Chapter 108: The Security Branch of the Bank of Southern State
Lin Ziran still remembered that the last time Zhou Li came over, in addition to talking about Luo Hai'an's family's thoughts on the kerosene business, he also said that Nanzhou Bank also took a fancy to the kerosene business.
The difference is that Luo Hai'an's family, like Li Xiancheng and them, is thinking of directly forcibly joining the oil company, and finally packing up the entire oil company and taking it away, and they are not even prepared to leave some residue for Lin Ziran.
These people are extremely ugly, and they are completely a routine of forcible grabbing, and for such people.
Lin Ziran's attitude has always been simple and crisp!
If you can do it, you can do it, and if you can't do it, you can coax it!
If they can mobilize enough troops, then Lin Ziran said: If you have money, everyone will earn it together, it's a big deal that I will suffer a loss!
For example, if a family like the Jian family wants to seek an oil company, Lin Ziran will think about it carefully, and finally exchange the oil company for other benefits.
But a family like the Jane family, who has an army of tens of thousands, can't look down on the small business of kerosene, which used to produce more than 40 barrels of crude oil per day, and they don't know that the cost of kerosene is very low, and the estimated profit is only a few thousand yuan at most.
In the eyes of people like Jian Liangzhi, it is only a few thousand yuan, and the importance is far less important than winning over Lin Ziran.
Even if he knew that the profits were very lucrative and decided to eat it, the appearance of eating would not be so ugly, and he would be compensated to some extent if he took Lin Ziran's things.
After all, the hegemony of these Qing families in the troubled times depends not only on a few of their descendants, but also on a large group of talents and the interest groups that revolve around them.
If you want to let talents from all walks of life invest, let various interest groups surround them, how can you do it without the credibility and charm of people.
Even Jian Liangzhi, the junior of the Jian family, shows the demeanor of the children of the Qing family when he is outside, treating people kindly, not being informal, fair and just, these are the most basic.
Rao is a person like Lin Ziran, and he is more convinced of people like Jian Liangzhi.
In the troubled times, as long as there are tens of thousands of troops in the feudal towns that can divide one side, few of them are simple characters, and Luo Hai'an's family, Li Xiancheng and others are not worthy of carrying their shoes.
But then again, he Lin Ziran is not afraid of people who don't have soldiers in his hands!
Zhou Li's boastful Luo Hai'an family is so awesome, but Lin Ziran still gave them a rolling word!
However, Zhou Li said that Nanzhou Bank, Lin Ziran felt that he could contact one or two.
Although Nanzhou Bank also wants to get involved in the kerosene business, their appearance is not so ugly, and the way they take is not to directly control Tsingshan Petroleum Company, but to obtain a large supply of kerosene by issuing loans to obtain rich interest income.
Of course, Lin Ziran estimated that they wanted to slowly control the sales channels of kerosene through the priority of purchasing kerosene, and they probably thought that one day Lin Ziran would not repay the loan, so he would take Tsingshan Petroleum Company away.
It's just that Lin Ziran still can't figure it out, this Nanzhou Bank is just a bank, if he defaults on his debts that day, how can they take the oil company away from him at that time?
Don't say anything about contracts or anything like that, no matter who wants to take away Qingshan Petroleum Company, they have to kill Lin Ziran's Qingshan Patrol Camp first, and then talk about it, everything else is nonsense.
But soon Zhou Li gave him the answer.
Zhou Li, who hurried over after getting the news, heard Lin Ziran's doubts, and then pointed to the guard he brought over at the door: "Don't Lord Lin know that Nanzhou Bank has a security branch?" ”
"The armed guards in the caravan of our Hongxiang Commercial Bank are the security services provided by the security branch of the Bank of Nanzhou!"
"The security branch of the Bank of Nanzhou, with dozens of large and small escort teams and a total strength of more than 2,000 people, usually provides security services for our customers, and can be mobilized to collect accounts when necessary."
Hearing this, Lin Ziran was completely speechless!
What a world this is, even a bank has a army, and there are thousands of them!
Perhaps seeing the speechlessness on Lin Ziran's face, Zhou Li said: "After all, the world is chaotic, the funds transported by the bank to various places need to be escorted, and sometimes debt collection inevitably requires the use of force, after all, many debtors of Nanzhou Bank are people like Lord Lin, and you can't do it without a security branch!" ”
Lin Ziran said: "If it is debt collection, I am afraid that more than 2,000 people will not be enough!" ”
Zhou Lidao: "This depends on the situation, if it is a small fight, it is naturally enough, if the other party is stronger, generally Nanzhou Bank will transfer the debt!" ”
"Debt transfer?" Lin Ziran was puzzled, and now he was more and more interested in this Nanzhou Bank.
Zhou Lidao: "Yes, Nanzhou Bank will generally sell bad debts to interested feudal towns, and then the feudal towns will collect the debts due to them, some of the money is difficult for the bank to collect, but there is generally no problem for the feudal towns." ”
"Of course, what is more important is that we will also conduct a risk assessment in advance to confirm the customer's credit and repayment ability before issuing loans, not everyone can borrow in our Nanzhou Bank, so there are relatively few cases of bad debts leading to debt transfer."
Lin Ziran pondered for a while and said: "That is to say, if I borrow money from the Nanzhou Bank, and I can't pay it back by then, the Nanzhou Bank will send the guards to collect the debts, and if I can't collect it, the Nanzhou Bank will sell the debt to the Luo'an County government, and then the Luo'an County official will come to the door to ask for the account?" ”
Zhou Li didn't show too many other expressions, and nodded slightly: "That's pretty much it, but the link of transferring the escort team can be skipped, after all, Lord Lin, I still know a little bit about your strength, and the patrol battalion of thousands of people is rare, and our Nanzhou Bank will not take unnecessary risks!" ”
Hearing such a clear explanation, Lin Ziran was even more speechless: "You Nanzhou Bank are powerful enough, you can even turn all the feudal towns into your own thugs!" ”
Zhou Li also smiled at this time: "It's too much for the thugs to say, we can only say that we cooperate with each other, after all, Lord Lin, you also know that fighting a war costs a lot of money, and our Nanzhou Bank can provide some help to customers in this regard!" ”
Lin Ziran can probably guess what the situation is, it is nothing more than that the Nanzhou Bank lends loans to the feudal towns in various places, and while collecting the high interest, it also maintains close contact with the feudal towns in various places, and when the bank encounters can't collect the accounts, it will cooperate with the feudal towns to collect the debts.
Seriously, after living two lifetimes and spanning two planets, it was the first time he had heard of such a strange bank.
It's just that Nanzhou Bank is so awesome, if you ask them to borrow money to expand the refinery, you have to think about how to repay the money in the future!
How to repay the money, to be honest, Lin Ziran didn't think about it before!
Because he only thought about how to borrow money before, but he didn't think about how to repay the money......
Because he didn't plan to pay it back before!
If Zhou Li knew what Lin Ziran was thinking at the moment, he would snort coldly: It is because there are too many people like you that our Nanzhou Bank will raise an army and cooperate with various feudal towns.