Chapter 380 Hanjin Joint Reserve

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The thriving business of the Royal Bank of Dahan, especially the bill of exchange business, greatly facilitated the travel between the cities, but this convenience was still inconvenient. First of all, bills of exchange are divided into large bills of more than one million and small bills of less than one million, and the proportion of service fees charged by large bills is lower than that of small bills.

However, the minimum amount of the receipt also needs to be 1,000 yuan, and the invoice cannot be issued below 1,000 yuan. With the past five baht money? That's 10,000! Even if you use the largest denomination of Wuwen copper coins, it will have to hold 200 pieces, not to mention that there are no holes in it.

Under this premise, Dahan Royal Bank has launched two kinds of "split votes", among which "one cent vote" is equal to 10 wen, and "five cent votes" is equal to 50 wen. This kind of "split ticket" is anonymous and does not report loss, and anyone who holds it can go to the Dahan Royal Bank to exchange it for equivalent copper coins. Maybe the level of insurance is a little worse, but it is convenient, and the most important thing is that there is no service fee.

Once this kind of "split ticket" was launched, it was first welcomed by businessmen and wealthy families who came and went from all over the world, like Yuan Tan, a new generation of Luoyang little kings, used to go to the street, and they had to follow the two of them to help carry the money box. Now, after drinking on the street, I took out a handful of cents in my pocket.

"Go to the bank and change it yourself, I'll reward you for the excess."

That calm, that free, that domineering...... It's literal.

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The Dahe Bridge is not counted as a shareholding, only as an advance, and after receiving five times the investment profit in the future, there will be nothing to do with everyone. Therefore, the better the business of the Dahan Royal Bank, the more sad and pitiful Lao Yang and Aiqing looked at Liu Hanshao's eyes.

Your Majesty, aren't we all your big ribs? If there is no meat hanging on the ribs, it will be bare, how shivering?

In addition to Liu Hanshao and Yuan Shao of the Sanfu and the Political Council, there are also the Ministry of Finance, the Workers' and Salaries Department, the Audit Office, and the State Administration of Taxation. Because it was cold, there was no way to build roads and bridges, Cao Cao and Sun Jian were also in Luoyang, and they "coincidentally" came to Liu Hanshao to play at the same time, so they came with them.

Now these three, whenever they are free, they like to play with Liu Hanshao, and they are tightly united around Liu Hanshao, for fear that if they are alone for a long time, if they are not careful, they will change from local tyrants to turtles.

Unlike the last visit to the copper coin production, this time the Mint Director Wu Fu took everyone on a tour of the manufacturing process of the split ticket. Of course, not all processes, such as the process of adding cotton to the raw material, the process of printing watermarks on paper, and the process of transferring the code on the distribution ticket.

Even so, it also opened the eyes of Lao Yang, Lao Huang and Lao Wang and took them aback. They used to master the business of paper, ink and printing respectively, and thought that their own technology was already the most advanced in the Han Dynasty, but now compared with the Mint, it is obvious that they have become turtles again.

"This kind of paper has good toughness, high tear resistance, and will not fade even if it is soaked in water.

Wu Fu Kankan said, to introduce the benefits of paper money to the bosses, among which the word "tear resistance" was learned from Liu Hanshao, and I don't know how high this "tear resistance" is, and who sets the standard, anyway, I shouldn't be afraid of breaking the paper.

Everyone has seen the sub-ticket used by the Dahan Royal Bank, and the watermark can be seen in the sunlight with the appearance of the "Han" character badge on the flag of the Han Zhengjun, which is indeed amazing, but I didn't expect it to be made in the Mint.

Replacing copper coins with paper money is not limited by the number of raw materials, isn't it equivalent to how much the emperor wants to print, how much he can print? Dare to love your brother, with a small copper coin with a large denomination, I don't think I can make enough money, and now I just change to paper?

Although everyone does not understand the concept of "inflation", they also have this concern. Therefore, Wufu's words did not arouse an enthusiastic reaction from everyone, but many people looked worried.

"Brother knows what the brothers are worried about."

Liu Hanshao said confidently: "Are you afraid that in the future, paper money will really replace copper coins, and my brother will do nothing all day long, just sit here and watch Director Wu print money and play." In the future, there will be more money printed, and there will not be enough goods in the world, and then the price of goods will rise wildly, and money will not be money. Right? ”

This question is a cheering question, and no one needs to answer it, but the question is exactly what everyone is worried about, so everyone nods vigorously.

Yang Biao also took the lead and said: "Don't dare to deceive Your Majesty, the minister is worried about this." I'm afraid that Your Majesty will print too many ...... Paper...... Paper money makes the currency cheap and expensive. Our coins before the Han Dynasty have been ...... It's cheap enough, and the people don't want to use it, and bartering is more reassuring than buying and selling coins. Fortunately, His Majesty ascended the throne and stabilized the situation in time, so that the people's lives gradually settled down, and the people were willing to believe in His Majesty, so they were also happy to use His Majesty's newly printed copper coins. But...... But ......"

Lao Yang did it twice in a row, and he didn't dare to "come out" more criticism of the banknotes, but his meaning is self-evident, I am afraid that Liu Hanshao will be insatiable, in case he gets rid of it and loses the trust of the people, I am afraid that the Han country will be completely hopeless.

Liu Hanshao hugged Yang Biao's shoulders and slapped people's chests with a bang.

