Chapter 393: Is There Money to Be Made?

Jia Changchao originally thought that it was none of his business, but after thinking about it, that kid was a troublemaker, it was better to push the boat down the river and send him out of the court, anyway, he would not lose anything, and they would still owe themselves a small favor.

"Back to the emperor, the minister also feels that Lu Langzhong is a good candidate, and the double champion envoy to the Liao State also has face in our Great Song Dynasty, so that the group of wild barbarians who don't understand the ethics of the Five Constants can also look at the young talents of my Great Song Kingdom, and by the way, they will have the spirit to kill them."

After the boss finished speaking, the doglegs below echoed one after another, Zhao Zhen wanted to refuse, but he really couldn't find a suitable excuse, and the happiest one was Yu Zichen! I didn't expect things to go so smoothly.

Zhang Fangping contacted the account book, guessing that someone disliked Lu Zifei in the way, and he had always been a neutral, which would seem a little isolated, so he thought about this problem from a different angle, once the corruption case was revealed, he might not be able to take care of him, and going to Liao Guoquan should be a disguised protection.

One thing often happens is so interesting, Lu Zifei is trying every means to go to Liao in the open, on the other hand, I want to get you to Liao no matter what, whose wish is it, both sides should be secretly happy!

In the morning, when the sky was still cloudless, in the afternoon it was changed, and the downpour was dying, and several young people sat in the restaurant and talked boringly about the rain, which caught people off guard.

"Let everyone wait for a long time, just got off work, it's not time for this rain." Lu Zifei patted the water droplets on his body and said.

Fan Chunyou said with a smile: "Hanzhang, you said so, so that the two of us unemployed vagrants are a little embarrassed!" ”

Lu Zifei didn't know the young man, but he still said very politely: "Brother Shi, don't you introduce this to the younger brother first?" ”

"Wu Rong Wang Zhao Hao, the son of the eighth prince, is also the emperor's representative" and pointed to Lu Zifei and said to Zhao Hao: "Na, the object you have always liked, how did you become a quail when you saw a real person today." ”

Zhao Hao said excitedly: "Lu Hou, junior brother Zhao Hao, will be a small soldier under you in the future, it is an honor for the junior brother to work with you, every time I hear your story, it makes the little brother's blood boil." ”

Lu Zifei didn't expect that the person sent by Zhao Zhen was still his little fan brother, and he also said happily: "Don't listen to Brother Fan Shi tell you nonsense, I'm not an ordinary person, and I will die if I go down with a knife, hasn't Li Lin come yet?" ”

Fan Chunyou said: "The little county king doesn't know that he has been happy there again, and he hasn't seen anyone yet?" ”

"The arranger behind it is not a gentleman's doing, I'm here to show you how the bank is decorating." It just so happened that Li Lin came in through the door, and the mud on his feet really went to the bank.

Lu Zifei called a junior to come in and said, "Go and boil a bowl of ginger soup, and bring a clean set of clothes." ”

Xiao Er responded, and Li Lin said: "A little rain makes you seem like I can't do it, or you talk to Brother Fan Shi first, and I go down to change my clothes, it doesn't matter if I listen or not." ”

Fan Chunyou said: "Since you are here, let's go to the details together, there are many people and great power, and the three stinkers are still Zhuge Liang, right." ”

Zhao Hao looked for an opportunity and said, "Lu Hou, I don't know what the emperor asked me to do?" Do you two give me a thorough understanding first? ”

Lu Zifei glanced at Fan Chunyou in surprise, which means that you didn't say anything to others!

Fan Chunyou shook his shoulders and said, "I don't dare to say it privately before you arrive, so you should explain it to him!" I was afraid that I would not be able to explain it, so I went around and went around it. ”

"Then wait a little bit Li Lin, today is the first meeting of a few of us, brother Shi, you can work hard for a while to make meeting minutes, and you have to find someone to do this work in the future." Lu Zifei said.

Fan Chunyou rolled his eyes and said, "My big champion, aren't you bullying people?" Your flying white body has been praised by many people, including my father. ”

Li Lin changed into dry clothes and came up, Lu Zifei said: "Clean and decorate the bank, it always makes people feel uneasy outside, now let's have a formal meeting!" The guard went out consciously, holding his hand outside the door.

Fan Chunyou said: "Xiao Hao still doesn't know his task, do you want him to figure it out first." ”

Lu Zifei waved his hand and said: "He's just a soy sauce maker, and he can't explain it for a while, let him get familiar with it slowly!" Li Lin, first of all, tell me how the preparations are going. ”

Li Lin knew the severity, organized the language and said: "The interior decoration has been completed, the office supplies have also been ordered, and you can move in within three days. ”

"What about the secret rooms and vaults? These two are the most important things. Lu Zifei asked.

