Before the weekend of May 26, 1974, Uncle Chung brought us a lot of fellow people who bought bonds, and these fellows bought $7.5 billion in bonds through mortgages or gold to cash in dollars.

Through Officer Lu Huaan's client relationship, we sold $30 billion in bonds to hundreds of officials, businessmen, and citizens who owned a lot of real estate!

As of 3:30 p.m. on May 26, we have sold a total of $60 billion in fiscal composite bonds, and our commission income is $9 billion!

At 4 p.m. on May 26, Mr. Zeng and Smith came to Xiaoda and me to talk in their office.

Teacher Zeng smiled and said, "Ah Cai! Xiaoda! You've made a fortune! $9 billion is not a small number! If you want to take cash, the Hong Kong government should collect your personal income tax! Your losses will be great! Therefore, we will exchange this money for you for $9 billion in fiscal composite bonds! This will not only avoid taxes, but also earn a decent interest in the next two years! What do you guys think? ”

I said, "Teacher Zeng! Thank you very much for arranging it! We're willing to do what you want! ”

So, Mr. Zeng asked Smith to remit $9 billion of 10.5% annual comprehensive bonds with a maturity from May 26, 1974 to May 26, 1976 to my account with Zhou Zilong, and handed me the $9 billion face value of the financial composite bonds.

Soon, through a telephone inquiry, I learned that the bond had entered Zhou Zilong's bank account.

After handling the commission payment, Mr. Zeng smiled and said, "Ah Cai! Xiaoda! Our sales target has been reached! The two of you can take a break and stop selling bonds for a while! Thank you for your hard work! ”

I said, "Okay! Thank you Mr. Zeng for giving us the opportunity! In the future, if there is such business, please notify us in time! We will do our best to serve you! ”

Teacher Zeng smiled and said, "Ah Cai! You're a rare talent! Due to your outstanding performance, I have helped you, Xiaoda and Zhou Xiaoming to apply for a place sponsored by the Finance Department for outstanding young people to study at HKU for free! In September this year, you will be able to study at HKU! Let's keep in touch in the future! ”

So, after Xiaoda and I packed up our documents, business tools and other items, we said goodbye to Mr. Zeng and Smith.

After that, we left the Financial Secretary Building and drove back to the Magic Star Villa in the parking lot of the building.

On the way, I talked to Xiaoda.

Xiaoda smiled and said, "Ah Cai! We're unemployed again! ”

I said, "Yes! We are no longer unemployed, and the city has been swept away from all its money! ”

Xiaoda said: "Ah Cai! So, what do we do in the future? ”

I said, "We have a lot of bonds, but not a lot of cash!" After June next year, our interest will be paid! We're thinking about other businesses that require capital investment! In the next period of time, let's read more books and exercise more, or we should go deep into all parts of the port city to fully understand and grasp the social and economic situation of the port city! Let's get ready for next year! ”

Xiaoda said, "Okay! Ahh Now, we've got just a bunch of bonds! Xiaoming asked us what should we do if we asked for money? ”

I said, "Now, he's not short of money!" Let's talk about it next year! Don't tell him how many bonds we've got! lest he be confused! ”

Xiaoda smiled and said, "Okay! Anyway, he only answered a few phone calls! He also doesn't know how much business we do! He wasn't very concerned with the two of us, and if he asked me for money, I said, "I didn't make any money!" ”

I said, "Yes! We earned bonds! ”

Xiaoda laughed!

At 6 p.m., we returned home, and after lunch, we chatted over coffee in the living room.

Xiaoming smiled and said, "Alas! I said, don't bother to do such a deceitful thing! See, you've worked hard for a week! They didn't give you a bowl of rice! Just give you those scrap paper-like bonds! You've also built three of our houses! In case the bond can't be cashed out at that time, we're really going to sleep on the overpass low! Alas, in the future, you should be down-to-earth and do less whimsical things! ”

Xiaoda smiled and said, "Alas! Xiaoming! We're the shrewdest of you! But we don't have nothing! At the very least, the three of us should study at HKU for free! ”

Xiaoming smiled and said, "Alas! This is a small consolation! But, this is the result of our Zeng family having dinner and playing cards! It has nothing to do with your blind business! ”

Everyone laughed!

