Chapter 225: Prevention is better than prevention

Lin Ziran signed a loan agreement with Nanzhou Bank in his personal name, and borrowed 500,000 Hengyuan from Nanzhou Bank with 20% of the shares of Tsingshan Petroleum Company in Lin Ziran's name as collateral.

According to the agreement between the two parties, 200,000 Hengyuan of the 500,000 Hengyuan will be paid directly to Lin Ziran in cash, and 100,000 yuan in cash will be paid in one month after the agreement is signed, and 100,000 yuan in cash will be paid in the second month.

The remaining 300,000 Hengyuan will be delivered within half a year in the form of various weapons and military supplies, of which the first batch of ordnance materials will be delivered within one month, and the remaining half a year.

After the agreement was signed, Lin Ziran began to repay the principal and interest every month, and the repayment was completed within 12 months.

According to this agreement, the interest on the surface is not too high, but considering that only 200,000 cash is delivered, and 300,000 yuan is delivered in materials, they can earn a lot of profits from these materials.

At the same time, 200,000 cash and 100,000 will be delivered in a month.

Considering that he began to repay the attack every month, this means that Lin Ziran just got 100,000 cash this month, and he has to repay the principal and interest of the first month to Nanzhou Bank by tens of thousands!

In the end, Ding Quankun, who was in charge of finance, calculated the method of repaying the principal and interest at the end of one year, and the annual interest reached 35 percent.

This is not counting the ordnance profits, if these profits are also included, the net profit of Nanzhou Bank is estimated to be directly doubled on this loan.

"These vampires!" Lin Ziran was still a little puzzled before, why did the Nanzhou Bank have to obstruct the unification of Nanhai Prefecture, but now that he saw their profits, Lin Ziran didn't wonder at all.

It's business here, it's all about grabbing money.

If he were the management of Nanzhou Bank, he would probably have gone to great lengths to maintain this kind of business.

However, the interest rate is a little higher, and now Lin Ziran is very short of money, and it is very expensive to raise an army of tens of thousands, and it is even more expensive to fight a war.

If it is only based on the tax revenue of Lianguan County, it will be difficult to sustain it.

Only with the addition of Tsingshan Petroleum's profits can it be maintained, but although Tsingshan Petroleum's profits are high, they cannot be used entirely for the military.

Lin Ziran needed to mobilize the company's profits to purchase a large amount of machinery and equipment to prepare for the construction of the arsenal.

The cost of building an arsenal is bound to be huge, because it requires the purchase of a large number of machinery and equipment, and these machinery and equipment are all the top machinery and equipment of our time, and they are very expensive.

Today's Qingshan Machinery Factory only has the ability to modify firearms, and mass-produce gunpowder, solid shells and some grenades of very poor quality, but Lin Ziran has already smashed more than 100,000 into it.

This 100,000 yuan does not include the cost of subsequent production and procurement of raw materials, and is purely a fixed investment such as purchasing equipment, building plants, and training workers.

Shove into so much money Qingshan Machinery Factory, in fact, the technical ability it should have is almost the same, and it has also dug up a lot of senior technical personnel, and there are also a lot of advanced machinery and equipment.

If it was just to make a series of ordnance products such as Mini rifles, new bronze smoothbore field guns, fire caps, grenades, gunpowder, etc., but they didn't make requirements in terms of output, in fact, they could do it now, and those technicians and craftsmen could make these things by hand.

However, relying on a few high-level technicians to produce by hand in a very small amount is a completely different concept from industrial mass production.

According to the estimation table made by Aoyama Machinery Factory.

It is estimated that the machinery and equipment required for the production line of 50 Mini rifles per day, 100 bronze smoothbore guns or iron cast smoothbore guns (9 catties and below) per year, and the matching gunpowder and shell production line will cost 800,000 Heng Yuan.

The reason why so much money is spent is because more than 3,000 sets of various types of machinery and equipment need to be added and purchased.

800,000 is just the purchase of machinery and equipment!

In order to house these machines and set up production lines, they also needed a very large factory.

The plant will be more than five times the size of the current refinery.

According to the current market situation, the construction of these plants, even the most economical price, the purchase of building materials and the labor cost of hiring, at least 200,000 Heng Yuan.

In addition, at least 3,000 skilled workers, at least 100 intermediate engineers, and more than 10 senior engineers in various fields are needed.

Ordinary skilled workers can be trained on their own, but those engineers are even harder to find, and even if they can be found, the price of hiring them is extremely expensive.

In the end, Ding Quankun gave Lin Ziran a budget sheet, and if he wanted to build this arsenal, the initial investment would be at least 1.5 million Hengyuan.

Seeing this number, Lin Ziran did not hesitate at all.

It's a lot of money, but it's something that has to be spent!

And this money is not said to be taken out all at once, there will always be a time buffer, and if you pay in batches, you can grit your teeth and hold on.

After all, I think the troops under Lin Ziran have stopped large-scale expansion, and the main expenses are maintenance and training costs, at most plus the one-time cost of reserve ammunition, and there are no large expenses in the future.

Now the supplementary brigade under Lin Ziran has nine infantry battalions, three artillery battalions, two baggage battalions, and three cavalry companies, but due to many reasons such as limited funds and the depletion of surrounding soldiers, it is difficult to expand in a short period of time.

In the coming months, there will be continued recruitment, but mainly with full existing formations, rather than new ones.

Therefore, the cost of the troops has gradually stabilized, counting the follow-up continuous recruitment of personnel to fill the staff, the average monthly down is about 150,000 Hengyuan, provided that no war breaks out.

Lin Ziran can take out these 150,000!

Although Tsingshan Petroleum Company has never announced it to the public, Tsingshan Petroleum Company will secretly reveal some clues for people to speculate, such as Zhou Li, who estimated that Tsingshan Petroleum Company's monthly profit is about 150,000 yuan.

But in fact, Tsingshan Petroleum's monthly net profit has long exceeded 300,000, and this figure is still growing.

With the huge profits of Tsingshan Petroleum Company and the tax supplement of Lianguan County, Lin Ziran was able to maintain this situation in a short period of time.

Of course, it's still the same sentence, only in the case of not fighting!

Once a war starts, it will cost money like water, and no amount of money will be enough.

Lin Ziran said to Ding Quankun: "You pay attention to controlling the rhythm, the maintenance funds of the army are given priority, and the rest is invested in the construction of the arsenal as much as possible!" ”

Ding Quankun nodded and said: "The little one understands, I will let out the rumors when I turn around, and say that we are investing in oil field exploration and building oil refineries, and we are doing it in the name of building oil refineries!" ”

Lin Ziran said: "You do things, I don't worry, go!" ”

After Ding Quankun went, Lin Ziran beckoned and called Luo Mazi in: "Arrange manpower to monitor all the middle and senior managers of Tsingshan Petroleum Company, especially those in charge of purchasing machinery and equipment in the trading branch, in addition, if necessary, you can prevent problems before they occur and avoid any mistakes." ”

Luo Mazi hesitated slightly: "Everyone? ”

Lin Ziran looked up at him after hearing this, but didn't speak!

Luo Mazi nodded suddenly: "The little one understands!" ”

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