Chapter 856 - Six percent annual interest rate on the seal money
"Who did the Mo family put the money into?" Some uninformed people asked in amazement.
"Who else could it be? Now who is most short of money in Chang'an City. "A merchant said with his chin to the east side of the road.
"Dongshi Fan's Commercial Bank!" Everyone was stunned.
Before, the most scarce money in Chang'an City was the Mo family, and now after the Mo family borrowed a large amount of money from the people, he became the richest person in Chang'an City, and he was no longer short of money, and the Fan shopkeeper of Fan's Commercial Bank successfully replaced the Mo family and became the most money-short person in Chang'an City.
"No, it won't! The reputation of the Mo family is so good, how can the Mo family put money in the print? An idler questioned. It is not a good reputation to put Yinzi money, whenever you can't collect Yinzi money, it is often accompanied by blood and violence, unless the notorious Ziqian family, I'm afraid no hundred families are willing to get involved.
"Mo Jiazi has borrowed fifty pieces of money from the world, and the annual interest is nearly 20,000 yuan, and if you don't put the money in India, you can still lose money, and Mo Jiazi can't use so much money?" The merchant thought about it and said, Mo Jiazi's original plan was to borrow 100,000 yuan, but he didn't expect to borrow 500,000 yuan at once.
"I just said, Mo Jiazi has already borrowed 500,000 yuan of Indian money, why do you continue to collect it, it turned out that she wanted to get involved in the Indian money business." An idler said suddenly.
The merchant shook his head and said: "Looking down, the Mo family's involvement in the Ziqian business is not all for money, I think when the Mo family was in danger, the Ziqian family did not fall into the ground, how could the Mo family be willing." ”
"The Mo family is really a catfish, when the Ziqian family wanted to use the Yin Zi money to pit the Mo family, but now it was counterattacked by the Mo family, and since then the Ziqian family in Chang'an City is no longer the monopoly of the Ziqian family." Idlers don't think it's a big deal to see the excitement.
A Confucian scholar said with disgust on his face when he heard this: "There is no blood in every text and money, whether it is the Ziqian family or the Mo family, as long as you get involved in the money of the Yinzi, it will become a raccoon dog." ”
"Impossible, Mo Jiazi is definitely not that kind of person." The merchant retorted.
Confucian sneered: "You and others are all deceived by the Mo family, which one of the people who put the money is a good thing, I used to think that the Mo family had the concept of the Mo family and love non-attack, but now it seems that he is just a hypocrite." ”
Everyone wanted to refute, but they couldn't speak, after all, everyone's understanding of Yinzi money made them really irrefutable.
Suddenly, a commotion came, only to hear a shout from the crowd: "Shopkeeper Fan is out!" ”
At the door of the bank headquarters, everyone suddenly looked at the door of the bank headquarters, only to see the shopkeeper Fan and Shen Hongcai coming out together.
"Thank you!" Shopkeeper Fan saluted Shen Hongcai with a grateful face.
Shen Hongcai also saluted: "Shopkeeper Fan doesn't need to do this, it's just that Fan's Commercial Bank and Mojiacun Bank each take what they need." ”
Shopkeeper Fan thanked him again and again, and then turned around and prepared to leave.
"Shopkeeper Fan, please stay, I don't know if I can be interviewed by Confucianism?" Suddenly, in the crowd, the editor-in-chief of the Confucian journal Ma came out and said loudly.
Everyone was in an uproar, but they didn't expect to alarm the arrival of the editor-in-chief of the Confucian journal.
The shopkeeper Fan couldn't help but be stunned when he heard this, he Fan's firm had cooperated with Confucian magazines to advertise before, so he naturally recognized the editor-in-chief Fan, and couldn't help but hesitate to turn his head to look at Shen Hongcai behind him, only to see Shen Hongcai nodding slowly, and then said solemnly: "Editor-in-chief Ma, please ask, Fan must know everything and say everything." ”。
According to the agreement between him and Mojia Village Bank, all loans must be made public, and he must also take this opportunity to dispel the rumors of the crisis of Fan's Commercial Bank's lack of money.
"I don't know how much money Shopkeeper Fan borrowed this time!" Editor-in-Chief Ma went straight to the point, and suddenly everyone fell silent, this is the most concerned issue for everyone.
When Shopkeeper Fan heard this, he couldn't help but show a smile, raised the bill of exchange in his hand and said, "Seven thousand five hundred!" ”
"Wow! So much. ”
Everyone couldn't help but be in an uproar, this is not a small number, the Fan family was originally just a family of Wanguan. He borrowed 7,500 pounds of money at once, can he pay it back?
"I don't know how long the shopkeeper Fan has borrowed, and the interest is geometric." Editor-in-chief Ma was in high spirits when he heard this, and asked.