At 7 o'clock in the evening, after Li Ping and Liu Fang went home, we reported to Taishan about the employment and study of the seven of us.

We got a reply from HQ: Maintain the status quo, continue to lurk, and wait for the mission!

After the debriefing, in my separate office, I carried out the statistics and settlement of my personal finances.

The results of my personal accounts are:

Zhou Zilong's account: cash of $1.006 million;

(1) US$16.15 million of 10.15 million fiscal composite bonds with a maturity from May 20, 1974 to May 20, 1976;

(2) US$900,000 Treasury Composite Bonds, with a maturity of 10.5% per annum for the period from May 26, 1974 to May 26, 1976.

In the past few days, I spent $900 on stationery, clothing, and vehicle refueling, so I had $2,000 in cash on hand.

Through this period of operation, I know that the monthly expenses for food, electricity, water, telephone, property management, vehicle maintenance and refueling, and daily repayments add up to about $800, and I am responsible for these expenses.

I feel that the current financial situation of this office is very good, and I have no financial pressure!

Of course, I have two debts, one is to borrow 4,000 ounces of gold in Saigon, and in due course, I will definitely pay it back to that family, and I should be able to find this family through Uncle Chung; Second, I borrowed 82,758.6207 ounces from the Financial Secretary of the Hong Kong government after mortgaging three houses, and two years later, I want to spend a sum of money to buy that amount of gold and return it to the Hong Kong government, and redeem the mortgaged three houses!

After doing these accounts, I feel much more relaxed!

I firmly believe that we have taken root and developed in the port city, and there is no problem in the economy!

If, in the future, we can withstand all kinds of difficult tests, wait for opportunities, reserve strength, and persist in fighting! We're going to be able to create amazing agent and economic performance!

......

After that, our life became very simple, and we made a schedule for the three of us at home.

Wake up at 6 a.m. and go to the beach near your home for a run and a special exercise;

After breakfast at 8 a.m., they are on duty at home, either studying, maintaining firearms, etc., or going to various parts of the city to conduct social surveys;

At 12 noon, have lunch at home.

From 2 p.m. to 6 p.m., on duty at home, or studying, going to various parts of the city to conduct social surveys;

From 6 p.m. to 10 p.m., after eating, go for a walk on the beach, or study and entertainment, etc.;

At 10 p.m., go to bed on time.

Once we had this schedule in place, we started living and working according to it, and we all felt so fulfilled, relaxed, and happy!

......

In June, the price of gold began to fall, and we feel that Mr. Zeng's analysis and judgment are too godly!

......

Niu Shilong and Du Wentao graduated from the police academy in August, and they were assigned to serve as patrol officers in Kowloon, each of whom received more than $6,000 a month in salary and subsidies.

Li Ping and Liu Fang also received a monthly salary of more than $4,000 per person after the apprenticeship period.

None of the four of them need my subsidy in terms of expenses.

After Niu Shilong and Du Wentao were assigned jobs, they basically lived in the police dormitory, and only went home for one night a week. Sometimes, when they are on a mission, they can't go home once a month.

......

At the beginning of September, me, Xiaoda and Zhou Xiaoming received the "Letter of Admission" sponsored by the Financial Secretary to study at HKU for free.

We can choose two majors to study, therefore, we chose to study economics and finance undergraduate studies together, as a student of Mr. Zeng, at the same time, I also chose the undergraduate major of computer and communication engineering, Xiaoda chose the undergraduate major of mechanical and electrical engineering, and Xiaoming chose the undergraduate major of business administration.

