Chapter 349, running a school and running a bank

It's a good way to get your kids to school. ”

Hearing Liu Jin's words, Zhu Houzhao thought about it and nodded.

Liu Jin does have a set of management skills, and many businesses in partnership with Liu Jin are booming, and the key point is that Liu Jin knows how to use money to stimulate.

I don't talk about any ideals with you, only about money, as long as you can reach what level and what level, what kind of treatment you can get, which is naturally the favorite for people with technology.

For ordinary employees, Liu Jin's method is also very simple, how much money do you get for more life, so that people can simply and straightforwardly know that they will be rewarded if they have to pay.

Now if you want to attract the children of employees to come to school, you can also use the benefits to induce, let you go to school for free, and include a lunch, you can be an apprentice after graduation, and you can also enter the craftsman school for further study.

It's definitely fragrant.

Especially for ordinary people, they don't expect their children to really be able to rely on the imperial examination to become a master, have a good job, and be able to earn money to support their families.

"Miyun Iron Factory has built a primary school affiliated to Miyun Iron Factory and a craftsman school affiliated to Miyun Iron Factory, the primary school teaches basic knowledge and content, and the craftsman school is a deep modeling school, and the employees in the iron factory will be put in for retraining for the time being."

"The same is true for Tianjin Cement Factory, Tianjin Shipyard and Beijing Textile Factory, all of which have established corresponding primary schools and craftsman schools, where primary schools learn the basics and craftsman schools learn deeper things, but for the time being, they can only train the employees of the factory."

Liu Jin said his plan, now the number of employees in many industries under his command adds up to almost 100,000, so many employees, every family has children, even if each family only sends one child to study, it will be able to cultivate 100,000 seedlings in the future.

Once these 100,000 seedlings can graduate from primary school and receive a systematic education similar to that of future generations, then the future of Daming will be worry-free.

Thinking of this, Liu Jin became even more excited, once his plan could be completed, then Liu Jin felt that he could really contribute to this era.

100,000 people who graduated from elementary school in later generations came out, and no one knows how many talents can be born among them, and when the time comes, they want to engage in steam engines, guns, trains, and even electricals, etc., there will be no problem at all, and there will be enough talents.

Instead of being like now, those who can read and hyphenate are all pure and high readers, with their eyes above the top, except for the four books and five classics, and those who are not diligent and do not distinguish between the five grains, and the thinking is rigid, and there is no way to promote the progress of this era.

As for the craftsmen who can promote the progress of the times, they are lowly and the lowest level of society, there is no social situation, and the inheritance of technology is passed on from father to son, master and apprentice, and word of mouth.

These craftsmen are basically uneducated, do not know how to read and write, and only rely on experience and the inheritance of their predecessors, it is difficult to make breakthroughs and innovations, and the inheritance of technology is also extremely prone to faults and loss.

Therefore, it is necessary for craftsmen to master knowledge, and it must also be the more comprehensive and systematic knowledge of later generations, rather than the current Four Books and Five Classics, Confucian classics and the like.

The more he thought about it, the more reasonable Liu Jin felt that it was necessary to cultivate a large team of craftsmen who had mastered systematic knowledge in all aspects, and then train real scientists on the basis of the craftsman team.

"100,000 people~"

"It's a big investment and a lot of consumption."

"It's very difficult to get them enough book knowledge alone, silver is not a problem, the key is that the printing technology of this era is not good, this has to improve the printing technology, the printing technology has to be improved, the printing technology has to be improved, the paper technology has to be improved, the rice paper is too expensive, and the quality of other papers is too poor."

Soon, Liu Jin had a headache again, this plan is very good, very grand and vast, but if you want to complete this plan, it is too difficult, similar to the education methods and systems of later generations, it has many requirements.

"And this teacher, if you recruit existing readers to teach, do they want to teach other content?"

Thinking of the teacher, Liu Jin had an even more headache, the readers of this era are quite temperamental, and it seems a bit difficult to let them learn some knowledge and content that is not the Four Books and Five Classics first, and then teach people.

Liu Jin estimated that when the time comes, he will only be able to keep throwing money at it, offering high salaries, and always being able to recruit some teachers, a large number of scholars who cannot pass the imperial examination, and there are many people who are interested in the left side of the door.

"Everything is difficult at the beginning, let's take it step by step."

Liu Jin comforted himself in his heart, this thing must be done, but he was in a hurry, so he took his time and came step by step.

"Lao Liu, how many schools do you run, does it cost a lot of money?"

