From the beginning of the imitation of the Mojia Qian Zhuang annual interest rate of one penny, until the annual interest rate of three coins, it has recently been increased to three coins and five cents, that is, one hundred taels of silver for one year, and the sum of principal and interest is one hundred and thirty-five taels.

When Mojia Qian Zhuang was first opened, it was indeed in order to attract depositors, and the annual interest rate of one penny was offered, but after it was stabilized, it had already reached five cents (five percent) of the annual interest.

Coupled with the lack of financial knowledge in society at that time, no one thought of attacking opponents in such a way.

Therefore, he survived this period of risk unharmed and stood firm.

After that, the Jiangnan Chamber of Commerce under the jurisdiction of the money village, which is based on the north and south merchants Rao Tong exchange and foreign exchange, basically not involved in the people's savings, so the interest is set very low, the annual interest is only four points, that is, the Jiangnan Chamber of Commerce basically serves the north and south businessmen, doing large business.

But the household money bank is different, it is set up to make up for the deficit of the imperial court and increase the income of the account.

The extremely low principal, crazy savings, and high interest rates on the edge are actually drinking doves to quench thirst.

But Zhu Cihong didn't understand, he only knew that the money was easy to come by, but he didn't know that the money was hot.

It is hard to imagine that in less than two years, the principal of the household bank is 1.8 million taels, but the savings are as high as more than 38 million taels, of course, this is not the most important, the important thing is that the money embezzled by Zhu Cihong's nod is as high as 20 million taels.

Of course, Zhu Cihong did not use one tael of these silver on his own luxury, and most of it was used for military expenses, including the 1.8 million taels for today's reward for the defenders.

The deficit of 20 million taels is definitely not a number, so let's say, the annual tax of the six governments under the jurisdiction of the Great General's Mansion is only about 6 million taels, including commercial taxes and high import tariffs at the port, while the taxes of the seven imperial courts are less than 4 million taels a year.

Countless people in the capital were attracted by high interest rates, and they all put their surplus money at home, or even borrowed money from others, and deposited them in the household money bank, wanting to obtain high interest income.

Therefore, when listening to their hard-earned money being wasted, especially those people who have borrowed other people's money to save money, the despair in their hearts is unimaginable.

A spark can start a prairie fire.

I just didn't know who it was, and I didn't know which direction it was, when he shouted out a sentence of "I owe money to pay back, through the righteousness of the land", public opinion was instantly stimulated, and the entire Ying Mansion was in an uproar, and countless people flocked to the imperial city from the southeast and northwest to seek justice from the imperial court.

At this time, if Zhu Cihong and Huang Daozhou are in the palace, they may be able to appease the people, at least buy some time to solve the matter.

It's a pity that Zhu Cihong and Huang Daozhou went to reward the defenders and were not in Gong Zheng

Take a step back, if Qian Qianyi, the head of the household department, comes out to explain and clarify to the people at this time, maybe things will also take a turn for the better, after all, the people also know that Yingfu is being besieged by the enemy at this time.

At least the people are trying their best to support the imperial court in fighting foreign humiliation.

At this time, someone in power comes out to make a promise, and the people can understand it, at least it will not intensify the contradictions.

It's a pity, it's a pity that in the head of the Qian Zhuang to report to the household department, Lang Zhong reported to the left and right waiters, and the left and right waiters searched for Shangshu Qian Qian, and this civil unrest is destined to get bigger and bigger.

Adding fuel to the fire was that the forbidden army, General Hongwumen (Liupinjun), issued an order to suppress it in the face of the surging crowd approaching.

When crossbow arrows pierced the chests of the people, civil unrest inexorably turned into riots.

Most of the forbidden army was transferred to participate in the defense of the city, and the number of troops was insufficient.

In the face of tens of thousands of chaotic people, they could only shrink and retreat to Miyagi.

The entire imperial city was flooded by the people, and it was in shambles.

More than a thousand forbidden troops could only turn to the eldest princess Zhu Yujiao for help.

When the eldest princess Zhu Yujiao learned of the situation, she quickly ordered to stick to the palace city, and if anyone approached, there would be no forgiveness!

After shooting nearly 100 people, the people began to retreat.

But this retreat led to an even bigger riot outside the Imperial City.

For a time, there was a riot in Yingfu.

Shops were smashed and looted, houses were burned, and countless people didn't even know what they were going to do, just followed the crowd around.

The situation is out of control.

……。

Fortunately, Huang Daozhou was experienced in dealing with such chaos, and he had seen even greater turmoil in Fujian when he was an assistant to the head of the Longwu Dynasty.

Seeing that something was wrong, Huang Daozhou immediately asked the forbidden army to drag Zhu Cihong back to the middle of the court, and then ordered the rear team to return to the original road for the front team.

After all, the rebels were still afraid of the army, and they did not dare to continue to rush forward, but only followed them at intervals.

On the imperial chariot, Huang Daozhou said to Zhu Cihong: "Your Majesty, the situation is critical, if the chaotic people flock to the five city gates, the defenders will be chaotic, and then everything will be closed!" The minister thought that at this time, he should give an order to transfer back the forbidden army of the five city gates, set up checkpoints on various roads, and prevent the rebels from flocking to the five city gates in the west and north, so as to buy time to pacify the rebels. ”

At this time, Zhu Cihong was already numb, his heart had been shattered by reality, and he just nodded subconsciously when he listened to Huang Daozhou's advice.

So, Huang Daozhou sent someone to urgently summon the forbidden army to return to the division to escort him.

And at this moment, the rebels on the opposite side suddenly appeared in chaos and began to scatter and flee left and right.

A group of forbidden troops came out of the crowd of chaotic people and came towards Zhu Cihong's imperial chariot.

Zodiac Zhou hurriedly shouted, "Escort!" At this time, the forbidden army on the opposite side stopped a hundred steps away from the imperial chariot.

It turned out that this was the eldest princess Zhu Yujiao who heard that the emperor had returned to the palace and was blocked outside the Hongwu Gate, so she sent a 500 forbidden army to meet her.

As a result, Zhu Cihong was able to return to the palace safely.

……。

At this time, it was on the official road leading from Yingfu to Zhenjiang Mansion.

There was a group of men escorting a carriage and hurrying desperately.

In the carriage.

Liu Ru frowned and said: "Xianggonggui is a scholar, why did he abandon the king and flee when the national disaster was at hand?" ”

Qian Qianyi said: "You don't understand, the Yixing Dynasty is already a mess...... It's not that I don't want to be loyal, it's just that I ...... Hey, keep it useful, and then think about the future. ”

Liu Ru looked at Qian Qianyi and sighed softly: "Where is Xianggong going?" ”

Qian Qianyi said: "Go to Zhenjiang first, now Wu Zheng's Northern Expeditionary Army is in Changzhou, and I am afraid that Changshu's hometown will not be able to go back...... If you really can't help it, you will find an opportunity to cross the river to the north. ”

Liu Ru exclaimed in astonishment: "Xianggong has just left the Qing court for less than two years, why do you still want to go to the Qing court?" Have you forgotten what they did to you? ”

Qian Qianyi said calmly: "It's better to die than to live, the so-called gentleman does not stand under the dangerous wall, only by preserving a useful body, can he have a future again." ”

Liu Ru looked at Qian Qianyi in shock, and said, "If Xianggong really wants to cross the river and go north, please leave me behind, and I will go back to my hometown in Changshu." ”