On the day of the opening ceremony, we met Zeng Yafang, who is also a student of Teacher Zeng, and she is already in her second year of college.

We also saw Smith, who was a teaching assistant to Mr. Zeng in college, and Smith was also a doctor, so in college, we can only call him Dr. Smith!

HKU is very close to the Magic Star Villa, which is only a 15-minute walk.

Therefore, in general, we walk to the university to listen to lectures, do experiments, or find teachers and teaching assistants to answer questions, while self-study, review homework, and do homework are carried out in the study room of the Magic Star Villa.

This university is a credit system, and there are no credits for attending lectures and doing experiments, but credits are recorded for doing homework, exams, tests, etc., so we can flexibly arrange our study time, we don't listen to unimportant classes, and we stay at home as much as possible!

In order to study on our own, we bought a full set of professional books and reference books, and I also said that a large room was set up as our study studio.

Because, Xiaoda and I also looked for engineering majors, and we also bought back drawing tools to practice drawing mechanical diagrams, circuit diagrams and other engineering drawings here.

......

In mid-September, we learned through newspapers and radio that the North Vietnamese Army had launched an all-out dry season offensive against the South Vietnamese Army!

The South Vietnamese Kingdom began to fall apart! At the same time, South Vietnamese personnel and funds began to pour into the port area in large numbers.

By this time, the price of gold had fallen to a low of $75 per ounce.

I think at this time, I'm going to pay back 4,000 ounces to the creditors, and I only need $300,000.

Therefore, Xiaoda and I drove to Uncle Chung to inquire about the situation of the creditors in Saigon.

We went to Uncle Chung's house and explained to Uncle Chung and Ah Fu that we wanted to repay the Saigon creditor.

Uncle Zhong smiled and said, "Oops! Ahh You're such a good person! It's rare that you still think of paying off his debts! Your creditors are acquaintances of mine, so we didn't attack them that night! Now, the family has come to Port City! Their home is not far from our house! If, you really want to pay off your debts! I told Ah Fu to invite him! His name is Zhao Yangfu! ”

I said, "Okay! Uncle Zhong, let Ah Fu invite him to come! I want to pay off this debt right away! In the future, everyone will meet, be a good person! ”

Soon, Ah Fu went to invite Zhao Yangfu and his wife.

They were very surprised and nervous to see me and Xiaoda!

I said we had to pay them back, and they calmed down!

Mr. Zhao said, "Alas! Ahh In that kind of chaotic place, you are also out of helplessness when you are a soldier! If you want to pay it back, give me dollars! Just give it to me at the market price of gold! We just got here, and we're really short of money! ”

I said, "Uncle Zhao! I borrowed you 4,000 ounces of gold at the time! At the current market price of $75/oz, I should give you $300,000! Is it? ”

Mr. Zhao smiled and said, "Okay! Thank you for keeping this gold for me! If it weren't for you with this gold! We won't be able to keep the gold on the way! ”

Mr. Zhao is a businessman who has done big business, he has a bank account, and he is also very familiar with account inquiries and operations.

Therefore, I asked for his bank account, and I entrusted the payment over the phone, and remitted $300,000 to Zhou Zilong's UBS account.

Soon, Mr. Zhao confirmed by phone that the $300,000 had arrived in the account.

After that, he wrote me a receipt for the return of 4,000 ounces of gold, and he signed the receipt and pledged it!

Mr. Zhao tearfully held my hand and said, "Ah Cai! You're a credit talker! What a great man! ”

......

After this incident, my reputation among my Vietnamese villagers has become better and better!

They like to inform me and Xiaoda of our participation in big and small things, and we have become very good friends with Uncle Zhong's family!

At this time, Zhou Zilong's UBS account only had $700,000 in cash.

During this time, I withdrew $6,000 from this account for office expenses, so I had $6,500 in cash left.

Actually, we are relatively frugal in our daily spending, and I feel that this cash should be able to last until June next year.

......