead them to play together because he had just pacified the world, so he didn't agree, and kicked their babies back one by one.

What to do when you don't have a boss?

It doesn't stop!

Small countries attack each other, if you can pull out a security team, I can pull out a militia company, and it's like a joke to fight around.

In the past, Emperor Wu of the Han Dynasty sent General Zhao Ponu and Zhonglang to lead Wang Hui to lead his troops to defeat Gushi, and changed the name of his country to "Cheshi", and divided it into the front of the car division and the rear of the car division. This is the gateway for the Xiongnu to enter the Western Regions, and it is also the northern road leading to the Han Dynasty in the Western Regions, which belongs to the place where soldiers must fight.

It is in this context, because of the wrestling between the Han and the Xiongnu, whenever the countries of the Western Regions defect to the Xiongnu, the Cheshi is the vanguard of the Xiongnu attacking the Han from the Western Regions, and whenever the countries of the Western Regions take refuge in the Han, the Cheshi is also the bridgehead of the Han in the Western Regions.

After Ma Teng arrived in Gaochang, he sent an envoy to the front of the Cheshi, claiming that the Han Xinzhou Mu led the army to the Western Regions Protectorate, and that he wanted to pass through here, telling them that there was no need to panic, and that they could prepare some wine, food, food and grass to work the army.

Because the front of the division is in Shannan, it is closer to the big Han, so there are more times when you follow the big man. The princes and ministers in front of the chariot division thought to themselves that since the Han was going to come here to restore the system, we would have to follow the Han in the future, and we would never dare to offend, so they warmly invited Yan Jun, who was sent by Ma Teng to act as an envoy, so they warmly invited Yan Jun, who was sent by Ma Teng to act as an envoy.

Who would have thought that Yan Jun drew his sword at the banquet and hijacked the princes and ministers of the former car division with a group of entourage, and then Ma Teng personally led the army to arrive, and entered the capital of the former car division and Jiaohe City with lightning speed.

Jiaohe City was originally built on an island-shaped platform, where the river diverges and passes around the city, and the platform is surrounded by towering cliffs. Originally, this should be an excellent place that is easy to defend and difficult to attack, but I didn't expect that the Han people, who have always kept their promises, would cheat and be taken down so easily, so what else could the princes and ministers in the front of the chariot division say?

Then, Ma Teng sent Yunnan Gui to continue to use troops to the northwest, and at the same time, another line of soldiers and horsemen led by Ma Chao went out of Yiwu, and the two sides attacked from both sides, sweeping the rear of the Che Division and the Shanbei countries, until they reached the border of Wusun State.