"Straighten your waist and stab hard!"

On the school ground, Zheng Er was sweating profusely and directing the training of recruits, his dark face was serious.

Zheng Er has been feeling very uncomfortable recently. Seeing those brothers who came back from the battlefield being promoted and paid one by one, but he could only guide these recruits all day long, Zheng Er's heart didn't mention how aggrieved he was.

The Loyal Army's military regulations are like this. Teaching and band are completely separated, the instructor who trains is a set of methods, and the general who leads the troops is the king on the battlefield.

Zheng Er also found his chief officer and asked to go to the front line to lead the troops, but he never received a clear reply.

Every three months, the money and the so-called allowance will be converted into silver, and when the salary is paid, it will be handed to him together.

Two carriages, escorted by dozens of cavalrymen, slowly drove in and stopped in front of the barracks building. A few people came down from the car, and Zheng Er noticed that in the cavalry crowd, there were some people wearing one-color clothes, with the words "Huaxia Bank" embroidered on their chests, and it seemed that they were the bank's administrators.

"Instructor Zheng, you have to think clearly, this is 60 silver yuan, are you really willing to keep it at home, instead of keeping it in the bank, you can withdraw it at any time? You should know that there is no savings fee from the bank, just an operating fee of 10 cents each time you withdraw money. Put it in the bank, it should be much safer. Think again. ”

In the office hall of the barracks and the payroom of the households, the stewards of the banks were neatly dressed, smiling, polite and patient. For him, these officers in the army, with their good salaries, are definitely a major target of his attention.

Yu Shan, the instructor next to him, also persuaded: "Zheng Er, the money is in the bank, it can be withdrawn at any time, it is also safe, and the cost is low." The brethren were all put there. You are not too young, save more money, so that you can marry and have children! If you do, it's in the barracks, you don't have to run it yourself, you don't have to think about it anymore!"

"Steward, brothers, thank you, but I still like to keep it myself!"

Zheng Er, who grew up in the bazaar, still likes to keep real money by his side.

Seeing that the persuasion was ineffective, the bank manager opened the cash box helplessly and asked, "Instructor Zheng, how many silver and copper dollars do you want, I will register it so that I can put it in the money bag for you."

Zheng Er took out a note with the calculated numbers written on it, handed it to the bank's steward and said, "Steward, please give me the numbers on the paper." Divide the bags of 52 silver dollars and the others. ”

The steward took the note and said, "52 silver dollars of one dollar; There are 10 silver rounds of five jiao, two jiao, and one jiao, a total of 8 yuan. Together, that's exactly 60 times. ”

The bank staff next to him counted the money, Zheng Er confirmed that it was correct, put it into a gray cloth bag embroidered with "Huaxia Bank", tightened the seal with a rope, made a circle, tied the bag, and then said goodbye to everyone and left the room.

In the barracks, there were constantly soldiers heading in the direction of the barracks building, apparently to receive their salaries. However, compared to the thousands of sergeants in the barracks, the sergeants who went to receive the money did not carry much of a box, which shows that most of the soldiers deposited their money in the bank.

According to the military regulations of the Loyal and Righteous Army, except for the bachelors who have no parents, wives and children, all the salaries of the sergeants must be claimed by their parents, wives and children. The sergeant's home will receive a passbook of the "Huaxia Bank" in the name of the Xuanfu Division. With this passbook, the family members of the sergeants or themselves can withdraw money at any time at the branches of the "Huaxia Bank" in various places.

Seeing Zheng Er out of the gate of the barracks, his arms were bulging, and the eyes of several idlers outside the barracks lit up. Everyone glanced at each other, blended into the crowd, and followed Zheng Er.

As the officers in charge of training in the barracks, Zheng Er and the others have their own houses, but the compound where the officers live is not inside the barracks, but outside the barracks.

Zheng Er bought a basket of hot steamed buns, ate them while walking, looked at the scenery on the street, and unconsciously bumped into the man who came in front of him.

"How do you walk, why don't you have eyes!"

The idler on the opposite side was full of meat, tall and big, and grabbed Zheng Er's placket at once, and several men next to him surrounded Zheng Er, one by one, with a fierce momentum, as if they didn't agree with each other, they would make a big move.

Zheng Er brushed off the man's hand, there are rules in the army, it is best for the sergeant not to clash with the people, so as not to affect the reputation of the army.

"Good! Good! Good! I'm afraid you can't do it!" Zheng Er said in a deep voice: "A few heroes, I can't compensate you, I'm sorry, I'm sorry!"

"Look at you, this guy didn't mean to, otherwise I would break your dog's leg today!"

After the stout man in the lead finished speaking, he waved his hand, and everyone gave up Zheng Er and walked forward.

Zheng Er shook his head, it was originally a happy day, but he didn't expect to encounter such a bad thing.

Suddenly, Zheng Er felt that something was wrong, he touched his arms, and it was already empty.

The 60 silver round cloth bags have long since disappeared!

Cold sweat poured out of Zheng Er's head, and his head was confused. It's only a moment, and only 8 of the 60 pieces of money are left in the cloth bag in his hand, and the 52 pieces in his arms have long been gone!

After a long time, he reacted, thought carefully, and ran backwards reflexively, looking left and right in the crowd, where were those idlers.

Since the completion of this "Huaxia Bank" before last year, it has been deeply loved by the common people of the Daimyo Mansion, the military and the people, because compared with the traditional money bank, the "Huaxia Bank" is behind the Xuanfu Division, and the "Huaxia Bank" is already a leader in this credit alone.

In addition, before the opening of the bank, the newspapers were full of exaggeration and publicity, and the preferential measures such as depositing money in the "Huaxia Bank" and sending rice and oil, coupled with reasonable interest rates, the "Huaxia Bank" made a lot of money.

