Chapter 164: Usury

After such a calculation, Gao Longzang and the second sister felt that they were quite safe, at least they didn't have to worry about it. That's what he wanted to do in the first place - wait a while. No, it's only been ten days and eight days, and the situation has changed so dramatically that their side has two more masters of the second grade of strength out of thin air - Gao Longzang is considered to be at this level.

However, when he told Zhu Tianlei and the night owl, Gao Longzang still admitted that he was a three-grade person, which was not a lie. He just said that his strength is more bullish, and he will definitely be able to sweep among his peers.

Even so, Zhu Tianlei was also surprised: in the blink of an eye, Second Sister Sun changed from the third grade of strength to the second grade; And Gao Danian is even more bullish, jumping directly from an ordinary first-class master to the peak of the three grades of strength...... These two monsters!

Of course, Zhu Tianlei was also very happy, at least their situation had improved, and they didn't have to be so nervous.

However, the night owl still didn't say much, glanced at Gao Longzang, and just said, "Young people are not bad and have a future."

Gao Longzang had already understood this old guy's eccentric character, and of course he didn't care, but just said to Zhu Tianlei: "Brother Tianlei, Mr. Chen still has to go to the company in a hurry, I'll drive her there." Now we don't have a day shift or a night shift, and you can rest after you are on duty all night. ”

Zhu Tianlei was not polite, because Gao Longzang's current strength was not weaker than him, and it was not necessarily more meaningful for him to accompany him in person: "Then there is Brother Lao." However, what is the urgency of the eldest lady? Didn't you just say that you won't go to the company this morning? ”

Gao Longzang sighed: "It's not about buying that processing plant, it's time for Zuihou, but she's short of money." ”

"I'll ask the second master to send it to her?"

"No, she doesn't want to use Qingyun's money." Gao Longzang smiled and left immediately. And Zhu Tianlei seemed to know Chen Keyi's character, but he didn't force it.

……

drove Chen Keyi to the company, and roared. It turned out that the owner of the garment processing factory really couldn't stand it anymore and decided to sell the factory no matter what.

At first, Chen Keyi said that he wanted to buy it, but the owner was still ready to sell it to Chen Keyi, considering the long-term cooperative relationship. But Chen Keyi couldn't get a loan in the bank, but the owner of this processing plant was urged by the creditor to kill him, so he urgently made an appointment with Chen Keyi today, and the meaning is obvious: Mr. Chen, if you can't get the money again, I can only sell it to other families, and my creditor doesn't leave me much time, which is no way.

In the car, Gao Long hid a word of idle talk. However, his gaze seemed to avoid Chen Keyi a little, for fear that when he saw this girl's beautiful face, he couldn't help but think of his illness, and then thought of what would happen if he arched her.

"The loan from the bank is completely out of play?" Gao Longzang asked idly while driving.

Chen Keyi pursed his lips: "It's not." That bastard bank president is still pestering me, to put it bluntly, it's just a loan blackmail, it's disgusting.

However, the processing factory I mentioned has already reached the time of Zuihou auction, because they owe too much debt, borrowed from private loan sharks, and the creditors blocked the door to ask for accounts. Moreover, this boss was ruthless and lowered the price of the factory by several million. Now it only takes 18 million to take down that factory.

The price is already very right, but I still can't get it, it's like this in the business field, it's hard to die a hero for a penny. Hey, I look greedy, but I can't swallow it. ”

And Chen Keyi is worried that once someone else buys this processing plant, it may be stuck in her production source. Now the boss of this factory is still easy to talk to, at least everyone has been cooperating. But if there is a new boss, are people willing to continue to provide OEM processing to Chen Keyi? None of this is easy to say.

Now, Chen Keyi is also stepping up contact with new manufacturers, so as not to get stuck out of the neck of the production process. But in this small Gaoyang, there are very few processing plants of this scale and this grade. Besides, there are occasionally two companies of the same size, and they are not very familiar with the survival style of Keyi clothing company, and it will take a long time to even run in.

As for the current boss of this processing plant, there is really no way. I privately borrowed 11 million yuan from a loan shark, with a monthly interest rate of three cents, that is, a month's interest reached 330,000!

No, a year has passed, and the interest alone has been as high as 4 million, plus the loan principal, this guy has owed more than 15 million yuan to the loan shark, which can be described as a high debt. Coupled with some other sporadic debts, he was forced to sell the farm for 18 million. I don't want to make money, I just want to be able to change the accounts.

Chen Keyi smiled bitterly and said: "This is the sorrow of businessmen. It's actually hard to borrow some money from the bank. Forced to borrow from private loan sharks, look at the interest - three cents! That's a lot of interest rates, about the same as a vampire. ”

Gao Longzang shook his head and said with a smile: "Mr. Chen, in fact, I want to say that this usury is low enough. I've even seen usury with a monthly interest rate of eight cents, or even a dime, which is called a real donkey rolling, and the principal and interest are doubled in a year. If it weren't for the difficulty of bank loans, there would have been so many underground loan sharks. ”

Moreover, Gao Longzang and Chen Keyi also know that those who dare to put these large loan sharks generally have an underground shijie background. They have a relatively strong social shili, so they are not afraid that borrowers will not repay their debts. Default? Okay, cut off one of your fingers today, tie up your wife and children tomorrow, in short, there are a lot of tricks.