"I borrowed it for a year, and the interest was six percent." Shopkeeper Fan replied briskly.
"Six percent interest."
At this moment, everyone couldn't help but be stunned, and they all turned their heads and said: "I heard that the price offered by the Ziqian family to the shopkeeper Fan is one cent of interest, and I think it is the Mo family who took the initiative to reduce the price to six percent interest in order to compete."
But everyone pinched their fingers and calculated, and suddenly found that even if it was six cents of interest seal money, it was a huge number, even if it was the Fan family's Wanguan family, I am afraid it would not be enough!
When the editor-in-chief Ma heard this, he immediately shouted: "Shopkeeper Fan, you are also a senior in the business world, you dare to borrow six cents of Indian money, do you know how much interest you have to pay?" ”
Under the rebuke of Chief Editor Ma's righteous words, the shopkeeper Fan nodded slowly: "Of course Fan knows that according to the calculation of six percent interest, a total of four hundred and fifty yuan, and the due principal is a total of seven thousand nine hundred and fifty yuan. ”
"Four hundred and fifty times!"
When everyone heard the figure of interest, they were almost about to fry, and they looked at the shopkeeper Fan one by one with the look of a fool, this shopkeeper Fan should not be old and confused, and he would even miscalculate the account.
"Wait, you're talking about six percent per annum!" Editor-in-chief Ma had a flash of inspiration.
Shopkeeper Fan said with a smile: "Yes, it is six percent per year." ”
This time, almost everyone has fried the pot, they have never heard of the annual interest rate of six percent of the Indian money, no, I have heard of it, that is the Mo family's offer to the Ziqian family, but the Ziqian family has already refused, as for the Mo family's annual interest rate of three percent of the Indian money borrowed from the citizens of Chang'an, it has been out of the concept of Indian money.
"How is this possible, isn't this the interest offer given by the Mo family to the Ziqian family?" Editor-in-Chief Ma couldn't believe it.
The shopkeeper Fan nodded solemnly and said: "Yes, Mo Hou said that since he said that the price of Yinzi money is six percent per year, that is six percent per year, and the interest quoted to Qian Zhuang is six percent per year, and the price of the loan to Fan is naturally six percent per year." ”
"Mohou is domineering!"
Everyone was so excited that they couldn't hold their own way, and they were all impressed by the pride of the Mo family.
"Six cents a year!"
A group of merchants are simply excited and unable to restrain themselves, as a businessman, everyone will encounter a lack of money, at this time to borrow and can't borrow, loan money and unwilling, now the annual interest rate of six percent for them, is simply a show to hear the news of the emperor Kaienke, ecstatic.
Since the interest on the bank loan is the quotation of the Mo family to the Ziqian family, doesn't it mean that the interest for two years is 7 percent,.................. The five-year interest is one cent, and it is not compounded.
"Seven thousand five hundred pounds of Indian money, with an annual interest rate of six percent, there are no strings attached." Editor-in-chief Ma said unwillingly, he didn't believe that the Mo family would be so charitable, after all, this was not a few pieces of money, but seven thousand five hundred, if someone took the money and ran away, what could the Mo family do to him.
The shopkeeper Fan added: "Of course, if you want to borrow an interest rate of six percent per year, you must use the equivalent value of real estate as collateral, and Fan can only borrow 7,500 yuan with Fan Mansion and Fan's Commercial Bank as collateral.
"I see?" Everyone couldn't help but suddenly realize that in this way, it was reasonable to say that the Fan family's industry was worth such a high price according to the market price.
"It's as simple as that?" Editor-in-Chief Ma asked disappointedly. He originally wanted to collect Mo Jiazi's black materials, but if it was exposed, I am afraid that it would only make Mo Jiazi's reputation even better.
Shopkeeper Fan affirmed: "It's as simple as that. ”
Editor-in-chief Ma looked at the door of the bank a little stiffly, where can the annual interest rate of six cents be called Indian money, compared with the monthly interest rate of one cent of Indian money, it is simply doing charity.
He couldn't have imagined that there would be people in this world who would not make money, let alone six percent per year, that is, three cents per year, and some people rushed to borrow, and the Mo family directly lowered the interest to six percent per year, which is simply a loss of the Qian family's job!
Whether he wants to gamble and take revenge on the Ziqian family, or whether the sword has something to say, it is unknown.
With the departure of the shopkeeper Fan with his head held high, everyone knew that with the 7,500 yuan in cash, the comeback of Fan's firm could be said to be just around the corner.
When Shen Hongcai saw this scene, he couldn't help but show a smug smile, from today on, Mojiacun Bank will really rise, and it will become the most eye-catching place in Chang'an City.