"The Prime Minister's heartfelt words!"

Lao Yang coughed twice, and said in his heart: Your Majesty, light, you don't need to shoot my lungs out of your heart, right?

"So, my brother plans to set up a Han-Jin joint reserve, referred to as the Han-Jin Federal Reserve."

Everyone didn't know why, just like a group of studious elementary school students, they all looked at Liu Hanshao with little eyes eager to learn, but they were secretly thinking in their hearts, what this brother said was very fancy, maybe he came up with something else.

"To put it simply, in the future, we will concentrate as much of our Han's gold as possible in the Han Federal Reserve. And the Han Fed will print as much paper money as it receives. Banks are responsible for promoting the use of paper money, as well as recycling old and worn money, and everyone who holds paper money can exchange it for the equivalent value of gold at the bank. In this way, is it equivalent to our banknotes, which are guaranteed to be at the same price as gold? ”

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The emperor of our old Liu family is really good at playing, and it is not enough to use paper as money, but to collect the world's gold goods in one place. In the future, if anyone is not obedient, he will not be exchanged for gold, and let him play with a pile of waste paper in his hand.

As the president of the military government, Liu Yu seemed to be impartial and straightforward: "Your Majesty, I think that the Han Federal Reserve has important responsibilities and should be directly managed by Your Majesty, which is the most appropriate." ”

Others are not fools, as soon as Liu Yu said this, they all stared at him, and said in their hearts, you old man has a silk belly pocket left of his little wife and is worth a little money, and now he is so eager to let His Majesty hold the money, do you also plan to deduct a little bit from it?

However, Liu Hanshao shook his head very seriously and said to everyone: "The most important thing in the Hanjin Joint Reserve is the word union. Gathering Han and gold in one place, this is the wealth of the Han Dynasty, and it is the wealth of all the people of the Han Dynasty, of course, you can't let my brother have the final say, and I can't even let the Prime Minister's Mansion, or the Imperial Mansion and the Military Government have the final say......"

Coldly, Yuan Shao suddenly asked excitedly: "Your Majesty, do you want to hand over the Han Federal Reserve to our political council for management?" ”

Liu Hanshao glanced at Yuan Shao, gave him a very disgusted look, and then said arrogantly: "The Hanjin Joint Reserve does not need to be managed by others, and it only needs to be managed by itself. And each of his treasurers will be elected by the brother and the three governments and the first court to discuss and choose together, and once the treasurer violates the law, he will be unconditionally dismissed. Moreover, in the future, if there is a major event that threatens the life and death of our Han Dynasty, the emperor will also hold a court meeting with the three governments and one court to discuss and decide whether to use the resources of the Hanjin Joint Reserve! ”

Liu Hanshao looked at everyone and wanted to hear a statement, but everyone also looked at Liu Hanshao, but no one made a statement.

Although the title of "treasurer" sounds strange, but the power of people is great, not to mention that they can control the gold and goods in the world, and even His Majesty cannot appoint or dismiss them at will.

Really?

The Han and the emperor also said that it doesn't count?

Seeing that everyone was in a daze, there was no way, Liu Hanshao had to cheer himself up, and said: "To put it simply, our Hanjin Reserve Bank usually doesn't have to worry about anything, just be responsible for printing money." ”

Wang Yun looked at Wu Fu and asked thoughtfully: "Your Majesty, there is no management by others, only self-management, once there is a matter of self-theft, how to deal with it, and even how do others know?" ”

Liu Hanshao pointed to Xu Yue, the director of auditing, and asked Wang Yundao: "Doesn't your subordinate have a special audit account, why do you still come to ask my brother what to do?" ”

Wang Yun looked at Xu Yue, his expression was as if he had eaten a strange flavor of beans.

This Xu Yue is a disciple of the sage Liu Hong, and it is very likely that Liu Hong thought of the method of making an abacus before, and then commanded Xu Yue to make it. But Xu Yue not only learned abacus with Liu Hong, but also learned astronomy, and when he had nothing to do, he liked to look up at the sky in the middle of the night, and he thought that he was possessed by Zhang Heng.

To be honest, although he is the prime minister of the imperial government, Wang Yun has always had a limited understanding of what the Audit Office does. Moreover, Xu Yue is a bit of a nerd temperament, chatting with people is all about counting and talking about stars, how many people can talk to him? However, when Taiyuan was cleaned up, the Audit Office had been helping the Procuratorate to check the accounts, and Wang Yun felt that they were just an account office. It feels right, but this room makes people suddenly feel ...... It's huge!

"What is money?"

Liu Hanshao suddenly asked a question that seemed to be easy to answer, but after thinking about it carefully, he didn't know how to answer it simply. Fortunately, Liu Hanshao was accustomed to talking to himself, cheering himself, and then said: "Some people may think that it is a gold cake, some people think that it is a five-baht coin, of course, our current copper coins must also be money." In fact, money is a medium of exchange between goods and goods, only when everyone agrees, money is money, didn't people in the past still use shells as money? On the other hand, if everyone does not approve of it, even if you put a pile of gold in front of you, you will not be able to exchange it for half a cake. Therefore, if we want to develop the economy and prosper the country, we must first have a kind of money that everyone accepts and recognizes. If the banknote corresponds to the equivalent value of gold, then it is hard currency, even if it is a piece of paper, it can be equal to gold, and it can be recognized and accepted by everyone! ”