Of course, Zhu Houzhao didn't know what Liu Jin was thinking about at this time, but what he was thinking about was silver, Liu Jin would make money, it was true that he had the ability, but the ability to spend money was also leveraged, give Liu Jin a few million taels of silver, and he would be able to give you seven or seven eight in a few days.

"The silver will definitely cost some, but this is a good thing to teach and educate people."

"Your Highness, you are the crown prince, you are a big proprietor in these properties, such a good thing as running a school, when the time comes, Your Highness, you can also get a good reputation."

"What's more, Your Highness, do you think I'm going to make a loss-making deal?"

Liu Jin smiled and replied.

"That's the same, let's build it~ I have no opinion."

Zhu Houzhao thought about it and nodded, he is also a prince anyway, and it is time to brush up on his reputation, and Lao Liu, a ghost and a ghost, is indeed not like a person who can do loss-making business.

"Your Highness, in addition to running a school, I definitely have a big thing to do."

Seeing that Zhu Houzhao agreed, Liu Jin was also relieved, if he didn't agree, he would only be able to do this out of his own pocket.

Now Zhu Houzhao agrees, it will be much easier, do it in the name of the factory, everyone will bear it together, if there are any things and risks, everyone has already carried it, Zhu Houzhao's thigh must be firmly held.

After thinking about it, Liu Jin was ready to propose another matter.

"Another big thing?"

"Say?"

When Zhu Houzhao heard this, his little eyes narrowed slightly, and he thought about it and said.

"Running a bank~"

Liu Jin said directly.

"Banks?"

"What is this?"

Of course, Zhu Houzhao didn't know what a bank was, the bank at this time was a money bank, but the money bank was too low-level, and the business and means were too low.

Liu Jin naturally doesn't like this, what he wants to do is a bank, and it is not an ordinary bank, and the central bank of the Ming Dynasty wants to control the right to issue banknotes in his own hands.

The Ming Dynasty of this era issued its own banknotes - that is, treasure banknotes.

The treasure banknote is actually inherited from the Song Dynasty, in the Song Dynasty it was called Jiaozi, in the Yuan Dynasty it was called Zhongtong Jiaozi, and in the Ming Dynasty, it was called Baozi.

Originally, paper money was actually very helpful for promoting economic development, facilitating the economy and trade in goods, but when it came to Lao Zhu's family, Zhu Yuanzhang, a cattle herding baby, he didn't understand the slightest thing about money, and he didn't know that the issuance of paper money needed credit and reserves.

He just thinks that treasure money is a good thing, the money printing machine is constantly running, and there are countless money printed desperately, so that even half of the officials' money is issued with treasure money.

Later generations will surely know that once this banknote is issued indiscriminately, it will inevitably depreciate in value, reduce purchasing power, and if it is issued in large quantities, it will become worthless.

The Ming Dynasty issued treasure money indiscriminately, this treasure money has long been no different from a piece of paper, and half of the court officials still use treasure money to issue, which makes the already low to the extreme discount of the treasure money, which is why the corruption of Ming Dynasty officials is extremely serious.

Even a well-known virtuous minister in history, such as Liu Jian, the first assistant of the cabinet, will also charge some pen fees from the people below, because the court's salary is too low, and he can't eat enough, so what kind of governance can he talk about.

Liu Bowen, the founder of the Ming Dynasty, was almost starved to death, and it feels incredible to say it, but this is what really happened.

No one wants to ask for treasure banknotes now, but paper money is an inevitable choice for historical development, so Liu Jin wants to occupy this field in advance and grasp the right to issue banknotes.

With the germination and development of Ming capital, the future will inevitably slowly move towards the road of capital, and it will inevitably need a kind of banknote to slowly replace gold and silver.

In addition, Liu Jin is also selfish, mastered the right to issue banknotes of the Ming Dynasty, when the Ming Dynasty dominates the earth in the future, it can become a global currency, once it can become a global currency, then you can learn from the shameless bald eagle of later generations.

As long as there is an economic problem, they can immediately start the printing press and let the world pay for them, not to mention how cool this little day is, and you can also control the global economy and finance, the benefits are simply too many.

"A bank, simply put, is a bank that is dedicated to managing money, but unlike the current bank, we have to do more ......."

Liu Jin began to slowly explain to Zhu Houzhao the definition, responsibilities and role of the bank, the bank in this era in Europe is quite common, and has also developed to a certain scale and level, but in the Ming Dynasty, everyone is still in the stage of the bank, very primitive and backward, and the business is also extremely simple.