At the same time, in addition to the "Huaxia Bank" branch in Taiyuan, there are also "Huaxia Bank" branches in Bianliang City and Chang'an City, as well as more than a dozen other small branches.

At the same time, all the settlement of the bank was devoid of silver, copper coins, and iron coins, and were mainly replaced by silver and copper coins. As for large transactions, the banks introduced silver bills, which could be used anywhere under the control of the Huaxia Army.

A set of four silver yuan, the weight of the coin is: Kuping seven coins and two cents, three coins and five cents, one coin and four cents, and seven cents and two cents, a total of four currency values, as one yuan, five jiao, two jiao, and one dime in the market.

The copper circle is a supplement to the silver dollar, which is a set of six coins, which are five jiao, two jiao, one jiao, and five cents, two cents, and one cent, and the five-jiao copper dollar is equivalent to half of a dime silver dollar, and the others decrease in turn.

The shape of the silver circle is round, the front is cast with the word "one yuan", the upper circle has the four words "Made in China", the lower circle has the six characters of "Kuping seven coins and two points", and the back is engraved with the Great Wall graphic. The shape of the silver dollar remains the same for the rest of the coins, except for the numbers.

The copper circle is also round, the material is copper-zinc alloy, the color is golden, and the shape is the same as the silver dollar, such as the copper circle of the five corners, the front is "five corners", and the reverse side is the plum blossom. All other copper dollars are the same except for the numbers.

Silver stamps are applied to large sums of money, so they are printed precisely and the number is very small. The printed paper is made of a special material, with complex patterns and a variety of colors, and there are four words on it, "the forger is dead", which is also a necessary means to prevent forgery.

Since the business of the Trade Division such as firearms, glass, charcoal, salt, ironware, etc., has opened up the north and south of the river, and in order to promote silver and copper yuan, the Xuanfu Department stipulates that all

Merchants who came to buy things with money had to go to the local "Huaxia Bank" to exchange silver taels for silver and copper yuan before they could trade. This is also an important reason why copper and silver dollars can be promoted very quickly.

And behind this, is the credibility of the Xuanfu Division, exaggeratedly, it is the credit of the warlords under the representatives of the Xuanfu Division, and the people and merchants believe in the strength and strength of the Xuanfu Division.

The army is the earliest place to use silver and copper yuan, 100,000 male soldiers, plus tens of thousands of civil affairs personnel, every month is the expenditure of hundreds of thousands of yuan, and the army is mandatory to use, so soon, silver and copper yuan were promoted.

The number of silver tickets is huge, easy to carry, safe and easy to hide, and behind it is the mountain of Xuanfu Division, which no one dislikes in businessmen. Slowly, the places under the Xuanfu Division, including Jiangnan, which was controlled by the Great Song court, began to use these new currencies.

One yuan of silver yuan is seven coins and two cents, and the weight of 100 silver yuan is 72 taels, which is extremely heavy on the body, so when trading in large quantities on the market, businessmen like to use Huaxia Bank's "silver ticket", which is reliable, fast and convenient, and has excellent use effect.

A large number of silver yuan, copper round put on the body, the sound of the sound, the luster of the white flower is even more dazzling, so carrying a large number of silver dollars is prone to accidents, as the saying goes, "wealth is not white", "white" refers to the silver dollar.

Zheng Er's silver coin was stolen today, which was the result of a large amount of silver yuan placed on his body. 52 silver yuan, weighing three or four pounds, a lot of bulging bags, thieves don't steal who he steals!

The minting of silver dollars by the Xuanfu Division, to a certain extent, prevented officials from taking advantage of "fire consumption", cheating, shoddy, and enriching their own pockets. If officials do not have the benefit of fire consumption, they will have no excuse to oppress the people, causing turmoil in the current situation and unrest in the world.

Through the minting of coins, the Xuanfu Division enjoyed the benefits of fire consumption. A silver dollar containing seven cents of silver, but its value is one tael of silver. Xuanfu Division consumes seven coins and two cents of silver, and if the copper coins are removed, there is at least twenty percent of the fire consumption left. ”

In the era of the Song Dynasty, the government did not have the concept of serving the people. Therefore, the people take it for granted that banks charge a so-called service fee when opening accounts, withdrawing and remitting cash.

And also in this era, due to the relative lack of business opportunities, ordinary people do not have such a strong concept of consumption as later generations. Under normal circumstances, people will not withdraw money from the bank unless there is an emergency. Banks can use the funds in the bank to invest in more business activities, investment, or promote the specific development of other industries.

All the old money was recycled and exchanged for new silver and copper dollars. A one dollar silver dollar and one tael of silver, relatively more valuable, generally in the people, the use of copper dollars.

Just like in later generations, the most common banknotes on the market were 100 yuan bills, and the most used banknotes were less than 10 yuan bills, not 100 yuan bills. Firewood, rice, oil and salt, for ordinary people, how much can a pound of vegetables, firewood, rice, oil and salt be worth!

You must know that at this time, a silver dollar is always money, two pieces can buy an acre of fertile land, can buy about 30-50 catties of rice, and the value of a silver yuan is indeed equivalent to a 100 yuan bill in later generations. A lot of people just store it and don't really use it much.

Zheng Er came to the yamen in a hurry, and the yamen and the street department immediately sent public officials to investigate and secretly visit.

It's just that in a city as big as the Daimyofu, with a population of nearly one million and a large number of migrants, looking for one or two thieves is tantamount to looking for a needle in a haystack.

Besides, even if you find it, I'm afraid the money will be spent by the other party.

He secretly regretted it in his heart. Next time, no matter what you say, you have to keep your money in the bank.

It's just that after returning home, how should I explain to my wife?