Li Lin said: "Unless the army is used to attack, no one can rob the bank, the security measures are definitely better than the treasury, of course, you have to steal it, there may be a way, other petty thieves, thieves, I want them to try my results." ”

Even so, Lu Zifei still advised: "Da Song Liangcheng's gold is stored in the bank, and no one can bear the consequences of loss, and I don't want to make irreparable mistakes because of your personal reasons." ”

Zhao Hao is considered to be a relatively outstanding young man among the children of the Zhao family, and he has never lacked money to spend, but what is the concept of gold in the Great Song Dynasty, he can't imagine it in his mind, it must be a lot of money.

Fan Chunyou said: "How much copper money has been prepared, you know that the Great Song Dynasty has been in a state of shortage of copper, and every new batch of copper coins will be collected by those wealthy nobles, only gold and no copper coins, we can't use it." ”

Lu Zifei said: "It is precisely because of this that we must change this situation this time, and add gold and silver to the trading currency. ”

Li Lin said: "Xiucai have you thought about it, the average family can't use gold at all, and gold is easy to wear out, a piece of gold in your arms for a day may be much less, I'm afraid there are not many people willing to use it." ”

Lu Zifei said: "I have obtained the emperor's permission for this, we will mint gold and silver coins by ourselves, and we will also operate this issue ourselves, and the imperial court will not participate." ”

Fan Chunyou asked, "What about the exchange ratio?" ”

"Ten to one, this is the exchange of gold and silver, the money has always been one or two silver, you will naturally see the denomination of silver and gold minting, I will also give you an accurate answer to the question of copper coins just now, I and the emperor have prepared 10,000 yuan, enough, if someone deliberately makes a bad exchange, you don't have to worry, rest assured to give them boldly."

Zhao Haomu said: "How can there be so many copper coins, I am sure that there are not so many in the treasury, and the minister's money is generally replaced by silk, silk, and cloth, Lu Hou, you are deceiving people." ”

Li Lin glanced at him and said, "Originally, I didn't take you to play, but now your Zhao family has taken eighty percent and left us with one percent, is it credible for you to lie to people?" ”

Lu Zifei said: "Xiao Hao don't have to wonder, this money is from the treasury and the inner treasury, not too much, if you really want to add gold and silver, then it will be more, don't make such a fuss in the future, you get used to it today, and you will get used to it when you see more later." ”

Fan Chunyou said: "I still have a question, I always want to know where the bank's money is, how much money can be made in a year with such a small interest, I don't see the place where you can make a lot of money." ”

In their eyes, the bank is a money bank, no different from lending, relying on that interest, but the interest is only one-tenth of the black money, can this make money?

They don't have the concept of economics in their minds, and they don't understand the role of macroeconomic regulation and money, so Lu Zifei is ready to explain it to them in the simplest way.

"Rich people take out the money and deposit it in the bank, we pay them a small part of the interest, and then we use this money to give it to people who need it, to earn their interest, and we have already earned a part of the two, because the interest on the deposit is low, and the interest on the loan is high, you can figure this out!"

Fan Chunyou said: "Understood"

Lu Zifei took a sip of tea and moistened his throat and continued: "Then we can also use this money to do business and investment!" Isn't this money earned? There are many more, I won't list them for you, you can find out for yourself! ”

Li Lin said: "Xiucai, do you use the newspaper, it is still easier to use the newspaper to build momentum." ”

Lu Zifei said: "Aren't there a few new newspapers in the capital? Give them money, let them also move, Da Song Daily is an official newspaper, and some overly sensitive topics are not suitable to talk about on it, but it doesn't matter if they are unofficial. ”

Seeing the discussion of the three people, Zhao Hao hated that in his heart, he was in the sky and on the earth today, and he had thought about all the desolations in the universe, but he didn't understand what these people were saying, and the only thing that was a little eyebrow was that the bank and the money bank were very similar.

Everything that should be said has been said, and the rest is up to them to play on their own, their stomachs growled, and a few people knew that the time was not early, Li Lin complained: "I think it's good to get the capital to the heavens and the earth." ”

Zhao Hao said: "Is it the heaven and earth in Luoyang, but it's a pity that people are that kind of membership system, I heard that it is a place where rich people enjoy." ”

Fan Chunyou said: "Xiaohao, you still don't know? ”

"Know what"

"The heavenly and earthly owners of Luoyang are your idols, Lu Houye!"

Zhao Hao opened his mouth wide and looked at Lu Zifei speechless, Lu Zifei said with a smile: "Next time I will give you a card as compensation, now your duty is to do a good job in the bank, usually talk less, learn more from Brother Fan, and there will be a time for you to show your ambitions in the future." ”

In the same way, his father had already explained to him when he came, and Zhao Hao also knew where he was, so he nodded obediently.

Liu Chang gasped and came in from outside and said, "Hanzhang, you still have the heart to sit here and eat, something happened." ”

Lu Zifei said: "Slow down, the sky hasn't fallen yet?" ”