However, since usury was mentioned, Gao Longzang's eyes lit up and said, "By the way, if you really want to take over this factory, you can also borrow underground loan sharks temporarily." ”

Chen Keyi shook his head: "How high the interest rate is, what can I do." ”

Gao Longzang smiled evilly and said, "If you really can't change it then, then you will drag him for a while." The guy who lends a loan shark collects debts, and what he relies on is nothing more than the shili of the underground shijie. When the time comes, you show Qingyun's signboard, hey, see if they dare to urge you to repay? If it really doesn't work, you can just rely on it, and they don't dare to do anything to you, Miss Qingyun. ”

Gao Longzang's method is really yin, this is a clear plan to eat black. In fact, his current state lives up to the name of the person who lost his conscience back then, and he was bad back then.

Yes, even Feng Xixi, the eldest sister of Gaoyang underground Shijie, is unlikely to compete with the province's No. 1 Shili Qingyun Group. As for those who lend usury, of course, they can't afford to offend Qingyun. At that time, Chen Keyi would pay it back when he earned money, and if he didn't make money, he would rely on him. Do you really want to ask Miss Ben for the debt? Looking for Qingyun to ask for it, I'm afraid you won't dare!

However, Chen Keyi took the eyes of an idiot and glared at him fiercely: "Isn't that black eating black?" I'm a businessman, and I'm not a big sister who relies on underground shili to steal and rob. If I really want to use this kind of reliquent method, I might as well ask the second uncle directly for 20 million, it's all black money anyway. ”

Gao Longzang was also speechless, feeling that this girl was indeed very stubborn in some things. But it's also a good thing, at least it shows that she does business with integrity.

The amount of money that people make in this life is secondary, and the most important thing is to be able to stick to their own principles, which is not bad for hers.

So Gao Longzang thought for a while and said, "Okay, after all, you still don't have the confidence to repay the high interest of the 'three cents'." But how low is the interest rate to make you confident? ”

Chen Keyi did the math and said: "The annual interest rate of bank loans is 6%, in fact, with the money for gifts and running away, the cost is often close to 10%, which is the appearance of one cent of interest." I think that at this price, the factory will still be able to turn around normally, and I am confident that I will slowly pay off the loan from the profits of the business. That's why I borrowed money from the bank, but the bank wouldn't lend it to me. ”

Gao Longzang asked with a smile: "Then if the private loan shark gives you a loan with a penny of interest, are you willing to borrow?" ”

"It doesn't matter, it's all about paying back so much money anyway." Chen Keyi smiled, "But what you think is too simple, the private loan shark, who gave me this low interest, it's almost like a bank loan." ”

Gao Longzang smiled: "Okay, I'll try it and see if I can help you talk about it." And try not to let you borrow so much, so the pressure is even less. ”

Chen Keyi only glared when he heard it, and thought he had heard it wrong: "You? ”

Gao Longzang Haha Yile: "Yes, don't forget, I am also an employee of our Keyi clothing company." The boss is in trouble, and I, an excellent employee, should try to find a way. ”

Anyway, I have nothing to do these days, so I will first relieve Chen Meiniuer's heart disease.

Besides, it's better to have a good relationship with Chen Meiniuer now. Even if she doesn't think about arching her in the future, at least she has to count on her father to help the blind girl cure her eyes.

Chen Keyi bit her lower lip and said, "Okay, if you can really do it, I'll give you a bonus of 100,000 yuan." ”

Gao Longzang said, "Okay, I'll talk to the owner of the processing plant in a while." ”

Chen Keyi was skeptical, but still agreed: "Hey, the bank president is still pestering these days, and he is almost annoyed to death with a dead face to blackmail people with loans." If you can get past the bank and do this, it will be really comfortable. ”

"Don't mention that kind of thing, disgusting." Gao Longzang said with a smile, but he was thinking in his heart: If the president of this bank pesters Chen Keyi, does he need to learn from Lei Feng again? Hey, this is also a matter of agreeing to the old medicine box. It's not a good thing for a woman to be beautiful, and it's always easy to be targeted by this kind of beast.

I hope this brute doesn't cross the thunder line, otherwise he will ask for more blessings, huh! Gao Longzang thought to himself.

As for getting the so-called loan with roughly one cent of interest, Gao Longzang has this confidence. This confidence was based on his knowledge of usury circles.

He knows very well that the people who lend usury generally have a local underworld background. But looking at the whole Gaoyang, no matter how strong the underworld background is, can it still be stronger than the Queen Mother Feng Xixi and Ben Leihu?

That's why Gao Longzang ignored this.