Fifty-eight Banks

It was drizzling like nothing.

The air was a little cold, but the people on both sides of the road were full of energy.

"What is this for?"

"Why are there so many Han troops?"

"I heard that what kind of salary is paid?"

The people talked a lot, and on the street, the empty-handed Han prince's army, lined up in a neat long line, and a group of cavalry on horseback were maintaining order.

At the end of the long line is a tall and imposing building.

A few big words on the door, Dahan Royal Bank.

What do banks do? The people were puzzled and curious.

Don't say it's them, even in the private room on the second floor of the roadside teahouse restaurant, the rich businessmen who sit and watch don't understand.

The banks couldn't read it, and neither could the soldiers who stood like javelins.

I heard that it was the King of Han who gave money to his subordinates, and when the soldier saw the money, he didn't go crazy. Just standing upright, waiting to scream?

Strange talk through the ages!

However, the wealthy businessmen could only say in their hearts, but they did not dare to say that these soldiers on the street were soldiers even if they had no weapons. And he is the most terrible soldier in the world.

In fact, the soldiers in the queue were also very nervous, and kept touching the small notebook with a cardboard shell in their pockets.

Bankbook? In the future, relying on things to get military salaries, is it reliable?

Even if it was to tighten his belt, Zhu Wu decided to pay the military salary.

But not everyone has it, the Han army has a strict hierarchy, not evenly distributed.

Veterans, meritorious soldiers, those who have killed many enemies, elite soldiers and other military salaries.

The amount of military pay is made up of the year, the battles participated in, and the number of enemies killed.

However, recruits under one year, including those who have been demoted, have no salary, only rewards.

The Han army also had a large number of tuntian, which was used to house disabled veterans, and eliminated old and weak soldiers.

If the soldiers do not want military salaries, they can accumulate them and exchange them for land in the tuntian.

The land of the soldiers is levied on one out of ten, and there are no other harsh taxes and miscellaneous taxes.

Zhu Wu's move was unanimously opposed by the ministers. Raising soldiers is a bottomless pit, and after the Han army eliminated the old and weak, there were still nearly 300,000 people.

Now the number of soldiers in the Han army who can receive military salaries has reached 200,000. And with the expansion of the territory and the growth of time, this number will increase in the future.

How much is the fiscal revenue?

In the long run, once the military salary cannot be paid, will it not be a mutiny.

But Zhu Wu has his own insistence. In all dynasties, the main reason for the mutiny was not that the state did not pay military salaries, but that the officials swallowed, blackened, and moved.

This is also the reason why Zhu Wu used a bank to replace the military salary of officials, and he thought that he couldn't send it before it was issued, so it was strange that he could send it.

And he also has his own confidence, and now the Han has begun to mint Hongwu silver coins, Hongwu Tongbao.

There is also the salt tax, which adds up to pay for military salaries, which is more than enough.

Moreover, the payment of military salaries is of great benefit to the nascent regime of the Han Dynasty and to the Zhu Wuren.

Moreover, in this way, all the soldiers will only recognize him, and they will only be his private soldiers.

Anyway, Zhu Wu came to Yiyantang once, don't tell me about money, it's your business to find money.

An officer, coming out of the door of the bank, starts counting from the front of the queue.

"One, two, three, four, five!"

There are four people in one line and twenty people in five lines.

"I'm on point, all of them!" The officer shouted, "Stand still, go together!" ”

Twenty soldiers, under the astonished gaze of the common people and wealthy merchants, marched neatly into the bank.

The inside of the bank is very wide, with tall counters with iron railings, and busy bookkeepers.

And in front of the counter, the soldiers in line.

The veteran Wang Ermao walked to the counter nervously, took out his small notebook, and stammered according to the commander's explanation in advance.

"My name is Wang Ermao, the head of the first team of the Han King's personal guard in the first battalion of the Chinese army, this is my passbook!"

The bookkeeper smiled politely and took it. Pick up a thick ledger.

"The King of Han guards the Chinese army!" The bookkeeper muttered, his fingers stopped in one place, "Wang Ermao, he has been in the army for two years, he has beheaded six of them, and he has no land at home." ”

As he spoke, the bookkeeper smiled again, "You have accumulated military salaries for three months, two taels or three dollars of silver." As he spoke, he took out two silver silver coins with the portrait of Zhu Wu and a bunch of copper coins from the counter.

Wang Ermao looked at the money, and his heart beat hard.

I saw that Mr. Bookkeeper stamped a seal on the small notebook and wrote two red letters.

Then he handed him a piece of paper and said with a smile, "Can you write?" No mudra will be placed on it! ”

Strange to say, not many of the soldiers could write their names. But on the passbook, I know what those words mean.

They are not stupid, they have been taught by literate people, and they are familiar with memorization. However, when they know each other together, but when they are separated, they don't know what it means.

By handprint?

Wang Ermao was stunned for a moment, his big hand touched his body indiscriminately, and said hurriedly, "I want to press the handprint, which brother brought a knife?" ”

"There's ink!" The bookkeeper reminded with a smile.

The red handprint was pressed, and the heavy money arrived.

Wang Ermao is the same as a dream.

At this time, the bookkeeper inside said, "Do you want to send it home?" The window over there, handle the delivery of money! ”

"Send it!"

"Go over there and say the address, the name of the family, give him the money, and then press the fingerprint and leave a note. Naturally, someone will send you the money home! ”

"Really?" Wang Ermao didn't believe it.

"Is this still fake? King Han's words, when did you fake it? ”

Wang Ermao didn't understand anything, but he believed in King Han, so he didn't hesitate and walked to the window where the money was sent.

Still had to line up, and there was a robe in front of him who handed over the military salary and some miscellaneous items to the people in the window.

Then, by the window, a man with a missing hand shouted loudly.

"The brothers in the army have money and miscellaneous items. It must be delivered with all your heart, and whoever deceives and steals it will die by ten thousand swords. ”

"Brother, send money?"

When it came to Wang Ermao, the people inside asked, "Address!" ”

"Hezhou City, Osmanthus Street Wangjia Hutong, Wang Sanmao. My brother! ”

Inside the swift record, and then handed out, "Press the mudra!" ”

~~~~~

"Your Highness, a total of 83,200 military salaries were paid today, and thirty percent of the soldiers chose to mail them home!"

In the backyard of the bank, in the clean tea room, Shen Wansan held the account book and smiled greedily.

Zhu Wu smiled and gave him a look.

Then, the ledger was handed to Li Shanchang, who had a gloomy face.

"Before each military salary, the bank calculates it once, and the household department must also calculate it once, so there can be no mistakes." Zhu Wu put down the tea bowl and said, "In addition, you have to be careful in mailing finances, if something really goes wrong, even if it is a copper coin, I will kill someone!" ”

Zhu Wu glanced at Shen Wansan, "The sentence outside, dying under ten thousand knives, is not a joke!" ”

"The villain knows, the villain knows!" Shen Wansan laughed repeatedly.

As a brilliant businessman, how could he not know that the benefits of banking.

The bank is a place where money is generated, you can send money, you can save money, you can also borrow money, mortgage it and sell it.

There is also mail, which is not an ordinary delivery of things, it is a commercial route.

And Li Shanchang was heartbroken, and the important weapon of the country was actually handed over to the hands of businessmen.

In this way, he looked at Shen Wansan's fat face and was even more disgusted.

Don't look at how happy you are smiling now, be careful to pull the list in the future.

Look at Zhu Wu with a smile on his face again.

King Han, in fact, does not trust these ministers in his heart.

This really shouldn't be.